Wonder1844:
Please will $24800 (34,000CAD) be too much from a tuition fees of 42000CAD, living expenses of 52000CAD and 4000CAD travelling expenses for me andy wife?

I am getting a letter from my office that I will be allowed to work remotely and over 50% of my salary.

Hello Wonder1844,

Your question isn't clear to me properly, but from what is understood, your funds are adequate and enough to show POF for the 1st year of stay in Canada. Do well to explain any lump sum and provide the applicable supporting document.





Best Wishes!

darasire1028:
Can someone pls assist me with the Empower link...and explain how to apply... With the advantage and disadvantages....thanks

Hello Darasire1028,

Wonder1844 already posted the link. Applying is pretty straightforward after reading through the MPower website. Ensure that the MPower study loan doesn't make up the bulk of funds to be demonstrated.

If your bank account has sparse inflows and a low-sitting balance, it could weaken your ability to show adequate financial sufficiency and economic establishment.






Best Wishes!

Zino89:
I just received correspondence letter and have not done medical what could it be

Hello Zino89,

It could be a MER next or a direct final decision. A while back, it used to be MER before COR then PPR. Stay hopefully.






Best Wishes!

smartola:
Please house, I need someone to put me through on how to order for gcms notes

Hello Smartola,

You can use the link below to request the notes

https://gcmswriters.com/gcms-notes/







Best Wishes!

Wonder1844:
Good morning all.
Please has anyone make tuition payment with CONVERA global pay? I am trying to make payment with my naira debit card so want to know if it's possible.
Thanks

Hello Wonder1844,

It is possible. Flywire, PayMyTuition, and Convera allow students to pay tuition in naira via bank transfer, mobile app, or card payment. Before you proceed, check your LOA to see the financial institution partnering with your DLI for tuition collection.






Best Wishes!

freshStarz:
What's PAL please?

Hello FreshStarz,

Provincial Attestation Letter.












Best Wishes!

shinaxurdick:
Good afternoon gurus in the house.

My application is now more than 14weeks, without any updates, what is still showing on the portal is ‘’confirmation of online application transmission’’ according to the agent that submitted the application.
And i am to resume class first week of May.

Pls what else can i do, is there a phone number to reach them ?

Thank you 🙏 all.

Hello Shinaxurdick,

A timeline of 14 weeks can show "Confirmation of Online Application Transmission" and "Confirmation of Submission" (, and Biometrics Collection Letter) as the most recent thread updates.

To help you know the activities going on with your application, if you have the Application number, you can request your GCMS notes. If you want, use the below link for the request.

https://gcmswriters.com/gcms-notes/









Best Wishes!

bobodudu100:
Yes my intended school Ottawa uni give partial scholarships . But I am looking for a means to offset the remaining hill. I am in the process of securing a supervisor . Pls anyone had fully funded programme through scholarships . Kindly share how you went about it or if you know the process please share thanks

Hello Bobodudu100,

Good to know you are making efforts to secure one.

Since the question relates to academic supervision, I will just drop some quick hints about contacting a supervisor, which has no definite approach, for public digest.

• Start by reviewing the list of faculty members on the program page.

• Trim the members down to the numbers whose research areas directly align with your research interests.

• Check for their most recent publications and/or research, or if they have an upcoming webinar. Don't fail to attend the webinar if there is open.

n.b. Mostly, some supervisors are quick to turn down a supervision request but don't let it deter your morale.

• Compose an email of about 50 - 100 words and use an attractive SUBJECT. You can attach your résumè, but it's optional.

• The email should reflect your research interest linking it to that of the supervisor, with concise reasons why interested in researching under the professor's guidance, including the benefits the research would bring to the professor's research or academic objectives.

• Reference a supervisor by the title as stated in the list of faculty members on the program page. For Academic Statement/SOP writing, chat on IG/X with @GCMSWriters.





Best Wishes!

Kamsi99:
Please my sister got her study visa application refused.. even after paying one year tuition!!! She applied on December 30th 2023. We have received her gcms and ready to explain the reasons.

But my question is, Can she reapply immediately or will she be needing attestation letter? Will the new rule of attestation saga apply to her considering the rule was made Jan 22nd.

Did anyone reapply without attestation letter and got response?

Hello Kamsi99,

If she is studying in a college, she'll need to include the PAL before reapplying. She shouldn't proceed without it. Otherwise, the application will be withdrawn.








Best Wishes!

NicoleThelma:
Hello good morning. Please I have some questions to ask.
1. My sponsor said he has enough proof of funds but they’re not in his bank account; they’re in forms of treasury bills, shares and Federal government bonds, and even his pension. How do I prove with this? Can I just use these documents as proof of funds?

2. Also, I’m applying for a 1 year graduate certificate course. Is there any luck of me being able to be eligible for PR during my stay there?

Will greatly appreciate if I could get enough responses this, thank you!

Hello NicoleThelma,

For the study route, the best form to show POF is liquid funds in the bank account. Any other POF can be secondary.

After graduation, you stand a chance of becoming a PR if the eligibility is met. You can always apply for PR via the PNP or CEC route.






Best Wishes!

Ajoself:
The elders for this group, I need your help o. I have applied to a school that the professor accept to supervise me with full funding in Canada. Currently, I'm waiting for their decision. However, my worries now is what should I be doing while I wait for my decision? Again, I was denied US student visa last year. Can this affect my Canada student permit decision?

Hello Ajoself,

While you wait for the funding approval, keep your bank account busy to help you show stable economic means.

Your US denial wouldn't affect your application to Canada only if it is declared in the IMM 1294e form.

What school and study did you apply to?








Best Wishes!

OTSAMUEL:
Please do you apply for PAL or the School will get it for you.

Hello OTSAMUEL,

It will be issued to you by your school.










Best Wishes!

Kost:
Please guys
i got another letter ( deferred may 2024 intake admission )for admission for sep 2024 intake.
i am yet to get the provincial letter from my school
my school is centennial college
can i go ahead and apply for the study permit or still wait?

Hello Kost,

Best to wait. If you apply without the PAL, your application will be withdrawn by IRCC and your application fees returned.







Best Wishes!

SeunFive:
Thanks a lot.

Please do you know which email address or the web form link to use to request for the extension?

Hello SeunFive,

https://secure.cic.gc.ca/enquiries-renseignements/canada-case-cas-eng.aspx







Best Wishes!

ColdHunter:


I really appreciate you.

One more thing please.

The scholarship covers my first year tuition.

Would this still need to form part of my POF?

My husband is my sponsor and he has an account with heavy inflow of about 25m balance. Would this amount be sufficient?

I'm a Nurse in a Federal Institution (1yr plus), but have less than 1m in my account even though my salary is close to 200k. Would this be a problem?

Hello ColdHunter,

Your POF in inclusion of the full funding /scholarship is very sufficient. Your personal balance shouldn't be a problem because of the presence of the scholarship and sponsor's funds.

Any lump sums in your sponsor's bank account should be documentarily explained. Also, include your pay stubs for 4 - 6 months.

What is the level of the program and course?








Best Wishes!

Devasia:


Good day boss,

Please can you help me to clarify this.
I want to submit my visa application soon.
My sister had earlier paid in 30million into my account in lump on Nov last year. So I intend printing my statement of account reading from December.

My question is do I still have to explain the lump sum even though it won't show in my statement considering that I will print from Dec which is one month after the fund was transferred.

Also, to use as home ties, I intend to finalise my marriage plans with my girlfriend by next month and getting Certificate of marriage from our customary Court. Is this advisable and can it be used?

Also she is currently a month pregnant, can I aswell state this in my SOP and do I need to provide the documentation to back up the pregnancy?

Thanks

Hello Devasia,

If after December 2023 - date there are no lump sums, you are good to go. The next focus then should be to justify your economic means to commensurate with your inflow earnings.

Your marriage and unborn child are traditional and a good form of home ties, but try to prove tangible economic ties too.





Best Wishes!

mbapelvis:
Guys I need your advice. I'm 43 and really want to travel to Canada. So because of limited funds I met an agent today and he told me study route is best for me despite my age. And that he would apply for a loan with mpower and I would reimburse under 15 years. Infact he showed me proof that he has gotten $27k for other clients. That I would switch to masters in business administration. I have bachelor's and one year masters in law and political science. That for housing he will organize it for me in Canada and so on. Please is this possible? Has anyone passed through this?

Hello Mbapelvis,

If the paid rep is applying on your behalf to a Master's program at a university eligible to qualify its prospective students for the MPower Finance study loan, then the rep can secure a loan for you without hassle.

One thing is collecting a student loan, and another is demonstrating to the officer to have a sustainable financial source durable enough to pay off the debt without harming the source.

It will be best for your application, despite the loan, your economic means show healthy financial activities in your POF. Since you are using a rep., I guess you'll be better guided. However, how to proceed is at your sole discretion.









Best Wishes!

ColdHunter:
Hi All,

I just received a provisional admission letter FROM Simon Fraser University with an 8k scholarship. Classes start in Septwmber.

Please advise me on how to proceed and mistakes I must not make to ensure Visa approval. I'll be very glad.

Justmellow, JMG12

Hello ColdHunter,

Gather your documents that cover areas of finance, employment, home ties, etc. Check the thread for detailed documents others have submitted. Note that each applicant's situation is different and only select documents that relate to your situation best.

BTW, what is your course of study and program?


Things to watch out for:

• Avoid (unexplained) lump sum deposits, if possible;

• Pay the complete part of your tuition and have your living expenses in your account;

• ensure your account has historical inflows that amount to an accumulated closing balance;

• Work on your home ties and if using a sponsor, prove a strong relationship to the individual and the individual should try as much as possible to show financial commitment;

• Demonstrate reliable financial means by providing relevant sufficient documents;

• Ensure your supporting documents are legible and uploaded in the right column;

• Be sincere, and if there are any discrepancies in your personal information or situation, use the LOE to give clarity while using the SOP to elaborate on your study intent. If you feel like outsourcing your immigration letter(s), chat with GCMSWriters on IG/X;

• Declare any prior refusals, especially to the US, the UK, NZ, or Aussie;

• Lastly, avoid revealing too much information. Only give that which directly pertains to justifying your application. Quote me if you need additional information (or clarity) you couldn't find in the (previous) thread.








Best Wishes!

adebenson155:


Can you give me tips how to apply or u know someone that can.
I don't mind paying the person for the detailed information

Hello Adebenson155,

Search through the travel section or use the link to read more on the core information to note.

https://www.gov.pl/web/nigeria-en/d-type-national-visa








Best Wishes!

mayrhe:
Good evening. Please I need urgent advise

I submitted my application today, but wrongly attached Admission letter where I'm supposed to upload my Proof of fund. Pls what can I do to correct it??

Hello Mayrhe,

This shouldn't be a problem before now, but the rules are changing and becoming stiff, and to avoid any uncertainty, you may consider using the webform. I believe this would help you relax.








Best Wishes!

bobodudu100:
Good Evening everyone. Please I would like to ask if anyone knows where best to find scholarships for PhD Science/Engineering programs

Hello Bobodudu100,

Usually, the Ph.D. study comes with full or partial funding in most Canadian institutions. Start by securing a supervisor. You can check with the University of Calgary, the University of Victoria, and others.








Best Wishes!

SeunFive:
Good Evening All,

Please I got an original passport request today but I have a Schengen appointment tomorrow.
Is it possible to shift my passport drop off for my Canada visa, in case I'm unable to meet up with the 30 days timeline due to my passport being held for Schengen processing?

Hello SeunFive,

It is very possible to seek an extension with a cogent reason(s) coupled with proof.









Best Wishes!

OTSAMUEL:
Please how do you proof source of income for a Father sponsor who is a pastor and Also runs side business and also a Farmer.
Cause he did not have CAC o, but was planning to say money was from his ministry.

Hello OTSAMUEL,

The best way forward is to register his business(es). He could choose to include you as a board member with shares in the enterprise.

Business receipts, sales ledgers, administrative operations records, supply contract agreements, utility payments, tax certificates, etc. are vital documents that would come in handy to show his economic activities and lucrativeness.

This would help you demonstrate home ties, long-term goal(s), and a potential income source for the unforeseeable future depending on how you are presenting your storyline regarding the prospective study and economic ambition in your SOP. If you need writing assistance with this, you can consider outsourcing it. Check GCMSWriters on IG/X for a well-written SOP.






Best Wishes!

adebenson155:
Good day guys.

I got denied canada study visa in January.


I also need advice from people .
I am an Auditor. Which country outside Africa can I migrate to with 10,000 USD.

Hello Adebenson155,

Poland is a considerable option.





Best Wishes!

ehiremen2002:
Below was the PAL gotten from URegina.


I plan to guide her in applying, as she will be getting a bankstatement from her Uncle. was wondering what the best balance that should be in the account.

Hello Ehiremen2002,

The balance should include first-year tuition plus living expenses plus additional funds for the uncle's well-being and that of his family—according to their financial expenses.








Best Wishes!

Bibline:
Good evening House.

Please I need your input on this. My wife is applying for Student Visa. We(myself, my wife and son) are looking to apply for visa at the same time. My elder sister, who happens to be resident in Canada. Want to support our application with 10,000CAD. However, she is only willing to write a letter of support, and probably show her statement of account. So here are my questions
1. Is this convincing enough?
2. If not, what do you recommend?

Thank you Gurus

Hello Bibline,

Having a family member as a resident playing a role in the application, and considering moving with your family, means that you should work to demonstrate solid home ties so the presence of the family member in Canada shouldn't suffocate that which is had in your country.

Since it's a family application, the family member can be removed from the application and the funds the individual is supporting with can be shown to be gotten from another justifiable means. This will increase the ability to show stronger home ties.

However, ensure that your family has sufficient funds for the study trip higher than the supporting amount from the family member. Also, make sure the funds do not make up the bulk of the funds in the POF.

The family member's support letter could include accommodation, or as the economic circumstances of the family member permit.








Best Wishes!

Bohye84:
Hello gurus in the house, please I need your input towards this question?

1. What docs are co-sponsor needed to submit?
2. Also if someone with some loan in Canada can be a co-sponsor?

Although the person has sent 13000cad to my account and also paid 5000cad first term tuition fees.

And ready to give a letter of support to show his willingness to do more once the application is approved.

Also, please I want to know for anyone that paid a deposit to know if it is added as part of available cash or only cash in bank statements?

Thanks, I intend putting my application soon and these are the grey areas that give me concern.

Thanks to all for your input in advance

Hello Bohye84,

For your question 2, using a Canadian or PR sponsor who has received some type of financial assistance or loan from the government, and has yet to repay in full, MAY reduce the competitiveness of the application, especially in the area of funds whether a commitment was shown or not. However, the overall assessment of the application would be at the discretion of the officer in reaching a final decision.

If this loan is reflected in the sponsor's bank statement, the necessary documentation proving the arrangement or ongoing repayment plans of the loan should be provided. The sponsor's employment and financial documents that show the sponsor's earnings (aren't outweighed by the loan and/or the sponsorship intent) will be very resourceful. Lastly, any funds used to liquidate any or part of the study expenses are calculated as available funds for the study.








Best Wishes!

Abigbo:
Please how can the proof of funds for other years of study be demonstrated? Thanks

Hello Abigbo,

You can do so by proving (explaining) that your income source(s) are reliable enough to generate revenue surplus to offset any future study cost, without the expenses outweighing the income source(s), as well as adding sufficient documents to support your claims.





Best Wishes!

smartola:
Please house, I will be glad if I have someone to answer my question, Please

I have a gap between my Pof, I hope this won’t have any effect on my pof, between october-January my account run around 15m, from mid February to mid March, I have low balance of around 900k, den from March It increased to around 34 million. My admission is for May, which means time is no longer on my side to build the account for long again, I hope this doesn’t have any much effect if I submit my application like that, I’m a single applicant and I’m self sponsoring myself, I paid 11k out of my tuition deposit already

Hello Smartola,

From your analysis, it seems you have lump-sum deposits and scanty inflows that aren't favorable to demonstrate a strong and steady economic source(s). Since there is no more time for you, be sure to give a detailed explanation regarding any lump sum and financial situation, backed with sufficient documents.





Best Wishes!

Chezonye:
Please is it true that Canada colleges don't do masters programs?

Hello Chezonye,

Colleges don't offer Master's programmes.







Best Wishes!

JMG12:
That is not true, the school might give you conditional admission it means you are to fulfill all conditions stated on your letter of acceptance, but if there is no condition then you can submit your study permit.

Hello JMG12

See this post by GCMSWriters for the IRCC Website announcement regarding tuition payment link






One Love!

ceeejaytee:



Does the 40 million have to be in the account? Or do we have to just show that we can raise up to that amount before the end of the program based on the steady inflows and outflows in the account (business account)?

Hello Ceeejaytee,

It is paramount to demonstrate funds are available to pay off the cost of study, for the second year, if applicable. For the first year of study, you will have to present an account with historical inflows and a sitting bank balance.




Best Wishes!