Looking for a profitable fixed income fund?

SFS Fixed income fund is your best choice.

Features:
Current Rate: 11.01%
Fund managers: SFS Capital
Custodian: Stanbic IBTC
Trustees: STL Trustees
Regulator: SEC
Income Distribution: Quarterly
Income accrual: Daily
Interest reinvestment (compounding) allowed
Minimum investment amount: 5,000
Underlying Assets: FGBN Bonds, Treasury bills, Blue Chip corporate commercial papers
Online account and investment monitoring with the web/app available

Click the link on my signature to register online.

Dum20:


Bro you are no longer with FSDH?

Yes between August and December last year, I was there but the terms of bringing me on board didn't work out so I have to move on.

Currently, I do this:

I sell fixed income for SFS capital,
MMF for Stanbic and EDC, and
Stockbroking for Investment one.

Please note I'm not saying FSDH is a bad firm.

Thank you.

iamrichiefola:
Good evening investors,

I'm thinking of investing in MTN Shares and possibly other promising shares.

I'm new to stocks and would appreciate suggestions on:

1. Reliable stock broker to register with.
2. Books that could help me learn about the market.
3. General advice to help me as I go along.

Thanks

Investment one stockbrokers recommended

Get in touch for every other thing as per stocks.
We can go step by step together on how to navigate the market as an investor.

Use the number on my signature to get in touch.

exclusiveoloori:


How come their rate is higher than the current Tbill rate?

MMFs have more than just Tbills as the underlying assets.

exclusiveoloori:
Hello guys , how reliable is MMF? I did with First Bank FBNQuest and I have been following my interest online. I want to know if it’s risk free like Tbills cause I’m planning to add more to my investment as I can see that their rate is reasonable for now.

The basic underlying assets of all MMFs are Tbills and commercial papers

Curiouscity:


I wish I had this type of awareness 15 years ago. Most of our parents wanted us to get educated in certain careers, but not how to manage and grow the money earned. I lived with my uncle who used to buy stocks in the 90s. He never educated me on it. I went on to work in a bank, where I help people buy shares or even cash their dividend warrants, yet I didn't own 1 share in any coy.

I know it is not too late for me, but I wish I started earlier than now.

Chinese proverb: "the best time to have planted a tree was 20 years ago and the next best time is now"

Many people had the same experience but many also are doing very well now after getting the knowledge.

So you can still do well even if you just got to know about investment today. Set your investment objectives, get the right knowledge, do your due diligence, and be focused.

Remember risk appetite and age should be seriously considered when you approach the capital market for any investment.

leparj:


Bought some sha. Was buying more of Zenith @ N19 and N20.

Seeing GTCO at N17 then was scary. Thought it will fall more.
Lessons learnt.

It's always the case in the stock market. Most people always believe a stock will always fall more when it's on a downward trend and vice versa, hence many always miss out during the bear and during the bull.

Well, that is what makes the stock market interesting.

It's always advisable as stated by someone's signature on this thread "plan your trade and trade your plan"

Greed and fear are emotions one has to master/control if one will want to always benefit from the market, especially for traders.

I remember many people waited endlessly for MTN at N50 junction
The best approach is just to have your investment objectives in place, it will help you know your entry and exit point after your due diligence

Legitist:
I wish to know what the relationship between Gtco and investment one.

Seems investment one is back. So, are they taking back what GTCO took from them before? Or are they separate entities?

Anyone with idea on how these two now operate.

Investment one never left. They have always been in business and still very much around to do business.

The only difference between the current investment one and the one prior January last year is that the fund managing part of the business has been sold to GTCO.
Ie Abacus, VGIF, VBF, and VDF.
Investment one still do stockbroking, fixed income, tbills etc.

Currently, there is really no relationship per se except the usual business transactions between corporate bodies.

asskush:
Hello Folks,

Now that starlink is in Nigeria, is it the right time to offload MTN shares ?

ISPs and other competitors have been in Nigeria all this while and they could not stop MTN to soar and attain greater heights.
The coming of starlink will not pose any issue for MTN the market is large enough.

seyisanya:
Hi Everyone,

I tried logging in to my InvestNow (UCAP) account on my laptop (not the app) and realized the InvestNow homepage has changed. The main concern is that I am unable to log in. It says my account does not exist and when I attempted a password reset, it says my email did not exist. Anyone in a similar situation?

Thanks!

They redesigned their portal. Your login details is not suppose to change though.

Chat up this number 0816 828 2396 to bring it to their notice

pretty1986:
please can you tell me about this Mutual funds and can I register and invest with my wife?

Go through my earlier post on mutual funds or get in touch with the contact on my signature.

You can always invest in mutual funds with your wife or invest for your children it's allowed.

Click any of the link on my signature to register online.

Votex2022:
I beg oh, why is the daily return not showing again stanbic mmf again. I have been refreshing my app and last updated statement is December 31st,2023

The daily returns is there.

I think Stanbuc IBTC has gone back to the normal MMF tradition of accuring daily returns to be paid or reinvested at the end of each quarter.

After you login to the app, select mmf and click view account.
You will see current interest which is your daily returns from January 1st to date.

Breaking news

MPC raise rate to 17.5%
This is good news for mutual funds

For stock, not very good news but the market always has a mind of its own, most times positive sentiments can overpower economic analysis and vice versa. We see that in the recent past where the increase in rate could not stop the rally that started in December 2022

Breaking news

MPC raise rate to 17.5%
This is good news for mutual funds

Breaking news

MPC raise rate to 17.5%
This is good news for mutual funds

otomatic:
Inflow simply means transfer. Asset management companies want your funds to be transferred to them so as to leave a trace and not allow themselves to be used for money laundering which is a possibility with cash deposits.

Very correct. It's a regulatory protocol. All inflows must be traceable whether naira or dollar.

Latest on MTN bonus shares.

https://doclib.ngxgroup.com/Financial_NewsDocs/37432_MTN_NIGERIA_COMMUNICATIONS_PLC%20MTN_NIGERIA_COMMUNICATI.pdf

Oloro29:


Pls Senior man, what is the name of the registrar for vitafoam?

Meristem Registrars,
213, Herbert Macaulay way, Adekunle, Yaba
Lagos

edwardaigb:
good day house, please is there info on date when Vitafoam would pay its dividend?

Closure date 13th Feb. 2023
Payment date 2nd March 2023

prestige2013:
Any mmf with double digit returns.

sure! chat me up

RayRay06677:
Compliment of the season, please any idea when MTN will be paying dividend? What was arrived at during last meeting. Abi nothing to share?

The last meeting of MTN was an EGM for shareholders to give approval for the cancellation of their unissued shares. AGM will come up later this year after the audited result is released no later than 31st March 2023. Then shareholders can now be expecting dividends around that late April or May.

Meanwhile, if you hold your public offer shares you bought till the end of January which makes it a year or so after the offer, it was assured during the meeting that the bonus shares promised will be credited to your cscs account. But remember it's not instant. So long you qualify just wait after all regulatory protocols it will be credited.

Repeated Post

The post below is exactly one year today. I only changed 2022 to 2023. Looking at the outgoing year, I felt the content of the post is still relevant and we can remind ourselves of some of the things we already know. Just have a glance.

Few things to Note in 2023

In a few hours, it will be another year. 2023 … loading.
I believe the outgoing year 2022 had its ups and downs, there were some mistakes and likewise some areas where things were done right in terms of investment decisions.
Many met their saving and investment objectives while some could not, some miss opportunities while others make use of opportunities, in all we have learned one lesson or the other.

As we look forward to a new year, here are some good investment practices that could help:

1. In all your investment moves make sure the safety of your capital takes priority.

2. Note that you can’t be everywhere in terms of investment rather go for what you understand, and you have the ability to cope with the inherent risk.

3. One of the best moves in investment is to start with what you have. Don’t wait till you have all the millions. Do something with what you have currently and build on it.
For instance, if you have plans to invest in bonds or real estate and currently you only have tens or hundreds of thousands why not start with mutual funds that can help you build your funds gradually and in no time you can invest in your desired investment window rather than waiting and your money losing value.

4. There will always be Ponzi schemes so watch out and tread carefully. When returns look too good to be true it’s most likely not true no matter who is involved.

5. Don’t tie your investment decisions only to rumors. Do your due diligence always. Note sometimes you may see yourself going alone on your decision to invest, don’t bother as much as you are sure and know you are on the right track.

6. Always endeavor to have a balanced portfolio that can help in your risk management. Risks are managed better when spread across different investment windows.

7. Don’t forget according to Warren Buffett
Rule No.1: Never lose money. Rule No.2: Never forget rule No.1

I wish you all a happy, bullish, high-yielding, and investment favorable 2023!

Repeated Post

The post below is exactly one year today. I only changed 2022 to 2023. Looking at the outgoing year, I felt the content of the post is still relevant and we can remind ourselves of some of the things we already know. Just have a glance.

Few things to Note in 2023

In a few hours, it will be another year. 2023 … loading.
I believe the outgoing year 2022 had its ups and downs, there were some mistakes and likewise some areas where things were done right in terms of investment decisions.
Many met their saving and investment objectives while some could not, some miss opportunities while others make use of opportunities, in all we have learned one lesson or the other.

As we look forward to a new year, here are some good investment practices that could help:

1. In all your investment moves make sure the safety of your capital takes priority.

2. Note that you can’t be everywhere in terms of investment rather go for what you understand, and you have the ability to cope with the inherent risk.

3. One of the best moves in investment is to start with what you have. Don’t wait till you have all the millions. Do something with what you have currently and build on it.
For instance, if you have plans to invest in bonds or real estate and currently you only have tens or hundreds of thousands why not start with mutual funds that can help you build your funds gradually and in no time you can invest in your desired investment window rather than waiting and your money losing value.

4. There will always be Ponzi schemes so watch out and tread carefully. When returns look too good to be true it’s most likely not true no matter who is involved.

5. Don’t tie your investment decisions only to rumors. Do your due diligence always. Note sometimes you may see yourself going alone on your decision to invest, don’t bother as much as you are sure and know you are on the right track.

6. Always endeavor to have a balanced portfolio that can help in your risk management. Risks are managed better when spread across different investment windows.

7. Don’t forget according to Warren Buffett
Rule No.1: Never lose money. Rule No.2: Never forget rule No.1

I wish you all a happy, bullish, high-yielding, and investment favorable 2023!

Repeated Post

The post below is exactly one year today. I only changed 2022 to 2023. Looking at the outgoing year, I felt the content of the post is still relevant and we can remind ourselves of some of the things we already know. Just have a glance.

Few things to Note in 2023

In a few hours, it will be another year. 2023 … loading.
I believe the outgoing year 2022 had its ups and downs, there were some mistakes and likewise some areas where things were done right in terms of investment decisions.
Many met their saving and investment objectives while some could not, some miss opportunities while others make use of opportunities, in all we have learned one lesson or the other.

As we look forward to a new year, here are some good investment practices that could help:

1. In all your investment moves make sure the safety of your capital takes priority.

2. Note that you can’t be everywhere in terms of investment rather go for what you understand, and you have the ability to cope with the inherent risk.

3. One of the best moves in investment is to start with what you have. Don’t wait till you have all the millions. Do something with what you have currently and build on it.
For instance, if you have plans to invest in bonds or real estate and currently you only have tens or hundreds of thousands why not start with mutual funds that can help you build your funds gradually and in no time you can invest in your desired investment window rather than waiting and your money losing value.

4. There will always be Ponzi schemes so watch out and tread carefully. When returns look too good to be true it’s most likely not true no matter who is involved.

5. Don’t tie your investment decisions only to rumors. Do your due diligence always. Note sometimes you may see yourself going alone on your decision to invest, don’t bother as much as you are sure and know you are on the right track.

6. Always endeavor to have a balanced portfolio that can help in your risk management. Risks are managed better when spread across different investment windows.

7. Don’t forget according to Warren Buffett
Rule No.1: Never lose money. Rule No.2: Never forget rule No.1

I wish you all a happy, bullish, high-yielding, and investment favorable 2023!

DBestDoc:


Hi Emmanuel, compliments of the season.


Could you please let me know if GTCO has an app or website for mutual fund investment, withdrawals and all. The Investment one apps doesn’t provide those functions anymore since take over by GTco

I’ll appreciate your response.

I'm not sure if they have any app. Everything can be done on their website (Gtfundmanagers). Sign in using your details from ione, you will be fine.

Plus10:

Oga Emma,does rate remain stagnant during holidays and weekends .My stanbic mmf has not appreciated since Friday last week.

Underlying assets of MMF are valued on business days not weekends/holidays hence interest only changes during weekdays, but be rest assured your investment earns interest everyday weekends and public holidays inclusive.

However, interests earned on weekends and public holidays will reflect on your accrued account the next business day.

kennyzboy:
Good evening to all mutual funds investors, please I'd like anyone who's well informed and at least an expert to a good level to talk about the legitimacy of the Coral mutual fund by fsdh and that of united capital mutual funds compared to the regular popular mutual funds offered by StanbicIBTC, fbnquest, axamansard, gtcofundmanagers, arm.

Is it advisable to invest with that of fsdh and united capital, or stay away from them?

Thanks because I heard that their ROI rates per annum are quite impressive.

@emmasoft
@ernie4life and others too.

Please go ahead and invest those two firms you mentioned are among the leaders in the industry.

They are as legitimate as the one you termed popular or regular.

Contact me with the number on my signature for more.

ManyThanks:
please send me the cmmf account opening link to israelhope275@gmail.com

Link sent.

netzro:

Good day boss
Lets say I have N500,000 in my account and I want to invest in a dollar mmf. What should be the procedure? Thanks

As noted in my earlier post, the fund manager is not concerned about your naira amount. The investor must bring in the intended fund in dollars. You have to find a way to convert your naira to dollars. The fund managers are not involved in currency conversion because they don't have such licence

Once you have the dollars, you can open the dollar fund account and make your transfer.

hartson:
I want to send you a pm.to ascertain something am not too clear about.Thanks

Please go ahead

hartson:
While is dollar denominate investment not discuss here ?is it too complicated.

Not complicated

It's availability issue. Most prospects always have the issue of sourcing for dollars otherwise dollar funds is just straight forward as naira MMF.

By SEC rule, investors must bring in funds with the same currency the investment is dominated.

Plus10:

Boss is mutual fund interest rate compounded on a daily?

This is what is obtainable:

All firms make reinvestment/compounding default except the investor decide otherwise.

Interest is earned daily but reinvested quarterly.
Only Stanbic IBTC MMF is a bit different where reinvestment is randomly done as you earn.