₦airaland Forum

maishai:
I have never trusted Nigerian Data on Taxes............................. I am of the opinion that the Government should transform all Uniformed men into tax collectors................ The average Nigerian is already over taxed. Where are all this revenue going to : alphabeta and their cohort........

Any body saying Nigerians dont pay taxes and Government are not collecting enough taxes is a stranger and not living in Nigeria

The average Nigerian is not over taxed. The average Nigerian pays little or no tax.
What we have is wastage in the system and multiple taxation of a very few.

Most developed countries tax rate averages between 20-45% of taxable income for most citizens. That is aside VAT paid when purchases are made and added tax in other areas. That comes with its benefits too that we don't get. We have a huge infrastructural deficit and a growing population of over 200 million. If we want to make progress, it has to come at a price.

The fact that anytime people mention migration here, people keep saying high tax shows ypu what the average Nigerian thinks about taxation

Lazyyouth4u:
Bro, no country can ask its citizens to make contributions for health insurance when they go to buy recharge cards. That is ridiculous. I am not talking about VAT that is already factored into the purchase price.

What I'm pointing out is that every country looks for suitable means to tax citizens. A method used in country A may not be successful in country B.

Case in point is tax paid for bank transfers. Not many countries tax people for that but it has proven to be effective in Nigeria because of our largely informal sector. Also, in some countries, you pay TV tax if you stream or watch live TV, you pay extra tax for non-electric vehicles, you pay sugar tax on fizzy drinks e.t.c. All these are not done in Nigeria but have worked elsewhere.

Like I said, you may not agree with it, but what other suggestions do you have?
How many people in the informal sector pay for NHIS? What is bad if 1-5 naira is deducted out of every 100 naira recharge for health?

Most developed countries tax rate averages between 20-45% of taxable income for most citizens. That is aside VAT paid when purchases are made and added tax in other areas. That comes with its benefits too that we don't get

Lazyyouth4u:
In what sane country do governments mandate citizens to make contributions to a healthcare fund (or any other public service) at the point of purchasing goods or services? Are people not already paying taxes? Are people not making contributions through the National Health Insurance Scheme? People must think before making such impractical comments. It’s ridiculous that anyone can even think like that in 2020!

In virtually every country you pay tax at the point of purchasing good and services. That tax is used by the government in funding critical infrastructure including health.

Every country has a means of ensuring tax compliance for most citizens. In Nigeria where we have little a huge part of the economy is informal and we have little or no rounded means of documentation that incorporates taxes, alot of people go untaxed. There is a reason why the government insisted on taxing bank transactions. It's simply because of the coverage.

If you don't agree, can you suggest a way we can ensure a good number of Nigerians can be taxed a token to fund health? A way that roughly taxes people based on their income.

If you say NHIS, I'd say it can be a base, but it covers too little percentage of taxable Nigerians. It has been proven in most populous nations that healthcare is best funded collectively. Everyone taxable has to contribute


We should understand that Nigeria is a rapidly growing country of over 200 million people. If we want to get good quality healthcare available to all, then the funding has to come from somewhere. Study any country with good health statistics and see what amount and percentage of their budget is spent on health.

That said, I also opine we have to curb corruption and wastage in the system and ensure accountability. When people knowingly pay for a service, they expect something in return

ahiboilandgas:
my proposals are not perfect but can be fine tune along the line....example a heavy drinker that might have higher risk of kidney disease can opt to higher deduction compare to a person that fear only Malaria...

Yeah.... That'd come handy for those opting for added private health or life insurance. But there should be minimal general healthcare freely available to everyone. Certain people are more at risk of certain illnesses because of their family history or their socioeconomic status but you can't tax them more because of that

ahiboilandgas:
your total contribution determine your coverage.....surgery ? Malaria , comprehensive check etc ........u choose your category....if British American tobacco can sell over 100bn in Nigeria then we can have a 500bn National health funds...

I will disagree with ones contribution determining coverage. People who have more health ailments don't necessarily choose it.

I'd rather have a system that ensures people pay according to their earnings. Those who earn more pay more and vice versa. But then, delivery of general (non-cosmetic) healthcare is free for all. Then also room for private facilities for those who want to go private.

In all successful countries, there are three things the government always has a hand in to ensure equitable distribution to all. These are health, education and security. Once a country gets these three, everything begins to fall into place

maishai:
It really pays for one not to loose focus of things in life, an average person wants health not hospitals, education and not schools, Food and not agriculure................................I seriously laugh when people bring up the American model of health built on having the latest medical facilities........ Nigeria today does not need the most sophisticated Hospitals when good public health sanitation routines are not adhered to..................... So many companies are dumping toxic chemicals into our water ways, nobody is challenging them,,,,,,, Farmers today are abandoning Age old practices and using all sort of chemicals on their farms, Nigerians are not voicing out.........

The fact that someone is identifying public health as a path to wealth means the number of sick folks is on a geometrical rise............. I pray nobody here looses someone just because of medical fees


Call it entitlement mentality but I am of the opinion that No human being should pay a dine for health services............

You made a valid point as absolute capitalism and absolute socialism has so far not worked in any country. What every successful country has is a mixture that suits them.

Also I agree with you that building a few highly skilled and expensive hospital will do little in terms of improving the general health of our population. What we need is an increase in the quality of basic healthcare everyone has access to in addition to general population health strategies.

One area I don't agree is where you said no one should pay a dime for health. One thing we should understand is that quality healthcare in any part of the world is expensive. It may be free at the point of service, but someone is paying for it. If you're proposing free healthcare for all, then you should also propose a way to fund this or else we get a dilapidated system not fit for purpose.
I would rather we have a system that ensures good quality healthcare available to all free at the point of service but where those who want to go private for some added perks can

ahiboilandgas:
health care should be through a universal health insurance debited through our recharge cards example if i reachage 100 I will get 90 then 10 naira remited to the National insurance fund ..imagine that x 80m lines ....this funds will be use to provide certain health service and to open a heath development bank to fiance buiding and operation of Large hospitals at very low interest....

I'd say this is a sensible way to get generate funding for health. Moreso, it's roughly based on income as those in the higher socioeconomic groups averagely spend more on airtime ir data and hence will pay relatively more. The poor person who hardly loads will pay little too which is almost fair.

For those asking, his proposal is not for MTN to pay but for Nigerians to be mandated to pay a token for health when they recharge

BeLookingIDIOT:
That someone is a little articulate does not mean he's intelligent. An intellectually sound man won't believe all the rubbish he believes and keeps spewing. An intellectually sound man won't be directionless with no tangible plan on how to achieve his objective despite having millions of die-hard followings.

Why not watch the video and clarify on the 'rubbish' points he raised. You don't need to agree with him but the best way to ridicule him is by trashing his points with superior arguments.

ojesymsym:
Why don't more people and churches invest in hospitals, I reckon they would make more profit.

Good you brought this up. I keep asking myself this question.

Most of the standard church owned hospitals we have were those built by the missionaries. Very few if any have been built recently. But then, we have lots of new schools springing up. I personally believe part of the reason has to do with profit.

The new church schools charge good fees and make sure parents pay even before the term resumes. No parent goes there and starts asking for free education.

On the other hand, we know how people attack doctors/hospitals here anytime the issue of payment for health services is brought up. Most believe they should get health services for free and the cost borne by the hospital because of some 'hippocratic oath'. I believe that's why most churches have steered clear of opening new hospitals. What happens when people turn up for urgent/emergency treatment and refuse to pay afterwards. Any action taken will bring bad publicity.

That said, I believe bigger Nigerian churches can do more in terms of building new standard hospitals. Just like most of the mission hospitals set up in the past. If well run, they can also generate profit just like the schools

TransAtlanticEx:
I am talking about lustre,you talking about genes or strength?
Bring 2 people,make and female,both comfortable and both of the same age and tell me who looks older

I'm not talking about ageing and even then, there are ladies who look younger than their make counterparts.

Go and look at some of the words or phrases you used to describe ladies and how you bragged about your rendezvous with poor Nigerian students, then look in the mirror and ask yourself what makes you talk about a fellow human being that way.

Lacking self control or sleeping with a thousand ladies is not something to brag about. Sex is cheap.

TransAtlanticEx:
No!they can but their prime is gone.
You know multiple knacking plus women start to depreciate at 25 and start losing lustre at that age(stretch marks,body fat,etc start coming at 25) no matter how well taken care off she might be,except for a lucky few or arewa girls.
But these our carbohydrate gobbling gluttons start to literally rot at 25,so why marry an already depreciating liability?
So take their prime as compensation for their rot phase you'd have to endure for probably the rest of your life
I know you won't know this cos arewa girls(especially fulani) even get more beautiful with age.
I would love to marry from arewa someday,if I'd ever get married.(those fair ones o!)

I find certain views shared here on the opposite sex distasteful.
It's worth knowing that we all share a common genetic pool and a Nigerian male cannot be inherently superior than his female counterpart and vice versa.

Also talking about behavioural issues. The average 20-30 year old Nigerian dude is not better behaved than his female counterpart. Just that our culture downolays some issues when it's related to a particular sex.

That said, it's one of the things that come with having little among lots of poor people in a poor country. Many people will bend over just to access basic means of survival most of which would be worth little or nothing if things were in place.

Finally, I have never understood how some dudes come to see sex as an achievement or something they can spend hours bragging about. Aside the thrill, I see it more as a tick box event.

nedekid:
In these covid time must they meet face to face always?.
What is the national security issue in discussing on a whatsup group for senators? If they don't, it is same we that will say they are old outdated men.
I really do not see anything wrong.

We are talking about the senate of a country discussing national issues on WhatsApp. The security implications are huge. Even major non governmental institutions around the world will not use WhatsApp to discuss important issues. Well it's not surprising given from the recent leak, they use Yahoo mail and Gmail as their official email.
No wonder a former US ambassador once boasted that they knew all the discussions going on in our former VPs office

How can our senators discuss national issues on a WhatsApp group. This shows how porous our national security is

I wonder what mod let this sensationalist headline get to the frontpage.
All along, we've seen residents prevent attacks by theiving protesters with no one mentioning their tribe. Apart from those caught, there was no youth or non military personnel there. So where did the 'yoruba youth' title emerge from.

@Mods, @Seun please look into this. If a mod has been reduced to such levels of tribalism, he/she should be removed

Not to ruffle feathers.... But say no to collective poverty

topboss:
The feet touch ground but the neck is off.

The neck is detached and the body drop lower for the feet to touch the ground.

Very painful way to die, leaving desperate to breathe and pain causing brain damage and eventually heart failure or Cardiac arrest.

It is not quick either, u will suffer for nearly 30mins.

The pictures do not show this. Complete decapitation via hanging isnt common. They can sustain fractures of the spine which higher up van affect the spinal cord and arrst breathing.

Also, once hung, the blood supply to and from the head is cut off and likely the oxygen supply too. Unconsciousness and subsequent death in such cases should occur in about 5 minutes.

Also, there's no stool closby which he leapt from. Except it had been taking away.

Ideally, such should warrant an autopsy as it may not be what it seems

From the pictures, it seems like he's not been touched yet but his foot is touching the ground. For someone to die or commit suicide by hanging, the persns foot has to be suspended. i.e. in the air.

Hope he was not murdered and tied thete as a covrr

ILuvMerije:
Please, can you enlighten us on investing in agrotech firms? Thank you

There's quite some unsettled dust currently in agrotech more so with the default of Thrive Agric which was one of the biggest players. G
Fact is that it's still a relatively new and unregulated sector hence high risk. That said, there are still some gems there. I made some posts about this on the agrotech thread not too long ago. I'd like to quote some here but the anti-spambot is likely to pick on it...

The summary was to hold on for a while (upto 6 months to see where things are headed) or if investing now was to choose those who have not defaulted for a while and who have good evidence of significant investment in agriculture or those who their products well available.

Not holding fort for any as one should thread with caution, but for now, Agropartnerships and Farm 360 will be on top of my list should I want to reinvest. A visit to their media page shows evidence of significant investment and they've been paying so far.
Also, Farmsponsor isn't doing badly but can be difficult getting a slot. That said, there are other smaller firms there who so far have not done badly

emmanuelewumi:
The year will end in 81 days time, what are the investment mistakes we made in 2020? What are the deals, investments and businesses that made good money for us in 2020?

My investment mistake this year was not going balls deep into bitcoin and Ethereum when the market crashed this year. Had the opportunity to buy BTC at 4.5k and ETH at 120 but just bought a relatively small amount cos I was waiting for it lower and wanted to catch the exact bottom. I knew it was a good opportunity at that price at everything had bottomed out but was greedy in trying to snipe the bottom.

On the flip side, I invested into some agrotech firms earlier this yeah and they all paid the least being 35%. I've been paid out on all investments there and stopped reinvesting for now till the dust settles. The profits at least compensated for the naira crash.

@op This does not proove he did not leave Nigeria or is still in Nigeria.
Hope you know someone can run an online forum from any part of the world