Chii59:
Unintelligent men.
See, as a man, try to be intelligent.
Not just head knowledge about Stuffs, be emotionally intelligent. Be sensitive, choose your words, know when to back off, and please, don't ghost. And for the love of God can you stop asking "have you eaten?"

Franky826:


2.7% today. 16-10-2020

emmasoft:


As long as you see TBills going down don't expect anything better from MMFs. Actually the benchmark of MMFs is 90 days TBills rate. The reason it's still up to 2 or 3% for some is because some of the assets are commercial papers.

At this time fixed income categories like VGIF and balance fund is good alternative.
Particularly balanced fund is good this period because it's a Bullish season on the NSE. If you look at the ranking of mutual funds perfirmance recently it's obvious that balance fund and equity funds are doing well.

N. B: Balance and equity funds are not risk free and returns are not fixed but completely dependent on funds performance. Do your due diligence.

Franky826:


3.21% as at today. 12-10-2020.

Looks like the party is over!

Franky826:
And FBN MMF rates crashes further to 3.94%

Boyhood:

Where do you get the rates from?? Their site has not been updated since 10th Sept.
https://fbnquest.com/asset-management/historical-funds/

Samfloxin:

I had the same thought when I was jobless, especially when I visit my classmate that dropped out in secondary school and went for apprenticeship. As at that time,the guy had made it and was living comfortably,even dashing me money. Today,the guy is admiring me cos he hasn't even SSCE cert.

AmazingELixir:



Naa Sedco forex...was the name then..

AmazingELixir:
Oops!

Ok I graduated far back served and almost a year after my discharge from NYSC ...my cousin whom was then working with a multinational company one of those Schlumberger affiliates then pleaded with me to come help him write a promotion examination .I went with him and after the exams the results were announced and he came up amongst the tops..so happened that some of the guys that turned up for the examination knew me very well and raised alarm when their names weren't listed amongst the successful candidates and the test was eventually cancelled and rescheduled for another day as the slots were for host community .

I was relatively very young then, the company liaison officer appealed to me to enter for the examination on my own standing but I turned the offer down because back then my views on people that go to drilling operations on rig platform are non university graduates or dropouts, a view I still regret up until now. Most of those guys are now big boys , some international staff earning hard currency and with properties in choice areas around town.

Well fast forward, I wrote interviews in two companies I was successful in both, one is an EPC company that is into power and energy solutions and the other is a drilling/,oil servicing company, the former offered to pay me N30k as a fresher while the latter offered N55k.

In my small and naive sense then I took up the N30k offer because I needed to gain experience on core engineering which they offered as against travelling to the high sea to drill or prospect for oil

Well my experience with the company was very rewarding in terms of technical capacity building and know how but the salary was abysmal although they later increased it to N168k monthly after about 3 years but I still have my regrets.

Now I have left the company and joined another where I do N400k but the job is anything but fulfilling because I detest lazing away without proper technical challenges

In all I'm grateful for my life..I'm comfortable financially but I should be in a better place by now.

Ok bye that's my story.

Igolonwaanyi:



How much do you have yourself?


The truth you don't know is this- rich men can't settle for broke girls who have nothing to bring to the table.

Let's assume you're broke, are you breathtakingly beautiful? How packaged is your ManCHESTer and ASSnal.

If No to those question, you better start looking for blue eyes to charm wealthy men, or get a loan to work on your body.

emmasoft:
THE 4D’s YOU NEED TO ENABLE YOU INVEST

Investment don't depend or start with the quantity of fund or income available rather it starts with this 4 D’s:

1. Desire. Having strong desire to have legitimate wealth and sources of passive income will normally starts the journey of investment not amount you earn.

2. Decision. A strong desire is not enough. One must make a clear-cut decision to invest. Whatever decision you make will direct what you give priority to when it comes to spending or saving. There is always opportunity cost of every decision or choice you make.

3. Due diligence. This itself is a form of investment. You must invest your time to know and take calculated risk. You take time out to look at options available and the viability, authentication of claims etc of any opportunity presented to you.

4.Determination. The popular saying:” Where there is a will there is a way” comes to play. You've got the first three D's, that is not enough you must determine to act. At this stage you must close your ears and eyes to distractions no matter where and who the distraction is coming from. N.B: some of these distractions can be your own gratification. You must be determined to delay it if you must invest.

With the desire, decisions, due diligence and determination I can assure you no matter the quantity or amount of cash available to you or your income presently, it will be very easy to invest. You will not have any excuse or see any impossibility or inconveniences to stop you from investing.
One thing with investment is that, once you start you always have reason to continue, on the other hand if you don't start investing you will always have reason not to start.
So, folks don't let your income status stop you from investing and creating wealth. Please invest all the same and stop looking at your income.

Example: If one saves N100 every day from January 1st of a year, it amounts to N36, 500 at the end of December and if repeated, at the end of the second year, it becomes N73,000. If the money is invested let’s say in VGIF for 10 years without top up to the principal, you will have
Principal: 73,000
Total Interest: 94,857.47
Investment Balance: 167,857.47

Just imagine ordinary N100 which is insignificant, less than what you give as a tip to salesgirl, no material effect or strain on your finances and yet see what it gives after some years. Now let’s double it or triple it or at most let it be N500 savings daily. You do the calculation yourself. You will be amazed.
There is no excuse for anyone not investing it’s a matter of choice!!

Check my signature for contact and details.

SamNeds:
Hello people, i checked interest accrued on my FBN money market app last week. Only for me to notice a reduction of N5000 this morning. This is not the first time it is happening. Please can someone help put me through

9jatriot:
Bros, 2000? that is 20 years ago.

Some of us only knew the word "Bond" as the past tensed of Bind not in terms of money as at the year 2000.

9jatriot:
For SUKUK funds.
Please what do they mean by Custodian AC No.?
Secondly, do they withdraw the money direct from the account provided in the form?

This is the link to the form for those interested "[url]/3ddBp4L[/url]" remove the space between the . and ly

bolaayenimo:
fake shekau

Stevengold:



Talk with facts bro! If u ain't using the phone, there's no need to discourage others from updating, I use this device, I did my two days ago, and it's super cool, no glitch or lag. Its stable as well.

Though their previous roll out of android 10 was buggy, but they've listened to complains and made corrections, which I must say is outstanding. Xiaomi phones are cool budget phones to use. Way better than Infinix, tecno or itel, quote me anywhere.

Jaycool18:
it's stable, been using it for a week now

emmasoft:


Mgt fees is part of total expense ratio.
Total Expense Ratio
consist of management fees, additional expenses, such as trading fees, legal fees, auditor fees, and other operational expenses

ukay2:


Hahahahaha

I never see test message for this month oo.

One of the reasons I entered commercial buildings is to help in solving the housing deficit in the country; knowing my background and how God has being faithful to me......not just for economic gains.

It gives me joy am providing good accommodation to some families, but some people will just make you to stop doing that. I even wanted to sell all the buildings and put the fund into portfolio investments, but I always remember the reason I ventured into comercial buildings.

I have not done any building project since 5 years now......rather put the funds in equities and other FGN Securities to have rest of mind.

Its not that hard albeit frustrating most of the time.
Click 'quote' to respond to one message. On the edit page scroll down the screen and you'd see other comments ready for selection. You'd add others you want by clicking 'quote' on them; any click brings those messages to the edit box which you can then modify.

You can source old comments from old threads using this method but what you'd do is open the old message in a new tab, click quote, copy the quote because it contains thread identifier numbers then paste it in your edit box. If you practice this about three or four times you'd get the hang of it. Good luck. Happy nairalanding.

blaskivk:


Got it

Great110:


Testing



Testing

Otunbaileesee:
At my last job they started hating cos my oga was praising me I left and started drawing cartoon

Ceska:

Enugu is in the hands of God ....

covid2019:
I am in a dilemma worsened by this covid19.

I am a graduate male of 29 residing in the East. I still squat with a friend, not because I don't have money for house rent. But principally because I have been unable to figure out what I want to do with my life, hence renting a house feels like a commitment that might get me stuck.

I always feel I might move anytime soon-- to either another state or abroad for masters or just practice of my profession. Note that I didn't study a STEM course.

All these while squatting, I have been saving via my proceeds from hustles.

In the wake of this COVID19, I checked all my banks and found out that money I have in my account has lost so much value given the dollar rate.

I have 11.4 million, inclusive of my working capital, plus a rickety car valued at 350k. Each time, I need just 3-5m as working capital.

It seems that trying to save more is false economy and might be counter productive.

NOW, I AM CONSIDERING buying a plot of land and erecting a small house even if it's 3 rooms. This, I think will serve as investment that will keep appreciating and also serve as residence.

Or just open a domiciliary account to hedge against naira fall and continue saving.
What do you think please?