₦airaland Forum

Austin Laz Plc Q1 2026...

Prestige Insurance Plc AFS 2025

Jaiz Bank Plc AFS 2025.

Jaiz Bank Plc AFS 2025

Sterling Bank Plc Q1 2026

Sterling Bank Plc FY 2025

And this is next step. Hmmm

faoogoke:
Regency Alliance scaled through with Bonus issue to shareholders.

Rights issue is to surpass the recapitalization requirement.

Please explain

https://doclib.ngxgroup.com/Listings-site/corporate-disclosure-site/Documents/Market%20Bulletin%20-%20Activation%20of%20Universal%20Insurance%20Plc's%20Rights.pdf

Universal Insurance Plc Rights Issue
Qualification Date: 30th March, 2026
Deadline: 10th June, 2026
Price: N1.20

Smiles

alezzy13:
Thanks for this. But you said they're 15 of them.

Yes. But the remaining 9 are not so obvious yet...

Real Madrid vs Real Oviedo

Who wins?

Predictions

Guys vs Ladies everyday Online War: Who will lose more at the long run? G or L?

Ebenezer2021:
you're all over this forum running your mouth like public tap.
Rest

...in Peace.

I expected that from her. Ladies will always fight dirty and shamelessly, so long as public is involved.

I repeat: Always avoid ladies who have Selective Morality.

The Insurance Companies that their Recapitalisation is at Risk of a Merger and Acquisition, are likely to be:

1. Wapic Coronation Insurance Plc
2. International Energy Insurance Plc
3. Guinea Insurance Plc
4. Universal Insurance Plc
5. Sunu Assurances Nigeria Plc
6. Sovereign Trust Insurance Plc
7. Regency Alliance Insurance Plc

The Insurance Companies that their Recapitalisation are still under Review are likely to be:

1. Lasaco Assurance Plc
2. Veritas Kapital Assurance Plc
3. Consolidated Hallmark Holdings Plc

The Insurance companies that their Recapitalisation have been verified are likely to be:


1. AIICO Insurance Plc
2. AXA Mansard Insurance Plc
3. Cornerstone Insurance Plc
4. NEM Insurance Plc
5. Custodian Investment Plc
6. Linkage Assurance Plc

megawealth01:
Lonely at the top...

Smiles.

Universal Insurance is out for Rights Issue at N1.20, when their market price is N1.07

*Recapitalisation update: 15 insurers verified, 9 still under review*

NAICOM’s insurance recapitalisation exercise under the Nigerian Insurance Industry Reform Act 2025.

*Where things stand:*
- *15 insurers* out of the first 24 approved by NAICOM have passed capital verification.
- *9 firms* are still undergoing verification.
- Another *5 insurers* have written to NAICOM asking to start their verification process.
- Out of 57 operating insurers in Nigeria, only ∼40% are in a comfortable position right now. The remaining 60% are still working through recapitalisation.

*Deadline and requirements:*
- Deadline is *July 31, 2026* and NAICOM says it won’t be extended.
- New minimum capital:
- *Life insurers*: ₦2bn → ₦10bn
- *General insurers*: ₦3bn → ₦15bn
- *Reinsurers*: ₦10bn → ₦35bn.

*How it’s being done:*
NAICOM hired PwC, KPMG, Deloitte, and EY to handle independent capital verification for transparency. Companies that miss the deadline risk deregistration by August 2026.

*What this means:*
Expect mergers, acquisitions, and some firms dropping business lines to meet the new capital base. Analysts say consolidation should strengthen the sector and boost capacity to underwrite big risks, but it may reduce competition short term.

If you ‎prioritize her puusssy and curvy shape, she'll use them to manipulate you. She will understand how desperate and lust you are, and use them against y0u.
‎
Study have shown that w00men use s€x to reward, pun!sh and compensate men. ‎
A w0man's b0dy or womanliness is never and shouldn't be a reward for your commitment — never!
‎
‎Don't even look at it as a reward.
‎
‎If she's giving you womanliness — you are giving her y0ur h0ly d!ck. So why do you make her feel she's paying you by giving you herself?
‎
‎If she is to pay you for your commitment, then she should pay with her investing into the relationship. No one s€x themselves, you both participated heavily in the s€xual act.
‎
‎Infact, a w00man is supposed to h0ld your h0ly penis and kneeel to thank, w0rship and appreciate it for making her happy.

‎S€x is a favour men do to w00men.
‎
‎Because a man loses a whole lot of proteins via semen at the end of the day.

what do w00men lose?

‎And s€x is the list thing that should be prioritize as investment because it's a sideways enjoyment, it's never a pay back.
‎
‎She'll easily walk away from a relationship she invested nothing into. Even her puussyb — she'll package it in her pants and walk away.
‎
‎Make her to invest, else don't give your commitment. womanliness is nothing, it'll soon irritate you. It can be gotten anywhere.
‎
So, what I'm saying is, she should invest into the relationship, is not a cr!me for a w00man to commit financially in the relationship.
‎
‎But if you think she's doing you a favour because she gives you s€x, I want to bring it to your notice that as a man — anytime you have s€x. you are getting close to your graaave.

Learn or perish.
‎
‎Class dismissed.
‎Till.I come your way again.
‎Keep following for more.

Stockpromoter:
VFD stock
Don't miss it
Short term Target N17.50
Long term Target N50

Stockpromoter? More like Showpromoter.

zendi:
Why na when some companies wan raise money fortune go begin smile on their Results ?

Na who be small pikin for dis market ?

Smiles

LASACO Assurance’s Q1 2026 results.

Key numbers for Q1 2026 - ended March 31, 2026:
- Profit after tax: ₦2.36 billion, up 81.5% from ₦1.30 billion in Q1 2025
- Insurance service result: ₦4.22 billion, up 119.6% from ₦1.92 billion
- Net insurance and investment results: ₦5.14 billion, up 74.7%
- Total assets: ₦46.20 billion, up 16.6% from ₦39.63 billion
- Earnings per share: 21.29 kobo, up 81.5% from 11.73 kobo
- Retained earnings: Turned positive at ₦1.55 billion, after being -₦573 million in Dec 2025.

What drove it: LASACO said the growth came from improved operational efficiency, stronger underwriting performance, and disciplined execution of its growth strategy. Operating expenses rose 30.3% to ₦1.81 billion, but revenue and margins outpaced costs.

Context: This Q1 2026 rebound contrasts with LASACO’s FY 2025 loss, which was driven by the absence of FX gains and higher costs. The strong Q1 is also helping its ongoing recapitalisation push.

There is only 1 type of lady you should really avoid:

Ladies who have Selective Morality.

Smiles

Hey, that’s a tough spot to be in — you’re trying to balance what feels right in your relationship with what people who care about you are warning you about. It’s good you’re not rushing to decide.

Here’s how I’d break it down so you can make the call for you, not just based on fear or pressure:

1. Look at the relationship itself, not just the label “moving in”
You said he’s been stable, calm, intentional, and good to you across the board. Moving in doesn’t create commitment on its own — it reveals what’s already there.
Ask yourself:
- Has he shown consistency in words and actions over these months?
- Do you two talk openly about the future, finances, boundaries, and expectations?
- Does “building life together” for him include marriage, or is it vague?

If you can have an honest conversation about that and get clear answers, you’ll know whether this is a step toward commitment or just cohabitation.

2. Understand why your friends and his cousin are worried
Their advice usually comes from seeing cases where moving in too fast made one partner comfortable while the other waited indefinitely for a proposal. It’s not that moving in always reduces marriage chances, but it can if there’s no clear timeline or mutual understanding.
Their concern is valid, but it doesn’t mean it automatically applies to your situation.

3. Protect yourself with clarity before moving in
If you’re leaning toward saying yes, make it a decision with guardrails:
- Talk about expectations: Is this a step toward marriage, and roughly on what timeline?
- Keep your independence: Don’t quit school, quit your job, or give up your support system for this.
- Set boundaries: What happens if things don’t work out? Who keeps what, where do you go?
- Trust your gut: If part of you feels rushed or uneasy, don’t ignore that.

4. Don’t decide from fear, but don’t ignore red flags either
Acting from fear of “messing it up” can lead to resentment later. But ignoring advice from people who know you and him can also blind you to patterns you’re too close to see. The middle ground is: get clear on why you want to move in, and what you both expect from it.

Bottom line: Moving in can work when both people see it as intentional, not a shortcut to avoid hard conversations. If he’s truly serious, he won’t mind talking about marriage, timelines, and expectations before you pack a box.