Elampiro's Posts
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Bend it like Beckam. All time best, he has converted at crucial moments and when it matters most. Free kick is his trade mark, he is the custodian. |
Nigerian banks are growing in strength every day while the so called giant banks of the world in US and UK, etc are on the brink of bankruptcy due to credit crunch and economic recession, yet Nigerians are criticising our banks. It appears Nairaland is fast becoming a forum for criticising our banks. It has to be checked. |
'When the Son of man retuirns, will there still be faith on earth'?[color=#990000][/color][b][/b] |
I am an insider, the analysis by previous posters are OK. However, one thing that should be mentioned is that some banks' salary structure at lower levels is better than others which pay better at middle or senior mgt levels. But for the purpose of this discussion the 5 banks mentioned by the first poster appear to be the highest paying. I heard of fantastic reviews for all categories of staff at UBA and Oceanic. Everyone in these two places appears to be singing praises of their MD/CEO. |
UP MAN UNITED. 10 PREMIER LEAGUE TITLES IN 17 YEARS. WE ARE CLEARLY THE BEST CLUB IN ENGLAND AND ALEX FERGUSON THE BEST AND MOST SUCCESSFUL COACH IN WORLD FOOTBALL HISTORY. SIR ALES IS GET CLOSE TO 40 TITLES IN HIS CAREER. MAN UNITED IS SET FOR THE DOUBLE. WE SHALL TRIUMPH IN MOSCOW. GOD BLESS MAN UNITED FOR ENTERTAINING THE WORLD WITH BEAUTIFUL FOOTBALL THAT LIFT THE SOUL. |
In my opinion, Eagles stepped up their game against Ghana. I think they played well. In football anything can happen, particularly in a close tie between old rivals. It is not the first time a 10 man team is beating 11 players side. We should not also forget that the black stars of Ghana is a world cup team that has been together for sometime, same with CIV. Supereagles is building, and the experience from the tournament should serve as a foundation to build a solid eagles. The super eagles that went to USA 94 was built over 5yrs by clemence westerhof. I do not see anything wrong with Berti Vogts. He is trying to build a new team. He re-invited Ejide, brought in Etuhu, Omorogbe, Uche, Nsofo(from Siasia U-23). Before settling for these players, he tested many others such that he had little time to blend the new players with the old ones as well as getting the entire team to play to a pattern. The next step is for Nigerian to scount for natural wingers and more of young players to complement this team. Many friendly matches should be played to better blend the players. If Nigeria had defeated Ghana, the team's performance would have again be improved in the Semis. Football is like that. Don't forget that France did not score a goal in Korea/Japan 2002. |
Thank God we eventually qualified. Nigerians should not be too optimistic about our next match against Ghana. I observed from comments made by many posters that we are too emotional. Yesterday it was all critism, today is all praises because we won and qualified, tomorrow, ? . The truth is that our game has not changed much from what we saw against CIV and Mali. Let's say our game is not matured enough to cause an upset against Ghana, though in football anything can happen. I stand by what I posted somewhere before that Eagles is not at all a favourite team to win this tournament. Eagles are only there trying to spring surprise. The favourites teams before the commencement of this tournament are Cote d voire and Ghana, and now Egypt and Cameroun. Lastly Berti Vogts should be given time to build a dependable Eagles team for future tournaments. We cannot be sacking coaches every year. Bonfere Joe, Amodu, Chukwu, Eguavoen. It is too much. Berti will learn from this tournament and build on it. It is his first in Africa and his first with Eagles. He is gradually getting used to our boys as well as African football. Two years is not too much to try Berti. |
Eagles greatest undoing was to allow the Malians to dictate the midfield play. Our marking was very poor. Our players did not just contest balls at all in the midfield, may be they didn't want to sustain injuries. It also appears the referee did not protect our players at times. Mikel is not a solid midfielder. He doesn't tackle well, doesn't win 50-50 balls, and falls down too often. We played too deep in defence and too many strikers upfront leaving our midfield open for the Mali players to dictate the match. I don't think we will qualify. Vogts should NOT be sacked. It will amount to starting allover again. |
The result is not a surprise to me. In my opinion we entered that match as a weaker team expecting to creat an upset. Considering the form cote d voire has been with a lot of consistency compared to Super eagles form in recent years, the result is fair. The coach should be given more time whether we advance beyond the group stage or not. The team will grow in strenght with subsequent matches and tournaments to come. It least I saw some cohension in our play today. I can say Vogts is building a new super eagles, some players will be droped along the line. Just as Okocha has given way.Kanu, Aiyegbeni, etc will give way with time. Players like Apam that cannot fit in will fit out. COTE D VOIRE IS THE TOURNAMENT FAVOURITE TEAM ANY DAY, FOLLOWED BY GHANA. NIGERIAN IS THERE JUST TO SPRING SURPRISES. (My Opinion) |
bjluv:You don't need to fear. All you need do is to use any bank of your choice that you can easily monitor your transactions online via internet. You may also request for an account officer whom you can rely on to give you information on 24/7 about your account. An account officer is a bank staff usually a marketer or relationship manager who manages your account, provide you information and solve your complaints. Once you are able to secure an account officer from your bank, you become more of an insider. If he or she does not manage your account to your satisfaction you request for another account officer. |
I am a banker with seven years of banking experience behind me. I have been trained and retrained many times by local and foreign facilitators in customer service excellence and other aspect of banking. When I read all the comments posted I felt very bitter. Bitter because it bothers on attitude mostly. It goes to show that we are yet to meet the full expectation of our customers. You customers are great and the reason why the banks even exist at all and the bank workers get salaries. I hope many bankers are reading these comments by our customers. The customers that we have served poorly in the past are voicing out their pains, we have to be sensitive. There is a comment by someone that bankers beg for tips or money in the course of discharge of their duties for which they are paid handsomely. Please this is a disgrace to bank workers and it is against banking ethics, it should be stopped if it is true. Please, dear customers report such cases to the branch manager or head of processing (HOP) as the case may be. However, it is important to note that customer service delivery in banking can not be compared to any other sector or industry (I will explain later). I have friends who have left banking for other sectors like telecoms, oil, et we talk alot. It is a different ball game entirely. Telecoms companies for instance do not get to see face to face with all their customers. The pressure is taken away by the retailers who sell recharge card. Also some other posters tried to compare baking in Nigeria to what is obtainable in other countries, particular in advance world. Guys, the environment and the populace are not the same. The attitude is different. Here are some of the reasons why banking in Nigeria is tough and requires a little extra carefulness and the job complicated for the workers. 1. Banking has to do principally with money, and anything that iinvolves money is risky. 2. Very many Nigerians are not honest, also many are fraudulent. (My apology, but I am talking from experience) I have seen cases, cases and cases. Nigerians need to repent of greed for unearned money. Desire to dupe others, commit fraud, confuse or use juju for a cashier to get overpaid. Stealing of friends, room mates, spouse or relatives passbook or cheque books and subsequently forging their signature. At the end if the fraud is successful the bank staff suffer first before any party. 3. As as result of the above, the people who visit banks for transactions can be regarded as customers as well as suspects. (apology but the fact). 4. Nigerians are a difficult people to please. Check out your relatives, when you do them good, they still ccomplain about you to people. No appreciation. 5. Nigerians are talkative (apology). They want to unduly occupy the bank workers' time at the expense of other customers. 6. Nigeria population is high at 140 million people. And the economy is highly driven by cash transactions. 7. 90% + transaction in the country are paid for in cash. TV cable subscriptions, school/enrolment fees, Visa fees, GSM post paid, PHCN, paydirects, salaries etc. 8. Our people have not fully embraced electronic banking and cheque paymets, as well as account transfer settlements. 9. Our people (Nigerians) love visiting the bank often, at times for issues that can be settled otherwise. Salaries earners prefer to go to the bank to find out from the bank workers when their salary diskette or schedule will get to the bank, instead of asking their account or ppayroll dept. 10. Banking in Nigeria is over regulated. Too much policies from CBN, EFCC, etc. At times when customer service officers try to explain or demand for KYC documentation the customers get angry uneccessary. The list is in-exhaustive, the summary is that there is so much pressure the average banker has to contend with everyday. Banks on their own have to continue to train and retrain their staff. The staff on their part should develop a positive attitude towards service delivery. The customer is the reason we are in business. There is no excuse for service failure at all. We can do better. Finally, from my experience the banks that are deep in retail banking have much more of these problems to contend with. This is because the more people you meet the more problems you get to solve. This explains why a Fidelity or Zenith staff may be more position to giving attention to a customer than a First bank or UBA or Intercontinental staff who have multitude to serve. I have worked in Lagos and Benin but I will not mention which and which bank I have worked and where I currently work. Warmest regard. |
Just to register my presence. I have been in the industry since my youth corp days, yr 2000. I am use to the stress now, however it sometimes appear as if I am not living but only existing. For the greater part of the years, I have worked virtually everyday of the year and closing very very late. The money is OK sha. |
Well I don't know. But a few questions for those who think it is not real? If it is fake, why is there so much crowd/spectators in all the events? I remember Bill Clinton was at one of the main events of WWE during his reign as US president. Tyson was also there and wanted to train as a wrestler but he was advised otherwise, that he would not cope. He was later given a visitors show contract by WWE management for one year for $5million. Does it mean that the spectators are not sensible to know that it is fake?. Most times popular celebrities and basket ball players attend the matches. If it is fake why are the wrestlers well respected by even American soldiers. The Undertaker and Bobby Lashley were honoured by the US army in separates colourful ceremonies?. What do the organisers gain by fixing matches? Do you guys know that pool forecasters believe that English football matches including premiership matches are fixed ? Find out from those that play pools/coupon perm 3 from 5 , etc The truth remains that the wrestlers performers are too extraordinary to be truth. But this is not peculiar to wrestling alone, watch other extreme sports like bike race. They also looks like films but they are real. Lets be slow to discredit other people's effort. One thing many people cannot comprehend is why small wrestlers defeat giants. It is not by strenght or size alone. Tactics, skills, resilience, calculation etc have to come to play. That is why John Cena and Shawn Micheals can defeat Kane. Just same way Ronaldo , Kaka and Fabregas can easily pass giant markers in football. Regards. |
tblack:The girl Rebeca knows who she wants, she wants Edwardo. The pressure from Martin and Serghio as well as other guys is just too much for the girl, she is kind of confused. Also there are many 'evil forces' (enemies) working agaist any possible relationship between Rebecca and Edwardo. If you started watching the soap from the beginning you'll sure remember that Rebeca was going to marry Edwardo but the marriage was frustrated when Sara poisoned Edwardo on the wedding day thereby making Rebeca to wait for Edwardo in the altar invain. It is also not Rebeca's fault that every man wants to marry her, however this actually makes other girls to suffer. It appears some posters here did not follow the soap from the start. |
It is very interesting and captivating. If your TV station is just starting it or just three months into it, then you have a long way to go. But you will never be tired of watching. Once it appears to be getting boring, something interesting will suddenly happen and it suddenly becomes interesting again. Once you start following you can hardly stop. I hardly watch soaps but I followed this one with a passion. Happy viewing. |
The major problem with UBA is that of embracing retail banking in its entirety. UBA wants to bank every body in Nigeria. The bank opens account for all classes of people to the extent that they have a product called freedom savings account. Customers open account with zero balances . Also corpers accounts, etc. I don't actually think a bank should run that way. There are banks that if you don't have 50,000 naira you can not open an account. UBA should also set a limit and get a class to reduce the crowd and serve people better. UBA set a record by being the first nigerian bank to hit a balance sheet of over 1 trillion naira, and also has the highest number of customer. With this, the crowd thing should be expected. As Nigerians embrace electronic banking (cards etc) and the society gets more enlihgtened the crowd thing will reduce. I am a banker and I like using UBA and Zenith whenever I travel. UBA because I can never be stranded, they are very where. Zenith because of attention, they don't have crowd. Zenith staff have all the time in the world to attend to customers. |
Stand up for the champions. Up Man Utd. Arsenal and Chelsea match just ended 1-1, automatically making Man Utd champions of 2006/2007 premiership league. At the start of the season nobody gave Man Utd a chance considering the big millionaire players in Chelsea and liverpool strong squad. But Man utd ruled the league from day one to the last. It is marvelous for we man u fans. Man utd was able to come out of the shock of AC Milan defeat and beat city rival Man city. It is a tremendous success considering the many difficult matches Man u played without key players who were down with injury. In the PFA award for the year, eight Man U players(Van der sar, Ferdinard, Vidic, Neville, Evra, Scholes, Giggs, Ronaldo) made the list of 11 best premiership players. CONGRATS MAN UTD, CONGRAT SIR ALEX FERGUSON, CONGRATS CHRISTIANO RONALDO, CONGRATS MAN U FANS ALL OVER THE WORLD. It is a lesson for Chelsea, just as Real Madrid has already learnt. It is not billions of dollars or pounds that do the magic, not buying world biggest or best players, but good coaching, resilience, good team spirit, and mostly good purposeful football. MAN UTD FOR LIFE. |
Let us not turn our blames to arsenal. Arsenal has nothing to do with our european defeat. We man utd has a consolation in our premiership tittle success as arsenal and chelsea game just ended 1-1. CONGRANTS!!!!! MAN UTD . THE KING OF PREMIERSHIP FOOTBALL, CONGRATS SIR ALEX FERGUSON, NINE PREMIERSHIP TITLES IN 21 YEARS. WHAT A RECORD. NO BODY GAVE MAN UTD A CHANCE AT THE START OF THE SEASON, YET WE RULE IT FROM START TO FINISH. BRAVO!!!!!! |
What happened to Man Utd is normal in football. Even AC Milan lost 4-0 in the semi finals three years ago. |
What happened in Edo state is a shame to Nigerian politics. I think Nigeria is operating a one party system. Apart from the likes of Tinubu and Kalu that have been able to wrestle with PDP, the whole country is heading towards one party state. This will kill the economy because there will be no opposition and there won't be transparency. I am an Edo Guy and I reside in Benin City, so I witnessed every thing. When Adams announced last year that he was going to contest the election, he brought back hope to the people of Edo state. Many people who never registered or voted since Abiola (SDP) era, including myself went and registed. Last Saturday even very elderly people went to vote just to ensure the much needed change materialised. In the centre where I voted, after voting, many people waited to witnessed the counting. Adams (AC) scored 357 while Osunbor (PDP), scored 79. As we left the arena, we saw so many youths jubilating while returning from their various voting centres. From discussion, we knew that Adams won Benin by a very wide margin. Even in Ishan land the home town of PDP chieftain Tony Aneni and Adams rival in the election, Osunbor, AC was said to have won . Not to talk of Etsako where Adams came from. Your guess is as good as mine. By Sunday morning when people left churches and discussed the election, it was clear that the electorate in Edo state had given perhaps 70% of the votes to Adams. But by evening time the PDP chieftains started boasting that their Oga (name withheld) has assured them that there is no way AC can be delared winner. Then panic consumed the land. Then protest started early Monday morning even before results were released. Because Mr fix it of Nigerian politics had vowed that over his dead body would AC win his state. The results wre announced yesterday at about 11.00 am. It is no longer news that Adams lost. The Edo youths took to the street. Women and girls too follwed. Those who could not follow were in a mournfull mood. The elderly people, youths, women, profs, etc who lined up under the heavy sun to vote had been fooled. Now Edo people have realised that there is no opposition to PDP and has therefore decided to shun the presidential elections and others as well. Can Nigeria be great like this? |
My Number one is the UNDERTAKER. The dead man who has not lost in the wrestlemania category. He has fought 14 wretlemania in 14 years and won all. He will face Baptista 'the Animal' (the wwe world heavy weight chapion) in this year wrestlemania My childhood wrestling hero was MIMASCARA. (I don't I think I got the spelling correctling. But he was a great wrestler wearing mask) Others: Hulk Hogan Ultimate Warrior Shawn Michaels John Cena Lashley Brook Lesna Bastita |
Let me just chip in this. I have been opportuned to be part of a team that conducted and marked aptitude test twice for a bank. I must confess that the 2.1 candidates were hotter. In the both tests, the difference was clear. They 2.1 were by far the majority of those that formed the upper limit of 70% score and above. |
BIGGESTCAT:YOU HAVE SAID IT ALL. GBAM. |
In support of Ndipe. Jesus told a young rich man who wanted to know what it takes to gain salvation to go and sell his properties, and give the money to the poor and come to follow him. |
Ofuks, sorry about all these neglets and cruel behaviour from the society. The discrimination against physically challenge people is a societal ill. I am sure God is definitely not happy about it. Your mail is a challenge to those of us who are privilege to have the whole of all body intact to be sensitive to people around us who may require our assistance as a result of their circumstances. There are many jobs physically challenge people can do in companies or Govt agencies. However, the Govt agencies should be held more liable for this neglet. For someone like you who can write and operate a computer, the Govt ought to have a scheme or a policy of getting you people employed. The Govt is suppose to cater for the welfare of its citizens, so it should have a policy whereby a certain percentage of its work force is people of your kind. It should be one of its responsibilities. The private employers on their part should focus on what you can do for them and not your physical appearance. One of our greatest sin is that we do not want to identify with disable people. The disable have always been among us from the bible time and will always be among us. It is not by our strenght or holiness that we are not one. To those who help them God will reward. Those of us who read this post should member them when we rise to good positions in our careers. Who knows one of us (nairaland members) can be President or a governor one day, but for now we should be sensitive. Ofuks, it is good that you believe in yourself and also want to depend on yourself. This is one great ability of the mind you have that many suppose able people do not have. God will surely crown your great effort soonest, I believe. Please don't give up the good you have started for yourself. My prayer for you is that you will never be a beggar, God forbid this for you. You will earn your own money and also be able to help people. I can hear you say amen. God bless. |
KDK, one thing you have to understand is that no catholic see those statues as gods or God. This is the diffrence. The statue of Jesus reminds us always of Jesus' death for us on the cross. It can only be termed as been worshipped if the statue stop us from having the knowledge that there is God in heaven. This is exactly the diffrence between the rod Moses used as a symbol to remind people of a Higher Being, God, from when it was leter destroyed because the people saw it as the god itself. I have noticed you hate the catholic church so much. Can you tell us the church you attend?. If you are so proud of your type of christianity and your church, I challenge you to mention it now. Goodnignt, I will read your post tomorrow. |
KDK, WHY ARE YOU FIGHTING EVERYBODY? You said I should send you one of my statues so that you can break it. Haahaaaa. Even if you burn it, I will still note hate you, neither would it mean that you have killed a god. However, it is important to note that the Jews thought they were acting according to scripture teachings by silencing Jesus, and finally killing Him on the cross. They thought Jesus was blasphemous in so many strange things He said that they never saw in the scripture. Oh if only they knew they were killing the one who was at the beginning, who with the Father and Holy spirit gave them live. You also have to beware because you can never know the ways of God. No one can explain what God meant when he asked the Isrealite to carve a snake and raise it in a stake (which can be term demonic), which they looked at and became healed. What about the story of Moses using a rod and turning it into a snake? |
rojen:In the chapter you quoted above, Mathew chapter 24, Jesus was talking about the fake preachers and miracles workers that would come and deceave people in the latter time or in the end time . Jesus said he would turn His back on them at the judgement despite their plea that they perform many miracles and cure many deseases. Where did Jesus refer to inanimate object in that chapter? If you are to take precaution, you need to fear those who perform miracles and are advertising them for manetary gain or popularity. Wilspring:You are asking how an ordinary statue bleeds? The same way the Scibes and Pharisees were asking so many questions about Jesus's work. How can he say we should eat His blood? How can He say He will rebuild the temple in three days? How can He say He will rise again. How can He equate Himself to the Father? Where is it written in the scriptures? etc Also do you think that it was every thing done by Christ that was written? In any case the book of revelation chapter 12 while describing the battle against the beast, described Mary as a great and mysterous sign appearing in the sky. Rev 12:17 told us that the beast waged a war against Mary's children, those who are true to God's teachings. Read it and be enligntened about Mary and Her end time mission. |
I like watching this guy's films. He is good. I started liking him when I watched one of his old films 'Peace Maker', in which he acted Achebe. |
[color=Black]You people should pardon me for the above error. I was trynig to insert coments by gigitte but I eneded up messing up the whole thing. This is my contribution in support of gigitte. gigitte you are right. Mathew 16:18-20. Jesus said to Peter, "Behold you are Peter. Upon this rock I will build my church. I will give you the keys of the kingdom of heaven. Whatever you permit on earth is permitted in heaven, whatever you forbid on earth is forbidden in heaven. Behold I will be with you till the end of time". This is the authority of the Pope as the head of the church on earth. Again I like your response on tradition. [/color] Note this also, 2 Thessalonians 2:15 then, our brothers and sisters, stand firm and hold on to those truth we taught you both in words and in writings The above clearing shows that it is not everything that Christ and the apostles did that were written down. The things that were not written down were passed on as tradition by the apostles to the early church. Infact the things that were not written are more than the ones written. They were only written so that we may believe. It is the only catholic church that dates back to the apostles, hence the preservation of the church's tradition |
Sorry, I need to correct my last post. gigitte:Again I like your response on tradition. Note this also, 2 Thessalonians 2:15 then, our brothers and sisters, stand firm and hold on to those truth we taught you both in words and in writings The above clearing shows that it is not everything that Christ and the apostles did that were written down. The things that were not written down were passed on as tradition by the apostles to the early church. Infact the things that were not written are more than the ones written. They were only written so that we may believe. It is the only catholic church that dates back to the apostles, hence the preservation of the church's tradition.[/quote] |
gigitte: |