Daveconsult007:
Greetings gurus,

Please I need your insight on this POF, asking for a friend,

The applicant is being sponsored by her cousin but she also has own money in her account.

Going for 2 year program, total cost is 22k

1)First full year tuition paid by Sponsor 14,750.00cad
2) 21,000CAD GIC deposit made by applicant
(Sponsor contributed to her GIC investment)

Sponsor's current balance is 59-70K

Applicant closing balance is 11.3M Naira

Please how is this POF looking? Gurus help me

Hello Daveconsult007,

The applicant's POF seems good. The financial commitment made by the sponsor should be highlighted for the officer's knowledge. The said person should address any areas of lump sums in the financial statements to be used for the application and attach documentation. The next area to justify is the proof of a relationship with the sponsor.








Best Wishes!

Mamaoseme33:
Hello experts,

I have some questions to ask. In December, my husband sold a property, and the proceeds were deposited into my account for my study permit application. Unfortunately, on March 12th, my visa was denied. Consequently, I withdrew the entire amount from my account for business purposes. Now, I plan to reapply. If I deposit the money back into my account either this month or in May, can I explain in my Statement of Purpose (SOP) why I withdrew the money? Is it acceptable to have the funds in my account from December, withdraw the lump sum in March for business purposes, and then deposit it back in May, with a clear explanation in my SOP? Or do you think I need to start building my account again from the scratch? Note that I deferred to the December Semester and my classes will be starting by January 2025. Your guidance on how to go about this matter is needed. Thank you.

Hello Mamaoseme33,

The standard approach would be to use an LOE to explain the lump sum origin and include surplus documentation to back it up. But the best approach would be to build your account again piecemeal, esp. if your previous application was denied on the grounds of "Person Assets & Financial Status" or "Economic or Employment Situation." In case you need external assistance with the SOP/LOE, chat with GCMSWriters on IG/X.









Best Wishes!

Daaaz0409:
Hello house please I have 2 questions regarding study permit application
1. Does the tuition and living expenses you show on your bank statement that you submit need to remain in the account till visa is granted?

2. If you have a sibling in Canada that’s a permanent resident and works full time can they serve as your sponsor? And how does that work if it’s possible

Hello Daaaz0409,

To your number one question, not necessary. Not every application is subjected to a secondary verification when updated financial proof is requested. If the money is to be moved maybe for an ineluctable reason of business or containing financial losses, ensure the funds are easily accessible in the case an updated proof of funds is requested.

Yes to your number two question. Your sponsor must have not sought public recourse in Canada, and if one was taken, it must have been repaid to meet the description of an eligible sponsor. Proof of relationship, funds, and economic stability will be required. An important area you will have to painstakingly work on is how to demonstrate rigid home ties so your family ties in Canada don't outweigh those in your home country.









Best Wishes!

maziemeka2024:
Hello all, I am asking on behalf if a friend who's brother will be presented as sponsor.

Funds will be gathered from various people and paid into the sponsors account. Then sponsor will then transfer to his account as the applicant.

The questions are

Is the sponsors own bank statement required?

Does the sponsor have to provide any further documentation as to where the money came from?

When does the funds need to be transfered and how long will it be in the applicants account?

Hello Maziemeka2024,

As a sponsor, bank statement(s) is required. That's the only means of assessment the officer can determine the sponsor's financial buoyancy to commit to the intent. In no way should the sponsor's bank statement be excluded even after transferring the sponsorship funds to the applicant.

The sponsor's bank statement won't be necessary if the applicant decides to become a self-sponsored applicant thereafter when the said funds have been transferred. The burden to justify the provenance of the funds will then weigh on the applicant. The same applies to the sponsor to provide justification for the lump sums if the sponsor remains in the sponsorship picture.

Aside from the sponsor providing proof of subsistence means, evidence of a strong relationship with the applicant must be presented as well. The longer the funds stay in the applicant's account, the better it would be to show it as "historically accumulated funds". As soon as possible would be ideal for the funds to be transferred to the applicant.







Best Wishes!

Johndooe009:
Hi everyone, I recently sold a property in Nigeria, and looking to use that as a sponsorship for my sibling. I’m currently in Canada, I have drafted a sponsorship letter, Nigerian bank statement, my birth certificate and international passport. Since I’m not using my bank statement in Canada or anything in here only the investment in Nigeria do I need to provide my Canadian drivers license and Work ID?

Thanks

Hello Johndooe009,

The driver's license is optional but you will have to provide an ID for identity, esp. one issued by the government, as well as your valid proof of funds.








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Makpenen:
I need urgent advice here.
I have admission already. Is English Language test compulsory for visa application?

Thanks

Hello Makpenen,

Not compulsory for English-speaking countries.










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Oluwaloniglory7:

Please is anyone know about Eastern College?

I was told the school has Private Career College Graduate Pilot Program? Thinking to move here from Toronto because here in Toronto things are not easy at all lol

I saw this on the school site please any more insight

The Province of New Brunswick is starting to accept expressions of interest for the Private Career College Graduate Pilot Program.

Hello Oluwaloniglory7,

The province of NB supports some private colleges like Oxford International College and Eastern College for the NB-PNP due to the colleges' ineligibility to offer the PGWP to international graduates. Graduates are usually advised to apply 90 days prior to study completion or securing a job offer letter.








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Ihangha123:
Good afternoon gurus in the house,
My wife applied for admission to one of the colleges in Canada and an offer was given and tuition deposit was paid, but she was not given PAL (Attestation letter) and i have been spending in preparing proof of funds so in other not to lose the money I have spend in pof, I want to apply for admission for myself so i can use the proof of funds for my own visa application when the offer is out.
I will really appreciate if anyone can help recommend any university in Canada that can give admission within one week, two weeks or a month so i can use the proof of funds for my own application. I intend to go for a master degree program in Architecture. Please I really need you people help.

Hello Ihangha123,

Unlike colleges, most universities have two-session intake and others just one depending on the course. One month to secure a university admission may not be realistic. A course-based admission could be between 2 - 4 months whilst thesis-based could be 4 - 6 months.

The deadline for September 2024 intake in some universities has elapsed. However, you can check the University of British Columbia, Memorial University, Thompson Rivers University, etc.






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OTSAMUEL:
Please Gurus in the house I need your Advice ASAP!.

Can a property worth 50m be sold by a father and used as proof fo fund to sponsor a son, is that reasonable. Can that be done please.
And also what is the chances of Visa Approval.

Hello OTSAMUEL,

Such an amount is sufficient for a father-sponsored application. There is no rule against using funds from a property sale for sponsorship as long as enough proof is included to justify the lump sum.








Best Wishes!

lowsugar:


Are these apps? I've checked for them on playstore but can't find them.
Thank you for your response

Hello Lowsugar,

You don't need to download the app. Check your admission letter to follow the payment link there provided by your DLI. It will take you directly to the financial institution website your DLI is partnering with to make the payment.







Best Wishes!

lowsugar:
Please guys, which is the best way to pay my tuition fee, I would like to do an online transfer. Please advice and suggestions are needed

Hello Lowsugar,

You can use Flywire, Convera, or PayMyTuition. Check which financial institution is partnering with your DLI for fee collection to make it easy.











Best Wishes!

Wonder1844:
Good day all.
Please will the respond be Yes or No. I am applying for myself

Hello Wonder1844,

Yes, if you have an accompanying dependent, and no, if you are applying alone.










Best Wishes!

Devasia:


Thanks

Please do you have idea what documents I could provide highlighting the sum I make from my free lance?
Though all payments from my freelance comes with a description.

Hello Devasia,

For freelance occupations, there are not many documents to be presented. However, the same documents for a self-employed will fly for a freelancer. Documents from your clients like:

• Contract agreement;

• Reference letter;

• Pro forma invoice;

• Business registration certificate (if available);

• Social media page(s) (if available);

• etc.










Best Wishes!

Wonder1844:

Thank you so much.

My question is, if all other funds are available will the student loan of $24800 affect my application?

Hello Wonder1844,

No, it won't, but it could be if you fail to give sufficient information and proof to explain how the study loan would be offset, without it becoming a financial pit-hole or debt entrapment for you, and your family.

Lance008:

Please am applying for a 2yr course how is my proof of fund will be calculated

Hello Lance008,

• Tuition: $Bleep (1 year as stated in your LOA)

• Room & Board: $20,635

• Others: $3,000 or $4,000 (optional & not mandatory, it can also be left blank in the IMM 1294e form if using the GcKey account)

• Available Funds: $Bleep total when added together




P.S. For your subsequent study session, you can demonstrate the source of the money to meet the costs when due. Include the necessary submissions of your subsistence to show its reliability.









Best Wishes!

Wonder1844:
Please I need a guide to answering this two questions.
Thank you

Hello Wonder1844,

Is work an essential component of your study? Answer yes, if the study has WIL. If it's for your daughter, answer no.

For the second, answer yes.










Best Wishes!

Devasia:
Good morning house.
I just got my admission and I have some series of clarification I need from the gurus in the house.
1. I have a 4 months bank statement with a steady inflow of cash; my monthly salary of 300k, I also work freelance which also gives me inflow of between 100k - 250k on weekly or bi-weekly basis.
My sister transferred a lump sum of money to my account as of October last year.
My question thus, is it possible to use a 4months bank statement for POF or it must be 6 months?
Also, since the lump sum was paid in awhile ago on 1st of December 2023, is it advisable to print my bank statement from 1st of January 2024, hence only showing my opening balance and thus eliminating the need to print when the large sum entered?
Please a brother needs your urgent answers.
Thanks

Hello Devasia,

A 4-month, 6-month, or 1-year bank statement is accepted. In the case of submitting a 4-month or 6-month statement, an officer can request for an updated bank statement for a longer duration using discretion. No panic, you can apply with a 4-month statement to eliminate the lump sum(s).

For your consideration: Since your sister transferred the funds in October 2023, you can print from November 2023.

To complement the 4-month statement presented, endeavor to include enough documents supporting the strength of your financial abundance and economic stability.









Best Wishes!

ademma2022:
Good morning house, I just my admission deferred to another entry, either I come in Sept or January,
I was denied Study visa last year based on financial reason.
Now I am planning to reapply once I get my PAL in 2 weeks time,
In my first application my mother was my sponsor, the company I work for wrote a letter that they will be supporting with about 35% of my tuition fee. Now the same company I work for is willing to send about 60million to my account to show more seriousness from them and show that I have access to the money.
My Question is
1. Is it a good idea the money is in my account since I am going for an undergraduate program for 2 years
2. Should the money be in my mother who was my initial sponsor.
3. What other document can my company to strengthen my application.
Please help a brother

Hello Ademma2022,

Best for your company to have the money sent to your account while acting as the sponsor. You can then financially support. Your mom can come in as your financial backup, demonstrating her financial buoyancy just in case the sponsorship is withdrawn.

Give a proper explanation to the #60m lump sum by stating the purpose, merits to why you deserve the sponsorship/funds, etc. Another area to give adequate clarity is the reason or motivation behind studying at the undergraduate level given your work experience in your statement. For your consideration, if you need a professional write-up for your SOP/LOE, chat with GCMSWriters on IG/X.

Your employer can provide you with:

• employee directory, highlighting your column;

• proof of previous sponsorship of its employee for study, seminars, or workshops;

• letter of sponsorship – why you deserve the opportunity;

• board resolution letter – approving the sponsorship funds, the disbursement date, the bank account details to be used for the intent, etc. ;

• certificate of incorporation;

• bank statement, etc.










Best Wishes!

Educhopper:
Good day people. While filling my 4 year old baby Study Permit application, the first doc to be attached under Application was Letter of Acceptance. Since she is a minor accompanying her mother who is the principal applicant, what do I attach in the column?

Hello Educhopper,

Use the mom's LOA for your daughter. In the form, also use the mom's information.








Best Wishes!

Wonder1844:
Please will $24800 (34,000CAD) be too much from a tuition fees of 42000CAD, living expenses of 52000CAD and 4000CAD travelling expenses for me andy wife?

I am getting a letter from my office that I will be allowed to work remotely and over 50% of my salary.

Hello Wonder1844,

Your question isn't clear to me properly, but from what is understood, your funds are adequate and enough to show POF for the 1st year of stay in Canada. Do well to explain any lump sum and provide the applicable supporting document.





Best Wishes!

darasire1028:
Can someone pls assist me with the Empower link...and explain how to apply... With the advantage and disadvantages....thanks

Hello Darasire1028,

Wonder1844 already posted the link. Applying is pretty straightforward after reading through the MPower website. Ensure that the MPower study loan doesn't make up the bulk of funds to be demonstrated.

If your bank account has sparse inflows and a low-sitting balance, it could weaken your ability to show adequate financial sufficiency and economic establishment.






Best Wishes!

Zino89:
I just received correspondence letter and have not done medical what could it be

Hello Zino89,

It could be a MER next or a direct final decision. A while back, it used to be MER before COR then PPR. Stay hopefully.






Best Wishes!

smartola:
Please house, I need someone to put me through on how to order for gcms notes

Hello Smartola,

You can use the link below to request the notes

https://gcmswriters.com/gcms-notes/







Best Wishes!

Wonder1844:
Good morning all.
Please has anyone make tuition payment with CONVERA global pay? I am trying to make payment with my naira debit card so want to know if it's possible.
Thanks

Hello Wonder1844,

It is possible. Flywire, PayMyTuition, and Convera allow students to pay tuition in naira via bank transfer, mobile app, or card payment. Before you proceed, check your LOA to see the financial institution partnering with your DLI for tuition collection.






Best Wishes!

freshStarz:
What's PAL please?

Hello FreshStarz,

Provincial Attestation Letter.












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shinaxurdick:
Good afternoon gurus in the house.

My application is now more than 14weeks, without any updates, what is still showing on the portal is ‘’confirmation of online application transmission’’ according to the agent that submitted the application.
And i am to resume class first week of May.

Pls what else can i do, is there a phone number to reach them ?

Thank you 🙏 all.

Hello Shinaxurdick,

A timeline of 14 weeks can show "Confirmation of Online Application Transmission" and "Confirmation of Submission" (, and Biometrics Collection Letter) as the most recent thread updates.

To help you know the activities going on with your application, if you have the Application number, you can request your GCMS notes. If you want, use the below link for the request.

https://gcmswriters.com/gcms-notes/









Best Wishes!

bobodudu100:
Yes my intended school Ottawa uni give partial scholarships . But I am looking for a means to offset the remaining hill. I am in the process of securing a supervisor . Pls anyone had fully funded programme through scholarships . Kindly share how you went about it or if you know the process please share thanks

Hello Bobodudu100,

Good to know you are making efforts to secure one.

Since the question relates to academic supervision, I will just drop some quick hints about contacting a supervisor, which has no definite approach, for public digest.

• Start by reviewing the list of faculty members on the program page.

• Trim the members down to the numbers whose research areas directly align with your research interests.

• Check for their most recent publications and/or research, or if they have an upcoming webinar. Don't fail to attend the webinar if there is open.

n.b. Mostly, some supervisors are quick to turn down a supervision request but don't let it deter your morale.

• Compose an email of about 50 - 100 words and use an attractive SUBJECT. You can attach your résumè, but it's optional.

• The email should reflect your research interest linking it to that of the supervisor, with concise reasons why interested in researching under the professor's guidance, including the benefits the research would bring to the professor's research or academic objectives.

• Reference a supervisor by the title as stated in the list of faculty members on the program page. For Academic Statement/SOP writing, chat on IG/X with @GCMSWriters.





Best Wishes!

Kamsi99:
Please my sister got her study visa application refused.. even after paying one year tuition!!! She applied on December 30th 2023. We have received her gcms and ready to explain the reasons.

But my question is, Can she reapply immediately or will she be needing attestation letter? Will the new rule of attestation saga apply to her considering the rule was made Jan 22nd.

Did anyone reapply without attestation letter and got response?

Hello Kamsi99,

If she is studying in a college, she'll need to include the PAL before reapplying. She shouldn't proceed without it. Otherwise, the application will be withdrawn.








Best Wishes!

NicoleThelma:
Hello good morning. Please I have some questions to ask.
1. My sponsor said he has enough proof of funds but they’re not in his bank account; they’re in forms of treasury bills, shares and Federal government bonds, and even his pension. How do I prove with this? Can I just use these documents as proof of funds?

2. Also, I’m applying for a 1 year graduate certificate course. Is there any luck of me being able to be eligible for PR during my stay there?

Will greatly appreciate if I could get enough responses this, thank you!

Hello NicoleThelma,

For the study route, the best form to show POF is liquid funds in the bank account. Any other POF can be secondary.

After graduation, you stand a chance of becoming a PR if the eligibility is met. You can always apply for PR via the PNP or CEC route.






Best Wishes!

Ajoself:
The elders for this group, I need your help o. I have applied to a school that the professor accept to supervise me with full funding in Canada. Currently, I'm waiting for their decision. However, my worries now is what should I be doing while I wait for my decision? Again, I was denied US student visa last year. Can this affect my Canada student permit decision?

Hello Ajoself,

While you wait for the funding approval, keep your bank account busy to help you show stable economic means.

Your US denial wouldn't affect your application to Canada only if it is declared in the IMM 1294e form.

What school and study did you apply to?








Best Wishes!

OTSAMUEL:
Please do you apply for PAL or the School will get it for you.

Hello OTSAMUEL,

It will be issued to you by your school.










Best Wishes!

Kost:
Please guys
i got another letter ( deferred may 2024 intake admission )for admission for sep 2024 intake.
i am yet to get the provincial letter from my school
my school is centennial college
can i go ahead and apply for the study permit or still wait?

Hello Kost,

Best to wait. If you apply without the PAL, your application will be withdrawn by IRCC and your application fees returned.







Best Wishes!