Makindezak:


Please would you advise a student loan for school fees payment after the first semester payment has been made?
Any loan company in mind ?

From experience in terms of thinking you would arrive and start working to pay back, my response is NO.
There's major Job finding issue. The student jobs available are not enough to go round, those with jobs and are able to work full time are taking up more shifts leaving the rest jobless for months, and when you do find a job, it's minimum wage and would barely pay rent and feeding. So don't depend on borrowing to pay tuition.

Army2022:
Johnstan I don find u taya.
I'm looking for a room or shared apartment.
My campus is Doon. I'm tired of paying hotel bills.
I sent you an email few weeks ago. I need your contact pls 🙏

Depending on your location, check FB marketplace for student sublets, thats where I got mine after weeks of searching.

If you're buoyant enough reach out to housing agencies around and get a private room in a shared apartment. Doon is over an hr bus from my city so I'm not sure about housing around there.

angie88:
Bossman I hail oo.
Thank God u survived.
Dis housing of a thing, does it mean they don't have land to build houses or they don't want to build more houses.
May they invite our people to teach them how to invest in real estate

The challenge is they don't have enough housing for the number of people that arrive monthly. The few housing available for are mad expensive so not every new immigrant would be able to afford it.

The gov is finding it difficult to just erect structures cos these things are done with tax payers money.

It's been a while I've been here. The reality in Canada was not as I envisaged but we give God the glory for the last 8 months I've been here.

There have been times I questioned if I did the right thing and times I was confident I did the right thing. Canada is designed to reward the SMART ones and not just the average HARDWORKER. Don't get me wrong, if you work hard you will surely be rewarded, however, you might continue in that endless loop whle the smart ones are soaring.

Our social media content creators unfortunately paint a perfect picture of life in Canada and prevent people from preparing adequately before arrival. The housing crisis, the lack of student jobs, the cost of living (especially if you depend on the Naira cos of no jobs) etc, is not a joke.

In all, it's a beautiful place especially in the summer and extremely cold in the winter. Basic amenities are present so you don't worry about basic things really.

Comparing life over here with life back home, it's way better once you're settled and finacially equipped so don't be discouraged in pursuing your dreams.

Feel free to shoot me questions and I'll gladly answer. Please don't send me emails cos chances are that I wouldn't see them.

[quote author=Ndubisi12 post=122298143][/quote]

This is an apt description of what Canada is . Too many IG/Twitter posts making it sound like its heaven once u get in .

Iykevirgo:
Good evening guys,

Please, how can one move money to Canada? Funding GIC account and the rest. This CBN restrictions just making things difficult.

Through form A, a USD Dom account, fin-techs like send by flutterwave and the likes.

danherb:
Gurus, @johnstan @makano
Pls I just submitted my visa application, can I book for biometric immediately? Trying to book it but having issues with that.

Where can I find the biometric instructions letter? Such was not sent to me
Thanks

You will need to wait for a prompt in your profile to go for your biometrics. This should appear on your profile within minutes to up to 72 hours after applying.

frankiez33:
@Johnstan, please can I message you privately?

Hi frankiez33,

I no longer have access to the email on my profile. Please ask here, and I'll respond to the best of my knowledge.
Someone here might learn something from your questions. You never know.

joefit4gur:
Second refusal, omo! Satan is a liar. They don't think I'll leave Canada because:

* Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable).

2 Year Course
Applied March 15th.

1. Full tuition paid for first year: 21KCAD
2. 16M in POF account
3. Showed trail of funds from crypto to traditional bank account
4. POF was complete March 5.
5. Even attached video evidence to confirm Binance account ownership

Dunno if I got the POF calculations wrong, or it's cuz I applied 10-days after POF was complete. Since I showed proof of the digital asset sold. My morale is low, but I have ordered CBSA. I'm not touching the monies, but any idea into what could have gone wrong?

Previous CBSA mentioned "Financial information is not supported with evidence of income tax paid nor pay slips, for the bank statement balances on file." I didn't add any tax slips because the monies for POF were from digital assets sold. Do I need to show tax paid for that?

Omoooo!

cc: makano, bobomaigida, bullstriker, olokings, johnstan

So sorry to learn about the refusal. Good to know you have ordered your notes to get the full gist of the reason for the refusal.

Personally, I might be mistaken, but it seems as though the application was rushed. If they want a particular document like your POF to be a certain duration, please obey all those requirements as much as you can. It's not a guarantee, but it helps to eliminate any chances of a refusal.
Secondly, it's not enough to simply have the required POF or attach documents to state that you accumulated the funds from trading FX/Crypto; if you ask me, I believe that's the reason for the statement "Financial information is not supported with evidence of income tax paid nor pay slips, for the bank statement balances on file." Over here, documentation of income from any kind of job is a big deal. So if you work, get your payslips and attach them. If you own a business, get your business registration documents and attach them. If you're a freelancer, I don't know how you can declare that officially. You may want to get a letter of acknowledgement or something from Binance to show that you're a registered and official user.

Cheer up, repackage and refire. This time, take your time and eliminate any chances that might lead to refusal. Thankfully the processing time is no longer 17 weeks like when I applied.

FranklynJonin:
@johnstan do one have to pay for the Airbnb online before coming or we are to pay on arrival?

Good question , I was hesitant at first cos I wasn't sure and didn't want to be scammed, but after getting familiar with their service I realised that it was safe.
You will need to pay, Airbnb will send you an invoice to your email confirming the booking.
You can even chat with the host via the app before and after payment. I did that and he was nice enough to pick me from the airport.

GloriaBekee:
Please between qlife and iom which is better, for medicals
@ johnstan
Who know oooo??

What services are you looking to compare between the two? That might help answer the question better.

If you're not comparing any specific service then you can simply use any of them as they both offer the same service at the same cost.

danherb:
My people, pls I want to confirm the exchange rate payday uses. I want to submit my visa application next week. @makano, @johnstan

Bank rate is about 340 - 345 CAD.
Black market is going to be around 540 - 570 CAD, I'm no certain.
IRCC rate is a bit higher than bank rate but not as much as black market rate.
What do you mean by the rate payday uses?

Cath1234:





Please how much did you book the airbnb?

Can't remember the exact amount but it was a little over a thousand CAD for 1month. I booked literally 3 days to my departure thats why it was that expensive.

If you don't have any one to receive you at the airport or to stay with, I'd suggest you book early for cheaper rooms. Get here, take an Uber to your Airbnb.

Cath1234:
Please where can one book cheap flight , am going to brantford Ontario… please help me 🥹

The cheapest flights are African airlines.

I used Ethiopia airline. 2 stops, one at Addis Ababa and the other at Dublin. Your last stop would be at Toronto Pearson airport Ontario.

Cath1234:




Please kindly check your email I send a message really need to ask few questions from you am coming in April .

Hi @Cath1234,
I'm sorry I can't access the emails. What information do you need?
I will respond to the best of my knowledge

Olayinkaji:
Hello Guys. I really want to appreciate this group and the many advice I got from here. I appreciate chithec frankrobbn1 bullstriker johnstan makano Lekiboboe JustMellow Chocs
I initially used an agent an was denied sometime around 2020. Following the advice mentioned above, I was finally given a PPR.

I did it all by myself. Thank you, Jesus!!!! I really thank God for being with me and seeing me through all this. I wrote my resignation letter with faith to be on April 7, and yesterday my PPR note landed.

Timeline:

Application SUbmitted on January 16
Biometrics Completed January 23
Eligibility February 12
Upfront medicals February 10
Medical Passed and Approval; March 6

I am going for PGC Project Management
Documents I submitted:

1. Letter of Acceptance
2. Passport/Travel Document
3. Proof of Financial Support
a. Letter of Explanation for Proof of funds
b. Proof of Payment of Receipt for 1st term tuition
c. My Account Statement (MBS) - I had 200k left after paying tuition
d. Sponsorship Letter from my Father
e. Sponsor’s (father) Bank Statement
f. Sponsor’s (father) Business CAC Certificate
g. Sponsor’s (father) Land documents
4. Additional Documents
a. Letter of Explanation for Study Permit
b. Resume
c. Letter of Employment
d. Letter of Confirmation of Employment
e. Letter of Commendation (2019 &2020)
f. Letter of Promotion
g. Training Certificate (Project Management)
h. Degree Certificate
i. Director Letter for my dad's business
j. Work ID Card
k. NYSC Certificate
l. A picture I and my parents

If I may ask, please how do I submit o. I made a mistake on my passport then but sent a webform to change it which they responded they have done it.

Big congratulations

BenedictStinson:

Would you advise Airbnb or a regular 2-3 star hotel/motel? cause the bnbs are looking quite expensive and they apparently have less services than a regular hotel. I am planning on arriving
London Ontario(Fanshawe) late April. Also can you get a phone plan at the airport so you can immediately be equipped before entering ?

Yea they are expensive when u book close to your arrival. I'm not sure about hotels cos I booked an Airbnb. The place I stayed had full services like WiFi, equiped kitchen etc.
Just look for the cheapest option and go for it.

BenedictStinson:

Omo how the toilet(s) day for the plane because all those hours person go need enter bathroom. I've never needed a toilet on a domestic flight but those are highest an hour plus

Lol, for the most part it was clean. My last connecting flight was messy with people peeping without flushing and staining the seater .
Overall you will be fine.

socially4fun:
It’s PPR. Thank you so much everyone who assisted, special mention to Johnstan. Thank you.

Awesome , congratulations is in order.

toyin03:
as at then, the website wasn't loading at all...but I've been able to create an account now.

I am paying via flywire and a Lil bit confused either to select payment in USD or CAD cos I'm not too sure CAD is recognized here in Nigeria.

You can choose either of them. Your bank will convert your Naira to any of the currency you choose and wire the funds.

Legitmenaija:


Please do you know where in Abuja one can do upfront Medicals?

qlife or Iom, these are the only two i guess.

joefit4gur:
CBSA Notes finally arrived. Please help share your thoughts. @Bobomaigida, @Frankrobbn1, @olokings, @bullstriker, @johnstan

2 year course, CAD3000 deposit plus 47KCAD POF. I've made some deductions, most if not all of the funds is from crypto, true I gave limited evidence in the first application, using screenshots from the app. I will use the website now, so the funds are more traceable. Do I still need to get an income tax cert for this? I submitted personal and business bank statements. Now I only want to submit just one personal account with all the funds required.

xxxxx[/i]
I have reviewed the application. I have considered the following factors in my decision. The applicant's assets and financial situation are insufficient to support the stated purpose of travel for the applicant (and any accompanying family members), if applicable).

Banking transactions history provided.

Detailed bank statements show overall low funds.
Financial information is not supported with evidence of income tax paid nor pay slips, for the bank statement balances on file.
Limited evidence pertaining to the source on stated funds.

In the absence of satisfactory documentation showing the source of these funds, I am not satisfied the applicant has sufficient funds for the intended international study.

Low funds in both PA's personal and business accounts.
Last page (final day's entries) missing from PA's personal account.
Account summary indicates a closing balance that would be achieved by a bulk deposit of over 10 million Nigerian Naria.

Based on the financial documents submitted. I am not satisfied that the applicant has sufficient funds to pay for living expenses for the proposed studies.

A minimum tuition payment was paid (proof on provided LOA) and receipt was provided in the original documentation. Since the school fees for the first academic year were not paid in full, and without a proper bank document to establish the current available funds. I am not satisfied that the applicant had sufficient funds to support themselves for the duration of their studies.

Weighing these factors in this application, I am not satisfied that the applicant will depart Canada at the end of the period authorized for their stay.

For the reasons above. I have refused this application.

xxxx[i]

This is a really detailed CBSA Note. In summary, it points to your POF as the reason for the refusal.

If you declare that you are working and earning a living, you have to provide every document supporting that.

If you are working under an employer, you need to provide your pay slips, a letter of introduction from your employer, your letter of appointment, letter of promotion etc, which I did.

If you are self-employed (i don't know much about this), then documents relating to your job are required. Some people add tax certificates, CAC documents etc, to support the application.

If you have lump sums, quoting from the visa officer's statement "Account summary indicates a closing balance that would be achieved by a bulk deposit of over 10 million Nigerian Naria", you need to explain it on your SOP and attach receipts to back it up.

Also, the statement "]Last page (final day's entries) missing from PA's personal account" is unclear to me, but I'm sure you can relate. Try to ensure that any information on any document you upload is up to date i.e. up to the date you submit your application.

My take on this, never leave anything to the visa officer to decide by themselves on your behalf. Provide all necessary documents to back any statement you make on your SOP.

Good luck.

Winnerpoks:
Good morning everyone, I have 2 quick questions.

1. I have an online data website business with inflow of about 1.8 million in the last 6 months but I have just 350k in my account after paying for visa, medical and agent, my sponsor is my dad though, should I attach my bank statement or attach the transaction on the site and monnify history as back up or just upload my dad's bank statement?

2. I used form A to pay my tuition fees, should I wait for the payment confirmation from my bank Before applying for medical or i can do upfront medicals this month? I plan to apply end of this month though.

I will need anyone to kindly respond please 🙏

@frankrobin
@makano
@johnstan
@bamobaiga
@anon123


And any other gurus play

POF is essentially a bank statement showing funds you have access to and not transaction history from online merchant sites. You're to obtain the bank statement of your sponsor as the primary POF.
Adding your account statement becomes really important if you declared on your SOP that you work and earn a living. Your bank statement will only be treated as your main POF if you're self-sponsored.

If your online business links you to an employer/client in Canada, that might place you in a bucket of applicants with ties to Canada and might also suggest that you may have reasons not to return home after your studies. So confirm before you indicate who your employer/clients are in your SOP

You can go for upfront medicals anytime even before you apply for your visa. There is no requirement to meet before you go for it. Upfront medicals was the first thing I did before any other thing.

Wsx2:


Dear one of my bag is weighing 26.5kg while others are okay. do you recall what your excess was and how much do you think I can tip for the extra 3.5kg via Ethiopia air

The airline has a price for excess luggage. I can't recall how much it is but you would most probably sort them on the spot instead of paying the right amount for excess luggage.
The sorting amount is dependent on your bargaining power.

adefunkeadelaku:
Pls, i have scanned my supportingdocumentsand each is 12.8 Mb, should i compress now at this stage or i should wait till wen am about to upload on portal, then my general ielts is expiredsince last year sept, can i still add it as a supportingdocumentor i should just ignore it.

Well, except you have other documents you may want to attach before you upload, you can proceed to compress the documents and upload them.
I did not do ielts so it was not part of the documents I used. However, if you feel it will boost your chances then add it and any other document you think of. Don't feel like you are adding too much especially if they are relevant to you.

Cuppycak3:
Please I want to receive money from a us account to my FCMB dom account and they’re asking for my routing number…what should I enter?

For foreign inflows into your Naira account, contact your local bank and request for their SWIFT details.

adefunkeadelaku:
Gurus, pls help me ooo, when reapplying do I have to start a new application? Of is their a way I can use the previous application and all its contents, its only my sop I want to change. Then this ircc forms, am I to print it out, fill it with ink and now scan and upload. Pls I want to reapply my self, I used agent the first time.

Sorry to learn of the refusal.

You will need to reapply again i.e start a new application. You can upload same documents and a new SOP if thats what you only want to change.
Please ensure you upload an updated POF.

alphabbey1:
For Form A
What can I put here to replace Iban number
Canada does not use Iban number and tradesystem is requiring it

Input the bank account number or routing number. You are fine to proceed if you fill other information correctly.

Ayomikun2820:
Hello house.

I studied health education but about to apply for web development course in a college.
I know it doesn’t tally with my undergraduate course but I have been taking online courses on web development on udemy and some other platforms. Could this increase my chances if included in my LOE or do i need to show a certificate? (I haven’t completed the course so i don’t have that yet)

Everything is dependent on how you explain your decision on your SOP. If it's reasonable and genuine then you will be fine.
One can have career progression and still be rejected for several reasons. It is only advisable to show career progression to easy the scrutiny.

Ensure you explain the reason for your career switch, what made you decide to switch (don't say it's cos u love IT, it wouldn't fly), what you intend to do with the degree afterwards (what value would it add to you), what value would it add to your country etc, I'm sure you understand.

Good luck.

Amosey:
Hi everyone!
I’m confused about if I should inform IRCC about my new LOA.

I already have my passport stamped for fall 2022 but my ppr came after the semester has already started so I deferred my admission to Spring 2023 (May) because there was no seat available for Winter intake at the time of my deferral.

My questions are:
1. Do I have to inform IRCC about it. (Note that my application has been processed and a decision has been made)
2. Will Study Permit be issued based on validity of LOI or based on the date on my new LOA at Port of Entry.

@makano
@johnstan
@frankrobin
@anon123
@bullstriker
@Ketima

Just as Makano said, please ensure you inform IRCC via email/webform.

You don't want to get to POE and not be able to explain your self. They are big on dates and timing here.

RooPreme:
Hello house , my school issued my loa and the tuition deposit is 500 cad. Am not required to pay more because of refund policy..my mom is my sponsor and the statement from mybankstatement is showing enough funds. I want to know if IRCC would still require me to pay the tuition again.. House pls i need a responses from every guru. Y'all appreciated

Payment of school fees, all or part is at the discretion of the applicant. They are not a requirement for visa application.
People do this to show commitment and genuine intentions to study as it may boost the chances of being approved.

Schools will refund you any tuition deposit less any admin fee if you choose to withdraw your admission or if visa is denied.

Good luck.

Army2022:
It's PPR!!!
God did it 🙌.
First time application, DIY.
My imperfect application Choi!! (I was planning to do better when I reapply, I was kinda trying to prepare myself mentally for rejection. Acknowledging my application was imperfect, it wasn't easy though).

....I type and clean, write... and clean it.
I don't know what to say oooo.
Just, God did it!

Applied: 11 Oct 2022
Biometrics done: 14 Oct 2022
Medical: 26 Oct 2022 (submit medical sheet via webform 16 November and was updated to passed same day).

On 16th January 2023 I got an email Was asked to resubmit all my documents and data, all my info including name, address etc( I wan craze).
24 January 2023 I submitted and did everything they requested.

Correspondence and PPR landed this evening 30 January 2023!

Thank you Johnstan and some other people that encouraged me when the delay was affecting my mental health.
Thank you to everyone that contributes here.
It ended in praise, thank you Jesus.

May God grant everyone PPR in Jesus name Amen.

Big congratulations