₦airaland Forum

Ripple also addresses the howey test and it really makes a great point here: ‘Under Howey, the SEC must show, among other things, that Ripple and purchasers of XRP entered into a “common enterprise” dependent on Ripple’s “managerial efforts.” The SEC cannot do so.’ So again, Ripple is calling out the SEC on a lack of facts.

Ultimately, he said, Ripple also provided the “perfect answer” to the SEC’s “four wasted paragraphs.” Hogan quoted the following paragraph from Ripple’s response….

The SECs’ only response is that Ripple has merely slapped a label – currency – on XRP and ignored the economic substance of XRP as an “investment contract.” That is flatly incorrect. First, it is not Ripple that labeled XRP as a currency, it was the DOJ and FinCEN that did so in 2015.

GET IT NOW BEFORE ITS LATE

Please, take profit aggressively NOW!!!!!!!!!!!!!

emmanuelewumi:
Big firms have legal departments that will handle that.

They carry out due diligences of the tenants, I have one that went to the extent of getting the phone number of his boss. They don't give out houses to traders, businessmen, contractors and other people with a source of income that is not steady.

I prefer tenants, that the husbands and wives have a steady source of income. If the husband is the sole source of income, it can't fly. E get why

Can you expatiate on the bolded?

Bitcoin just hit a new all-time high of $50,400.

Information reaching me is that Mcdonald is launching a coin.

WHAT?!

Millennialaku:
ah ah

1% progress every day results in massive steps over time. Compound your personal growth for some amazing results.

The 30 Day Money Challenge
-This is a sign for you to enter and do this challenge with me.
-Complete this checklist every day for the next 30 days
-Goal Number One: Put $15,i.e. =N=6000 into any coin/stock you have fully researched
Goal Number Two: Put $20 i.e =N=8,000 into any coin/stock you have fully researched
Goal Number Three: Read 7 Pages Of Rich Dad Poor Dad or the book of your preference.
-On Day 30 of the challenge you will have a:
-$450 i.e =N= 180,000 Financial Cushion, $600 i.e. =N=240,000 Emergency Fund, and priceless financial education

��� ��� ���� that selling on pie is one of the best ways to become financially free right
now? Keep reading and find out why…
—Because of the current crisis, many businesses were washed out, jobs have been lost and it’s
getting worse again right now...
--This means that even a well-paid and seemingly safe job can be lost overnight!
--So, if you want financial safety for you and your family, building a reliable stream of income has
become a necessity in 2021!

Verify me

QuinModah:
Initiative Q is an attempt by ex-PayPal guys to create a new payment system instead of payment cards that were designed in the 1950s. The system uses its own currency, the Q, and to get people to start using the system once it's ready they are allocating Qs for free to people that sign up now (the amount drops as more people join - so better to join early). Signing up is free and they only ask for your name and an email address. There's nothing to lose but if this payment system becomes a world leading payment method your Qs can be worth a lot. If you missed getting bitcoin seven years ago, you wouldn't want to miss this.

Here is my invite link: my signature

This link will stop working once I’m out of invites. Let me know after you registered, because I need to verify you on my end. We both get $1,105 worth of beatqwoin

There’s about 75 invites left.

Self discipline is sticking to your investment strategy when your emotions are screaming at you to do the wrong thing.

Self discipline is important in almost every area of life, especially when it comes to making money!

Practice makes perfect. Start by mastering the little things.

Ojemedad:
I just liquidated all my alts and moved all into eth, I hope I am in order

This is very bad. why not crop out the other person name. Omo to many foolish people on this site.[quote author=luvlyoracle post=99119349][/quote]Do you know the implication of what you just did?

I have an idea.

Let's just be announcing protest with different hash tag every week and see how secure the streets of Lagos will be.

There is no better teacher than history determining the future....................................... There are answers wirth billion of dollars in a $30 history book

History has a habit of repeating itself

● Delayed checkups and canceled procedures will have harmful and costly long-term effects.
⠀
● During a year when many hospitals in the U.S. saw a crush of Covid-19 patients, other kinds of medical care dropped off sharply. Insulin prescriptions went unwritten, and HIV tests were untaken. Cancer care was pushed off or canceled. People having heart attacks didn’t go to the emergency room.⠀
⠀
● The cause was the pandemic: People had been told to stay home and were afraid of becoming infected. Even if they wanted to go to the doctor, in-person slots were scarce as waiting rooms were thinned out to allow for social distancing.⠀
⠀
● These disruptions, compounded by job losses that added to the ranks of uninsured Americans, have created a shadow health crisis. Although the implications will take time to understand, experts say that medical care that was deferred or avoided in 2020 could worsen many Americans’ health in the longer term and inflate medical costs for years to come. While Covid has taken a heavy toll on communities of color, the secondary crisis also risks exacerbating racial health disparities.

Are you thinking what am thinking?

Make time your best friend by starting the compounding effect as early as possible.

If you leave it too late, time becomes your worst enemy because your investments won’t have much time to compound.

I just want to make clear that it’s never too late to start investing BUT it’s best to start investing as soon as you can.

If you wake up every Monday full of hate & despise of your current lifestyle.⁠
⁠
You have to do something about it.⁠
⁠
There's no room for complaining and making excuses as to why you can't do it.⁠
⁠
Either get another job OR find something that you can do on the side, that eventually might bring in enough money for you to quit the job that you hate so much.⁠
⁠
You only live once, don't let it go to waste.⁠

It's all about those day to day actions.
Consistency + time = success.

Changing your mindset in 21-90 days

I want to tell you about my mindset for a little, and how it all started. In the beginning, before my current mindset and work ethics, I was slacking on almost everything. when I told myself I will do it today, I probably did it next week.

As a 16 year old that is quite normal, but if you want to improve you need to do things when asked for. My mindset was not designed that way at that age. I knew I needed to change that to become a good trader, to improve my skills and mind for success.

So I was looking for things that could help me with this. Something that gave me a sort of view on my mistakes. Then I saw a sentence “It takes 21 days to build a habit, and 90 days to build a lifestyle”. This was one of my first triggers for becoming an investor and changing everything.

Now comes the part where you fall back to the point where you are thinking about it, but not doing. This is the hardest part to overcome for most of us, we think all day long but we don’t deliver. that is just a speedbump you will go over. Once you have done that you will see that results will come.
How to get over the speed bump

What happens when you see one? You slow down and you make sure your car stays in one piece, when you are in the Netherlands and drive a normal car that can be a challenge. In personal growth it kind of works the same way, you slow down because you become scared and show fear. This is created by the image you have on success if you think that having a job is the biggest success you can achieve the speed bump will be huge.

It is all about changing your view that you have. When you have done that you will notice that you will start looking at things differently. For me, the biggest change was seeing what produced the most millionaires, because my dream was to become one. Being an investor, creating your own company, real estate and on the bottom was having a job. That was the schedule for producing millionaires, so I wanted to change my course.

A job brings the most security and less risk on personal finance, because of that it doesn’t have any kind of risk-reward. I like a little bit of risk because it brings more excitement when you achieved the objective. after you had your first achievement you will be on the speedbump and than it is you to decide to go over it, and I want to help you with it.
The 21 days

I am going to help you with the 21-90 day scheme that I used when I was 16. It takes 21 days to build a habit, and 90 days to build a lifestyle. That is what I used, and made my mindset that I still have today.

Why is it 21 days? Well because you will finish the month by yourself as a goal. We count in months and let’s play that to our advantage. The last 7 days of the month you will do automatically, but going to the 90 days mark still is a challenge.

In the beginning, I took something a little bit easier, just reading financial papers each day as a goal. Working-out was not a challenge for me because I had basketball practice each day. If you are not going to the gym or doing sports right now I would advise it. You are able to see progress very fast and it will motivate you, and it will boost up your overall energy. What can help is getting the correct fuel for your body, Metabolic cooking can help you with this. getting all the fuel you need and you will see faster results.

You can set this as the goal that you want to reach each day. For example: Wake up at 8:00 am and work out before 6 pm. This will be your first step in completing the 21days, but that is a little to easy for most of us. So you need to expand, and it will need to include education on financials. Add reading quarterly figures of companies that are on the stock market. This will give you insight and understanding of how these papers are set up and what they say.

Now you have 3 goals for the day, waking up at 8 am then you go out for a work-out if you have the time in the morning. During the day you take an hour or two to read or educate yourself in financials. There are more ways you could read about financial and personal finance, you have a lot of books that you could read:

Rich Dad Poor Dad
The Millionaire Fastlane
The 5 am Club
Think and Grow Rich

These books can have a major impact on your mindset, it had on mine. Tell yourself that you need to read 100 pages a day for example.

Get consistent in these 21 days so you are prepared for the 90 days mark. With a level of consistency, you can add new goals and tasks for the days. This will help you to get things done in fewer days than you did before. In the e-Book about this, I will explain in more detail how to achieve this via tips and experiences.
Reaching 90 days

After you reached the 21 days, or end of the month because that is how you normally calculate your time. Your next goal will be the 90 days, this is harder to achieve than the 21 which is logical. The goal of the days that are coming, is to get all your habits done without thinking about it. You still use your scheme and make your schedules. The only thing now is that you start to feel that your habits are becoming a daily routine.

To reach the goal of 90 days, I would like to advise you to start looking at the results you are getting. After 21 days you experienced a big growth, definitely when you started at the bottom. You should experience that your financial mind is growing and that your dreams are changing. This is the beginning of your mindset change.

If you want you can write down your personal progress, this might help to see for yourself how much you improved. A big step to continuation is seeing the progress you make for your self, it will motivate you to go on. The chance that you motivate yourself on just going on and repeat everything you write on your schedule alone isn’t that big. You need extra impulses that help you.

What you can also do is put a green dot behind the goals you reached on the scheme, when doing correctly you will see a lot of green dots. If the situation occurs that you didn’t achieve your daily goal put a red question mark behind it. A question mark? Why? That is easy, you need to learn from your mistakes and improve. Because of the question mark, you will start asking yourself what you did wrong.
Doing things wrong

For some people doing something wrong will be seen as a mistake, as an entrepreneur, investor or day trader mistakes are a blessing. you will be put back with both feet on the ground. This will keep you humble and sharp, which will help you with your main goal. Achieving the 90-day challenge. Becoming cocky or arrogant will not improve your results, but confidence will.

So learn from your mistakes and write down what you should do the next time you occur in the same situation. This will bring you more confidence when you be there again because you have done it before.

Within this 90 day challenge, your main goal is to IMPROVE. Become a better you and get what your hard work deserves. What you deserve can be a lot of things, but mostly it is a clear direction you want to go. This could be becoming an investor, but if you find out it is nothing for you might have a better view of what kind of job you want. I would like you to advise you to create more income sources, this doesn’t have to be big-time investing.
What I hope

I would love to see the results you get from this challenge. The help of the eBook is recommended because you will have a more clear path in front of you. A path that will guide you to your first successes, and there is nothing more fun than your first successes. It will motivate you to keep going and improve, you will meet a lot of different people in the process. Your network will become more valuable and you might enroll in an investing group. Which has a lot more advantages than going out for dinners and going for a drink.

For you to make the first step and arrive at the speed bump, that is the goal that I set for this blog post. I want to inspire people with my story and build a community of entrepreneurs, investors, traders and people that have a normal job. People that want to improve their knowledge and share a combined love for education ourselves. Reach out to each other in the comments and you might be able to help each other. Start to network and share your stories.
Your upcoming planning

After you read this blog post you can two things. the first will be that you start immediately, you will start thinking about the goals you would like to reach. Start with the goals you want to reach in the first 21 days. Write them down and make a plan on how you can achieve them. Make a schedule on when you start and what you are planning to do, and if you want to use mine they are added in the eBook.

When you have a schedule and a scheme put it somewhere you see it every day, for example on your bedroom door. Look at it so you don’t forget to fill in the achievements you made that day. Don’t forget the GREEN and RED colors so you can see your results in a quick look. Results will motivate either if they are negative or positive. Negative tells you that you need to improve more, and positive tells you are going in a good direction and improve even more.

The second option you can do is let the information sink in and ask questions in the comments or on one of the social media platforms. You can also look for other information on investing or platforms such as YouTube, it has a massive archive. The mind change of gathering information will probably start the only thing that is holding you back is FEAR. Which not you have to be ashamed of, feel free to ask me on how to overcome that fear and reach the speed bump.

I want to provide all the help I can offer you, so don’t hesitate to ask anything. There might be a chance that other people in the comments can help you. Subscribe to the newsletter, which will let you know when there is a new post and look at the EBOOK. It will provide you with more information about my mindset and tips and trick on becoming a better you. In the end, we all want to improve to become better at the things we do and love to do. When you have a passion for something go after it because it will be much easier to set yourself for doing it.

I hope you enjoyed the blog post and let me know in the comments where I could improve, don’t be afraid to give your opinion. As is said before asking questions when you have, I hope you learned something about the 21-90 days challenge. Let me know your progress via social media, I would love to see them.

I wish you all the luck with the challenge and with improving yourself, and always enjoy the work you do.

Everyone cannot be like you and do not expect everyone to be able to think like you.

afroxyz:
All these things are available and (would be exposed to you) if you take the TIME to STUDY and READ. Nobody came with technical analysis from his/her mothers womb. They applied themselves to learn the process.

Wall street has many retired army captains, ex-football players, people who hate maths or studied in unrelated discplines such as sociology become portfolio managers and analysts.

Mentorship is good, but even your mentor would be frustrated with you if you do not show initiative and growth. But what most people want is to be spoon fed with stock picks. How long can you go betting with someone's ideas? Even Jim Cramer has made many bad calls. Thats why when people post here they always tell you to conduct DD.

Sharing of ideas like we do here (or on telegram groups) is good, but you can only improve based on the quality of ideas being exchanged. Quality can only grow based on the depth of knowledge. A knowledge's depth is a function of experince and teserach.

Warren Buffet and Charlie Munger learnt from Benjamin Graham, but im pretty sure they did not wait for him to spoonfeed them. They even perfected his strategies sef.

coolangel54:
I entered yesterday st 1.83 dollars and today its 2.39. What a surge

i entered @ 0.89 cent

Author: Gbenga Onifade aka BrothersKeeper (BK)


There are multiple platforms to use in Nigeria.

In summary:

Bamboo, Trove, Chaka, Passfolio are the most obvious but they aren't as robust plus you could get slapped with good faith violation (you need to allow money to settle - wait for two days when you sell a stock, before buying another, else your account count be suspended). These brokers also all feed from the same source i.e DriveWealth.

Disadvantages are the multiple charges and the high exchange rates (but they said this is dictated by their payment providers), multiple commissions and charges per transaction.

Good Faith Violation Explained (in the below video):

https://www.youtube.com/watch?v=IYzSwGnFVRM&t=24s

Trading212 is also available but have now suspended application due to the influx. This has the lowest exchange rates and commissions. This doesn't have any restriction but funding could be an issue at times.

Etoro is another option. Not as much stocks as T212 but is also free and would charge you $30 to withdraw all your funds.

Hope these help someone.

afroxyz:
Anybody with half a brain can do that in this bull market.

Do you know the technical know how involved in reading chats and giving a pin point accurate but alert?

It's not as easy as you say it, Wall Street have people paid for just staring at computer, reading chats & analysis the candles. I don't see that as having a half brain that is a specialized skill with a degree attached

afroxyz:
Info that is available to the discwrning eye that choose to look. Next time you guys should ask to see their portfolio returns or you set a performance target for them.

They have given testimony of 600% or more returns and even more, there is a channel for their testimony. You can join us today.

HRproxy:
Madam,

Oga Oakpearl has said he's not doing telegram. You setup a group using his thread name for yourself or for him?

There are many US stocks market pick alert on Telegram and Facebook, besides on a closer look there is a difference, this thread is "Us Stocks Pick Alert" (USPA) while the other is "US Stock Market Picks Alert" (USMPA).

NadiaR:
Like Paxful

yeah

If anyone here wants to buy using a p2p website please ensure it has escrow services available. That would help reduce your risk.

Escrow essentially is a middleman (the company) taking money from the buyer and the crypto from the seller and once it’s sure both have fulfilled their obligations they do the swap

Leezah:
Another thing I have learnt in the market is that research cannot be over emphasized but if you are convinced about the company buy min of 100 shares e.g VTRS, VEON and Deanfoods are ALL good and are less than $1.

Let's do a little maths with Deanfoods that is $0.7 cents, imagine buying 100 shares that's about $7 and if it gets to within $15-$20. Abnormal gain!!!!

I also noticed that Trove does have all stocks hence I dedicated my weekend on researching on companies that my pocket can carry below $2.


This is not a financial advise do you DD.

You're learning very fast.

dejavus:
Is there a phone number for TROVE support?

Yes check their website

Stocks below $1 on most Nigerian app

I think one of the last ones, $ASRT, just left under $1 yesterday.

Others are $GSAT, $HTZSQ, $LYG, $PEI
Ibk2020

Hamachi:
Newbies
Look out for this on any trading app for stocks you wish to buy

PE: 15 or lower
PEG: 1 or lower
P/B ratio: 3 or lower
ROA: 5% or higher
Current Ratio: 1:2 or 2
Quick Ratio: 1:1
Debt Equity:1:1
Bid price are buyers
Ask price are sellers
Use Limit order on all your app if you don't have the liver to trade

In addition, most Nigeria trading app DO NOT have ALL stocks so it best you start looking out for your own portfolio using the above criteria to purchase a stock.

Finally, invest what you can afford to loose.

Cheers

ibk2020