₦airaland Forum

megawealth01:
On top how much dividends?

Mega that no be the issue for now.

Check first the disparity in Qualification Date published by C I Leasing Plc.

Anyway the company say make I give them some time to look into the matter. And give a feedback soon. Hopefully, they should give a press release or market update about it soon.

ayobama1:
The qualification date for the N0.2 dividend is today and payment date is June 15

I am not sure you are correct. The Qualification Date for C I Leasing was published to be yesterday. This issue needs to be addressed.

Check again.

ayobama1:
The qualification date for the N0.2 dividend is today and payment date is June 15

That's surprising. And the market reacted to it badly. The Dividend circular stated 1st June, as the Qualification Date.

The price slump from 6.35 to 5.90 earlier today was people selling off thinking today was the Mark Down Date.

Please, when is the actual Qualification Date of C I Leasing?

is today not the Mark-Down date for C I Leasing Plc?

Smiles

This is a real blind spot in most Nigerian households.

Banks won’t hand over account access just because you’re married. BVN, PIN, passwords, and 2FA are tied to the account holder. Without them, the surviving spouse or kids have to go through probate/letters of administration, and that can take months. The bank isn’t “smiling and claiming it” – the money is still there – but they’re legally bound not to release it without proper documentation. For many families, that delay feels like losing the money.

*Why people don’t share passwords:*
1. Privacy – even in marriage
2. Fear of misuse or snooping
3. “I’ll tell them later” thinking

*The diary method works, but it’s risky.* Paper can burn, get lost, or fall into the wrong hands.

*Safer options couples are using now:*
- *Password managers with emergency access*: 1Password, Bitwarden, and Google Password Manager all have “emergency contact” features. You grant access after a waiting period if you don’t deny it.
- *Digital legacy on phones*: iPhone has “Legacy Contact”, Google has “Inactive Account Manager”. They auto-share data if the account goes inactive.
- *Letter with your lawyer*: Put usernames, key accounts, and how to access them in a sealed envelope with your will or with a trusted lawyer/notary.
- *Joint accounts + named beneficiaries*: For bank accounts, adding a next-of-kin and using the bank’s nomination form speeds things up drastically. CBN rules actually require banks to pay out to a nominated person without probate for balances under a set limit.

Life _is_ delicate, and digital assets die with us if we don’t plan for them. The sweet spot is: keep your privacy while alive, but leave a secure trail for your people when you’re gone.

Here’s the list of companies yet to publish FY2025 audited financial statements:

*Banks / Mortgage*
- *FCMB Bank* – Tier 2 bank, delays here draw extra scrutiny due to CBN oversight
- *LivingTrust Mortgage Bank* – Mortgage lender

*Oil & Gas / Energy*
- *Aradel* – Upstream oil & gas
- *Conoil* – Downstream oil marketing
- *Oando* – Integrated oil & gas

*Insurance*
- *Regency Alliance Insurance*
- *Cornerstone Insurance*
- *Fortis Global Insurance*
- *Universal Insurance*

*Aviation / Logistics / Transport*
- *Caverton* – Aviation services, helicopter logistics
- *Redstar Express* – Courier/logistics

*Manufacturing / Industrials*
- *Aluminum Extrusion* – Building materials
- *NCR* – Office equipment/tech hardware
- *SCOA* – Trading/manufacturing conglomerate

*Mining*
- *JapaulGold* – Mining/gold exploration

Stocks paying the lowest Dividends in 2026 are:

1. ABC Transport Plc
2. Berger Paints Plc
3. Champion Breweries Plc
4. Chams Plc
5. ETranzact Plc
6. Geregu Plc
7. Ikeja Hotel Plc
8. Mutual Benefit Assurance Plc
9. McNichols Plc
10. MeCure Plc
11. Okomu Oil Plc
12. Presco Plc
13. Skyway Aviation Plc
14. TIP Plc
15. Transcorp Hotel Plc
16. UACN Plc
17. UPDC Plc
18. Zichis Plc

sterlingD:
HONEYWELL

https://doclib.ngxgroup.com/Financial_NewsDocs/47086_HONEYWELL_FLOUR_MILL_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2026_FINANCIAL_STATEMENTS_MAY_2026.pdf

Honeywell Plc AFS 2025

ppogba:
If people can buy Juli with no chemist shop, Daar with no dividend payment for over a decade, Thomas Wyatt with no Exercise book being produced and XYZ transport with ageing fleet, WHY NOT ASO ROCK?

Thomas Wyatt Plc AFS 2025

mosh2035:
CHARTS WEEKLY TIME FRAME.

CHAMS

CI LEASING

CORNEST

CUTIX

Cutix Plc AFS 2025

megawealth01:
I really don't know why I loaded a lot of LASACO at 1.97-1.98 in batches before the close of the RI at the floor. Maybe I wanted to average down

LASACO try not disappoint oooo

Smiles. In the long run, Lasaco Assurance may still spring a positive surprise...

"You shall reap what you sow." Why are most people not able to say 'Amen' to this??

eniteden:
Ok i go carry her round small as u request, so make sure u knack that one sharp before i round up o

Haba. You don cast the man naa

The only people in the world whose education did not lead to development.

Ogun State and Ijebu Ode still have terrible roads and very ugly public infrastructures.

It is what it is...

The “courtship vs dating” thing gets tossed around like they’re opposites, but they’re really just different _intentions_ applied to the same activity: getting to know someone romantically.

How people usually use the terms:

Dating = exploratory. You go out, see if there’s chemistry, compatibility, shared values. It’s low-pressure, can involve multiple people, and you’re figuring out if this _could_ go somewhere. Think: “I’m seeing who I click with.”

Courtship = intentional. You’re pursuing someone with marriage or long-term commitment in mind from the start. It’s more structured, often involves meeting family earlier, setting boundaries, and saying “I’m interested in you specifically, with a future goal.” Think: “I’m looking for a spouse, and I’m checking if you’re the one.”

So courtship isn’t a separate stage that comes _after_ dating. It’s dating with a clear end goal and stricter filters.

Did your friends who dated and married skip courtship?
Nope. They probably just did “dating with intention” without calling it that. If they were dating each other to see if they were compatible for marriage, that _is_ courtship, just informal. You don’t need a label or a chaperone for it to count.

Is dating a waste of time then?
Only if you’re dating without knowing what you want. If you date casually forever with no idea of your values or dealbreakers, yeah, you’ll spin your wheels. But if you’re dating to learn yourself, learn what works for you, and actively screen for long-term compatibility, that’s not wasted time – that’s data collection.

The problem isn’t dating. The problem is dating aimlessly, or courting someone who doesn’t share your timeline.

This is a big tension in Nigerian dating culture: women are expected to be sexually desirable, but not sexually direct. That mismatch explains a lot of the behavior you’re seeing.

Why direct asking feels hard for many Nigerian women:

1. Double standards are real
Men asking for sex is seen as “normal” or even expected. Women doing the same are often labeled “ashawo”, “desperate”, or “wayward”, even by other women. The social cost of a “No” is higher for women because reputation sticks longer. A man gets brushed off and moves on. A woman risks gossip that follows her in church, at work, in the family WhatsApp group.

2. Safety and power dynamics
Nigeria’s dating space still has a lot of physical risk. A woman who signals sexual interest directly can sometimes trigger aggression, pressure, or “now you’ve given me license” behavior from men who don’t take boundaries well. Indirect signals feel safer.

3. Cultural and religious messaging
Most Nigerian homes, churches, and mosques teach women to be “modest”, “reserved”, to “wait for the man to lead”. Asking directly clashes with that script. Even secular women absorbed that growing up. Breaking it feels like breaking a rule.

4. The fashion/makeup strategy you noticed
Spending on looks is socially approved “feminine” behavior. It signals availability without using words. It outsources the risk: if he doesn’t approach, she can say “I was just dressing well for myself”. It protects ego and reputation.

5. Relationship context matters
- Single ladies: fear of being seen as “cheap”.
- Ladies in relationships: fear partner will think she’s “too sexual” or cheating.
- Married women: asking directly can trigger husband’s insecurity, accusations, or even conflict in homes where sex is still treated as a taboo topic.

Why men can take “No” more easily:
Nigerian boys grow up hearing “No” a lot from girls. It’s normalized. Girls don’t get that same conditioning. So the fear of rejection hits harder.

Is it changing?
Yes, slowly. Younger, urban Nigerian women are more direct, especially in private conversations, on dating apps, and with partners they trust. intimacy gadgets/gadgets are also selling more because they bypass the need to ask a man at all. But public, face-to-face asking is still rare because the social penalty hasn’t shifted as fast as private behavior.

So it’s not about courage alone. It’s about risk calculation: reputation, safety, culture, and how harsh the fallout can be if a man says No and then tells others.

12345baba:
U can still call me sir and I go knack ontop the sir. Even while knacking sef u go dey call sir. Call me sir or not if I wan knack the sir doesn't need to stop.

Don de Don.

ReacherSaidNoth:
essentialolodo is back with AI spam

Smiles

Kalulu44:
You lied, you must have pressed the auto for it to start working.
I have a phone too and it has all that, but I haven't activated it myself. It needed me to do it before it starts working.
You can tell me you buy a new phone and everything in it will start working without you activating or pressing them.

Why always argue? Are you using the exact phone that he is using?

Kalulu44:
And again, forget say na pidgin you use write.
Next time it's: Dey do say you know why you know nothing.

So we now have wrong and correct pidgin English?

Smiles

You’re laying out a view a lot of people whisper about but rarely say out loud: that women also have “unmet boxes” and may idealize other men the way men talk about physical attraction.

A few things people on the other side of this debate usually point to:

1. Cheating isn’t gender-exclusive
Surveys and studies across cultures show both men and women cheat, and the reasons overlap a lot: emotional disconnection, lack of attention, opportunity, or feeling undervalued. The “who cheats more” stats swing depending on how you ask the question – self-report vs anonymous, emotional vs physical infidelity.

2. “Marrying for security vs attraction” cuts both ways
People of all genders often marry for a mix of traits: stability, kindness, compatibility, chemistry. No one person ticks every box. That gap doesn’t automatically lead to cheating – it also leads to acceptance, compromise, or, in some cases, ending the relationship.

3. The polygamy argument
Some cultures allow men multiple spouses, others don’t. In places where polyandry exists, it’s rare and driven by economics, not just desire. Claiming women are “more polygamous by nature” is contested – evolutionary psychologists disagree, and most data show variation is huge across individuals, not neatly split by gender.

4. Opportunity and proximity matter
You mentioned bosses, colleagues, workplace proximity. That’s actually one of the strongest predictors of infidelity for both men and women: time spent together, emotional intimacy, secrecy. It’s less about gender and more about circumstance + choices.

Your Rongai proverb at the end – about “trying new bedroom techniques = cheating” – is a good example of how cultural scripts differ. In some places that’s normal marital communication, in others it’s taboo.

Bottom line: the idea that “every woman has another man she loves more” is a cynical take that fits some experiences and misses others. Same way the opposite claim – “if you love her right she’ll never look at another man” – misses reality too.

Cum4me:
which good relationship oga. Abi E wan knack her watin no good then run finally

Maybe na old married man wey wan knack young single lady.

Money can buy attention, but it can’t buy the kind of presence that makes people lean in when you speak. You’ve seen it: broke guy with unshakable calm gets more respect than rich guy who needs constant validation.

The bank account fills up fast. The quiet certainty you’re talking about takes longer because it’s built in reps: saying no when it costs you, keeping your word when no one’s watching, walking away when something doesn’t fit. That’s where confidence actually comes from, not compliments or balances.

And you’re right, women feel it immediately. Not because it’s some trick, but because a man who doesn’t need her to feel whole isn’t going to control her, beg her, or crumble if she leaves. That safety is magnetic.

I know how angry and hurt you are right now. But let’s cut straight to the legal reality, because “court bailiff already contacted you” means this is serious and you need to move carefully.

1. Did you commit a punishable offence?
Under Nigerian law, asking for sex is not automatically a crime. But how and in what context you asked it matters:

- If you sent that “goodbye sex” request after she’d told you she moved on, and especially if it was repeated, unwanted, or came with pressure, it can fall under sexual harassment.
- Section 360 of the Criminal Code and Section 208 of the Criminal Law of Lagos State, plus the Violence Against Persons Prohibition Act 2015, cover unwanted sexual advances that cause distress, intimidation, or humiliation.
- If she feels threatened or harassed, she can file a complaint. Police or courts can summon you to explain your message. That’s likely why a bailiff contacted you.

So yes, there’s a risk of civil or criminal action if she pursues it. “It was just a joke” isn’t a defense if she felt harassed.

2. Threatening her back or falsely accusing her of seduction
Don’t do this. Filing a false accusation with the Mother General, Reverend Father, or police is criminal defamation and giving false information to authorities. Under Section 393 of the Criminal Code, that’s punishable. It will make your situation worse, not better.

3. Her threatening to report your parents to the church
If she actually goes to your parish and makes false claims about your parents to get them barred from Communion, that’s also defamatory. But you can’t counter it by threatening her. Deal with your own case first.

What you should do right now:

- Don’t contact her again. No texts, calls, threats. Anything you send now can be used against you.
- Get a lawyer immediately. If a bailiff contacted you, there’s likely a summons or petition. A lawyer can tell you what you’re being charged with and how to respond. If you can’t afford one, go to Legal Aid Council in your state.
- Keep evidence. Save all messages between you two, including where she ended things. Your lawyer will need context.
- Apologize only through your lawyer if advised. Don’t send another emotional message yourself.

I know it feels like she changed and is being “wicked”. But legally, the issue isn’t whether she still loves you. It’s whether your last request crossed into harassment under the law.

You messed up by letting hurt push you to ask that. Own that with a lawyer, don’t compound it with threats or false counter-accusations.

That mismatch is frustrating as hell. One minute she’s all smiles, touchy, leaning in when you see her… next minute you’re staring at “k” and 6-hour reply times on WhatsApp. Makes you question your sanity.

What this usually means:

1. She’s an in-person person
Some people just hate texting. They feel awkward, dry, or think voice notes/calls are better. In real life they light up because they feed off energy, not words on a screen.

2. She likes you, but isn’t that invested yet
If she’s cold online but warm offline, it can mean she enjoys your presence but hasn’t built the habit of chasing you digitally. She assumes if you want her, you’ll keep showing up physically.

3. She’s testing or playing it cool
A few ladies deliberately go slow on chat to avoid looking “too available”. Doesn’t make it less annoying, but it’s a thing.

4. She’s not that into you… but likes the attention
Harsh, but real. If she’s always warm in person and always cold online for weeks, you might just be her ego boost when you’re around.

What to do:

- Match her energy for 1-2 weeks. Stop double texting, stop over-explaining. See if she picks up or fades.
- Move the convo offline. “You type like you hate me 😂. Let’s just talk on call later or I’ll see you this week.” If she dodges that too, you’ve got your answer.
- Don’t overanalyze one channel. Judge the whole pattern: how she treats you in person + if she makes plans + if she initiates anything.

The rule of thumb: If someone likes you, they’ll make it obvious somewhere — texts, calls, time, effort. If you’re the only one confused, that’s information.