₦airaland Forum

There is no body that does not work somebody... Even the president of different countries are working for the citizen.. you can not make money without working for people. The Owner of bread bakery is a worker for the people eating the bread...

Foodempire:
I saw a post today when a guy tried to commit suicide inside a bank because his account was wiped out by fraudster.

What are the measures to follow in order to prevent such occurrences? I heard that one SIM can be cloned to perpetuate fraud. Anyone with tangible info should educate us so that we don't fall prey to these monsters

The one full proof measure one can take is not subscribe to mobile and internet banking. With that, no money can leave your account except the fraud is perpetrated by your bank staff or there is a mistake.

The disadvantage of that is that you will always have to be present in your bank before any transaction is made.

injuredman:
Thank you!
I would refund the money to her if things go bad without much stress.
So, in your opinion, who is the NSE for?

The volatile/erratic nature of the NSE does not permit for you to invest this kind of funds in it. NSE is for high risk takers. If the money was for you or you are saving it for your children's school fees then it will be understandable to you when it's time for the school fees payment and the prices of shares you bought have not performed as expect/ is way below what you bought it. You can source fund elsewhere and fix the school fees issue.

However, the way this is, if same situation is to happen it might strain the relationship between you and your sister. So the best thing is for you to invest it in mutual fund. Either in Money Market Fund or Fixed income fund. Not saying you can make much in NSE ooo but then you can loose more too. However, with mutual funds you are sure that your capital is safe and you can liquidate and refund her when required.

Yes profit there would be small but you will have your rest of mind. No investment will give you the kind of profit you are looking for. Instead it will go in and nothing will come out in return. Except you trade it in business yourself.

That Surname na "Doom" I dey see there?. Hope it has another meaning other than the English word/version of it sha...

OBAGADAFFI:
How will it be reduced?

The one share bonus for every 20 bought that you will be entitled to after one year is N169... Divide by 20 and reduce what you get from every 20 you but at this particular offer...

klas:
MTN retail offer price is N169

Offer opens 1st December, closes 14th December

Minimum subscription is 20 shares and additional in multiples of 20.

There will be a bonus of 1 share for every 20 purchased, subject to maximum of 250 bonus shares provided you retain your purchased shares for one full year before selling.

Nothing special. @ bolded is Just saying that your cost of buy the MTN for N169 will be reduced to N160.5 per share if you hold the shares till at least one year before selling.

Oga's in the house, is the M IPO worth it? Though it closed @ 190 probably to make the IPO attractive to intended subscribers.

First of all, are you a registered money lender? If yes, take the person to court and he or she will pay both principal and interest. Infact he may even be asked to pay for the money spent on legal fees.

However, if you are not registered, the law has no much space for you. At most the borrower will be asked to refund you the principal.

Though not everyone is aware of such. So you can do is to go them physical to ask and be loud about it since gentlemanliness didn't work. Threaten them with the law. Like "you will use law enforcement to arrest them or sue them in court". Please in the process avoid sentences like " I will deal with you or I am going to deal with you".

Also, check the details of your agreement again and try rewriting smartly if it wasn't. If you are not registered, your agreement should carry something like a "friendly loan agreement". If it comes to the amount you are lending out, it should carry the amount you are expecting as refund. i.e if you are lending 90k to collect 100k in return, the amount to be written as money lent out and nothing like interest should show there.

Enigma21:
Hello everyone.

I just passed Zenith bank recruitment test and would like to know how much they pay entry level staff and what the work environment is like.

Thanks in anticipation for your responses.

Hmmmm, it used to be in the order below. Except if you things have changed..

Pre-test chat
Recruitment test
Interview
Then presentation of VIP/HNI.

You don't try sha but you never reach to begin salivate on the money except you to know it before hand incase you might need during the interview..

ojeysky:
Am told their registrar do not yet have approval to credit shareholders

All those should have been sorted out before announcement na...

Anything on Redstar express Bonus shares?

Foodempire:
Can someone please confirm if this is united capital money market account, I'm about to fund the account. Thanks


PRODUCT: MONEY MARKET FUND
BANK: STANBIC IBTC
ACCOUNT NAME: UNION TRUSTEES/UCAML MONEY MARKET FUND ACCOUNT
ACCOUNT NUMBER: 0001102135

Correct...

emmanuelewumi:
This is not the prospectus.

Send the fund account number, so as to confirm the account name and Trustee's name

Thank you for asking this question.

charlesogbonna:
102 ;D4360945 -UBA

The account name of the above account is:

SOUTH ATLANTIC INDUSTRIAL LIMITED


Oboy na to look before person leap oooo. The account name does seem related to any trustee or even the fund being marketed.

yinkaoke:
Please great people which one is this again in the attached from ibtc n MTN? Anyone who can explain

I just contact my stock broker on this. I was told that it's an MTN share IPO. This week is for the institutional investors and High Network Individual. While next week is for retail investors....

jlinkd78:
Who doesn't know. Now that IPOB have spoken u see this meth madness die a natural death. The murderous DSS could do anything to infiltrate d rank and file of Igbo youths but unfortunately for them there is an IPOB which d Northern Almajiris weren't lucky to have

Stop the falsehood please. Is it the DSS that is distributing in all the Asian Countries. Abi you think say na everybody be blockhead like Una supporters. It's just the chicken coming home to roast...Na DSS send guys from South Africa come Ozubulu... Na DSS make them no dey read wetin they write for Malaysian Airport before they enter abi? Stop the rubbish please...

Ebelelivinston:
A lady rejected you,yet, you went ahead to buy the love mistakenly,u bought the love for 2 millions instead of 200k.It serves him right.But the lady too no try

Na back of the post you read? Which lady rejected who? And some people are even liking this your comment. The number of people that even like it shows how bad the whole thing is.
Meaning they either didn't read the post or did not understand like too. We are in trouble oooo...

kalu61:
90 days is better that both. 8.5% in 4 months against 10% in 9 months.

If one invest well, you fit get 13-16% within same period

;

. How will that happen please?

yinkaoke:
Good morning please how is the interest for CP paid,? Is it paid upfront like treasury bills or at maturity?

Yes, the pay of CP is upfront like TB. If you don't want the upfront, add the amount as part of your principal when investing. So that everything would just come at maturity.

Baawaa:
I don't know why FG is not patronizing Innoson,maybe because of their cover-up

Una go just dey one corner of Una room dey lie to una sef. Who tell you say FG no dey patronise them. The one wey army, police, civil defence immigration, in fact security agencies the drive up and down as official and operational vehicle na SG abi LG buy am?

Even the senate no gree make am official. FG is buying seriously.

BigBashiru:
really?? since when?? Morgan capital don crash prices well well.

In fact you can even open a zero balance stock trading account with them now.

Lazyyouth4u:
Dude stop wasting your time here. This place is full of audio dreamers posing as billionaires

We have the Uber drivers, fake wine sellers, Truck drivers, students, criminals, armed robbers, kidnappers, yahoo yahoo boys, security guards abroad claiming to be foreign investors in Naija, broke abroad people living on benefits but claiming billionaire status here, those that have bungalow with two tenants in a village but claiming to be real estate moguls, small boys with tashere foreign stocks but claiming to be big time NYSE investors, fools trying to use Reddit copy and paste to play fellow fools, idiots claiming to be Bitcoin billionaires. We have them all here

Stop wasting your time bro. Nothing dey here. Find somewhere else to sell your hustle

https://anchor.fm/value-nigeria/episodes/35--Low-risk-approach-to-building-wealth-A-chat-with-Dr-Tayo-Oyedeji-e19s5ms..

Coincidentally abi na accidentally sef. I just heard about them this morning while listening to the above Podcast. The company's seem CEO the person the anchor chatted with.

So guys, whoever is interested can do his or her independent research...

Tobex4realTobex234:
Na so. PWC na government agency Abi. Make una stop all these una mentality for government work, it doesn't work like that in private firms.

Have you gone to LinkedIn to see the caliber of people that work in these firms? KPMG, PWC and the likes will not even shortlist you for assessment if you dont have a 2'1.

Make una stop all these crap.

Nothing like crap there. If you don't understand ask for more explanation. Every business either public or private is out to make money. So it is actually what about what comes with you to the table. Yes they may have a specification required of their staff. However, once something more serious is involved they overlook some rules...

lexy2lexy:
I have tried new URL several times, in fact I just tried again and still not able to connect. I will call them tomorrow.

Thanks a lot

If you are using Chrome browser you can try Firefox. You can also clear Morgan from your browser history then go the normal Morgan Capital Group website and look for Itrade at the bottom of the homepage and log in through there

gistray:
Unfortunately they can't compete with third class students down south

Na so una go dey shout they can't compete with third class students in the south.Yet most scammers and pros are products of southern universities and runs babes. If they are so smart and brainy, they would been solving problems to make money instead of duping people.The one wey too do go dey build houses, wey dey collapse on top people head anyhow.

ABU is the most diversified university in Nigeria. The only university you will see students from all nooks and crannies of Nigeria. No school in the south can boast of that except Uni Lag a little for obvious reasons. If you check very well you will see many people from your state and local government
that attended it. If you attended any good secondary school sef, chances are that your sec school class that you could not compete with attended the university and you still can not stand him or her in any area of life if you still have any opportunity to compete with them.

KoladeChris24:
I have this girl who is the only one I love, but she said she can never attend catholic church.

I told her it's not an issue - that as my wife, she's free to attend any church she likes, but she insisted our family would have to attend the same church.

She won't marry me if i stick to my Catholic faith. Please advise me, she's the only one I love, and I can't start over anymore.

Let her go then. Your leaving the Catholic church should be on your own conviction not by black mail or cajole. If there should a movement, she is to be the one to move but then you accepting her as she is without requesting her to change is enough compromise.

Nothing wrong in your woman having her own wish and opinion. However, trying to make a rule for you and all means she has already is already assuming the head before everything commence.

Mpeace:
.not entirely true. Some stocks have done way beyond any impact of devaluation. What is very vital in this sphere is one's entry point. For instance anyone that got into vitafoam at some months back will not agree with you. UPDC, wapco etc have also beat devaluation in recent times. Entry is key
Thats why its dangerous to generalise and say no stock on nse...

Even UCAP too. As a late comer in the first quarter of 2020. The average price of the few share of it I have is N2.60 it now about N9.00.

DamianX:
There's is something suspicious I noticed. A friend went for a bank upgrade which I accompanied him.
While he made available the documents needed, I noticed he was ask questions and one of the questions which got my attention was concerning his address.
They were interested in his address and the lady even asked "if one needs to find you, is this the address that will work?"

At the marketing room he told me he was asked the description of the building he resides in like the color, bungalow or story, gate colour

So to those who are enlightened on this, my question is why is such information needed especially the details of his residence?.
Is there a reason for this?

It is part of KYC. Some banks have agents they send to verify your address. Others will rely on just your description if okay with the address. In fact my the Stanbic IBTC staff that opened my account back then followed me home to verify my address.

Vinnie2000:
SHUT UP! You Slowpoke!
Comparing Universities up and Down!

Who told you graduating from a certain University makes you Smart?
Only a Fool will judge graduates based on School graduated From!

I Suspect you are one of those Unexposed, Sit-at-home Graduates who have never Travelled out of Their State apart from NYSC!...

Better Stop Judging pple too much and Develop sense, ok?

You can see that it comes out easily without out probing.. Lack of home training, good morale character and general display of stupidity is smartness to you. Why? Because that is how you were brought up.

VickyELEFAN:
She is not naked now. Here in AAU EKPOMA we do more than that and nothing happens.

Dem no born anybody well make Dem talk

No wonder your school got that negative reputation... When you go for NYSC where you will meet with the graduates of other schools in Nigeria. You will understand the reputation that you have collectively built for that school. Lions know that reputation matters that's why they are taking serious steps against negativity....

iamyemiakins:
How many of the soups in the picture below have you tried/tasted?

I have tried six of them:
Okra
Ewedu
Ogbono
Egusi
Ẹ̀fọ́ rírò
Gbegiri

I have tried/tasted all and more... benesid soup, okoho soup, groundnut soup and ogbono soup are not there,

Shakitibob0:
To me, Ramsdale looks like the best goalie I have seen in an arsenal Jersey...

That Guy?

Aaaaaaaaaahhhh

Perhaps you didn't watch David Seaman and Jens Gerhard Lehmann play for arsenal.

emmanuelewumi:
Money Market Fund is better, if the some is substantial you can do fixed deposit and negotiate a rate that is higher than Treasury Bills

Very true if they can try to understand it..