₦airaland Forum

There is no better teacher than history determining the future....................................... There are answers wirth billion of dollars in a $30 history book

History has a habit of repeating itself

● Delayed checkups and canceled procedures will have harmful and costly long-term effects.
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● During a year when many hospitals in the U.S. saw a crush of Covid-19 patients, other kinds of medical care dropped off sharply. Insulin prescriptions went unwritten, and HIV tests were untaken. Cancer care was pushed off or canceled. People having heart attacks didn’t go to the emergency room.⠀
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● The cause was the pandemic: People had been told to stay home and were afraid of becoming infected. Even if they wanted to go to the doctor, in-person slots were scarce as waiting rooms were thinned out to allow for social distancing.⠀
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● These disruptions, compounded by job losses that added to the ranks of uninsured Americans, have created a shadow health crisis. Although the implications will take time to understand, experts say that medical care that was deferred or avoided in 2020 could worsen many Americans’ health in the longer term and inflate medical costs for years to come. While Covid has taken a heavy toll on communities of color, the secondary crisis also risks exacerbating racial health disparities.

Are you thinking what am thinking?

Make time your best friend by starting the compounding effect as early as possible.

If you leave it too late, time becomes your worst enemy because your investments won’t have much time to compound.

I just want to make clear that it’s never too late to start investing BUT it’s best to start investing as soon as you can.

If you wake up every Monday full of hate & despise of your current lifestyle.⁠
⁠
You have to do something about it.⁠
⁠
There's no room for complaining and making excuses as to why you can't do it.⁠
⁠
Either get another job OR find something that you can do on the side, that eventually might bring in enough money for you to quit the job that you hate so much.⁠
⁠
You only live once, don't let it go to waste.⁠

It's all about those day to day actions.
Consistency + time = success.

Changing your mindset in 21-90 days

I want to tell you about my mindset for a little, and how it all started. In the beginning, before my current mindset and work ethics, I was slacking on almost everything. when I told myself I will do it today, I probably did it next week.

As a 16 year old that is quite normal, but if you want to improve you need to do things when asked for. My mindset was not designed that way at that age. I knew I needed to change that to become a good trader, to improve my skills and mind for success.

So I was looking for things that could help me with this. Something that gave me a sort of view on my mistakes. Then I saw a sentence “It takes 21 days to build a habit, and 90 days to build a lifestyle”. This was one of my first triggers for becoming an investor and changing everything.

Now comes the part where you fall back to the point where you are thinking about it, but not doing. This is the hardest part to overcome for most of us, we think all day long but we don’t deliver. that is just a speedbump you will go over. Once you have done that you will see that results will come.
How to get over the speed bump

What happens when you see one? You slow down and you make sure your car stays in one piece, when you are in the Netherlands and drive a normal car that can be a challenge. In personal growth it kind of works the same way, you slow down because you become scared and show fear. This is created by the image you have on success if you think that having a job is the biggest success you can achieve the speed bump will be huge.

It is all about changing your view that you have. When you have done that you will notice that you will start looking at things differently. For me, the biggest change was seeing what produced the most millionaires, because my dream was to become one. Being an investor, creating your own company, real estate and on the bottom was having a job. That was the schedule for producing millionaires, so I wanted to change my course.

A job brings the most security and less risk on personal finance, because of that it doesn’t have any kind of risk-reward. I like a little bit of risk because it brings more excitement when you achieved the objective. after you had your first achievement you will be on the speedbump and than it is you to decide to go over it, and I want to help you with it.
The 21 days

I am going to help you with the 21-90 day scheme that I used when I was 16. It takes 21 days to build a habit, and 90 days to build a lifestyle. That is what I used, and made my mindset that I still have today.

Why is it 21 days? Well because you will finish the month by yourself as a goal. We count in months and let’s play that to our advantage. The last 7 days of the month you will do automatically, but going to the 90 days mark still is a challenge.

In the beginning, I took something a little bit easier, just reading financial papers each day as a goal. Working-out was not a challenge for me because I had basketball practice each day. If you are not going to the gym or doing sports right now I would advise it. You are able to see progress very fast and it will motivate you, and it will boost up your overall energy. What can help is getting the correct fuel for your body, Metabolic cooking can help you with this. getting all the fuel you need and you will see faster results.

You can set this as the goal that you want to reach each day. For example: Wake up at 8:00 am and work out before 6 pm. This will be your first step in completing the 21days, but that is a little to easy for most of us. So you need to expand, and it will need to include education on financials. Add reading quarterly figures of companies that are on the stock market. This will give you insight and understanding of how these papers are set up and what they say.

Now you have 3 goals for the day, waking up at 8 am then you go out for a work-out if you have the time in the morning. During the day you take an hour or two to read or educate yourself in financials. There are more ways you could read about financial and personal finance, you have a lot of books that you could read:

Rich Dad Poor Dad
The Millionaire Fastlane
The 5 am Club
Think and Grow Rich

These books can have a major impact on your mindset, it had on mine. Tell yourself that you need to read 100 pages a day for example.

Get consistent in these 21 days so you are prepared for the 90 days mark. With a level of consistency, you can add new goals and tasks for the days. This will help you to get things done in fewer days than you did before. In the e-Book about this, I will explain in more detail how to achieve this via tips and experiences.
Reaching 90 days

After you reached the 21 days, or end of the month because that is how you normally calculate your time. Your next goal will be the 90 days, this is harder to achieve than the 21 which is logical. The goal of the days that are coming, is to get all your habits done without thinking about it. You still use your scheme and make your schedules. The only thing now is that you start to feel that your habits are becoming a daily routine.

To reach the goal of 90 days, I would like to advise you to start looking at the results you are getting. After 21 days you experienced a big growth, definitely when you started at the bottom. You should experience that your financial mind is growing and that your dreams are changing. This is the beginning of your mindset change.

If you want you can write down your personal progress, this might help to see for yourself how much you improved. A big step to continuation is seeing the progress you make for your self, it will motivate you to go on. The chance that you motivate yourself on just going on and repeat everything you write on your schedule alone isn’t that big. You need extra impulses that help you.

What you can also do is put a green dot behind the goals you reached on the scheme, when doing correctly you will see a lot of green dots. If the situation occurs that you didn’t achieve your daily goal put a red question mark behind it. A question mark? Why? That is easy, you need to learn from your mistakes and improve. Because of the question mark, you will start asking yourself what you did wrong.
Doing things wrong

For some people doing something wrong will be seen as a mistake, as an entrepreneur, investor or day trader mistakes are a blessing. you will be put back with both feet on the ground. This will keep you humble and sharp, which will help you with your main goal. Achieving the 90-day challenge. Becoming cocky or arrogant will not improve your results, but confidence will.

So learn from your mistakes and write down what you should do the next time you occur in the same situation. This will bring you more confidence when you be there again because you have done it before.

Within this 90 day challenge, your main goal is to IMPROVE. Become a better you and get what your hard work deserves. What you deserve can be a lot of things, but mostly it is a clear direction you want to go. This could be becoming an investor, but if you find out it is nothing for you might have a better view of what kind of job you want. I would like you to advise you to create more income sources, this doesn’t have to be big-time investing.
What I hope

I would love to see the results you get from this challenge. The help of the eBook is recommended because you will have a more clear path in front of you. A path that will guide you to your first successes, and there is nothing more fun than your first successes. It will motivate you to keep going and improve, you will meet a lot of different people in the process. Your network will become more valuable and you might enroll in an investing group. Which has a lot more advantages than going out for dinners and going for a drink.

For you to make the first step and arrive at the speed bump, that is the goal that I set for this blog post. I want to inspire people with my story and build a community of entrepreneurs, investors, traders and people that have a normal job. People that want to improve their knowledge and share a combined love for education ourselves. Reach out to each other in the comments and you might be able to help each other. Start to network and share your stories.
Your upcoming planning

After you read this blog post you can two things. the first will be that you start immediately, you will start thinking about the goals you would like to reach. Start with the goals you want to reach in the first 21 days. Write them down and make a plan on how you can achieve them. Make a schedule on when you start and what you are planning to do, and if you want to use mine they are added in the eBook.

When you have a schedule and a scheme put it somewhere you see it every day, for example on your bedroom door. Look at it so you don’t forget to fill in the achievements you made that day. Don’t forget the GREEN and RED colors so you can see your results in a quick look. Results will motivate either if they are negative or positive. Negative tells you that you need to improve more, and positive tells you are going in a good direction and improve even more.

The second option you can do is let the information sink in and ask questions in the comments or on one of the social media platforms. You can also look for other information on investing or platforms such as YouTube, it has a massive archive. The mind change of gathering information will probably start the only thing that is holding you back is FEAR. Which not you have to be ashamed of, feel free to ask me on how to overcome that fear and reach the speed bump.

I want to provide all the help I can offer you, so don’t hesitate to ask anything. There might be a chance that other people in the comments can help you. Subscribe to the newsletter, which will let you know when there is a new post and look at the EBOOK. It will provide you with more information about my mindset and tips and trick on becoming a better you. In the end, we all want to improve to become better at the things we do and love to do. When you have a passion for something go after it because it will be much easier to set yourself for doing it.

I hope you enjoyed the blog post and let me know in the comments where I could improve, don’t be afraid to give your opinion. As is said before asking questions when you have, I hope you learned something about the 21-90 days challenge. Let me know your progress via social media, I would love to see them.

I wish you all the luck with the challenge and with improving yourself, and always enjoy the work you do.

Everyone cannot be like you and do not expect everyone to be able to think like you.

afroxyz:
All these things are available and (would be exposed to you) if you take the TIME to STUDY and READ. Nobody came with technical analysis from his/her mothers womb. They applied themselves to learn the process.

Wall street has many retired army captains, ex-football players, people who hate maths or studied in unrelated discplines such as sociology become portfolio managers and analysts.

Mentorship is good, but even your mentor would be frustrated with you if you do not show initiative and growth. But what most people want is to be spoon fed with stock picks. How long can you go betting with someone's ideas? Even Jim Cramer has made many bad calls. Thats why when people post here they always tell you to conduct DD.

Sharing of ideas like we do here (or on telegram groups) is good, but you can only improve based on the quality of ideas being exchanged. Quality can only grow based on the depth of knowledge. A knowledge's depth is a function of experince and teserach.

Warren Buffet and Charlie Munger learnt from Benjamin Graham, but im pretty sure they did not wait for him to spoonfeed them. They even perfected his strategies sef.

coolangel54:
I entered yesterday st 1.83 dollars and today its 2.39. What a surge

i entered @ 0.89 cent

Author: Gbenga Onifade aka BrothersKeeper (BK)


There are multiple platforms to use in Nigeria.

In summary:

Bamboo, Trove, Chaka, Passfolio are the most obvious but they aren't as robust plus you could get slapped with good faith violation (you need to allow money to settle - wait for two days when you sell a stock, before buying another, else your account count be suspended). These brokers also all feed from the same source i.e DriveWealth.

Disadvantages are the multiple charges and the high exchange rates (but they said this is dictated by their payment providers), multiple commissions and charges per transaction.

Good Faith Violation Explained (in the below video):

https://www.youtube.com/watch?v=IYzSwGnFVRM&t=24s

Trading212 is also available but have now suspended application due to the influx. This has the lowest exchange rates and commissions. This doesn't have any restriction but funding could be an issue at times.

Etoro is another option. Not as much stocks as T212 but is also free and would charge you $30 to withdraw all your funds.

Hope these help someone.

afroxyz:
Anybody with half a brain can do that in this bull market.

Do you know the technical know how involved in reading chats and giving a pin point accurate but alert?

It's not as easy as you say it, Wall Street have people paid for just staring at computer, reading chats & analysis the candles. I don't see that as having a half brain that is a specialized skill with a degree attached

afroxyz:
Info that is available to the discwrning eye that choose to look. Next time you guys should ask to see their portfolio returns or you set a performance target for them.

They have given testimony of 600% or more returns and even more, there is a channel for their testimony. You can join us today.

HRproxy:
Madam,

Oga Oakpearl has said he's not doing telegram. You setup a group using his thread name for yourself or for him?

There are many US stocks market pick alert on Telegram and Facebook, besides on a closer look there is a difference, this thread is "Us Stocks Pick Alert" (USPA) while the other is "US Stock Market Picks Alert" (USMPA).

NadiaR:
Like Paxful

yeah

If anyone here wants to buy using a p2p website please ensure it has escrow services available. That would help reduce your risk.

Escrow essentially is a middleman (the company) taking money from the buyer and the crypto from the seller and once it’s sure both have fulfilled their obligations they do the swap

Leezah:
Another thing I have learnt in the market is that research cannot be over emphasized but if you are convinced about the company buy min of 100 shares e.g VTRS, VEON and Deanfoods are ALL good and are less than $1.

Let's do a little maths with Deanfoods that is $0.7 cents, imagine buying 100 shares that's about $7 and if it gets to within $15-$20. Abnormal gain!!!!

I also noticed that Trove does have all stocks hence I dedicated my weekend on researching on companies that my pocket can carry below $2.


This is not a financial advise do you DD.

You're learning very fast.

dejavus:
Is there a phone number for TROVE support?

Yes check their website

Stocks below $1 on most Nigerian app

I think one of the last ones, $ASRT, just left under $1 yesterday.

Others are $GSAT, $HTZSQ, $LYG, $PEI
Ibk2020

Hamachi:
Newbies
Look out for this on any trading app for stocks you wish to buy

PE: 15 or lower
PEG: 1 or lower
P/B ratio: 3 or lower
ROA: 5% or higher
Current Ratio: 1:2 or 2
Quick Ratio: 1:1
Debt Equity:1:1
Bid price are buyers
Ask price are sellers
Use Limit order on all your app if you don't have the liver to trade

In addition, most Nigeria trading app DO NOT have ALL stocks so it best you start looking out for your own portfolio using the above criteria to purchase a stock.

Finally, invest what you can afford to loose.

Cheers

ibk2020

Ibk2020:
yeah, thanks for the advice.
right now. Tesla stock can't experience a dip favourable to its present rate.

This is the US stock market not Nigeria Stock Exchange which can be predicted with certainty. In the mean time do your DD.

Kennyking1234:

Wow! You making money just today alone over =N=12,000 if it goes green through out this week you will make over $120

Derbydebra:
Good evening house... Please who knows how to go about buying of foreign stocks (Netflix, Tesla Amazon etc)..

Thank you as I await detailed replies..

Good morning Ma,
Use any of this app to buy the aforementioned stocks

Trove
Bamboo
Trading212

In your spare time Kindly take your time to read from the first oage if this thread.

Kindly let me know I you need additional information

Ibk2020:
please is it the right time to invest in Tesla?

In my humble opinion no, I will advise you buy it where there is a dip.

Search
Biden's Latest Move Just Handed the Vaccine Market to These 2 Companies
They can't vaccinate the whole world against COVID-19 -- but they may vaccinate all of the U.S.

Adria Cimino
(TMFAdriaCimino)
Jan 30, 2021 at 6:55AM
Author Bio
It's no secret that we need several companies' products to gain approval in order to meet worldwide demand for a coronavirus vaccine. Pfizer (NYSE:PFE) and Moderna (NASDAQ:MRNA) reached commercialization first when the U.S. Food and Drug Administration (FDA) granted their vaccine candidates Emergency Use Authorization (EUA) late last year. Johnson & Johnson (NYSE:JNJ), AstraZeneca (NASDAQ:AZN), and Novavax (NASDAQ:NVAX) are close behind. If each produced vaccines at top capacity, we still wouldn't have enough supply to immunize everyone worldwide. So, globally, there is plenty of business for all.

But how about if we look at only the U.S.? Here, the story is different. And it means fewer vaccine makers may prevail -- especially after President Joe Biden's latest move. The government is trying to buy enough vaccines for nearly every American -- from Pfizer and Moderna. And that means these early players may be about to take hold of the entire U.S. market. Let's take a look at what that means for Pfizer and Moderna today and down the road.


IMAGE SOURCE: GETTY IMAGES.

Increasing total orders
The U.S. government is seeking to increase its total order of doses from both companies from 400 million to 600 million. The U.S. population totals about 330 million. And the Pfizer and Moderna vaccines involve two doses. So, if every person wanted a vaccine, we would need 660 million doses. If the Biden administration succeeds in increasing its order for Pfizer and Moderna vaccines, that leaves little room for another player to sell a rival vaccine.

For Pfizer and Moderna, of course, this is excellent news. We can estimate revenue by using the figure the U.S. government paid earlier for doses. That's $19.50 a dose for Pfizer's vaccine and $15 for Moderna's. The government already has ordered 200 million doses of each vaccine and now is aiming to buy another 100 million from each company. The total represents $5.8 billion in revenue for Pfizer and $4.5 billion for Moderna.

Of course, both companies now have to show they can deliver. Moderna expects to produce 200 million doses for the U.S. by the end of June. Pfizer and its partner BioNTech (NASDAQ:BNTX) have said they will supply the U.S. with that number of doses by the end of July.

Success here would secure both companies' positions as top coronavirus vaccine providers for the U.S.

But for how long? At least during this year and likely into 2022. And Moderna might have two more advantages on the horizon. The biotech company is testing its coronavirus vaccine in teens ages 12 through 17. If all goes well in this phase 2/3 trial, the company hopes to win an EUA in time for the fall back-to-school period. Moderna also is investigating a booster shot specifically targeting the South African coronavirus variant. That's the strain considered most likely to evade the efficacy of current drugs and vaccines.

What about the future?
But what happens to Pfizer and Moderna's U.S. market leadership in the future? That will depend somewhat on how the companies manage new strains -- and the logistics of delivering their vaccines. It also will depend on something they can't control: the competition.

If rivals bring more efficacious or easier-to-use vaccines to market, Pfizer and Moderna may lose market share. For instance, Johnson & Johnson is studying a one-dose vaccine in phase 3 trials. And smaller player Vaxart (NASDAQ:VXRT) is working on a vaccine in the form of a shelf-stable oral tablet. These features eventually could give them an edge.

But let's return to the present. Right now, Pfizer and Moderna are about to capture the entire U.S. market -- and make billions of dollars. With their first-to-market advantage, they're each likely to hold onto a portion of the worldwide market as well. So, even if they eventually lose some of the U.S. market down the road, their overall position should remain strong.

Right now, President Biden's policy represents opportunity for Pfizer and Moderna. They're steps ahead of pharmaceutical and biotech rivals, and those rivals will have to show their vaccines are more efficacious or far easier to distribute in order to steal the lead.

Adria Cimino has no position in any of the stocks mentioned. The Motley Fool recommends Johnson & Johnson and Moderna Inc. The Motley Fool has a disclosure polic

nigerianservice:
Am new here. I did a little online search on the stock, bought and its been on the green, so I wanted others to benefit

Which platform are you using?

TheEnlightenedO:
For those asking, XR is not available on By nance or Qoin base cuz of the sec sanctions you can find it on Lno

I mean XR.P

Sailor1:
Not sure. I think it's under tranfer history in the transfer tab

please how do you navigate the binance app?

Here is the US stock market pick alert (USMPA)

https://chat(dot)whatsapp(dot)com/CB3K7n2xERVLStcuFhw5OP
Replace the "dot" with (.).

nigerianservice:
If you use Bamboo, please buy AMARIN CORP shares now and make good money for yourself

why? What's are the fundamentals?

mishow4:
My question is, for instance you buy a stock...let’s say $TSLA $10 in the morning and there’s a spike in the evening, can one sell it off immediately? I mean on Bamboo?��

Yes, but don't get angry once the shares go over $200

frankfab:
Is anyone using Risevest? I want to start investing I have been procrastinating.

How has your experience been so far?