₦airaland Forum

HtwoOw:
PDP and fraud


be like garri and groundnut

When people make comments like this, it only goes to show how myopic we still are as a people.

Who are the people that makes up APC? Aren't they from PDP? By the time we start looking beyond sentiments and consider that posterity will judge us for any selfish decision we take, then we would make heads way.

What exactly is a vote for Buhari in the next 4 years worth?

In case you haven't noticed, with all the claims of corruption in the PDP governments, we still had shows like MTN project fame, maltina dance hall, NAIJA got talents, etc.

Our economy was alive.

You keep talking about fighting and recouping monies from corruption, yet we are about to borrow $100m again.

Question is what is the money being recouped used for, that we had to become headquarters of poverty in world?

Let's not be deceived. The issue with Nigeria isn't corruption. Has never been, and will never be.

A nation that has a working economy is what we should be looking at begetting.

Because I tell you, from Buhari to the last man in his cabinet, there isn't one saint amongst them. Tinubu, Oshiomole, Rochas and co all exist in the APC na. Are you saying these guys are now saints because they are in APC?

It's clear that your judgment is based on voting for a party. But no party can save Nigeria.

I'm not an Anambrarian or from the East, but even the blind could attest to the transformation of Anambra by Peter Obi, why not even try to take a chance with a man like that.

Haven't you noticed that Buhari and his cohorts truly have nothing to offer. If the first term when they had to prove to us they are capable of reelection, they couldn't perform, is it when they have a chance to come back with nothing at stake that things will change?

Businesses have folded up, everything is on a halt, with no promise of something tangible for a change. No policies that make sense. Everyone of them is just guessing and playing with our future.

All those programmes that have gone to sleep were enriching people, and bettering lives.

Today comedians are broke, artists can hardly be invited for functions, and you ask why yahoo plus seem to be the option for youths? A situation that has turned our ladies into perpetual prey to brothers that should be their allies.

If you are still screaming sai baba at this time in our nation, I want you to know that whatever you see after you cast your vote for Buhari, is a stake you made on posterity-- And it will never forgive you, and you know why? You voted knowing the odds, but chose instead to trade with the destinies of your children yet unborn.

I used to have a senior colleague who earned thrice as much as I did, but always became broke soon after her salary hit her account.

This lady would then begin to seek financial assistance from all who cared to listen to her story, of how she seemed to have too much financial responsibility shoved down her throat.

When I got tired of her being continually harassed by those she owed, I sat her down one day and practically begged her to explain how she spends her money that puts her perpetually in debt.

After she did, I couldn't help but burst into spasms of laughter because I found the leak.

Like her, most people do not think having knowledge of personal finance is necessary, you probably think only accountants need to bother themselves with numbers.

But the dramatic turn your finances will take simply by making essential financial decisions will marvel you greatly.

According to Investopedia, personal finance is the science of handling money and it entails the financial decisions and activities of a person or group of persons.

Practicing how to earn, save, invest, and spend is what knowledge of personal finance would accord you.

Here are some 5 habits which could help you save money and keep you from being broke.

1. Avoid spending on impulse:

Hey, it isn't everything that calls for your attention that deserves your spending money on. That's why you need to make a budget for your income to avoid spending on impulse. Creating a budget is one thing and sticking to it is another. But if you need to see yourself soar above debt and having some money to save, then spend money only on what you need not on what you want.

2. Put a check on your benevolence:

True, everyone is a friend to someone who loves to spend money but its also true that no one wants to befriend anyone who is broke. Make sure every giving you do is worth it, avoid giving for showmanship.

3. Restricting the amount of money in your wallet:

This is necessary to check to spend on impulse. As you may have observed, whenever you have money in hand, several things will call for your attention. For one, that's when you remember a waiter you need to give extra tips to, etc.

4. Spending less than you earn monthly:

Have a strict budget that involves your spending within your monthly income. If any expense shows up after your budget has been made, carry it over to the next month. That way, you aren't incurring debt or living above your earnings.

5. Always negotiate before purchase:

Some persons think that negotiating for a few cents or a couple of dollars being waved from the price of a product or service is a poor man's mentality but truth is, rich people are very good negotiators.

If you save a couple of dollar bills every day for 30 days, that's 30 dollars minimum and for 12 months it isn't small money.

In all, pay careful attention to those monies you think are too small to make a difference in your life that you spend carelessly for it's capable of making you broke. Every spending should be carefully planned.