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Travel › Re: Man Takes A Selfie After Surviving A Fatal Accident On His Way To Lagos. Photos by joinnow: 2:11pm On Aug 10, 2017
Thobiy:
To some extent it is good, rehabilitation and construction is presently going on when completed the road will be ok. I think what might have causethe accident should be over speeding, may God protect us
you just confirm what exactly i was thinking. road is ok
so likely over speeding
it implies the speed limiter Federal road safety implemented is been bypass
Travel › Re: Man Takes A Selfie After Surviving A Fatal Accident On His Way To Lagos. Photos by joinnow: 1:39pm On Aug 10, 2017
let trace the problem of the accident by elimination method
1.how good is the road


Thobiy:
I thank God for his protection over my life, this is the same road i pass through on sunday. I am singing this yoruba song to appreciate Him
E Seun Baba
Baba, E Ma Se
Travel › Re: Man Takes A Selfie After Surviving A Fatal Accident On His Way To Lagos. Photos by joinnow: 1:30pm On Aug 10, 2017
shocked huh
possible cause might be over speeding, driving under influence and or sleeping was not able to control the bus.
May Almighty God continue to safe us and deliver us from all road accident and unforeseen untimely death.
It is hard time road safety officers should be collecting data either direct through their website from all car survivor to give first hand information as to the likely cause of the accident.
Health › Re: I Think I Am Dying! And I Can't Stop It!! by joinnow: 3:26pm On Aug 09, 2017
Are you in Lagos and you have like 80k to spend on your health. Go and do MRI test in any top ten lab or hospital eg mecure or clinix etc
Crime › Re: Photos Of Smuggled Suvs Worth N1.374billion Intercepted By Nigeria Customs. by joinnow: 11:38am On Aug 09, 2017
Its either the agent or the owner fault
Trying to cut corners.
But also Nigeria should reduce the tariff on duty charge cos other neighborhering countries Custom duty is like 20 % of our own
Education › Re: If You Have The Opportunity Of Removing Any Subject From Education (PHOTO) by joinnow: 11:14am On Aug 09, 2017
They should just teach only financial education and maths only and forget others
Properties › Re: PH property Furnished 5 Bedroom Duplex+ 2 Bedroom Bq +security House+ 2plots by joinnow(op): 10:31pm On Aug 08, 2017
Owner selling all together
Properties › PH property Furnished 5 Bedroom Duplex+ 2 Bedroom Bq +security House+ 2plots by joinnow(op):
All along iwofe road
Two sitting room
Master bedroom
Mwdam bedroom
Boys bedroom
Girls bedroom
Guestroom
Lobby
Etc
Two plots of lands on major iwofe road duplex behind the plots.
Contact Zero 8 Zero 3six 007 eight96
For more pictures and inspection
Asking price 90mil

Properties › Re: Port Harcourt property 5 Bedrooms Duplex With Confirm C Of O by joinnow(op): 5:20pm On Aug 08, 2017
Good investment
Good buy
Own a cozy home
Properties › University Of Science And Technology Rivers State Self Contain For Rent by joinnow(op): 5:11pm On Aug 08, 2017
Located at backgate 5mins to the gate
Highly secured and others
#150,000 Rent

# 15,000 caution fees refundable
# 10,000 legal fees
# 15,000 Agent fees

Note its negotiable
Travel › Re: Chocotravel Uses Nude Flight Attendants In Ad Campaign (Video) by joinnow: 3:13pm On Aug 08, 2017
aggressive nude marketing.

Forum Games › Re: Can You Figure Out The Boys And The Girl In This Photo? by joinnow: 3:09pm On Aug 08, 2017
2
reasons
rounded pelvic
the other two { 1 and 3 } leg look like more of bow-leg
check the obvious broad and wider shoulders of the two{ 1 and 3 } .
Properties › Re: Port Harcourt property 5 Bedrooms Duplex With Confirm C Of O by joinnow(op): 5:45pm On Aug 07, 2017
Still going
Celebrities › Re: Alexx Ekubo Stranded With His Electric Car (Photos) by joinnow: 4:32pm On Aug 07, 2017
Recession don hit the guy no money to buy diesel to power the gen to charge the car
Christianity Etc › Re: 'Parish Priest Removed His Cassock & Hid At The Altar - Ozubulu Attack Survivor by joinnow: 2:32pm On Aug 07, 2017
Is like the father is once a police officer b4 or he has police experience.
Remove cassock hid his head like ostrich
Politics › Re: Igbos Are Not Jews - DNA Result Reveals by joinnow: 11:13am On Aug 07, 2017
He however said that the result does not rule out the claim of Igbo to Israeli descent as more research would still be made to authenticate the claim

Application for more return legs
Romance › Re: Queen Farcadi, Pregnant Ghanaian Prostitute That Makes N4 Million Monthly by joinnow: 11:05am On Aug 07, 2017
brightalo17:
I only read how shes makes almost 2.6 million naira only on sex. monthly, Na only her get snap chat account , what else is she marketing ? the thing she dey market no get name? abeg make I hear word.
She dey market her body bruuh
Romance › Re: Queen Farcadi, Pregnant Ghanaian Prostitute That Makes N4 Million Monthly by joinnow: 12:12am On Aug 07, 2017
brightalo17:
Op 4 Million naira is almost 50 thousand Gh cedis currently ,I doubt she's making 50 thousand Cedis every other month in Ghana here Na she be the only Ashawo for Gh? Enter East Legon come see finer babes from Naija wey go Bleep the hell out of u with 200 cedis if you beg sef them go follow you for 100 to 150 cedis , maybe she's doing some other secret stuffs, I know there ways here na. Maybe she's trying to recruit some fresh girls from Naija that's why she's hyping them .



Some ashawo sef they complain sometimes say since 2 weeks them never make money na only spending spending them dey Lol.
Abi u no read where they say she get manager and does her marketing online through social media and Snapchat.
Career › Re: Termination Of Appointments At My Place Of Work by joinnow: 11:41pm On Aug 06, 2017
zeemdam:
Usually, when you work in a place for a long period of time (say 5 years or more) , you are entitled to some gratuity when you resign.

What your company is doing is that they are trying to avoid paying that gratuity by terminating your contracts and offering you new ones so in ur files, it will be that you were newly employed. I won't be surprised if it becomes an annual thing.
This way, someone who spends as much as 25 years in the company will not be entitled to any gratuity on leaving as the duration that will count will be from his latest contract
Most likely reason from second hand experience
Family › Re: This Couple Graduated From High School In 2015, Got Married And Bought A House by joinnow: 11:32pm On Aug 06, 2017
EgunMogaji:
Mortgage most likely but you still have to qualify with a good income and have 25% down payment.
Most mortgage loans in the US require a significant down payment. Traditiona[b]l mortgages often call for down payments of 20 percent[/b], but larger amounts are usually required for low doc and no doc loans. It's also possible to obtain 100 percent financing if you qualify for it.
Politics › Re: What Measure Do You Think We Can Use To Generate 24/7 Electricity? by joinnow: 11:30pm On Aug 06, 2017
Biggty:
24hours uninterrupted power supply can never happen in this country.

Not everyone can afford solar
Bonny island going to 7 yrs + 247 light
Christianity Etc › Re: Sharon Oyakhilome Slays In Bum Shorts In UK Streets by joinnow: 11:50am On Aug 06, 2017
Below is the problem
Gershom was the first son of Moses, but we never really hear much about him.
This is as a result of one of the mistakes made by great men.

Most great men leave their children behind while they train other men's children.
They unconsciously invest in their young, uneducated errand boys who go about with them. Little do the great men know, that while their children are at home watching TV, the uneducated young errand boy that goes around with them is understudying and learning the keys to Sucess and greatness.

Little do mothers know that as the house girl stays in the kitchen and the kids sit in the living room watching TV, they are empowering the uneducated village girl, and leaving their children behind.

Little does the pastor know, that as he goes to church investing in other people's children, and he doesn't sit daily with his children discussing the Word of God, he is like a man who is repairing another man's car when his own car needs serious attention. When all is done, the other person will drive off, and he will have no car to drive.... No wonder, most pastors' kids become wayward and can not take over after their fathers..


Moses left his children behind with his wife and father in law Jethro, while Joshua became his errand boy, watching the different miracles, understudying Moses.
No wonder, Joshua became the next leader of Isreal. Even though, Jethro brought them back much later.

Fathers, Mothers, Pastors, Businessmen and Women, don't leave your children behind. Carry them along. Stop training other men's children while yours stay back at home.

Let them experience what you experience that makes you what you are.
Let them become your PAs, even your errand boys and girls.
Let people say that they are following their father's step.
Pls, DON'T LEAVE THEM BEHIND..

Copied
Crime › Re: Tension In Osogbo Over Rising Cases Of Missing Persons, Ritual Killings by joinnow: 11:38am On Aug 06, 2017
� let me look well.
It seem recession don affect the gods too so they needs more heads to be able to give out small small change
Foreign Affairs › Re: ISIS Publicly Cuts Off Hand Of A Man Accused Of Stealing (graphic Photos) by joinnow: 12:02am On Aug 06, 2017
Cut one hand cos he thief
He thief again cut the other remaining hand
He thief again will they cut leg
Just asking huh
Crime › Re: NDLEA Uncovers Cannabis Deport In Lagos, Arrests Suspect by joinnow: 11:55pm On Aug 05, 2017
They wan use am build bag fence shocked
How boys no go dey Mad after smoking bag and bags of marijuana
Politics › Re: We Hired Israeli Experts To Tackle Boko Haram, Others –Nigerian Air Force by joinnow: 11:48pm On Aug 05, 2017
At lest let them teach us how to fly plan and hit target not like b4 NAF target is IDP
Properties › Re: Port Harcourt property 5 Bedrooms Duplex With Confirm C Of O by joinnow(op): 2:42pm On Aug 04, 2017
Hello real estate investors
Good location
Good buy
Genuine c of o

What are you waiting for
Agriculture › Re: . by joinnow: 2:35pm On Aug 04, 2017
IHate9ja1:
Cyril
08060044258
Many thanks
Car Talk › Re: Toyota Corolla Sport 2003 Model Stolen (Photos) by joinnow: 12:48pm On Aug 04, 2017
agarawu23:
Toyota corolla
Toyota camry
Toyota highlander are the targets for thieves cos it sells faster.

My dad don't allow me drive his corolla once its 8pm. sad
Daddy boy tell ur Dad to buy tracker.not driving it after 8 is not the solution
Car Talk › Re: Toyota Corolla Sport 2003 Model Stolen (Photos) by joinnow: 12:46pm On Aug 04, 2017
It is foolish to buy a car worth 1mlm+ and not install tracker of 30 to 50 thousands
Family › Re: Family Of Four Die In Their Sleep After Inhaling Generator Fumes In Kogi (Photo) by joinnow: 4:37pm On Aug 01, 2017
After now Fashola go say he want celebrate say there is light

Business › Re: 5 Smart Ways To Track Your Expenses by joinnow: 4:32pm On Aug 01, 2017
Opinionated:
The question that many people ask themselves is where do their money go. Truthfully, you are the only one who can answer that question. But, we know that a reason why you are losing your money is because you are not tracking it. Well, it is time to stop losing your money and start tracking your cash. As such, we highlight some of the ways you can do this.

Use online management software


You do not need to go to the bank because you want to check your account. There are now online management tools and applications that allow you track your spending from your computer or smartphone real-time. In addition to this, you can also see your recent transactions.

Use online budgeting software


There are certain websites, apps, and software that you can directly link to your financial accounts. They automatically organise and categorise your spending by letting you compare your projected spending against your actual spending. It will even alert you when you are overspending.

Use ATMs

ATMs are connected with banks and it lets you check your balance, deposit and even transfer funds between accounts. Ultimately, ATMs are available anytime you need them. Hence, it is easily accessible to help you track your finance.

Activate account alerts


If you want to know about all your bank account transactions or activities as well as track how you spend your money, you should activate alerts. It will allow you get new alerts and let you know when your account is low. You will just be charged a token for this service.

Pay a visit to your local bank


Banks in Nigeria can offer you financial advice if you have challenges keeping track of your spending. They can help you with a solution.

source: http://www.opinions.ng/5-smart-ways-track-expenses/
op come back joor
come finish what you started

use online this and Dat

Op tell us the online budget software you dey use and how much doest it cost
abi na free

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