₦airaland Forum

Felicity0001:
Unfortunately am a Nigerian.

The truth is bitter.

[color=royalblue]A yes, or a No, sir?
[/color]

Mjosh1000:
you are always on point, big ups bro

[color=royalblue]How's you doing bro?

Been long you showed up here[/color]

Felicity0001:
Bros no matter what we can never be more christianed than the Pope, yet Italy has ine of the worst case in the world despite they having the Pope and Rome. So prayers wont save us as a nation. In fact, Nigeria self will come last if God have to listen to prayers because we r too wicked as a people.

BTW, na people like den Romeo dey net 35k weekly and they don't even pay rent na them get car.

Abeg permit me to insult u ooh 2k dis period na big money oooh if that is what you can afford for my insult

[color=royalblue]Are you part of this group? [/color]

peacefulhome:
Lazy reader you are.

[color=royalblue]Thank you ma[/color]

[color=royalblue]If only we had shut down this airport then.....

If only......[/color]

peacefulhome:
Trouble dey sleep you won wake am . Mama no even get felici time.

[color=royalblue]I read today's own [/color]

[color=royalblue]Felicity0001
Abeg no insult me oh......

This two weeks go tough, but we pray for sufficiency

And I don't know why Una need any give away. You all gross 120k every week na. Wetin Una wan use 2k do?

Make we just use this period they pray for ourselves and family. The longer the lockdown, the tougher it becomes.

Meanwhile, we could derail this thread for the next two weeks, you know [/color]

tojahh:
Tell me shut up and lose the WAR

drmikeadams:
. Well some of us don drive danfo,,drive truck come join wuber

ornicus:
Basically no difference between them and Danfo drivers

[color=royalblue]No difference oh

If you order a ride, you are most likely to detect if the driver owns the car, or is on rental, just from the way he drives[/color]

Felicity0001:
I love the way you and pope191 did justice to the question asked by peeps4u.

In addition, I would say it is imparative in the case of accident for both the driver and the owner to come together and work it out because to me the property belongs virtually to both parties since its creating income for both ends.

Not all owner partners have that much and as a matter of fact most of them depend on the weekly remittance to keep up with their family so it will be inhuman for anyone to be reckless or dont contribute incase of repairs that requires huge sum of money.

My opinion though I might be wrong.

[color=royalblue] You're not wrong

Firstly, the property belongs to the partner. You are just renting it for a week.

Also, the only solution is to do a comprehensive insurance. But then, like you said, some partners can't really afford that. So that is why a driver must be careful.

I'm young, but I must confess, most young guys driving on Uber are very reckless with the cars. There are some drivers that their hobby is to damage cars and dump partners

Na only God go fit epp partners [/color]

pope191:
Boss either u say fix or repairs, once a car is been taking to any of his doctors in my village will consider it as repair

Have you even heard of premeditated accident?

[color=royalblue]So if a driver bashes my car and destroys the headlamps, grill, radiator, hood.....all he needs to do is bring 5k? [/color]

[color=royalblue]Pope191.

He said accident, not repairs

[/color]

dru23:
O boy hunger never wire u yet .. U wait 12months abi before u go back wrk .....

[color=royalblue]Did you even understand what I typed?[/color]

peacefulhome:
Now are I know you don't have strong heart. Have me in your prayers.

[color=royalblue]

I will, ma[/color]

peeps4u:
and all ogas I failed to mention, Incase of accident, assumed it is not the driver's fault, should the driver bear from the cost? I am curious to know.


Dru, this has nothing to do with your case as I dont know if the driver was at fault or not. So, please no name calling.

[color=royalblue]First and foremost, when a partner gives you a car in good condition, you're expected to take care of it, and drop it in good condition too

But life is unpredictable. In a case where the driver is involved in an accident that is clearly not his fault, I expect the driver to hold the "cause" responsible. Either they pay for the damage on the car, or you activate their third party cover(we talked about that sometime last year or two years)

But in all, if a car is comprehensively insured,it takes care of everything. There's peace of mind, and also, the partner can still discipline the driver with ease

In all, the driver is responsible for the car. So that's why as a driver

-Dont overspeed
-Stop dragging lanes with cars
-Keep adequate distance between you and the car in front
-Learn to drive defensively
-Use your senses when overtaking.
-Still pray for God's protection[/color]

peacefulhome:
Lol, so you no get liver with all your mouth for Uber thread. Common go and read jare.

[color=royalblue]

I can't just read it.

Husbandman really try. If na me, I go just faint.


Haaaa. I dey fear to open your diary [/color]

peacefulhome:
Iu, update dusted.

[color=royalblue]I couldn't read your last four updates

Didn't have the balls to read it

I'm happy God saw you through, ma[/color]

dru23:
Out of transparency. This is my last explanation..... Now regardless insurance or no insurance it does not give drivers the right to be careless with my car ..
After the accident happened, it was stated that he was at fault and he was assaulted for causing the accident. So the police now settle the matter that he should replace the bumper of the car he hit and the owner will pay for the windscreen.. So 15k naira was given to him ,but my total damage exceed 15k naira ..

Keep in mind the hood of the car will need to be replaced and painted .. Windscreen will be replace, wiper and wiper motor will need replacement .. So if you do the math the total cost will be at least 40k naira ....

Now if you look at the car below , you can tell that he was at fault 100%. There is no argument about it ,maybe he was dragging with another driver and between that he hit the car in front of him or something

[color=royalblue]You know who's at fault by only looking at a picture?

Well, you may be right, and you may be wrong

From the picture you posted yesterday, the bumper, headlamp, grill and tip of the hood was perfect, so he didn't run into anything

Likely cause? A Truck(Trailer, tanker, container,blah blah blah)

Maybe he was stuck in traffic and the truck rolled back

OR

It could be a truck that was overloaded, and it's goods was protruding at the tail end. He probably ran into it or it rolled back


Don't call me a fool again [/color]

larride:
Buhari order lockdown of Lagos and Abuja for 14 days starting from tomorrow 11pm.

Currently ongoing in the Nationwide address to the nation.

[color=royalblue]Hmmmm

Na only God know how this Easter go be.

2020 is starting to look like it's more than 12 months[/color]

[color=royalblue]You said your driver damaged your car and defaulted in payments

People sympathized and advised you to insure your car comprehensively

You said insurance companies in Nigeria are scammers

People cleared you on that

You came back again to say that the problem wasn't insurance, but your 60k.




I sincerely apologize to the house for involving myself in this. I really feel like a fool and an idiot[/color]

dru23:
Again you miss my point.. Just because you have insurance does not give you authority to be careless with my property......

I will give another example, last year I got a driver via nairaland. The first day on the job he got into an accident. He called me about the accident and I told him to drop the car at the mechanic to fix ...

My mechanic called me and said looking at the damage the driver is at fault. I told the mechanic to fix the car and not release the car to driver.. Few days later driver called me and ask me if the car is ready or not ..

Few days after calling my mechanic tired ,he finally got the picture that he will no longer be wrking for me. The first day on the job he is already gotten to an accident. Does that show sign of seriousness at all

[color=royalblue]You said Insurance in Nigeria is just like a scam. That's what I wanted to correct.

No where did I say a driver should be careless with your car

And if you had a comprehensive insurance on your car, you wouldn't have to spend anything to fix it. The insurance would have paid your mechanic[/color]

dru23:
My brother insurance companies in Nigeria is shitty, this is coming from a guy that leaves abroad.. The process it takes for them to answer your claim , you just give up ,and meanwhile you have to use your own money to sort it out till you get paid....

Bottom line... insurance company in Nigeria is a scam on its own. I dont depend on it . The process is so time consuming that you will be forced to give up ...

[color=royalblue]From the bolded, I don't think you've used any insurance company here. Maybe you listen to all the bad reviews people dish out , to form your opinion

Insurance companies in Nigeria have improved. AXA Mansard, Allianz, Leadway, Wapic are all good. We have seen people like slam.stan.lee change his side mirrors courtesy of his insurance. Even Gazzzz, on one of his rebuilding threads, had his insurance pay for the respraying of his car(Honda Accord)

Please don't listen to roadside gossips. You own a car of 1.5 million. It's wiser to use a 100k max or lesser to insure it incase of any damage, as little as a broken side mirror.

If you had insured that Elantra, the windshield and bonnets will be changed by the insurance. No arguements. Or if your driver was enlightened, he would have demanded for the third party cover of the person that caused the accident (that's if he wasn't at fault)

Insurance is very vital in this business. Sometimes, it may not be a driver's fault, but other road users. I saw an accident where a truck cleared almost five vehicles and damaged them all. Anybody with comprehensive insurance will just go and sleep.

Insure your cars sir. It's the wisest thing to do[/color]

[color=royalblue]Dru23, seems he's looking for another car

Partners, make Una dey careful[/color]

dru23:
I posted the number on few of my post.. Have gotten my point across .. With the situation of things now, he go suffer am no be small ...

[color=royalblue]Seems he's looking out for another car already [/color]

dru23:
Thanks bro , my point is to expose this guy, I have a platform and I know people listen to me .. So instead of chasing is guarantor up and down . I will expose him and before he gets another partner come join with the coronavirus slowing business etc .. He go hear am ....

[color=royalblue]Is he on this forum?

Drop his number on our thread so we can call him.[/color]

Felicity0001:
Sir it seems you work with a reliable insurance company that's even if there's any.
Let's assume you have, please tell us your experience with having a minor issue like this one Dru23 presently have or an accident leaving one of your headlamps bad plus damage on a 3rd party, how did your insurance company resolve the issue with you or for you?

Insurrance companies in Nigeria that looks for ways to deny customers when problem arises na him you won use compare insurrance abroad?

What can 5/10% of a property do to replace a car of 2/30m within the first 6months of insuring such property in case anything happens to it? Most if not all insurance companies in Nigeria are not reliable.

[color=royalblue]I don't think you know anything about insurance[/color]

drmikeadams:
. Is not like the driver intentionally had an accident with d car,,,that's y it's called accident,,Lagos if u no hit car,car,maruwa or okada go still hit u...simply do comprehensive insurance

Oga driver come give us ur own version

[color=royalblue]I'm thinking the driver was too close to a trailer

The trailer rolled backwards....End of story[/color]

[color=royalblue] I've always seen the demand for guarantors as almost useless

Comprehensively insure your car

Install a tracker.


Then go back to bed and sleep [/color]

[color=royalblue]Dru23, so sorry brother for this.

This is bad.

Is it only the windshield that he damaged? Because I don't understand what he ran under.
[/color]

[color=royalblue]Dru23, so sorry brother for this.

This is bad.

Is it only the windshield that he damaged?[/color]

chillex8:
Not totally true. Are you saying those who borrowed money from the bank shouldn’t pay back cos of government shutdown?

[color=royalblue]The duration will definitely be extended[/color]