₦airaland Forum

Akin3891:
I had a smooth one with dangote cement last year, though at a poor rate (5%).

Can one buy into this with Fbnquest? Ps. I doubt I can even meet up with the closing day, repatriating funds from Stanbic money market could be time consuming.

Tomorrow Wednesday is the closing date for it. You can just google Coronation Marchant Bank and mail or call the address/number seen in their first thing tomorrow morning. To see if you can still accommodate you. It is not a must for you to have an account with them.

All that is required is for them to mail you the commitment form. Then you fill, scan and send it to them immediately. So long as you have your CSCS and CHN number close and you are in a place you can immediately print and scan the form it should fly.

yazga:
The difference I see here is regulations. In no time crypto will be regulated.

Seriously?

Which country CBN issues crypto? Which country's government is backing it? which country's fiat currency has it as it's electronic or digital version? How about the volatility issue and being used as tool for speculation/get rich quick scheme.? Can you just enter a shopping mall now or restaurant and pay with crypto after shopping or eating?

The dissimilarities are more than just lack of regulations...

SimplyFacts:
Na to dey pray make person no see wahala o. Charity begins at home. See what the child has caused her parents.

If you believe the girl or her parents were actually paid to do this, you may need to go for brain check-up.

Ordinarily, even if the mother was not there an adult is eventually going to be held responsible. It is the duty of the parent/guardian either father, mother or whoever took her there to guide and and protect her. Someone must be held responsible either directly or indirectly.
If we remove emotions from it, we will see better. The case below is for a 3 year old that happened in China. Nine years old would have grown a little to know to that fire could be bad if not she would have tried it on her palm or finger?

https://drivetribe.com/p/a-child-causes-38000-of-damage-DwAdngP5TXe79XkHt-9yAQ?iid=ceSHS1RORbKe6YUAYwOobg

FutureIsFemale:
Common charger of N1k.
Men are terrible.

That a man kill his love for charger does not put all men in that same negative light. Women sometimes does something negative too so it is not restricted to any gender. Modified: if in doubt, below is a female: https://www.nairaland.com/6671104/russian-killed-2-husbands-leaves

However, I have seen that you are so fascinated with any negative news concerning men. Something tells me they is an underlying factor to this. So I will have to start by apologising unbehalf of your dad, uncle, brother(s),husband or boyfriends. For however negative they would have treated your mum, aunt, sister or you.

RayRay06677:
Afrinvest sent to me

Okay, I contacted Corontion and a form was sent to me.

Tvegas:
Weldone pa Emma, for consistently dishing out sound advice on investing in Nigeria I visited the Agritech page and this page today and I could see the litany of losses made by investors via agritech, some have up to 20mil locked up with these agritech companies who are no longer paying.

I remembered your warning about this investment, fx trading and cryptocurrencies months ago. We even analysed the days of Nospetco,sefteg etc back then to remind people. But It seems this is a recurring cycle in our country, can we Estimate what people have lost to these ventures?[b] Why do our people keep falling for such high risk schemes? [/b]Is there more we can do in terms of CSR to sensitise people and get the Government to be more proactive?

Nigeria already have many poor people, it breaks my heart when people are fleeced of their hard earned savings and made poorer.

Our people keep falling for such schemes because many of us do not like to do even if it is a little research before investing money. Lot of us are just plain gullible and easily brainwashed and when someone tries to open our eyes we take them as enemy of progress. Also the get rich quick syndrome has really eaten deep into our system that once a mouth watering return is pronounced from any endeavour, we throw due diligence out of the way.

RayRay06677:
Got that from investment house, its a commercial paper which is like Tbills but issued by cooperate organisation to raise fund just like govt do with Tbills. Always having tenor of less than 364 days and minimum of 5m, the rate here is 12.3% for 270 days which is awesome compared to recent history. Last week we had one for 11.56%. Basically commercial papers have been saving men since the slump of Tbills only problem it doesn't have a calendar so always keep cash in view for the kill. Apart from the gamble, I like this brand of investment. Company rating is very important though, I can't speak more on that as I lack basic authorization but I strongly believe that the authorities wouldn't let them float if not with potentials of paying back.

Thanks, I wanted to more about the issuer and the issuing houses involved to see if there is anyone close enough and open to deal with. I now know it is just Chapel Hill Denham and The Coronation Marchant Bank itself that are handling it. Their rating is not bad. They also seem to be involved in most of the FG Bond and SUKUK these days.

So it's a good one.

RayRay06677:
Long we saw this rate, catch up.

Thanks Chief.

But you can still make it more explicit to the house. The information not complete finish

Donbrig:
FBN Fixed Income Fund is not doing bad at all, how can I open an online account with FBNQuest Asset Management?

How accessible is FBNQuest if their attention is needed? How long does it take to redeem your fund?

Please, those who are already with FBNQuest Asset Management should share their experiences with us.

The account wasn't opened online but from their branch office. So I can't tell you anything about their online account opening.

Haven't also redeemed funds from there but I believe if the app is well set up you will not encounter issues with redemption.

Not very accessible, the only way around this is to know and have your account officers contact. Their customer service seem to be the worse of all of the 3 or 4 I have had encounter with. They hardly reply messages.

Zobah:
Says who?! My ex a Kenyan opened an account with zenith Bank with voters card in Nigeria. Anything is possible in Nigeria.

Your ex a Kenyan resident in kenya opened a Zenith Bank of Nigeria account with Kenyan voters card or Nigerian voters card without resident permit or falsification of documents?

jlinkd78:
Hope d Obi Cubano"s Oba feverish invasion has not caused jealousy to target Igbo business interest? If u think exactly this way hit d like bottom.

What sort of meaningless talk is this one? What do you people gain by trying to incite hate?

CSTRR:
Duty to the nation?
Really?
That is what the nation wants from them?

How about their duty to the civilian tax payers that pay their salaries?

Are you talking about the same overzealous and rascally Nigerian police that we all know or some other police in Europe?

First of, please be informed that everybody working for the government is also a taxpayer. In fact, in Nigeria the major tax payers are the government workers. They are the only one government have access to deduct their tax from the source.

We most times want to think like the western world when talking about tax payers when in reality majority of us and our activities are not even taxed. The major government revenue funding it's running is royalties from the inherent natural resources and not tax on the activities of the populace as generally insinuated.

The generality of businesses are either not taxed or under-taxed. Yes some people may feel like they are being taxed because of the activities of touts and hoodlums around their business area but most of those monies collected end up in personal pockets.

That is why the masses does not have the courage and moral justification to hold the government accountable for its spending.

In every organisation, all the workers of that organisation are part of that organisation. Yes, their schedules may be different. In a bank for eg, some are assigned to go to the market and get retail customers. Others are assigned to go to big offices and establishment to look for affluent customers.They have the ones sweeping the bank, the securities at the door, the teller/cashier, the section managers/HODs, the branch manager, regional managers upto the CEO. What ever you are assigned to do, that is you responsibility to that organisation and by extension to the society at large.

That said, being assigned to take care of the security of the president is a very big duty/service to the nation. As your service is not to the person but to the office and by extension to the nation.

Rascality is part of the livelihood of majority of Nigerians. Nigeria police is composed of a selected Nigerians. Other police in Europe are composed of
Europeans. You don't expect them to behave same do you... Mind you, for every overzealous policeman you see there are ten others dispassionate one you did not see or choose not to see.

No vex ooo, for the night school wey I go NEPA carry light when dem dey teach summary....

CSTRR:
The question is not even the motorcade which is already too much.
I am not even concerned about that.

The real issue is that civilians were asked to stand still until lord Buhari has passed.

That does not happen in any civilised democratic realm.

He not will ask everybody to stand. Ordinary the security and arrangements of the presidents convoy is not in his own hands. The handlers of his security do what they deem fit and necessary at all times because that is part of their own responsibility to the nation Nigeria.


Yes, It could be very inconveniencing sometimes. But then, how often does he move around he even move around.?

CSTRR:
No it does not happen in any sane country.

The Dutch president goes to work on bicycle.
Other European presidents do similar.

Buhari does not have half their IQ, influence or impact.
So what makes him better than them?

The only democratic president of a top Western nation that travels with pomp and pageantry is the president of the United State, the most powerful president in the world.

Even then, civilians don't stand still for him to pass.
Stop pulling nonsense from your hat.

Yes it does.

Every president once in a while will want to show his/her humble and down to earth. That the Dutch president decided to ride a bike does not mean he doesn't ride in motorcade/convoy.

Fortunately or unfortunately it is what comes with the paraphernalia of the office he occupies other than how many Nobel prize he has won. If it were to be the latter, the likes of Achebe, Soyinka and co would have been the ones carrying the longest motorcade in. However, life isn't design that way.

Every human being is special in his or her own way. Special is relative and dependent on who is viewing, who is being viewed and through which lens. No other person is the President Federal Republic of Nigeria than at the moment except President Mohammad Buhari. That alone in itself is special.


I did not attached links for at first because I do not want to be banned by spam bot. I also dot know if you will have the data to watch it...but then, below are some link. If they allow am stay just go watch them and stop insulting people for your own Ignorance.


https://www.youtube.com/watch?v=yeJi0WXsEtc

https://www.youtube.com/watch?v=Chz0uzgd0ho

https://www.youtube.com/watch?v=XmzB_hGscYI

https://www.youtube.com/watch?v=kWDXsyiXiVk

The dollar wey I see them pick dey like 3 abi 4 the rest na few N1,000 plenty N500 and N200 notes. In the end, if they arrange am finish e no plenty as e be there again. In the end the whole aim is to cash cruise and mislead other people. Especially young girls.

LauraClasikVibe:
So, he should sell it and invest it REITs

Not exactly, we are just analysing what is in it. At the end the decision is his to make. So it is the due diligence before his decision.

Investment is made for returns. If the structure (the house) can no longer take care of itself from it's rent then it is either saying the land requires a new structure, a major renovation or selling and investIng it in other areas with likely of more returns. In all these, he will have to know that once the decision is made and action taken, there is no room for regret.

LauraClasikVibe:
1.2m rental income can generate more than 2m if invested in Money Mutual funds
Fixed Income fund

Is this before or now... Let's assume any of the listed fund can generate 20% that'll be about 240k or 0.240M. If that is added to the 1.2M it will still not bring up to 1.5 M...

PlayMaker14:
Which stupid office? This nonsense cannot happen in neighbouring countries like Ghana or Benin Republic but just because the tyrant is in a BEAST mode, he choose to display his tyrannic skills on innocent road users.

No dey lie unnecessary.. it happens in every country. Whether you like it or not. The most exalted office in Nigeria is office of the president and so it is for every country. Even if you do not like or respect the person in the office, courtesy demands that the office be respected...

chigo4u:
Is this united capital website https://investnow.ng do they have offices or how do you open account with them

Yes that is United Capital website. You can mail through the customer care e-mail address on that website of your intentions of opening account with them or you can download their Mobile App (Investnow), register and open account through there. The former is easier sha.

BinamRex:
I also ran. I wonder how they picked the candidates when an aptitude test wasn't done. I won't waste my time this time around.

You didn't see where he said that it's a process and that there are different stages...? If you are to tell yourself the truth, check your church mind..did you make the timing for the run?

C505:
Please house I'm looking into the possibility of opening a pharmacy store for my wife who fields in this area. Currently, I'm still doing a feasibility study on the best area to set up.
But Is there any other thing i should be looking out for like local govt papers, dos and don'ts?

Kindly assist me with any information that can enrich my plans.

Since you said she fields in that area the requirements below would not be tedious for her. You can go through it.

https://www.nairaland.com/2352771/steps-owning-pharmacy-nigeria

elisbabs499:
Please tell me more about the Agrotech. Are you into crop production? And if yes, what are some of the best bet in that sector?

Do not try anything agrotech if you are really serious with wanting to. Stories from there don't always end well. Except you want to do the farming yourself. Many of those people do not invest monies collected from investment on agreed and approved investments.

Fantazy:
Advice Me Please

I want to learn to drive, as in, professional, responsible driving, which I will love to get a driving job after.

I am thinking of going to a Driving school
Or
Look for someone who has, or in possession of a car and Learn from (probably spending less money)

Please which do you advice I do?

Please kindly state the advantages and disadvantages of both
Thanks sirs/mas
May God/Allah bless you

I would have said both. However since you are considering cost, go with the Driving School. Be sure the school is FRSC & VIO certified so that you can easily get a driver's license through them. Since you intend to make it a profession, driver's licence is very necessary.

Facts111:
Good day everyone..

I'll be 24 next month. The problem now is that am too shy. I don't have confidence. I don't have any girlfriend (am too shy to speak to a lady). You can wrongly accuse me and i will went away crying.

I am the first born of a family of six. A man once accused me of sleeping with his wife (the woman in question senior my mama) and i was like "me ? Me ? Me ? " and I went inside crying.

The only friend i have is my phone. The thing is affecting me seriously. I can't eat in public. I can't insult. I can't even look at your face to talk anything.... I talk alot inside... Am an online keyboard wariorr..

One boy was telling me yesterday to join 'cult' to improve. Though am thinking of it. People take me for a fool. Nairaland is my best website.

Please doctors in the house, is there any drug or medication that i can take to make me overcome shyness ?...

First off, do not go and join any cult. It will ruin your life.

You are too afraid to fail. You also think too much about what people will say if you don't succeed...that's your major problem.

Decide in your mind to face your fears, then start facing it head long. Begin to try all those things your mind tells you that you can't achieve and in no time you will improve.

Talk more to people. If you are afraid or shy of people older than you, you can begin with the younger ones.. your siblings friends. Try to make friends etc.

FreeStuffsNG:
Cc Myndd44
Lalasticala

Hmmmm. This kind of posts will eventually be used against Nairaland. No matter what you do, remember that you have a social and legal obligation to clean your platform of this kind of hate speech. This 'new' nairaland has turned to a breeding ground for youths who hide behind the anonymity you created here to spread hate. It's your job to stop them before government suspends Nairaland. This is not freedom of expression, it is not exercising freedom of expression when you make hate speech and then hide your identity to temporarily avoid being held to account for the consequences of spreading hate. This issue of Nairaland being used to spread hate and bigotry will be presented as a serious case of urgent public importance.

There is nothing anonymous about anything. All poster/commenters are responsible for their posts/comments. Do not incite the government against the platform Instead talk sense to that poster if you wish.


Yes they are few hate filled people around spreading hate on every thread. That is not enough when compared with the benefits it offers Nigerians.

Starangel4321:
There is opportunity for you to invest and earn in dollars at Chapel Hill Denham and I can also elaborate on investing in mutual Fund with us. Kindly reach me on 08103106361 for more explanation.

Your profile is saying Blue Orange Oxford..Do you work for both companies.

MadamVanessa:





What is so wrong with someone having sex with inmate? When the person wasn't forced into the act, it was clearly based on agreement.

So because someone is in prison, he shouldn't have his life again.

It is called prison for a reason. Whatever it is that took the person has restricted some right and privileges he had when free.

On the part of the prison warden, it is very unethical. That singular act could make her loose her mind and endanger the lives of her colleagues. The sentiment and emotional attachment she had with the prisoner has already made her to start breaking the rules..given razor and cell phones to him. He could easily communicate with the outside world and plan with people to attack that prison. Of course he already has an accomplice who is an officer so it will be very easy.

Not everything that should be trivialised on the alter of sex.

sinkhole:
If na you get this double salary, wetin you go do?

UNIVERSITY OF MAIDUGURI (Office of the Bursar)
5th July, 2021

NOTICE TO ALL STAFF
DOUBLE PAYMENTS OF JUNE, 2021 SALARY

I am in receipt of a mail from the Office of the Accountant-General of the Federation on the above subject matter which occurred due to system error.

In view of the above you are therefore requested not to withdraw the excess money from your account as full recovery will be made from the July, 2021 Salary if the Integrated Payroll and Personnel Information System OPP'S) office is unable to recall the double payments.

Thank you.
BURSAR Signed

Nothing much. I will just leave there as explained in the memo. I have seen practical cases of it around me. In most of those cases, it is left for them as their next month's salary. So spending it will mean spending a salary that you are yet to work. You will eventually work for it.

ojesymsym:
I understood that part but I did not get your complains initially.
Okay, maybe your expectations were wrong in the first place. From what I understand about your complains, these are my contributions. First off, bonds do not give returns monthly, only HYIP promise that, most of them pay biannual while FG bonds I believe pay quarterly.

When you say it was not allotted to you, I'd like to know how you arrived at these, because I know it takes a while for them to do their in house cleaning up before they communicate the details to you, that is if they even do.

As long as you filled the form and did not just transfer the money to their account just like that, I'd like to believe you are fine. June 2021 is just 7 days ago I believe.

You still don't get me. First off, I haven't said anything about the returns. However, the payment for FGN Savings Bond return/coupon should be quarterly. This particular Bond " FGN Savings Bond" is offered/issued by the DMO monthly except for special events.

When I said I have not been allotted, I meant that at least by now I should have gotten the allotment notice. Shortly after the settlement day, the allotment notic should get to all subscribers na..They are supposed to be done with June before the commencement of July.

For your third and final point, you are not always fine just because you filled form and transferred money to them ooo. Sometimes things could go wrong if you don't keep tabs on them. Even the last SUKUK I did; filled the form, payed and was issued allotment had issues when I was to get my Rental Pay. It was when my broker got tire of my disturbance and transferred me to those incharge at the CSCS that I figure out they made a mistake while entering my account number into their system for the Rental Pay.

QuinModah:
Who is your broker?

Morgan Capital. I don't think the issue is with them anyway because I have contacted them twice and told that they haven't it has not been done by the government office responsible.

ojesymsym:
I do not understand this at all

You posted "FGN Savings Bond for the Month of July" as another opportunity. I was trying to explain why I will not consider it that opportunity for now. I tried in the for the first time in the month of June and till now it has not been allotted to me.

ojesymsym:
Another opportunity exist here.

It is meant to be a monthly thing and I would have really enjoyed with a dedicated amount. But then, the First time I tried it was June 2021. The money left my account immediately before settlement but as I am typing this, I have not gotten the allotment. I have contacted my broker severally on it but was told it hasn't been allotted. I don't know where my money is and the terms/condition of the Investment. That is why I am not going to try this one now.