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Travel / Re: USA Visit Visa Part 3 by jayfierce(m): 5:35am On Dec 16, 2017
Joebie:
Well I was following the flow of the interview.
It's funny what we are made to go though at the embassies. Some of the questions didn't make sense to me.
You had already told the interviewer that you planned to stay in the US for 3 weeks and that you were not pregnant.
Most of the following questions didn't make sense.

Well maybe it's just me seeing it that way.

LadyGuinivere and Fyorgyn are spot on.

We had prepared for this interview with the study of transcripts here on Nairaland and personal experience of my colleagues. One of my colleagues was asked if he would want to give birth in the US and he said no out of fear. The VO noted that he had the funds for it so all he needed to say was yes and he would input a note for to help him at POE. He still said no but later used it for child birth. Another colleague had terrible difficulty at POE while another was put on a plane and sent back. More than 50% of my colleagues that I know of have made use of the US Medical system.

On a lighter note, Wifey had a dream last weekend that they asked her for documents and she didn't have them and she screamed in the dream "chai. My husband will kill me oh" We laughed over it that its probably Banga soup or stressed induced cheesy. However she stopped arguing about documents after that and complied with getting her account statements before the interview. She didn't initially see the need of the documents since we were going for visit. She felt it won't be requested for. That we can come for another interview to declare intent to give birth in the US when the time comes. The VO graciously advanced our plans and my wife took the opportunity. I guess that's the definition of favour.

Also note that the funds spoken of are mutual funds. Instead of keeping money in savings account, i invested in mutual funds since mid 2016. So its not like we set aside millions in my savings account for childbirth and presented it to the VO smiley.

CC seyewest

6 Likes

Travel / Re: USA Visit Visa Part 3 by jayfierce(m): 10:12pm On Dec 15, 2017
Joebie:
Ummmmm
U are not pregnant, and u intend to be in the US for just 3 weeks.
How come the question if you intend to give birth in the US and the request of proof of funds to meet that purpose?
Or was it a multiple entry visa?
I am finding it a bit difficult to understand your point/question.

1 Like

Travel / Re: USA Visit Visa Part 3 by jayfierce(m): 2:08pm On Dec 15, 2017
LONG POST ALERT

While waiting on the queue for my turn to be interviewed, I couldnt help but overhear the persons being interviewed. It was kind of depressing. The way some of them answered to questions asked made me wonder if the problem was lack of preparation or anxiety.

A man that was going for a business conference being paid for by his organisation couldnt answer to the question 'what do u do in the organization?' The VO asked him three times. After the last attempt to get an answer from him he was denied.

Two persons that applied for student visas couldn't express themselves properly, beating abt the bush when asked the reason for wanting to study their particular courses.

Then my turn came.

Me: Good morning.
VO: Passport pls.
Me: I handed it over.
VO: she looks at it, scans it and types on her keyboard.
VO: What are you going to TX for?
Me: My husband and I are going on vacation.
VO: Does your husband have a valid visa?
Me: Yes, he does.
VO: Can I see it?
Me: Opens my husband's passport to the Visa page and hands it accross to her.
VO: She looks at it and types on her system, she nods. Gives it back.
VO: Who are you visiting in TX?
Me: My sis-in-law.
VO: Types and nods again.
VO: What do you do?
Me: I'm a homemaker.
VO: What does your husband do?
Me: He's a.......in ......LTD.
VO: More typing. She asks to see my husband's visa again.
Me: Hands it over again.
VO: More typing.
VO: How long have you been married?
Me: Abt 6 weeks.
VO: Are you pregnant?
Me: No.
VO: Where did you meet your husband?
Me: We met in church.
VO: When did you get engaged?
Me: Gave her the date.
VO: When did you get married?
Me: Gave her exact date this time.
VO: Types some more.
VO: Have you visited any other country?
Me: Yes, Dubai.
VO: Do you have your old passport here?
Me: Yes I do and gave it to her.
VO: She looks at the stamps and nods.
VO: How long to you intend to be in the US for?
Me: 3 weeks.
VO: Has your husband been to the US before? (She already saw the Visa and entry stamp. She must have asked again for reasons known to her).
Me: Yes. Just once.
VO: How long did he stay?
Me: 3 weeks.
VO: More typing and nodding.
VO: Would you like to give birth in the States?
Me: I would love to.
VO: Are you pregnant? (Asking for the second time)
Me: No
VO: Do you know what it would cost to give birth in the US?
Me: About $25k which would cover medical, accommodation and any incidental expense.
VO: Nods and types some more.
VO: Do you have documents showing that you have the funds to give birth in the US?
Me: I said yes and handed our financial documents over to her. Initially wanted to give her only my husband's first but she insisted on having all.
VO: Looks at the figures and calls out the balance amount on the mutual funds statement for confirmation
Me: Yes that's the amount.
VO: I'll be keeping these documents to ascertain their credibility. Are you comfortable leaving these documents with me?
Me: Of course, sure.
VO: (nodding and picking up a white slip ) In the event that we find it credible, we'll be issuing ur visa. You'll find the instructions for pick up on this (handing me the white slip)
Me: Thank you

Interview lasted quite longer that expected, plus or minus 10mins. I thank God for His grace and favour. It was discouraging to witness a lot of people being denied- families, singles, students, a group. Hubby thinks the final decision it's a type of administrative processing but I don't think so since I didn't get that form.

17 Likes

Travel / Re: USA Visit Visa Part 3 by jayfierce(m): 12:20pm On Dec 15, 2017
DW was at Abuja today for her B2 Visa interview. Will share the transcript in a bit.
Travel / Re: If Not For Nairaland This Agent Would Have Turn Me To Maga. by jayfierce(m): 9:11am On Dec 13, 2017
I remember when an agent ask me to pay 100K to help me process my UK Visa. I realized that all he would do is just to help me fill forms for 100k. I did the calculations and realized that i can fly to lagos, take a drop to a very nice hotel and relax for the day, submit my biometrics and documents the next day and fly back.

....And i would still have enough change.

6 Likes

Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 5:09pm On Nov 25, 2017
HRprof:
When filling visa application for tourist visa Imm5257 on detail of visit to canada section( 4) . Travelling for vacation with no invitation . These are request on the application
1. The address and relationship to Canada of any person or institution i will visist .
2. Relationship to me
3. Address in Canada.

My question is in the case of visiting for tourism and does not know any one, which address I will use as regards to No 1 listed above?
As regards to No 2 what should put there.
As regards to No 3 should I put the address of the hotel ?

I will appreciate your kind responds
I used:
1. Hotel Name.
2. Residing hotel.
3. Hotel address.
Car Talk / Re: Six Ways To Kill Your Car by jayfierce(m): 1:25pm On Nov 14, 2017
Allowing mechanics to buy the parts themselves and work on your car without supervision

5 Likes

Forum Games / Re: Can You Solve This Picture Riddle? by jayfierce(m): 9:07pm On Nov 12, 2017
All of them will shout at the same time to stay alive. The color won't matter at all. I'm sure the 4th man will just scream purple! cheesy

3 Likes

Investment / Re: Mutual Funds by jayfierce(m): 12:14pm On Nov 12, 2017
powerfulG:
I added another N100,000 to my already existing N100,000 MMF in Stanbic since Thursday and it has not reflected in my E account. I still see N100,000 as my total investment. I went to the branch ( Bright Street Onitsha) to complain on Friday and they assured me it will be done that same day. Today I checked online and I saw it has not been done. Anybody working with Stanbic should send my message to the Head of Operations of Bright street branch that she must pay my accrued interest for Fri, Sat and Sunday because I am coming to collect my money since they have refused to invest it. I transfer N100,000 from my Union Bank account into their MMF account and they collected all evidence of deposit into the said account and refused to add to my already existing N100,00. I am boiling now as I feel defrauded.
You should have scanned the evidence of payment and additional subscription form. Then sent both to mutualfunds@stanbicibtc.com.

Online users now have only to upload their evidence of payment to top up their account according to them.

1 Like 1 Share

Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 11:53am On Nov 11, 2017
Adeneyagrofeeds:


Thank you so much, I really appreciate.
Please does Canadian embassy require travel insurance certificate?
No, its not a requirement.
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 10:51pm On Nov 10, 2017
Adeneyagrofeeds:
Good day all, please is it necessary to include my wedding certificate and consent letter from my wife to my visit visa application, just wondering and I don't wanna add too much unnecessary document as I will be visiting alone?
I prefer a letter of Support to a letter of Consent. Marriage certificate can/should be added to show proof of relationship.
Investment / Re: Mutual Funds by jayfierce(m): 3:10pm On Nov 10, 2017
mansakhalifa:
Now,I need an answer to this: Should I go ahead to fill this Online Redemption Consent Form & Agreement(SIBTC Mutual Funds)?
If you want to be able to redeem online then yes you should.
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 10:56pm On Nov 07, 2017
Seckleymarvin:
Hi jayfierce

I run head of operations for a transatlantic logistics and ticketing company, all supporting documents were included, such as leave letter, introductory letter, pay slips, sworn affidavit to assure return, wife is a makeup artist, we have gone to Ghana a couple of times and in 2014 we visited China for 3weeks,we didn't fault any immigration laws. Only our last son has a virgin passport.
Sworn affidavit? Why swear an affidavit that you will return?
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 1:13pm On Nov 07, 2017
Thank you very much @ labsmith
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 10:39am On Nov 07, 2017
Labsmith:
Hello everyone, please see below my time line

Submitted on-line application July 10.
Did biometrics July 12.
Sent a mail and filled the CSE form October 18.
Approved and passport request October 25.
Passport pick up November 6.
Was given the duration of my passport which is 5 years. (No travel history, and was denied a U.K visa in 2013)

A big thank you to the house for the information shared and the encouragement.
Congratulations!!!! Would you be so kind as to share documents submitted?
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 10:38am On Nov 07, 2017
esseycoy:
anyone with idea of this
No one can give you an exact timeline. You can visit the IRCC website to check processing times and contact them if your application has exceeded the processing times.
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 10:12am On Nov 07, 2017
Seckleymarvin:
We were refused for visiting 1st of November, reasons ticked were travel history, purpose of visit and assets and financial status. How does one begin to address these issues, as for assets and financial status, a C of O for a piece of land, and 2 shares certificates were attached, me and my wife's account has funds of 9m joint account. Plus all required documentations were in place. I would have loved to reapply but isn't it wise to pull up the GCMS notes to address what the issue is first? Somebody epp me.
Yes you can request the GCMS notes.

Hope you don't mind me asking what you and your wife do for a living? Did you provide supporting documents to show this? Have you traveled out of Nigeria before?

1 Like

Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 10:07pm On Nov 06, 2017
manlikegb:
Hello house, timeline update.

Submitted online on October 30
Did biometrics next day 31st.
Approved and passport request notification today Nov 6.
All Glory be to God.

That was really fast! Congratulations!

1 Like

Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 6:33pm On Oct 27, 2017
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 8:10am On Oct 27, 2017
pappy0080:
Procedural fairness addressed to my wife stating that she did not disclose her previous visa refusals at US embassy in June and September this year. I am very worried, please anyone with experience about this matter should advise. Thanks.
It's really difficult to prove its a honest mistake when an applicant answers all other questions without mistakes, then suddenly make mistakes in the questions that could impact his or her application negatively.

I advise that you answer honestly and don't try to insult their intelligence. Whatever you write will be documented for future applications. You need to state the reasons for the refusals and why you didn't disclose it. Best of luck.
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 2:54pm On Oct 26, 2017
manlikegb:




@Jayfierce, thanks for the input sir. You've been of help to me since last year. God bless you and yours.
No wahala. Goodluck to you Bro.
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 10:49pm On Oct 25, 2017
@manlikegb

1. Some times files get corrupted and cannot be opened. Open and view it to be sure it's still okay before uploading.

2. You can add them to POF. I'm a stickler for everything in its rightful place. If the section says upload CAC docs, then do just that.

3. I think you can/should combine hers with yours in POF. That section encompasses all funds that you have access to.

4. Letter of explanation would suffice.

Goodluck again.
Investment / Re: Mutual Funds by jayfierce(m): 6:35pm On Oct 21, 2017
slegerman:


Today's rate is 18.23%

Falling rate is for retail investors, if you have a large fund you can negotiate for a better rate.
megacontrol:
Are you referring to T-bills or Mutual funds on this?

I'm curious about this also. T-bills or mutual funds?
Investment / Re: Mutual Funds by jayfierce(m): 6:11pm On Oct 21, 2017
jaychubi:


Pls could u state how to redeem part of onces investment or profit using the Mobile app. I tried and got to a place they asked my secret answer n got stuck as I dnt ve any secret question or answer. Thanks
You need to go online and log in. You'll be asked to create your secret question and answer online.

1 Like

Investment / Re: Mutual Funds by jayfierce(m): 6:09pm On Oct 21, 2017
NoQualms1:
Can anyone who has topped up their stanbic IBTC MMF via their mobile app explain the steps, please?

I tried doing it but could not complete it. It requested that I register for OTP, I tried doing it but was not successful. Thanks in advance.
Last time I tried that it didn't work. Why don't you try other alternatives like internet banking?

Modified: If I remember correctly, the sms containing the OTP is sent to your registered phone number with the bank you intend to pay from.
Ensure the phone number is online with enough memory to receive OTP. If this doesn't work, contact your bank and explain the situation.

You can still try the following payment methods:
1. Direct transfer to the Stanbic Mutual fund account through internet banking.
2. Over the counter transfer to the Mutual fund account.

2 Likes

Travel / Re: My Sister To Be Deported Back To Nigeria On Arrival In Israel This Morning by jayfierce(m): 10:35pm On Oct 07, 2017
Agents. Stay away from them.

2 Likes

Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 7:57pm On Oct 07, 2017
chijosee:
Please sir what is VO? I work with Nigeria breweries plc and my company gives introductory cover letter when one request . I can afford the trip though it will affect me later me later run but I don't mind. What is the duration of the visa...do the give upto 2years visa? I'll like a situation were my wife will deliver there by next year June or july. My plan is USA but our documents are in the embassy already. My wife is the only one born in Nigeria and the mother has filed for us, so am advised not to near usa embassy for now till we are invited. That's why I want my next issue to be delivered in Canada.
You'll have to be straightforward when applying. The VO(Visa Officer) might likely see your true intentions. As for Visa duration, it is possible to get more than 2 years at the Visa Officer's discretion. Your passport has to be valid for the duration of the Visa.

Also note that Canada and the US exchange information. Your case with the US wil most likely come up.

Here's a link that will give you more information on giving birth in Canada.

https://www.nairaland.com/1346880/giving-birth-canada/53
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 12:26pm On Oct 06, 2017
dyonpoint:


Please someone help me out here.... Thanks.
What if the visa processing takes 4 months? Would you still be able to go on your honeymoon?
Travel / Re: Canada Visit/tourist Visa Discussion. by jayfierce(m): 12:17pm On Oct 06, 2017
chijosee:
I need a help on how my cousin can invite my family (me,my wife and my two kids)for a vacation this xmas. She is wiling to do so with her husband but wants me to find out what more she needs to do. She has not invited someone before thus she needs to know how she can invite me. I believe there profile is rich and both of them moved from Oman to Canada as a senior managers in shell.
The VO would be more interested in your ties here in Nigeria: What do you do for a living? How much do you make? What are your responsibilities? Can you afford the trip? Is the trip necessary considering your financial status and economic background?

1 Like

Investment / Re: Mutual Funds by jayfierce(m): 11:28am On Oct 06, 2017
Kemade2007:


Yeah also received the extra additons but don't understand. Based on my daily calculation,the interest on my fund is around 17.47% but it was about 18%+ on their website
Lol. I thought I was the only only one that carries out daily calculations. Your calculation is spot on. Its usually ±1% of the actual percentage on their website.

I've argued severally with them about this and asked them to be more transparent in their calculations and also show us what is being paid in daily.

The extra additions the last few days have been slightly frightening. They are yet to harmonize the mobile app data with the website data. Mobile app still shows interest carryover from last quarter.
Investment / Re: Mutual Funds by jayfierce(m): 11:21am On Oct 06, 2017
dotcomnamename:


I don't understand this StanbicIBTC Money Market Funds account O! My capital was in excess of 250, when i check it yesterday the 250 has reduced to 150. What do you think is going on? shocked
Mine dey even go up. Tried calling them yesterday but couldn't reach them.

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