₦airaland Forum

i luv the way journalist are exposing the fraud and decay in our system. If journalist keeps this up, i see some level of sanity returning to some agencies in nigeria.

Davash222:
For the guys.. If you are being taken for granted, just follow these steps.

1: Go and make money

2: Make Enough money

3: Make plenty money

4: Don't forget to buy Big house and Cars.

Finally, do this..

hehehehehehehehehehe. chai i beg i no fit laugh o.

if the senate can tackle this, then this is the best thing the 8th assembly senate has achieve in this current administration. The interest rates banks charges for SMEs is just criminal.

APC is it ur star?

chai, c as APC don dey give dis people much popularity and publicity

lets look at this frm another angle. is not as if the guy is married to girl, they r just in a relationship. the girl is at liberty and free to do what she feels comfortable with. becos if the girl's mind is made up to collect the gift frm the said suitor, and the boyfriend prevails on her not to, without providing an alternative, the girl will secretly abhor the boyfriend each time she is faced with an incovenience as result of she rejecting that gift. But it is a different ball game when they are married.
i've learnt when dealing with adults not to make decisions for them, rather i provide you with enough information to enable u make ur decisions urself, becos i realized that people are always looking for someone to blame when something fails instead of taking responsibility.
If i were the boyfriend, i wouldn't make much fuss out of it, as it would show insecurity, whether you like it or not people will always toast ur girl. married women are even toasted how much ur girlfriend. This will also be an avenue to know what the girls values are, not that she recieving the gift necessarily makes her a bad person but you're being so secure enough to give the freedom to make her decision as it best suits her. i don't believe in being a dictator in a relationship, instead i allow u make ur decision so as to better understand you irrespective of how much i luv u. Lets be realistic here, your girlfriend will definitely have admirers whether u like it or not, some will even try frantically to woo her from you. having this knowledge at the onset saves alot of unnecssary tension and stress and helps u relax and think of better things abeg. na my own be dat o

na so wahala dey take start. after dem go say d broke dude get insecurity problem.

i don't understand how dis project is a nightmare to spme people. i mean is it a crime to have a world class road in nigeria. Mediocrity is so pervasive in nigeria.

so make we fry kernel? so make we fry kernel?

we already knew dis b4 he was elected mr shiekh. but u guys refuse to use ur brain rather u used sentiments in voting.

so make we cry. abeg i dey find where dem d sale garri 2 cups hundred naira. na wetin be my wahala now b dat no be wetin dis op just post

this labour leaders are just looking for excuse to embark on strike. i was thinking is due to them being owed salaries. but as it stands dat is not the case. if i were the governor, u embark on strike for such frivolous reason, u forfeit ur salary for that month. they don't know wat workers in other states are passing thru.

so these are the unserious people handling our power sector. can anything good come out of this bunch? i now see why we may never have stable power

hehehehehehehee. chai nigerians blood d hot wella. i no fit laugh

The both of you have made very valid. My core grievance with CBN is keeping interest rates high in a recession battered economy, caused by high cost of acquiring capital especially by real sector of the economy, and a contraction in demand caused by a high reduction in the disposable income of consumers due to high inflation.

CBN colluding with commercial banks to rip off the masses since 18BC.

"Hitherto, the CBN said some banks, which accessed the funds at one per cent interest rate for lending at nine per cent yearly, are not doing so." This statement is absurd. How will commercial banks borrow from the apex bank at 1% interest rate only to turn around and lend to the consumer at 9% interest rate. Thats really exhorbitant. And that profit margin is too high. atleast lending at 6% will have cut it.

Nigeria's problem is playing politics at the detriment of development. Gov. Ben Ayade has a plan for the supper highway and deep sea port in cross river. A 6 lane super highway criss crossing the entire length of the state, linking northern cross river which borders the landlocked nothern nigeria and some countries in West Africa to deep sea port and the super highway acting as the evacuation corridor. Yet some nay sayers are hiding under the guise of environmental activitist to protest and stall the project in the name of environmental degredation. so this project china is about embark upon is in mars, will not also afect the envronment. Thats the reason why nigeria is still backward. When the whites want to carry out developmental project, they forget how it will affect the environment, but when it is our turn they suddenly remember that it will affect the environment.

what is NLC still waiting for? the only language Nigerian govt understands is strike.

tribalism and ethnicism

pls o, my cousin became 30years by october last year, and his result was approved that same october, is he eligible to go for service.

this is ludicrous

i think he has a point there.

what of unical

kai, dis one no be am at all. instead of dis one i go vote atiku

texazzpete:
You wouldn't know the truth if it bit you in the arse.

The state of decay is alarming. It is in their list of demands. If those demands are met, infrastructure improvement will take place and the hospital thus becomes a better place for doctors and patients.


But you care nothing about this, only to whine about 'pay' as if the demands for pay improvements are 'selfish'.

In fact, the vast majority of the pay related demands in this letter are for payment of agreed arrears and salaries that are owed doctors. In other words, their hard earned money.


You woke up this morning to whine about doctors asking for the money they worked for. Does that not seem INSANE to you?!

if it was only about working condition will they still be going on strike? i'm yet to see them strike for better healthcare without involving pay.

this is preposterous

texazzpete:
But the FIRST thing on their list of demands is fixing the decay.

The hatred some of you earthworms have for Medical doctors is alarming.

Let them even protest for their pay too. What is your problem with that? You think a demotivated and aggrieved doctor is the best for patients?


You people are perfectly happy when doctors are owed 12 months salary yet complain and whine when your doctor is not the symbol of perfection.

oga make i hear something abeg, who heads the health sector as it stands is it not doctors, i'm mainly stating the obvious which every nigerian know is the truth, and all u could come up with is sentiments laden statements. When someone states the truth u interprete it to mean hatred. Thats delusion.

For this people it is more about the money than the infrastructure they are clamouring for, just using the infrastructure as a gloss. Pay them the money they r clamouring for and you see them go back to work gleefully in that same condition without complains. Is it today the infrastructure started decaying. They only realized n woke up when it affected their pay. Moreover what have they done with the little government has been allocating to them, including their internally generated revenue. The level of looting even in govt hospitals is really alarming as well

hehehehehehehhe. Sanusi just said the nude and unclad truth. Why not ask china to invest d money in our power sector. wetin we want use train do wen we no get light.

Agriculture is NOT the magic solution
August 21 2016 by Simon Kolawole
Anytime I hear Nigerian presidents, ministers, governors, economists, analysts and commentators declare that agriculture is the alternative to oil, and that the solution to Nigeria’s economic woes is to return to the farm, I am tempted to jump up and ask at full volume: “Who agriculture alone don epp?” Some states have hilariously declared work-free days for civil servants to go to the farm. It would be nice to see those farms and how well the emergency farmers are doing. We’ve been told again and again that agriculture, as Nigeria’s biggest employer of labour, is the magic solution to unemployment, that we will export agricultural produce and earn plenty forex. Well done.
I’ve been hearing this fairy-tale all my life. When I was a primary school kid, Lt. Gen. Olusegun Obasanjo, then head of state, asked Nigerians to tighten their belts because the oil boom would not last forever. He added drama by tightening his military belt on TV. He launched Operation Feed the Nation. My grandfather responded by setting up a garden in our backyard. President Shehu Shagari did Green Revolution. The structural adjustment programme (SAP) of Gen. Ibrahim Babangida was basically about diversifying into agriculture. In different shapes, forms, sizes and packaging, we have been talking about agriculture, agriculture and agriculture forever.
Since we love glamorising our exploits in the export of cocoa, coffee, palm oil and groundnuts before the oil boom doom, I will pick on just cocoa to dispel this ill-conceived notion and never-ending campaign that agriculture is the magic wand. We used to be the biggest producers of cocoa in the world. Chief Obafemi Awolowo utilised cocoa revenue to develop the south-west when he was premier of the region in the 1950s. But we dropped the ball along the line and Cote d’Ivoire overtook us. And now we are lamenting that we are nowhere to be found. The solution, therefore, is for the south-west to revive the cocoa farms. Oh, the good old days!
Okay, let us talk about Cote d’Ivoire’s fabled cocoa wealth. Cote d’Ivoire produces 33% of world cocoa and exports to manufacturers such as Hershey’s, Mars Inc. (both in the US) and Nestlé (Switzerland). You know what Cote d’Ivoire earns yearly from exporting raw cocoa? A whopping $2.5bn. I repeat: a whopping $2.5bn! So Mars buys Ivorien cocoa and makes several products from it: Bounty, M&M, Mars and Milky Way, to name a few. You know Mars’ net income from chocolate products alone in 2015? According to the International Cocoa Organisation (ICCO), Mars made a pathetic $18bn, compared to Cote d’Ivoire’s whopping $2.5bn. Agriculture, indeed.
If you are wondering how just one company, which manufactures chocolate, can earn seven times more than a whole country, which farms and exports the cocoa input, then you are asking the same question with me: Who agriculture alone don epp? On ICCO’s list of the world’s top 10 companies in net revenue from chocolate, you have three from America, two from Japan, two from Switzerland, and one each from Luxemburg/Italy, Argentina and Turkey. None from Cote d’Ivoire, Ghana and Indonesia — the world’s three biggest producers of raw cocoa. There must be something that Hershey’s, Mars and Nestlé know that we don’t know as we keep planting cocoa.
To be fair, Cote d’Ivoire is waking up. In 2015, French chocolatier Cémoi opened a plant in Abidjan, the economic capital, to produce chocolate. President Alassane Ouattara, on touring the plant, said: “We want to be able to make chocolate for Ivoriens, for Africans and especially West Africans.” Ouattara (pronounced Wa-ta-ra) understands what we still don’t understand here: that agriculture without industry is dead, being alone. How could I buy cocoa worth $1m from you and make chocolate worth $10 million from it — and you think you are smart? If you are smart, you will start making the chocolate yourself and stop romanticising about the “good old days”.
There was a video that went viral sometime ago. CNN’s Richard Quest visited a cocoa farm in Cote d’Ivoire. Come and see poverty written all over the faces of the farmers, who have been told for decades that agriculture is the magic solution to their problems. Quest gave the farmers bars of chocolate. They were eating the sweet stuff for the first time in their lives! Compare their lives to those of the executives of Mars Inc., who buy the cocoa beans from Cote d’Ivoire. They are flying private jets and holidaying in the moon, while the Ivorien farmers are fighting off flies and bees in the bushes of Koffikro. For your information, Mars Inc. has no cocoa farms!
Don’t get me wrong please. If I have created the impression that agriculture is useless, I do apologise. That is not my intention. After all, agriculture is our culture. Millions of Nigerians are farming rice, beans, cassava and corn. That is huge employment. Also, we certainly can produce many food items that we are importing and burning precious forex on. But is that why governors are declaring work-free days for civil servants to go and plant melon and maize to solve Nigeria’s economic problem and stop the dependency on oil? If only these governors knew that Switzerland does not grow one tree of cocoa, yet makes the world’s most elegant chocolates!
Let us break this whole agric logic into pieces. If we really want to diversify from oil and create proper value, agriculture must give birth to industry. If agriculture currently employs, say, 5 million Nigerians, agro-allied industry can employ 15 million in the value chain. So why do we spend so much time discussing farming and not industry? For example, how many graduates can a tomato farm employ compared to a factory making tomato purée? The factory will employ or engage the services of engineers, technicians, chemists, marketers, accountants, communicators, lawyers, administrators, drivers, and so on. It may even have a sick bay and employ doctors and nurses.
I’m not done. A basket of tomatoes sells for N800 in Kaduna. A 400g tin of purée sells for N300. Look at how many bottles of purée you can get from a basket, and how much value you will be getting. Who, then, is making the real money? The factory will pay company tax, its employees will pay PAYE and the consumers will pay VAT. That is how government will boost its revenue. The purée bottle makers offer a different business altogether that employs workers and pays all kinds of taxes too. And if we are good enough, we can begin to export purée to other countries, and earn forex. This is just purée. Think of a thousand agro-allied factories. Think of our huge population.
Sure, agriculture is very important in a primitive economy like ours. But we always miss the bigger picture. One, we need full optimisation of the sector to enhance productivity. A country like the US knows this much better: the percentage of the population engaged in farming is insignificant, but it is so optimised that the output is out of this world. For instance, the US produces enough rice for local consumption, for export, for aid and to dump in the sea to “stabilise” market prices. Two, processing is where you find the massive job opportunities. The agro-industry will yield far more output, more jobs and more economic value than Benue Friday Farming.
These things look so simple and doable, but commonsense is not common. Our agricultural output can be far better in quantity and quality than currently obtains. We can do with better technology, storage, conditioning, packaging and transportation. Most importantly, our brains should focus on how industry can bring out the real value of agriculture and spark off a chain of economic activities that will create millions of good jobs and generate billions of dollars in revenue to investors, employees and government. But we seem excited only about preaching and promoting the export of raw produce, and we feel so smart we think this is the way out of our oil dependency!
But how can we add value when, despite the billions of dollars we have made from oil since 1999, we don’t have the basic infrastructure to inspire an agro-based industrial explosion? Where are the roads? Where are the rails? Where is the electricity? Where is the security? Where is the finance? Yet I can point to uncountable private jets, mansions and customised cars that politicians and their friends have acquired since 1999 with proceeds from the oil boom — while they keep preaching stone-age agriculture to Nigerians. So if your governor joins this craze of declaring work-free days for primitive farming, just ask him politely: Your Excellency, who agriculture alone don epp?
https://www.thecable.ng/agriculture-not-magic-solution

thats the nigerian way. no functional data base system for all its citizens