dubajek:
please I collected my passport this morning and there is this slip inside it. I have checked my email no email from them except the one for my biometrics. Please does it mean I have been banned?

Kezz15:



I’m yet to renew my U.S visa.
I didn’t really add anymore ‘ties’ to my application.
I’m planning to re apply and provide more family/personal details such as; assets , properties, husband’s company etc.

I’m just worried that listing my family business as an employment in my new application may be conflicting with my old application (I only ticked studying).
What are the chances of getting an approval on if I reapply with strong employment and family ties. Another rejection isn’t worth it for me.

JMarines:


Okay, thanks.
No he didn’t.
I was at school in the UK then and had my visa already (applied in London).
He applied to go for a Conference and was given the generic blue paper.

JMarines:


Amen.
Thank you for your in-depth analysis and bringing this to my knowledge.
I was oblivious of this( the address).

I am currently searching for other hospitals.
Is it safe to use a hospital in the same state( Like Memorial Hermann), as I have made some prepayments to my gynecologist who consults with this hospital?


Secondly, would it be advisable to apply with my DH( He has a fair travel history because the nature of his job doesn’t afford him time to and hasn’t been to the US before as he was denied )?

Thanks again, I appreciate.

musspuss:
Ah, And I was thinking that's fair enough, as adding doctor's cost and other bills will take it to well over 10k just for a VD. Please can you suggest cost that will be fine for the embassy? I mean excluding all other charges? Thanks a lot!

musspuss:
Hi all, please is anyone heading to or considering Florida around May? I think average hospital cost (from the 2 quotes I got) is around $7000. Anyone who wants to join?

JMarines:


Apparently.
Thanks for your response.
No. I used American address for American Birth Certificate.

JMarines:


Same hospital, same Doctor ( Oakbend)
Total medical bill new hospital: About $12,000 for a Caesarean section.

jennymee:
I have been a silent reader of this page, applied for US visa but was denied based on the last bill I received after I had my princess in 2015. I reluctantly applied for �� TRV, submitted on the 26th, biometric message received on the 27th , biometrics done on the 29th. Visa approved today, 14th February. I am heading to Edmonton by first week for in March.

Vlesparza:


The discount is available to all self-paying patients regardless of where they reside (local or international) or those who have medical insurance who are unable to afford their high deductible and would rather pay cash. Neither Medicaid or any kind of govt subsidy is used to offset the patients' financial obligations.

Patients with private health insurance are billed differently since the insurance companies negotiate with hospitals what they will pay (they do not pay the amount that you see on the bill). The price they pay as well as what Medicaid is about the same price that is given as a discount (or even less). This has been posted before. The best weapon during your interview is to be informed. The Embassy knows this, you just have to have the correct answers when they are asking questions.

Iamajoyfulmothe:


This might be your experience but doesn't apply to everyone. For most people, a balance of N300k might not show sufficient ability to afford a trip to Canada. Submitting a statement with $30k does not jeopardize your chances as long as it is in line with your bank cash flow over a period and in line with your indicated source of income.

The key is to keep it honest and consistent

Good luck everyone and thanks for all the info being shared

NoQualms1:
Hello all.

I have investments in Stanbic and AXA. Someone here once said he noticed a drop in his interest on Stanbic and had to complain to customer care before it was reversed. I dont monitor my account daily, if something like that happens to my account, I won't know. Just thinking of probably closing it and investing in another.

I also did a little calculation on the interest AXA paid in the last quarter (January), it was 9.12%. Isn't that ridiculous?

Conclusion - I may just take my money out and go back to treasury bills.

emmy4lov:


Where did you see this

Yem0350:

Any rates you see are net rates

Yem0350:

For money market funds that I know about of which I have account with them (fbnquest, stanbic and mansard), the minimum holding period is 30days. Anytime after 30 days, you will be free to withdraw your money either in part or full without any charges.
As at Friday,
FBNquest: 13.66%
Mansard : 13.46%
I don't trust stanbic rate bcoz they credit a little below their displayed rate.
Based on this, these money market funds suit your taste

seyewest:


Nice one bro... Hope Delta Economy Comfort is not really expensive and Congrats.

dotcomnamename:


Thanks. Can you explain how to increase redemption limit? And how to initiate transfer within Money Market Fund account with StanbicIBTC?

Ifelove1:
12.16% is for 365 days/1 year
Your interest for one day is going to be 12.16/365 = 0.033%
Since you started with 100,000 you should expect 100,000 * 0.033/100 = 33naira. Thus, you should expect about 33 naira everyday at the current rate of 12.16%. If the rates go up, you will get more, if the rates go down, you will get less.

Yem0350:
1. Good customer service
2. Better rate
3. Fast redemption

dotcomnamename:



Thanks. But they stated 2m, see attached.

Can i also ask this: Can i transfer money from my Stanbic Mutual Funds to someone else Stanbic Mutual Funds? If its possible then how long does it takes?

Vlesparza:


It is important that all patients understand how the self-pay packages work since it seems that Visa Officers are either clueless or ill-informed. The discount packages offered by doctors and hospitals is in itself not a discounted payment that the Hospitals and patients receive. It is, in fact, the same amount that Medic-aid and Insurance providers pay the hospitals and doctors. Even though doctors and hospitals charge an excessive amount to insurance companies, and Medic-Aid, these only pay a fraction of the amount billed and no govt funds are used to offset these bills since they are not only not a loss but paid in full upon arrival, unlike US citizens with insurance. For US patients doctors must submit insurance or Medic-Aid documentation which takes time to process and later receive the payment which takes about 1-2 months process.

Patients should have knowledge of this information and hopefully, have some kind of document that states this at the moment of their interview. As it is, www.doctoresparati.com (ad on every page of this forum) sends a price schedule with this information included as part of the documentation sent for Visa application and POE.

Funjay:


Thanks for the feedback and happy birthday. Please like how much on the average do you have on the personal bank statements for two of you.
My monthly salary is less than 200k, my wife own is around 300k even though I earn more than her per annum, I receive bulk payments and plenty allowances from time to time. The missionary trip will be co-founded by the two of us and most of the money is on Mutual Funds investment. Or should I liquidate the investment and have the money seating pretty in our accounts? Cos with constant transfer to save money in mutual funds, there is hardly anything on our personal accounts.

Thank you.

OmoBendel24:


Preacherman! The more you post this over and over, spamming this thread, it becomes very very vivid to us that you are a very DESPERATE somebody.... Continue!

irookie:


I dey with you jare. Praying one day that i would be able to top up with that amount 5milla...

sihamey:


Are you saying that they might have contacted the Canada embassy before or during they guy US interview to know he has applied for Canada before them? This info was share here when you read this thread all you will see it, meanwhile I'm not saying if you were denied Canada it will affect your US visa but it might affect it only when you give different info on both applications definitely U.S. embassy will lnow during your intervew. I also discovered it during my last US intervew the VO will not tell you but will work with the info and you will not know. we are here to learn

TheCongo2:


Untrue
The only way they would know that person had applied for Canada visa is if they had contact the Canadian consulate to inquire.
Otherwise, the US doesn't have access to any other country database.

sosy25:


The photo was done in a photo studio, it's a professional passport photo and it's less than 80kb.

awesomeJ:


Don't mind us. It's the "sweetness" of the 18% days we're missing. Caution remains the watchword.

However, we can still try finding out all we can about offshore investments. Even if it's just for the knowledge.

Like you said, we will be very careful.

cosade:


You're also a "He".

Can any "She" in the house confirm ever answering the "5 year travel history" question on DS-160 form recently?

opeoluwa20:
All those answer na no lol