I will make my life, your dwelling place, i will build your throne in my heart. Come father, come son, come holy Spirit. Come and take your place, in my life.

Modern day gen z christian musicians have long way to go. When we listen to the likes of panam percy paul, ojo ade, to mention a few, the fear of God is always strong in us. We always feel sober and try to always do the right thing. But today's musician are competing with the likes of davido and wiz kid( not all though, but majority). When you listen to Christian songs, you suppose go one corner begin reason your life and eternity.

Same people.

Peerielass:


They are allowed to travel to Canada, USA etc without a transit visa as long as they have a valid visa/resident permit for the destination country. UK on the other hand is an entirely different story.

Youkay dey use all means find money

Jaylord11:
Please suggest others that I can apply for

If you need one. I can recommend this to you. Use my referral
https://www.vanquis.co.uk/raf-app?code=84EB4BDA03A988AE2222

gmacnoms:
But Las Las , you still pay every penny . No be free money abi?

Of course. It just gave me enough time to pay. Isn't that what the interest free period is for ? And while i dey pay small small, i dey use referral collect tashere

Lexusgs430:


If I have a big purchase, I simply apply for another card and put purchase on card....... Enjoy 24 months interest free period + S75 protection (then clear balance before interest free period is over).......😜

I did this when i moved to a new house. Used the new card to buy my household items cos I'm on 1yr free interest period. I think this is one of the reason we accumulate so much cards not me acting like I didn't know

Solumtoya:


What's the point though?

Well, some people see it as being financially organized. According to his words. His argos card is for argos shopping, his tesco card is for tesco, sainsbury card is for sainsbury, aqua is for drinks, capital one is for Chinese meals, amex is for vacations. Quoting my colleague.

Lexusgs430:



Leave lavida, make hin dey loca dey go ......😂😜

I even have an Esso fuel card for those PMS days.........😜

It was from his collection of cards i saw weird card names like thimble...and some others i can't remember. Like every kiosk and shops gives out credit cards.

lavida001:

I don’t believe oh have 20 credit card

I have a work colleague that has close or if I'm not mistaken above that numbers. He brags about having so much credit cards and how he's got one each for different hangout spots and restaurants where he frequents. Infact, he has all of them on his google wallet so he doesn't go about carrying physical cards. Did i believe him ? He showed me and i got tired of watching him swiping each and bragging after we got to about 17

Solofresh2:
I don't eat that shit called ogbono soup mehn

You no just wise at all. What people eat is what you're referring to as shit. How would you feel if someone says so about your delicacy. Receive sense

AndrewTate:
The colored lights and weird smelling "Air fresheners"

Drummer boy air freshener

Lexusgs430:



Financial discipline is key....... Don't spend what you don't already have in savings or easy to call up capital........

Credit card abuse, is like having a combination of syphilis, gonorrhea & HIV....... 🤣😁😜

Rightly said...

bigtt76:
I'm curious but how's your credit score like? I believe they usually advise against having too many credit cards?

My score is growing fine. Each cards have their own function and i try to spend carefully not going above my capacity. I also pay back on time even before statement. So my score is fine.

Lexusgs430:



Elfin market, is a compulsory addition to the collection........ I have about 17 credit cards (possibly more sef)........ 🤣😜

Boss...i carry hand for you.

Lexusgs430:


For debit card - Monzo, Chase, Revolut etc etc......

For Credit Card - Elfin market....... 😁

You just dey market this your elfin market 🤣 my card never arrive sha. I dey wait

Make i add am to the collection of my over 5 credit cards

I hope this will be enough to feed them for the next 4yrs.

bigtt76:
Have you tried Boots?

I have, they don't have it

Good morning everyone, pls where can i get this in Manchester?

Dead on arrival. Obi should stay clear off these two power drunk entities.

hayesconcept:
Please house, if you receive a letter from the council regarding waste been dropped on the highway because a document regarding your information was found in it, what should be done?

Gbege... what does the letter says

ukay2:


Painting and wall papers are my next step soon

Correct. We move. Every penny counts, na my watch word be that.

Lexusgs430:


If you can't DIY..... You would simply be dashing people money, to do tasks you can ordinarily execute........😔😉

I totally agree with this statement. I called someone to come hang my 65" tv. The guy dey charge me £60.....60 kini, na so i enter Facebook market, find £10 correct cordless drill, enter wilko bought the kits and tv hanger. I tell madam to prepare pounded yam in the morning for strength. By afternoon we're already charged up. Na so i begin DIY work. Brethren, me and madam lift the tv up after i don connect all the hangers and all. I do my thing myself and i was very pleased and proud. Next stop wey i dey plan na to install wallpapers myself and do some paintings. This Uk will teach you skills.

gergemam:


🤑🤑😎🧳

Choi.....make i run go apply for one myself. I'm thinking of canceling my american express card. This their new APR is not sitting well with me

Lexusgs430:
I just came across a credit card called Elfin market....... Peet 2 Peer lending, like zopa.....

It seems it's a prepaid card, with a credit limit and you can also withdraw cash, from the card...... I am a little confused....... Anyone got this card here ..........😜

APR is very competitive and they seem very generous with their credit limits........ 😁

NB : A hard search would be conducted....😉

Just went through it. This one make sense o

Try swimming. Go swimming in the evenings or go to the gym. You'll sleep like a baby

davide470:
On this, I helped draft the email below and so far, I have had 100% success rate from people I shared with. Let the student send this to the council ccing the partner.

Good evening,
My name is xx, a full-time international student at xx University and my partner's name is xx.
I reside at xx. I had initially requested a council tax exemption as a full-time student but was told my partner is a liable party for council tax because he is not a full-time student. We received the attached bill to this effect for the period xx 2022 - xx 2023 wherein it was split into xx equal installments.

However, Article 3 of the Council Tax (Exempt Dwellings) Order, SI 1992/558 provides that 'A dwelling is exempt from council tax if it falls within any of the following Class N: a dwelling which is either:
(a) occupied by one or more residents all of whom are relevant persons;
(b) occupied only by one or more relevant persons as term time accommodation.

A relevant person means:
(i) a student;
(ii) a student's spouse or dependant being in each case a person who is not a British citizen and who is prevented, by the terms of his leave to enter or remain in the UK, from taking paid employment or from claiming benefits or (iii) a person to whom Class C (school or college leavers) of regulation 3(1) of the Council Tax (Additional Provision for Discount Disregards) Regulation 1992 applies.

From the foregoing, please note that I belong to category a(i) I am a student and my partner belongs to category a(ii) he is the spouse of a student. We are both non-British citizens and his visa prevents him from claiming benefits. Subsequently, we qualify for the 100% council tax exemption.

Furthermore, please see below links citing cases whereby 100% exemptions were granted to student dependants by the Court:
https://www.casemine.com/judgement/uk/5a8ff72860d03e7f57ea8dcf/amp
https://www.lawgazette.co.uk/law/local-government/65852.article

We look forward to your kind response..


Councils dread court cases most times as it does not make sense to be dragged to court for £150/m tax.

Seun suppose find way wey person fit dey pin important information on the front page of every thread on nairaland, so we don't have to start going over pages for important information or tips like this. This is apt and should be a template for anyone with student / council tax issues. Well done

Party that have no dignity whatsoever. Party of thieves and criminals

Viruses:

What's are your exact reasons?
Too much traffic, no road signs, no parking space or what?

I mean if this advice is anything to go buy, the reason should not be because someone on Nairaland said so.

As a non resident not familiar with ULEZ areas. You enter the trap. 2. Traffic is crazy in central london. I ended up spending more on gas compared to where i came from.

teeebest:

Hello Elders, I plan driving to London from the North East for the passport renewal of my wife and 3 kids.

We intend going a day before the appointment and then lodge at an hotel or airbnb. To avoid all the ulez, red zones, blue zones issues around central London(I drive a 2013 Citroën c4 hatchback), I'm thinking we should look for where to lodge in the outskirts of London. We can then get a bus or train early morning on the day of the appointment to the high commission. We also want the kids to visit one or two fun places in London before we return to our North. 😀

Elders, that have done this in the past, what's my best bet and which areas of London can we get an affordable accommodation for one night. Thanks as always.

If anything, take this advice from me. As a non resident of central london, i take God beg you, no drive enter london. Speaking from experience! E no funny at all..except you know how it works driving in central london and you know your way around there.

abuhusna1:

Using nhs us not public fund as long as you work and pay for nhs or you are in healthcare job.

A question begging for an answer. Shey person wey dey pay for NHS suppose dey pay for drugs ni

It is well with Nigeria

chimexview:


I tried but it didn’t work out too. I’m less than a year in uk and part time worker maybe that’s the problem. Thanks anyway

Sometimes you've got to you know do the oluwole thing when filling out the form for this for u to be accepted. If you know, you know.