₦airaland Forum

einsteine:
At this point, that's just laziness.

True, but people still have money saved in their bank accounts untouched.

Most times people will only do what they are comfortable with. Though rates are very very poor now.. Some conservative investors will rather go with TB not minding the inflation than to put their money in other investment with more attractive rates they do not understand..

Like most people have said here, the car generally is a nice car to buy. However, you should first of all be sure that the car is not stolen. Stolen car can drain one of all his joy when traced to the person.

Also, be sure it is not accidented and even if it is, it's effect on the vehicle is not too much before it was worked on. Be sure interior is ok too.

Then finally, the engine should be sound. If it isn't, in your negotiations a cost of replacement should be considered.

FEGEITOK:
Too much information to share on a public thread. I'd advise you don't make these details a matter of public record. This is a good occasion to consult a lawyer.

Nothing to consult any Lawyer for. Yes, letting out all those information comes with a very high risk because scammers can go to any length as their prying eyes are already on this thread. He just asked the question to be sure if the money is not coming through any illegal means.

CHoccolaTE:


This is actually the first time I will be receiving this type of huge sum in the account. I can call the company managers to talk to relevant authorities and eliminate suspicions.
Thank you.

As it is customary and required by the bank, if and when it enters, they may flag the account especially since you have not been making transactions of that magnitude. Like others have said above, if it is genuine, there is nothing to shiver about. All you will do is to just go there and explain the source. Bank wire transfer is the right way of making any genuine payment. Even the government is canversing for remittance through banks.

Akin3891:
It's been three weeks now I sent my documents via the apps and email ( up to five emails) to united capital,no response nor acknowledgment. I wonder what will become of me if I need help redeeming my funds. Phone numbers not connecting,but managed to get ahold of them this Friday through WhatsApp, hope to get things sorted out soon but my trust with them kinda shaky

You can follow up through their official WhatsApp number. I would not know what's wrong, just contact them on WhatsApp and let them know you have been sending messages. I am sure you will be sorted out.

Incase you don't have, the number is: Zero-Eight-One-Six-Eight-Two-Eight-Two-Three-Nine-Six

On your part, check the email address you have been sending the messages to too and also if the messages were delivering. Also check if they is any inconsistency in you KYC doc submitted.

pizapato:
Bosses in the house ,

Please is there anyone using united capital's invest now app that can share their experience.

I just used it to open MMF account but I want to know if the withdrawal option on the app works fine and seamlessly.

Cc Pa emmanuelewumi

Yes, I use it too. The best way to redeem/withdraw money from them is by e-mailing. Once your KYC is verified, no Wahala. They will send the money to the account you gave them while opening the account on your request after their confirmation.

What's happening with Redstar Express Bonus please?

Akerewe:
Good day House, please any latest BOND OFFER IN THE MARKET ABOVE 12%?? if any kindly furnish me with information on it pls.

This one...but still in the range of 12%

UPDC REIT final dividend....

FlipModeSquade:
So you haven't ACTUALLY used it?

And you are NOW an authority on Kuda?

Lol..

Naija no go kee person..

There is a reason why the review spaces are there. There are there for people's feedback and to also serve as a guide for intended users. So I do not have to be a user. The reviews of other users then guided me.

Though majority of the feedback around the period I downloaded has been edited. It still does not appeal to me as a person that you want to do an urgent transaction and along the line it has issues. Then no physical location to complain and the entity is not reachable leaving you stranded for days...

That is for me anyway.. Reviews and track record might be useless to you.

Different strokes for different folks...

MTN Bond issue..

Labadi69:
I like the way you stylishly advertise for platforms that you are affiliated with. You most likely get kickbacks from them for the subtle adverts. You do the same for a couple of investment houses that I shall not mention. But you then get offended when someone else advertises. Why? Does this place belong to you alone? Better give yourself sense before strong yamayama fall on your bald head

This is not correct. I feel it would have been better to first of all look at the company he spoke about and bring up questions where you have doubts. That's we do here most times. Every opportunity presented here is tested and if it passed the test, it sails through. A lot of people have genuine information and keep it to themselves to the disadvantage of those in genuine need of it. That is however not the case of the person you are referring to. Personally, I am very weary of any financial app that is not duely/completely registered with all the required regulating agencies, does not have a known office where I can bare my mind when I encounter hiccups with their app and does not have a reasonable track record I can refer to.

I am not in any way saying that these conditions are shock proof of avoiding misbehaviour from business owners. However, due diligence have to be done.

omotola90:
haba bros.... Na only sec dey get licence? Cbn no dey get ni? Ayam not understanding ke? .. Though I'm braced up for this kind if question... And assumption.... But we gather dey.... To carry on with any form
Of investment, investment safety is paramount... You are either licensed by bodies
to do that as a brokerage firm... Though, I've done due diligence regarding that... Cbn shut out risevest, trove and bamboo some weeks back(though still carrying out operations)... To tell you things must be done appropriately... Who am I to promote branch?at least their rates is higher than the S&P 500 of our dear country....

In his introduction, he stated that almost all your posts are about 'Branch'. Then went ahead to ask if you work with/for them or you are just a passionate investor. Somehow, you evaded that very important question.

That to me, signifies that you are marketing either what you do not do not understand or believe in.

kristien4:
does stanbic mmf pay interest monthly and charge withholding tax, even without submitting any instruction as to that effect?? 124k was removed, and 98k was returned, which hasn't even reflected, has anyone experienced this... tried reaching stanbic mutual fund customer care but no response...

The right people you should be talking to on this is their customer care actually. However, one of the probable cause would be that you were over credited and when realised they decided to remove it. It happens like that some time. You will only be sure if you were keeping track of it on daily basis.

In order for you not to loose any part or whole of that money by way of an app closing /just refusing to open or you gathering virtual money/gain that may never be converted to real cash as was later the case of MMM, some know forex investment that went under; their agrovest and real estate partners or you even falling into some hungry scammers here.

The best thing for you to do is to just open a Money Market Fund account with either Stanbic IBTC or ARM where you will be sure of withrawal/redemption on the day you requested or at most the next day. There are other MMF and other Mutual Funds that could deliver maybe a better gain but then, their redemption delay at times.

My suggestion is based on the fact that the money was entrusted to you for keeps. It is neither a borrow or dash situation. You didn't ask him to give you the money for business either. So any delay in refunding when asked might breach the trust he has or probably hinder something bigger that can happen between you guys later.

You can check this out to see if you will be interested.

He will have to open an account with a stock broking firm and dematerialize the shares if he intends to sell. Then also contact First Registrars for his accrued dividend and bonuses. He bought the shares then in a boom market before the market stock market crashed in 2008 and the price fell drastically. One share is now worth about N7. 45.

His N100,000 worth of shares bought at N33 per share then should amount to about 3,030 shares. I don't know if he bought before the bonus of that year (2007) was declared so I won't consider that year.

In 2008, FBN gave share bonus of 1 for 4. Thus, his 3030 share would have attracted about 757 bonus shares to make the total about 3787. In 2009, they gave bonus of 1 for 6. Meaning he will have about 631 bonus to make his total 4418. They also offered a bonus share of 1 for 8 in 2010. That signifies that he got about 552 shares to make the total about 4970. The last FBN bonus share so far was issued in 2015. When they declared a bonus of 1 for 10 shares. Which will mean that he had bonus shares of about 497 to make his total current holding to be about 5467 shares.

My calculations above is based on assumption with the info you presented. A visit to first registrars will give the exact information needed. But, he will need to first of all connect with a stock broker.

CrystalSpark:
This question has always been on my mind and just now I’m reading, again, that the daughter of President Buhari went to the UK to study Photography.

Not just her! There’s a noticeable trend even in Naija; a kid from a very wealthy home may go to a university to study music, or catering, or something that isn’t “popular and mainstream”.

The rest of us from not so rich homes will kill ourselves with mechanical, chemical, petro-chemical, electromagnetic engineering

When people already have money they go for what they have passion for. Though they may still practice, they will go for the education in itself and not just because they feel it must be a route to their success. However, majority of the average and poor people first of all consider how lucrative/popular a course is and how they can get rewarded immediately they start practicing because they want to upgrade their livelihood from there.

LegendPV:
1..Try to obtain a Degree and make it a priority, if it doesn't work out that's when u opt for HND... E get why, though the Army doesn't discriminate among the Two.. Same ranking and same pay

2. After conversion, to Regular, that's after your probation... The sky is your limit, though you'll have to compete with the better preferred RC - the NDA graduates... But today we have a lot of SSC officers who are Major Generals.... We've had a COAS once in the past who was SSC


Note : make sure you're Medically and physically fit... Maintain your health till then

to get commissioned into the Nigerian Armed Forces is highly competitive, so ensure to have a back up plan
The final shortlist for Army SSC this year had 8 people per state, Navy DSSC had just 2+1 reserve per state

So try get back up plan o

This man here has said it all. This all you need to know. Good luck.

Allboiz:
Thanks.

I went to another fcmb branch. It seems the staff in the former branch don't treat such transaction. So, they don't know how to process it; thus, suggesting the withdraw and deposit method.

Ok.

Allboiz:
Thanks... Ive successfully subscribed. Please, how often does the interest show up on the dashboard? Is it daily or monthly?

It will always be there on the dashboard. However, it is only given to you or reinvested once in a year(early July). Also with United Capital what you will see is just change in the amount you invested as the unit price of the fund increases. Depending on how much you subscribed, if the amount is already showing on your dashboard. Start checking from Monday you will see addition of some cents or dollar depending on the amount you invested.

The increase is daily on weekdays except for public Holiday.

So how were you able to get the transfer done?

Flash360:
some people wey leave here, come enter crypto. they must be in severe pain, kindly reach out if you know any

They will not own up untill it bounce back.. Or maybe for them it is better to lose money in crypto than in the stock market. Money loss in hard currency is easy to bear than in our local currency..

Officialgarri:
Moghalu is still praising that failed government? Not all of us suffer dementia and not all of us were so young not to tell black from white.

First, dollar wasn't stabled at $150.. It crossed to over $200+.
And most importantly is the fact that it ess your boss, Sanusi, that publicly exposed the heinous corruption that the FG of then were using CBN to carry out.

Moghalu should sit back and hope for a governorship seat.
All these pathetic stories and pseudo solution can only appease the wailers but it won't earn him a presidential ticket with a notable party.

White lie... It didn't cross $150 till Emiefele assumed office. So he was correct to say so.

You better complain to your source of our base so that they will contact CSCS for you. You can also look for CSCS address online and mail them about it too. If it is a mistake they will address it.

emmanuelewumi:
What are the motivating factors?

How will they get back their funds?

Does that mean they are bullish about the country?

You have raised very vital questions here but instead of us to try and figure out what is motivating them, then see how to benefit if convinced. We will start with dissuading analysis. Yet some of us try to convince people to invest dollar through apps that the owners are not known and may never be reached if they decided to go offline/stop operating.

Allboiz:
I was even in one of their branches and they said they don't do transfer. They said I have to only withdraw and deposit the dollar but unitedcapital does not accept cash deposit

Yes you will have to look for how the money will be transferred to you then you will transfer to them.

Allboiz:
Hi guys

For those operating unitedcapital eurobond, how do you transfer from your fcmb domiciliary account to their fcmb domiciliary account?

I don't know if it has changed. But before now they said you can only transfer money that got to your account via and not deposit.

RapistOnBail:

Clearly he’s being favored.

Man U no go go anywhere with this favoritism.

What happened to lingard’s winning goal?

Or De gea’s saved penalty?

Bunch of Mumu voters.

You just spoke like someone who rarely watch the game. How do you thing they give Man of the match? Just by scoring winning goals? If they were to favour in that match, he would have at least had two penalty but even when they was a clear contact he wasn't given.

He played the game complete and contributed seriously. He scored the equalising goal. Then you feel someone that just played for just about 17-20 mins should win man of the match ahead of him?

Lingard's goal could win goal of the week or even month no doubt but that alone will not give him MOM. To know about Ronaldo's contribution to that game, you can ask Zouma what he had to contend with but even with the way he defended so well Ronaldo still scored.

Truthissupreme:
The way this guy take old once shock me

No too much difference. He wasn't just keeping beard then. That's all.

MTN paid on the 27 of August 2021, Total paid on the 14th of September. I think Zenith actual payment is 20 September 2021.

pocohantas:
Years back yahoo wasn’t something people wanted to be associated with, in first person or third person sef. Now it has been normalized and in the long list of the justification for yahoo, there is this one that stands out- YAHOO BOYS HELP THE ECONOMY AND SMALL TO MEDIUM SCALE BUSINESS. This is supposed to make us appreciate them right? Interesting.

They kill the economy more with their heartless actions. Reaping where they did not sow and rendering responsible useless.