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Politics / Re: ARCON Sues Facebook Owner Meta, Demands N30 Billion by einsteine(m): 1:46pm On May 03, 2023
ARCON abuja division is silly.

Social media is not newspaper or radio or TV. You cannot vet every ad. It is an impossibility. Not to mention that ads which target Nigerians can come from anywhere on the web and anywhere in the globe. Since they are so stupid, why not sue Alphabet, owners of YouTube, or Eskimi and Taboola (who do big numbers worth of native advertising) or Telegram or Michat or Pornhub. These guys are troglodytes who don't know the world has advanced beyond 1952.

1 Like

Crime / Re: Lagos Carpenter Jailed Seven Years For Pouring Acid On Ex- Girlfriend, lover by einsteine(m): 7:13pm On Apr 28, 2023
Toks2008:


Why 7 years?

That should be a life sentence.

7 years is the maximum jail term for grievous body harm.
Crime / Re: Lagos Carpenter Jailed Seven Years For Pouring Acid On Ex- Girlfriend, lover by einsteine(m): 7:12pm On Apr 28, 2023
For all the people shouting 7 years, you have to understand that the sentence is based on the charge.

He was not charged for attempted murder.

He was charged for grievous bodily harm (section 245).

7 years is the sentence for greivous bodily harm which covrs cases of mild acid attack.
Politics / Re: Sudan Evacuation: FG To Prioritize Women, Children, Diplomats by einsteine(m): 5:12am On Apr 27, 2023
darkCoal:
Is that too much? Oh, you don't know how our naira is crawling in the world market

It is too much for rental price
Politics / Re: Sudan Evacuation: FG To Prioritize Women, Children, Diplomats by einsteine(m): 5:11am On Apr 27, 2023
PNomsule:
$1.2m approx N900m is not bad for 40busses however, what happens to them afterwards is equally important. Tax payers don suffer long time ⌛

They are renting not buying.
Politics / Re: SE/SS Senate Presidency Will Be APC's biggest Political mistake - Adamu Garba by einsteine(m): 10:52pm On Apr 23, 2023
If them like, let them both speaker and Senate president to North West, it makes no difference to the plight of Nigerians. The only losers will be SS and SE politicians.

Government is the scourge of Nigeria.

1 Like

European Football (EPL, UEFA, La Liga) / Re: Sevilla Vs Manchester United (3 - 0) - Full Time by einsteine(m): 1:57pm On Apr 21, 2023
Ade1177:

Not even close

Osimhen is miles better

Osimhen won't win player of the year. Person wey nor play world cup at a time an African team reached semi finals.
European Football (EPL, UEFA, La Liga) / Re: Sevilla Vs Manchester United (3 - 0) - Full Time by einsteine(m): 1:53pm On Apr 21, 2023
kals4luv990:
I said it before and will continue to say it.
Maguire was considered good at Leicester city cause he had kante and a good hold CB as support
But here in Man utd, his flaws has been exposed..dat guy na trash overhyped englishman

Kante and Maguire never played together.
Politics / Re: Binani’s Acceptance Speech Confirms She’s Party To Illegal Declaration – Falana by einsteine(m): 6:58pm On Apr 20, 2023
doctokwus:
Stopped taking Falana serious the moment he said that 25% vote tally in Abuja is not a requirement for declaring a president elected.
That Abuja is equivalent to a state as far as the constitutional interpretation is concerned.
Any lawyer that comes up with that bullshit,despite a readable operational clause of AND,being attached to Abuja,doesn't know what he is saying,is a clown or just being mischievous.

So because he didn't tell you what you want to hear, he is a bad person.

The courts will clear your doubt on the mischievous interpretation that you are trying to give to that section. It is something that should have been phrased better but one has to be very mischievous to believe that voters residing in the fct are special. It is noteworthy that no country has such clause.

The simple explanation is what Falana said. 25% in 2/3rds of 36 states and fct is like saying 25% of 2/3rds of all states/sub-national units. That is simply 2/3rds of 37 states and anyone who scores 25% or more in 25 states or more satisfies this.

Of course, there is no need for all of this. The courts will put an end to that delusion once and for all.
Politics / Re: FG Approves Citizenship For 385 Foreigners by einsteine(m): 3:24pm On Apr 20, 2023
panpan:
What is the difference between the granting of Nigerian Citizenship by naturalization and the granting of Nigerian Citizenship by registration?

Those who get married to Nigerians become citizens by registration. Naturalization is for those who have spent a number of years (I think 15) in Nigeria as legal residents.

1 Like

Romance / Re: Is It Proper To Ask A Girl You Want To Marry If She Committed Abortion Before? by einsteine(m): 1:45pm On Apr 17, 2023
And if you ask her and she lies, how would you know?
Politics / Re: Senate: APC Secures 59 Seats, PDP 36, LP 8, NNPP 2, SDP 2 by einsteine(m): 1:44pm On Apr 17, 2023
The opposition parties can come together to vote against whatever the APC choice for senate president is. All they need is 5 or 6 APC senators in their camp.
Politics / Re: Two Aspirants For Senate President, Speaker Offered $1million Per Vote- APC Gov by einsteine(m): 11:18pm On Apr 16, 2023
So someone will spend $100m to win Senate president position? Fake news.
Travel / Re: How God Saved Me From The Accident That Killed 6 People (photos) by einsteine(m): 1:21am On Apr 14, 2023
MissOpe:


As a freethinker like yourself, let's assume we were in similar shoes, who would we thank for that miracle or luck?

Goodness ,nature , science or the universe?

It is simple randomness.

Two people playing Ludo. One rolls 4 and 3, the other rolls double 6. Who should we thank for that? Goodness, nature, science or the universe? None. It's simple entropy, randomness and stochasticity.

1 Like

Travel / Re: How God Saved Me From The Accident That Killed 6 People (photos) by einsteine(m): 1:18am On Apr 14, 2023
Did God kill the others?
Celebrities / Re: “DNA Reveals Popular Nigerian Celeb’s Son Isn’t His”: Daddy Freeze Spills(video) by einsteine(m): 10:03pm On Apr 13, 2023
Nigerian men are too egostical, that's why it doesn't even cross many of our minds that women will cheat on us. But women cheat a lot. A DNA test should be a prerequisite for the Issue of a birth certificate.

2 Likes

Crime / Re: Hushpuppi’s Associate, Woodberry, Pleads Guilty, Forfeits $8m, Assets by einsteine(m): 8:13pm On Apr 13, 2023
mytime24:
I thought nobody can access ur crypto wallet angry

Yeah, no one can access the wallet without the seedphrase but if they know the wallet address, they can monitor your transactions. So once it is known that the accused has crypto holdings, he has to disclose and return it or run the risk of getting a 20-40 year sentence. By allowing them to seize it, he can get 10-12 years imprisonment like his friend Hushpuppi.
Crime / Re: Hushpuppi’s Associate, Woodberry, Pleads Guilty, Forfeits $8m, Assets by einsteine(m): 12:40pm On Apr 13, 2023
mytime24:
He shld rot in jail,
For him to forfeit shld amount,

Meaning there's more in his cryptocurrency wallet cheesy grin

All his crypto was seized. One of the reasons his case has taken 3 years before getting a guilty plea agreement.
Celebrities / Re: The Weight Of Cubana Chief Priest's 5-Year-Old Son, Obinna, Causes Stir Online by einsteine(m): 2:15pm On Apr 12, 2023
Axis313:
Obesity is a slow killing disease,the boy may not know it now,he will think it is a sign of good living.
Obi Cubana should take a step as a matter of urgency to safeguard the boy's health.

Cubana Chief Priest is not the same as Obi Cubana

4 Likes

Business / Re: FG Bars Online Banks From Accessing Customers’ Photos, Contacts by einsteine(m): 7:53pm On Apr 10, 2023
ivolt:

Why is it that only federal agencies are trying to regulate these apps and not
your state government?
Why not petition your state assembly?


Here you show your ignorance again.
Loan apps give loans to any customer that asks regardless of their income status.
Commercial banks preselect beneficiaries for their small loans, they often target salary account
owners and those with regular income stream.

The truth is that people like you want to eat your cake and still have it.
You don't want the loan apps banned because they are your last hope having
exhausted other easier means due to defaults.
But at the same time, you don't want to pay back the loan citing high interest.


Don't be foolish. All my posts on this issue have advocated a complete ban on any usurious and unregistered money lender.

You are silly for thinking you are the one to teach me about credit. Are the apps suppose to give loans without any analysis as to the ability of the borrower to pay back? They do that because they are deliberately targeting the vulnerable in society and they then end up using blackmail and emotional attacks to get back the money. We haven't even mentioned the money laundering involved as the lent money is from criminal triad gangs in China.

No sensible person would see what those apps are doing and try to justify them. If you justify their criminality, then it calls into question whether your brain is working well or not.

4 Likes

Business / Re: FG Bars Online Banks From Accessing Customers’ Photos, Contacts by einsteine(m): 1:37pm On Apr 10, 2023
ivolt:


You sound like an illiterate.
Lagos does not set interest rate or APR, CBN does.
Also, there is no such thing as usury as far as Nigeria is concerned.

Moreover, this loan companies are not commercial banks.
You either ban them entirely or leave them alone.

Since they are committing crimes, why not run to your well-regulated commercial banks?
Oh, you can't because they don't trust you and won't give you a dime unless you have collateral.

Stay off loan apps if you can't pay the interest.

You have spoken like the ignorant cretin you are. There are usury laws in Nigeria that determine what the maximum interest rate you can charge even as a private lender. You are a compound fool who does not even know that moneylending license for non banks is given by the state government.
All commercial banks give loans without collateral. All. It is simple information gap that make people go for loan apps who do not even lend substantial amounts needed. The loan apps are deliberately targeting the needy and offering them 7500 to pay back 12k. Eventually, the person will end up spending 60k to service a 7500 loan till they still default. Yet a moronic dotard like you is here spewing nonsense.

The loan apps are exactly like a drug dealer who sells in the school district. They are not providing any service.

Anybody who defends the loan apps is either a loan agent, a total idiot, or a criminal who would support preying on the weak.

3 Likes

Health / Re: UK Stops Recruiting Healthcare Workers From Nigeria, 53 Others (Full List) by einsteine(m): 1:29pm On Apr 10, 2023
No active recruitment does not mean no recruitment. The nationals of those countries can still apply if they find vacancies. Also, if a medical practitioner/nurse etc comes to the UK on postgraduate course, they can still be recruited. Unfortunately, due to labour laws and anti-discriinatory laws, the UK cannot ban Nigerians from working as health workers unless it is a blanket ban on foreign workers.

4 Likes

Business / Re: FG Bars Online Banks From Accessing Customers’ Photos, Contacts by einsteine(m): 11:54am On Apr 10, 2023
nedekid:

You are right.
The issue is most Nigerians are dubious by nature and will never payload even with a fight. It's not only here oh. A paddy in the uk told me of another friend that collected 50k gbp loan from bank, and took the money to naija, never to pay back. That after 5 years your records will be cleared. That is allegedly the UK banking laws.
Lend your paddy money and see if he will pay you, one told me last last, I should take him to police.
3 weeks ago, I needed urgent 100k. Tried gt bank, forwhere, they said it has to be salary acct. Tried Zenith, that one, seems it is only to themselves they give loan, tried Fcmb, the said mine was company account, it has to be personal account. A whole me could not get 100k from regular banking.
I went to some of these apps eg carbon and fairmoney I had used years ago. The kind of extra info they were asking for, I kukuma japa.
What basically I am saying is that those loan apps with tighten up, the regular banks will not give money. Relatives, friends and family will not give money because them no want quarrel.
So where do folks now get urgent money to solve pressing issues?

If according to you Nigerians don't pay back loans, how come there are over 100 loan apps targeting Nigerians? Nigeria is a very profitable location for loan sharks and everyday they open new apps and new businesses to lend money to people whom you claim don't pay loans.

7 Likes 1 Share

Business / Re: FG Bars Online Banks From Accessing Customers’ Photos, Contacts by einsteine(m): 11:51am On Apr 10, 2023
ivolt:

Where you forced to borrow the money?
You went to Playstore, download the app, registered and apply for a loan
with no threats employed in any of this process.

You have family and friends who can give you loan with zero interest
but you chose a profit driven company instead for obvious reasons.

You also have your normal banks who would also not give you loan without collateral.

No loan companies will give you a non-collateral loan at a normal interest rate.
Never.

You are obviously one of the jobless youths they employed as collection agents.

If you weren't, you would have understood that these apps are commiting crimes. Have you heard about usury laws? There is a limit to the amount of interest you can charge. In Lagos state, this is set to a maximum of 100% APR. This loan apps charge 30% every 7 days which is about 1500% APR, over 15 times the maximum rate. They also break the cybercime act by engaging in cyberstalking and privacy violation. Yet here you are claiming they are profit seeking. Being profit seeking does not give you a right to break laws. Scammers are profit seeking too.

8 Likes

Politics / Re: NASS Leadership: Northern Senators Plot Against Zoning by einsteine(m): 12:00am On Apr 09, 2023
ebenholer2:
JOKE OF A MILLENNIUM...I KNOW NORTHERNERS WILL NEVER DARE DO THAT COS IT IS LIKE SITTING ON A GUN POWDER...BY DEFAULT SENATE PRESIDENCY THIS TIME BELONGS TO THE SOUTH, EVEN FOR THE SOUTH SOUTH/SOUTH EAST. ANY THING DIFFERENT FROM THAT IS A PLOY BY NORTHERNERS TO CREATE PROBLEM FOR TINUBU GOVERNMENT THEREBY MAKING IT USELESS LIKE BUBU 8YEARS

Where were you when Tambuwal did it in 2011 and the North ended up producing VP, Senate president and speaker?
Politics / Re: NASS Leadership: Northern Senators Plot Against Zoning by einsteine(m): 11:59pm On Apr 08, 2023
This was what Tambuwal did in 2011 and Tinubu supported him. The PDP had zoned the speaker position to the southwest but most of the southwest reps were in ACN and they connived with Tambuwal to jettison zoning. Tinubu then used this as a point to claim that Jonathan marginalised Yorubas.
Politics / Re: CBN To Remove Up Tier-1 Accounts Not Linked To BVN by einsteine(m): 11:57pm On Apr 08, 2023
Some of those accounts are owned by people in the diaspora. Why not just make the accounts dormant pending whenever the owners try to withdraw?

I know a woman who had 250,000 euros in her dom account. In 2015, she came to reactivate the account. She had been living in Italy and had not visited Nigeria for 7 years prior which was why the account went dormant. Imagine if bvn had been introduced during that time, her account would have had no bvn
Crime / Re: Groom Killed After Bride's Ex Gifted Them Sound System Rigged With Explosives by einsteine(m): 5:30pm On Apr 07, 2023
Streetmovement:
Wotoporiously cool speaking

You accepted a gift from your ex and boom something terrible happens and you're no where to be found on the D-Day, I smell something bad

Make them follow arrest that bride, she's got a hand in this, who no Sabi no go Sabi

Read.

A gift was not accepted from the ex.

The ex brought a gift and hid it under where other gifts were put together. It is investigation that revealed the ex was the one who brought the "gift"

3 Likes 1 Share

Politics / Re: Ekweremadu: Obasanjo Writes A Letter To UK Court by einsteine(m): 5:56pm On Apr 05, 2023
motayoayinde:
WHO DOES THIS MAN THINK HE IS?

OBASANJO REALLY DOES OVERESTIMATE THE LEVEL OF HIS INFLUENCE.

HE THINKS HIS SILLY LETTER CAN SUBVERT JUSTICE IN A COUNTRY WHERE THINGS WORK.


Letters from even a common pastor can help mitigate a sentence from 20 years to 10 years. It is part of the legal process in "countries where things work".

That's why invictus obi got his pastor, workers etc to write letters to an American Court.
Celebrities / Re: Aniike2023: Real Warri Pikin & Ikechukwu Asuoha Pre-Wedding Photos by einsteine(m): 5:19pm On Apr 04, 2023
urCreator:
God abeg make e last

They have been married for 10 years.

14 Likes 2 Shares

Celebrities / Re: Aniike2023: Real Warri Pikin & Ikechukwu Asuoha Pre-Wedding Photos by einsteine(m): 5:19pm On Apr 04, 2023
Solsix:
I thought she's married. Congratulations to her

She is.

But she said they didn't have money to really do it the first time.

3 Likes

Foreign Affairs / Re: We Will Take 'Counter Measures' Against Finland - Russia Declares by einsteine(m): 5:17pm On Apr 04, 2023
If Russia is so good, its neighbours would not seek alliance elsewhere.

2 Likes

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