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Jaybee3's Posts

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Family › Re: Girls night out discussions by jaybee3(m): 3:59pm On Aug 05, 2015
Still observing

@freecocoa
If you are dead certain of the sincerity of his love then surely the only noticeable gap in the relationship is the issue of flexibility as far as opinion and positions are concerned.

These may appear trivial at the minute but they can be huge in the wider scheme of things. It appears that both of you are strong opinionated and the only way to counter two strong personality is by ensuring there is constant consistent communication between you two. You both have to keep reassuring one another about respecting each other's views and sometimes even go extra length to see the other person's point of view when taking informed decisions

You both have to learn to listen and accommodate each other's differences where possible

Find common ground some times and see how the relationship changes course.
Business › Re: Major Oil Firm, MRS, Owes FCMB N6.2bn by jaybee3(m): 3:39pm On Aug 05, 2015
..
Investment › Re: Advice Needed Please On Selling Equity In My Business by jaybee3(m): 3:32pm On Aug 05, 2015
grownaira:
Thanks boss. Although I am trying to comprehend many things up dia.
You're welcome Sir

I think the most important information that you've left out in your original post is annual sales/profit figures

Those figures alongside a moderate projected growth rate will allow you calculate the worth of your company in the current state.

24M projected income seems unbelievable without enough info to back it up.

You also need to consider what kind of investment are they putting in and how the investment will be structured.

Are they planning to drop just cash or both cash and expertise in terms of branding, advertisement and sales?
Are they planning to inject the cash in phases?
Do they want to have shared responsibility in the day-to-day running of the company?

These are things you need to consider before signing any agreement

Good luck
Politics › Re: Breaking News: My Salary Is 1.4M Naira- Sen Dino Melaye by jaybee3(m): 3:20pm On Aug 05, 2015
socialmediaman:
How much is your salary + allowances?

Let me make it clearer for you:

1. Salary
2. Wardrobe allowance
3. Constituency Development
4. Other allowances

That's what we want to know...
http://www.rmafc.gov.ng/assets/frontend/resources/All/asdf3412asdf.pdf

Investment › Re: Advice Needed Please On Selling Equity In My Business by jaybee3(m): 2:45pm On Aug 05, 2015
Step 1
Use the present to future value formula. Combine average annual sales profits along with average annual growth percentage and future period of growth. For example, if your small business shows a profit of $60,000 per year and has historically grown by 4 percent each year, it would be worth $62,400 in a year from now, $64,896 in two years from now, $67,491 three years from now and $70,191 in four years from now.

Step 2
Calculate your small business' liquidation value. Add all assets, accounts receivable, fixtures, inventory, equipment and subtract business loans, accounts payable, equipment loans and lines of credit. This method allows you to estimate the liquidation value of your small business but does not predict future value.

Step 3
Find market comparables. This method is not unlike estimating the value of a house. Using your local newspaper and industry trade publications, find like businesses that are for sale or have just sold within the last three months. The comparables should have the same annual volume, number of employees, market share, assets, equipment, and debts and liabilities, such as loans. Contact a local business broker to assist you in finding comparable businesses.

Step 4
Use the rule of thumb valuation method. Take your small business’ yearly positive cash flow and multiply it by four. For example, if your small business generates a positive cash flow of $60,000 per year, it would have a value of $240,000 by using the rule of thumb formula.
It is important to note the rule of thumb method is not comprehensive but provides the quickest result because it does not include your small business' market share, assets, liabilities and predictable sales--which are sales generated on a regular basis through the year.

http://smallbusiness.chron.com/estimate-value-small-business-4124.html

CC: sagamite
Politics › Re: Breaking News: My Salary Is 1.4M Naira- Sen Dino Melaye by jaybee3(m): 2:38pm On Aug 05, 2015
ojdollars:
Senator representing Kogi West senatorial district In State of Kogi and Chairman, Senate Adhoc Committee on information, media and publicity, Senator Dino Melaye has publicly revealed his salary as a senator of the Federal Republic of Nigeria. In an interview on the program One-On-One on NTA International Wednesday, Melaye said his pay last month was 1.4M (about 60,000 dollars).
The salary of members of the National Assembly has been shrouded in secrecy with some only given an estimate while majority dodge the question. This the first time a senator will give a definite value. Melaye also said that the new senate will open the senate to the public to know about their finances as a committee is already working on the report.
Nigerians have been calling for a reduction of members of the national assembly with report that senators collected as much as 15M naira per month and 13M for House of Reps member. The senate has an annual budget of 150bn naira.
However, Dino Melaye did not reveal whether the 1.4M naira include allowances. While still speaking, he also revealed that his wardrobe aloowance3 is 42,000 Naira per month.

Sources - The FCT Post - http://www.fctpost.com/2015/08/05/my-salary-is-1-4m-naira-sen-dino-melaye/
N1.4M <> $60K
N1.4M = $6k (approximate gross)

N1.4M is still a lot of money for the legislooters considering how they aren't actually good value for money
Crime › Re: Criminals Who Hijack Lorries And Buses Arrested In Enugu (photo) by jaybee3(m): 2:29pm On Aug 05, 2015
The SE governors really need to do a lot of soul searching. They need to brainstorm in order to ascertain what exactly they are doing wrong and how best to fix any issues identified as a matter of urgency.

Yes we can understand and excuse the SE’s perceived thirst for success at all cost but they are also one of the most educated/religious region as far as statistics is concerned so there is obviously some sort of disconnect in the transitioning of education to good values.

This is really getting alarming and something ought to be done
Politics › Re: How Buhari Traded NNPC GMD Position for Campaign Funding - Nigeriantimes.ng by jaybee3(m): 2:12pm On Aug 05, 2015
Is he qualified for the Job? - Hell yeah

Was he employed to protect vested interest? - Possibly but absolutely no shred of evidence

Would the supposed vested interest stop him from doing his job? - Absolutely no chance

Would he deliver? - He has the right credentials and the current political climate suggests he will so ain't nothing to worry about
Business › Re: Diamond Bank CFO, Yinusa Resigns by jaybee3(m): 1:51pm On Aug 05, 2015
agabaI23:
Buhari should follow in line, Naira has lost so much in value within just 2 months wink
Yo bro, I'm sure you saw how the bank was reported to have lost 38% in value last year. They have lost 30% in value to date meaning they are on the same pace.

My question to you is this, what exactly has that got to do with buhari if they are loosing as much as they lost last year when buhari wasn't in power
Autos › Re: Balance And Carry Car. Please Help by jaybee3(m): 1:38pm On Aug 05, 2015
MistaHumble:
Ok thanks. Hire purchase is what am looking for my broda, my only ssce I get ooo no vex for me.
Do you have a surety/guarantor?
Autos › Re: Balance And Carry Car. Please Help by jaybee3(m): 1:33pm On Aug 05, 2015
There is nothing like balance and carry...It's called hire purchase
Family › Re: Why Women Are The Weaker Sex And What Men's Roles Are. by jaybee3(m): 1:28pm On Aug 05, 2015
Una still dey on this matter

Choi
Phones › Re: Top 5 Best Selfie Smartphones by jaybee3(m): 1:27pm On Aug 05, 2015
Today na my birthday so who wan buy any of the phone for me na
Health › Re: Find Out What Pineapples Can Do To Your Breast, Plus Other Health Benefits: by jaybee3(m): 1:25pm On Aug 05, 2015
Shugakay:
cheesy cheesy.
Na true na

What's the point in punishing the eyes and brain that will just be calculating so as to ascertain the size/dimensions
Celebrities › Re: Daughter Of NNPC Boss, Nkem Delivers Baby Boy (Photo) by jaybee3(m): 1:21pm On Aug 05, 2015
Choi see babe
Health › Re: Find Out What Pineapples Can Do To Your Breast, Plus Other Health Benefits: by jaybee3(m): 1:13pm On Aug 05, 2015
Shugakay:
Sure grin grin cheesy I believe you don't like the ideology of a young beautiful lady with a sagging breast?? huh You will prefer to see feel them firm and healthy tonguetongueshocked
I beg seeing is not enough jor.. Na touching/handling be the koko
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 12:12pm On Aug 05, 2015
OgologoDimkpa:
These are the links:http://www.vanguardngr.com/2015/03/ill-make-naira-equal-in-value-to-dollar-says-buhari/
http://www.thisdaylive.com/articles/buhari-i-ll-make-naira-equal-to-the-dollar/204888/
Just for you to know. Better keep your 100k embarassed
Geez.. You don't need to be intellectually lazy

These were his quoted statements from the links you provided

“It is sad that the value of the naira has dropped to more than N230 to one dollar; - See more at: http://www.vanguardngr.com/2015/03/ill-make-naira-equal-in-value-to-dollar-says-buhari/#sthash.tEUSk66H.dpuf

“It is sad that the value of the naira has dropped to more than N230 to one dollar. This does not speak well for the nation’s economy,”
Health › Re: Find Out What Pineapples Can Do To Your Breast, Plus Other Health Benefits: by jaybee3(m): 11:29am On Aug 05, 2015
Would we be able to feel the impact by the act of touchery?
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 10:02am On Aug 05, 2015
Firefire:
You mean election gimmicks huh when Nigerians voted him as a "Miracle Worker" ? I pity the end of Buahri if he fails to fulfill all the campaign promises.

Considering the level of secrecy and corruption in Lagos the HQ of ACN now APC, I hate APC with passion. angry
I detest corruption with passion as well and wouldn't buck at any chance of getting any of those found wanting nailed

So the question is, if you have so much evidence of corruption in LSG, why then haven't you petitioned the efcc?

Perception is not an evidence of guilt!
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 9:29am On Aug 05, 2015
AbdulHaram:
Mtcheew! You don't have the money! So Vanguard and ThisDay are liars? angry angry
Provide the direct quote and see if you won't be credited with N100K. I'm a man of my words!
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 9:27am On Aug 05, 2015
Firefire:
If you people (APC brainless supporters) continue like this, I fear for the 1001 Buhari campaign promises.
Some of his campaign promises are election gimmicks and he will certainly be held to them but that doesn't mean he shouldn't be measured with an aggregated coefficient score of economic and quality of life indices within appropriate time periods

You can't be shouting murder when he has barely started.

It's plain ridiculous!
Crime › Re: Fashion Designer Excretes 44 Wraps Of Cocaine (Pictured) by jaybee3(m): 9:24am On Aug 05, 2015
sukkot:
the expert has spoken
Nothing to do with being an expert

Nigerians don't usually have any business in brazil/pakistan/countries bordering the golden triangle so flights originating from the aforementioned countries will always raise suspicion because they are known trafficking routes

I'm not glorifying or indirectly asking them to be smart about their crimes but it's just pathetic that they keep doing the same shyte over and over again
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 9:20am On Aug 05, 2015
AbdulHaram:
I sweeeear to Allah! Na when you no send me the money you go know my true name! angry angry angry angry angry angry

http://www.vanguardngr.com/2015/03/ill-make-naira-equal-in-value-to-dollar-says-buhari/
jaybee3:
I asked for a direct quote not a misinterpretation of his words by the PDP propaganda machinery during the election campaign

According to the link you provided, this was the quote attributed to him:

“It is sad that the value of the naira has dropped to more than N230 to one dollar; this does not speak well for the nation’s economy,’’ - See more at: http://www.vanguardngr.com/2015/03/ill-make-naira-equal-in-value-to-dollar-says-buhari/#sthash.2bNFXcXy.dpuf

The offer is still on !
Leave Allah out of this

I asked for a direct quote!
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 9:10am On Aug 05, 2015
Firefire:
Why are you people celebrating the fall of dollar in the parallel market ?

Must you guys celebrate every thing aimlessly including the irrelevants ?
Who are the you people?

I can understand why some of the APC supporters will celebrate the so called irrelevant that PDP supporters like yourself have continuously used to propagate PMB has a failure in his less than 100 days in office
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 9:06am On Aug 05, 2015
Pidggin:
http://www.vanguardngr.com/2015/03/ill-make-naira-equal-in-value-to-dollar-says-buhari/ (send my 100K through western union).
I asked for a direct quote not a misinterpretation of his words by the PDP propaganda machinery during the election campaign

According to the link you provided, this was the quote attributed to him:

“It is sad that the value of the naira has dropped to more than N230 to one dollar; this does not speak well for the nation’s economy,’’ - See more at: http://www.vanguardngr.com/2015/03/ill-make-naira-equal-in-value-to-dollar-says-buhari/#sthash.2bNFXcXy.dpuf

The offer is still on !
Family › Re: Girls night out discussions by jaybee3(m): 8:57am On Aug 05, 2015
I'm here to observe (Gbeborun things)
Crime › Re: Fashion Designer Excretes 44 Wraps Of Cocaine (Pictured) by jaybee3(m): 8:54am On Aug 05, 2015
These people are actually very dumb by using the same suspicious route time and time again
Family › Re: Is It Right To Marry A Second Wife Since The First Couldn't Bear Me A Child? by jaybee3(m): 8:51am On Aug 05, 2015
Why don't you just divorce the woman instead of making her life hell?
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 8:48am On Aug 05, 2015
Pidggin:
"1dollar=1naira" is not a statement that can be actualized by govt. policy alone. Pmb should have thought of this before making promises.
When exactly did he make the promise

Provide a direct quote of him making that statement and receive N100K from moi
Business › Re: In Dramatic Reversal , Naira Falls To N235/$1 Again by jaybee3(m): 8:45am On Aug 05, 2015
Firefire:
APC robotic supporters are the most useless elements on the planet earth.

You rush to glorify a short term measure without considering the long term effect.

At this juncture, I declare all myopic supporters of "BUBU" brainless.

Well done Barcanista, over to children of hate and anger!
The official rate is still N197 to the dollar so why are you wailing?

What doom has the volatility in parallel market rates done to the economy in real terms?
Politics › Re: Gej's Loan In 5 Years =$18 B Gmb's Loan In Just 2 Months =$2b by jaybee3(m): 6:09am On Aug 05, 2015
bnovative:
This was a projection, given the alacrity with which buhari goes for loan, not minding the adverse effect it could have on the country's economy.
Dear God, why have you forsaken us by allowing all these retarded billy goats to roam uncontrollably all over nl

In your demented projection, do you think world bank is just a vault where money can be assessed without strict conditions such as taking debt to GDP ratio into consideration?
Politics › Re: Recover Stolen Oil Money, Buhari Tells NNPC Boss by jaybee3(m): 6:00am On Aug 05, 2015
chukwudi44:
The last I checked 80% if the oil well thieves are from the north/sw so I do not see how that is going to affect his job.oil subsidy thieves like Otedola and Wale Tinubu are in a very big trouble
How about Oga Ifeanyi Ubah?

Anyhoo, he his probably going to concentrate more on unraveling the accounting fraud perpetrated within the company as well as the pressing need to address the issue of Crude SWAP's

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