₦airaland Forum

BillQ:
Here is the corrected version of your text:

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Please, I’m here to make many inquiries. First of all, I have been building my account for over two years. I registered a business two years ago, I have a tax clearance receipt, and I also have landed properties which I added to my application.

I paid the first-year tuition fee, which is $18,638. I had more than $26,216 USD. I also had about 4 million Naira in my account.

It’s not that I couldn’t do this myself, but I needed someone who has gone through the process before. I contacted Justmellow on GCMS Writers. I paid him part of the money, and I started sourcing documents. After all the documents were gathered, he said he wouldn’t submit them until I paid him, which I did.

Mind you, I trade kitchenware and also do crypto on the side. I didn’t have enough documentation to back up my kitchenware business, so he said he was going to help with that. I gathered all my documents, including medicals, biometrics, and landed property (I had two, but I sold one and added the money to it, according to the story).

The first time, he submitted without checking if attestation was needed, and my application was withdrawn. He said he wanted to run my Naira account with over 7-10 million, as if money grows on trees. I was able to at least make it 3.something million, and he submitted again, but I was denied.

My admission is for September, and he said he wants me to defer the admission so I can run my account with steady inflows and outflows. I got so many inflows before converting the money from Naira to dollars. I suffered as I changed dollars when it was 1560 Naira per dollar. I lost a lot of money only for him to come back and tell me this. He has refused to show me the full SOP, including the financial part, so we can do it together. He keeps telling me there’s no problem. Mind you, I don’t owe this guy a dime; I’ve paid him all his money. He even asked that I pay the visa fee again, which I paid.

What can I do?

Hello BillQ,

I shouldn't have responded to this, but my attention was brought to this post by some individuals here (monikers withheld). There are screenshots of all correspondence via WhatsApp texting where series of advice was issued to this person who has created more than one Nairaland account to lay out concerns that resembles the defamation of character.

You cannot secure a service and don't listen to advice and counselling regarding how to present your POF and run your account. Since you decided to draw public sympathy through a medium that directly defames my character and belittles my professionalism, and since you say your account has steady inflows, I urge you to send your account statement to any regular contributor(s) here for review.

True, you paid your full fees of about $18k and have about $26k as a sitting balance, the question is does your bank account inflows show continuous and gradual inflows that accumulated to the sitting bank bakance?! Your case of paying the fees and having a huge sitting bank balance without historical inflows is the same as having continuous inflows that doesn't accumulate to a sufficient sitting bank balance. Those (individuals and agencies) from NL who have worked with me understand the level of professionalism I put into my craft. I don't take this type of belittling act lightly, especially from someone who don't listen.

I will emphatically say to you that this was not the best way for you to handle this because you painted a belittling image for the NL forum to run with, especially when your GCMS notes have been requested and advice on how to (re-)present your funds given to you extensively. True, you paid for the service but it is not a ground to belittle me, my character, and my professionalism on this NL ground after extensive behind-the-scenes correspondences on the way forward transparently.

I understand that a refusal is devastating but it doesn't warrant this behaviour from you when full attention, response, and advice to all your private queries are given almost immediately. Now you have the NL sympathy and I hope you are satisfied. What next?!

Finally, this is my advice to you, anybody you intend to work with in the future (or not), try to always pay detailed attention and listen to every bit. Don't claim to know when you are assuming. Publicly, this is to say to you that I will not work with you again or respond to your private messages since you are trying to leverage online blackmail to burn my expertise to ashes and to get sympathy when you are not a victim of anything that warrants this childish act.

Money does not grow on trees but advising you to run your account sufficiently to have regular and/or continuous inflows that amount to a huge closing bank balance is a priceless information for your good and the best for your application. Lastly, a refused application doesn't mean it won't be approved if the needed was done.

My best of luck to you and the next person you will work with, or not. I will maintain professionalism and not reply to any matter related to this distracting and derailing subject again. I hope you get the advice you need.



Appreciation:

For all those who have continued to patronize GCMSWriters on IG for SOP/LOE writing and vetting, GCMS notes request, admission processing, and visa/permit application handling and guide/advise assistance; I say thank you and please, don't stop the patronage and continued referrals.




One Love!

Mhideyyy:
Hello everyone
I need help and clarification on some questions
I’m in the process of filling my student permit application
I’m not sure if the Imm 1294 and family information IMM are still required because I don’t see any where to upload this forms.
I will appreciate it anyone can clarify how they go about it.
Thank you in advance

Hello Mhideyyy,

I guess you are trying to use the GcKey account which now requires applicants to print out the account timeline and include it in the application before proceeding to the nearest VAC for paper submission.

To upload the IMM forms and other supporting documents, use the IRCC Portal for online submission.









Best Wishes!

.

Wonder1844:
Thank you so much.
Please how long after submitting application can one be scheduled for biometric?

Hello Wonder1844,

Within 24 hrs.





Best Wishes!

freshStarz:
Good morning guys

Please my new passport is been delaying to come out after my recapture

Can I use my old and expired passport to apply to schools so as to get admission first?

Hello FreshStarz,

You can begin the process with it to avoid delay. After submitting the admission application, if an updated copy is required, it will be requested with leniency.








Best Wishes!

Wonder1844:
Good morning all.
Please I need guide on this.
My medical date is 13/05 and I intend to submit my application this Thursday, 9/05.
What can I upload on the medical section. I intend doing my biometric next week too as I am far from Lagos.

Hello Wonder1844,

You can adjust your questionnaire answer to the upfront medical as "no" to remove the column or upload the IMM 1017B form in place of the report. After the upfront medical is done, the report can then be sent through the webform.








Best Wishes!

clemosa:
Please I need help.

I am writing my SOP, I finished my undergraduate studies in 2012, did a masters degree in Electrical engineering and finished in 2021. I got admission for a masters degree that aligns with my professional experience. Is there needbto include in my SOP my first masters degree explaining that I am going for this masters degree because it aligns with my professional experience. Not including the first master degree would show a study gap of 12yrs. I have been working for over 10yrs and the course I am going for is inline with what I presently do

Pls what will you advice in this case?

Hello Clemosa,

Many applicants with similar academic profiles as you have been caught in the same web of dilemma. Depending on your storyline or how you decide to present your educational background, you have the choice to mute your first 'second' degree and fill the gap with relevant work experience or extracurricular activities, or coin a convincing explanation for what shaped your decision for a second Master's.

Opting for a second Master's would not necessarily turn into a red flag and the reasons for the decision could be:

• contemporary evolvement to augment the previous;

• Ph.D. is a tangent academic path to your career advancement;

• focusing on a specific area of professional academic learning;

• supplementing the previous Master's teachings with the essentiality of the proposed study i.e. if the first was research-based, present your study drive in wanting to harvest the academic exposure of course-based teachings this time around;

• give comparisons to the classroom dimensions of the previous and new, cite instances, if necessary;

• demonstrate a level of connection between both studies to your work experience, and the limitation of the first and where/how the second would strengthen the initial grounding. If you are unsure of how to go about the SOP writing or need help proofreading/vetting the letter, chat with GCMSWriters on IG/X for proper assistance.













Best Wishes!

EdoPresido:
Hello gurus in the house.
I need an urgent help. I applied for GCMS Notes on the 21st of February and I am yet to get a reply as at today. 21st of May will make it 3 months instead of the usual 20 - 30 days

I beg make una reply me ooO!

Hello EdoPresido,

It could happen so. Some notes processed by IRCC or CBSA could take forever to be released. Few are not released despite being duly requested. You should consider requesting the GCMS notes again if you have the budget. You can use GCMSWriters (IG/X) for the notes or use this link to request it on their website: https://gcmswriters.com/gcms-notes/










Best Wishes!

Okeyboy90:
Did you do upfront medicals? Did you get a prompt in your portal to do medicals before doing so?
I submitted my application on April 19th and went ahead to do upfront medicals on April 22nd. I am yet to get any IRCC prompt to do medicals in my portal and that's why I am worried if I need to raise a webform with the print out form from the Qlife medicals. No result or correspondence yet from Qlife; today is the 8th business day

Hello Okeyboy90,

Relax your mind. It takes a while these days for IRCC to update medical reports in real-time. Sometimes, even biometrics. Give it time for it to reflect in your online account.





Best Wishes!

freshStarz:
Hello guys

Please applying to a Post baccalaureate diploma as a graduate is it advisable?

Hello FreshStarz,

Many graduates opt for the Post-Baccalaureate Diploma because it bridges the academic knowledge of professionals in an alien field of study i.e. A Biotechnologist could decide to study Quality Assurance Management, a Nurse intending to study Toxicology, a Software Engineer wanting to study Digital Marketing or Business Data Analysis, etc. It also denotes a program progression. Some professional programs not available in PGD/C could be available in PBD depending on the needs of the student's professional development.









Best Wishes!

Popson09:
Good day guys,
Please, can Parallex bank be use for POF?

Hello Popson09,

It can.









Best Wishes!

Rozzycool:
Pls I need advise…I went to pick up reference letter from my sponsor’s bank today and I noticed my surname and first name was misspelled, and they already sent my bank statement to the embassy few days ago. The issue now is my sponsor already withdrew huge amount of money out of his account. I can’t do another one with the present available balance and my name is not spelled correctly

Hello Rozzycool,

The option now open to you is getting the bank to re-issue the reference letter, and then get an affidavit of name correction to draw the attention of the officer to the error on the SOA.


BTW, if the reference letter and statement belong to your sponsor, why is your name on them? Usually, almost all banks have a concise format for their references.








Best Wishes!

Tripitaka:
Good evening everyone,

I have a little confusion.

I'm trying to send my transcript electronically to Canada. My school requested that electronic copy of the transcript "must be sent via a secure delivery service, directly from the official institution".

I now reached out to my undergrad school, and they're saying they typically send via mail to the school directly without using any intermediary and that it's always honored.

Its confusing for me becasue if they are to send directly.tl Canada, it means the instruction of using a "secure delivery service" have not been met.

Does this matter or can my school send directly to Canada?

Someone please help

Hello Tripitaka,

If your graduate school does not use couriers for official transcript delivery, request the email of the graduate office of your prospective school (by reaching out to them via email) to satisfy the policy requirement for transcript requests from your graduate school. Some universities consider transcripts sent from a graduate school's email directly to the prospective school email as official.







Best Wishes!

Eraytee:
Actually there's no problem with submitting your application without your account, I am the sponsor of my spouse too and we didnt show any account statement from her, we only showed her employment letter, reference letter from employer, study leave letter, and pay slip for 6 months. all you need is to show the source of the accumulated funds from your spouse and you'll be fine. my spouse application was approved few days ago. your spouse is actually a direct sponsor.

Hello Eraytee,

Congratulations on your spouse's approval. As a contribution to SimiMaya's question, the advice JMG12 gave is valid. You and JMG12 are not wrong. What to note is that there is no two application and each applicant's situation isn't the same and each officer applies discretion differently when reviewing applicants' financial situations. A lot of cases supporting both JMG12 and your view have been witnessed on this thread and outside before, which turned out positive and/or negative. It will be very wise if SimiMaya include a personal account if it is sufficient and if the spouse's POF has scanty inflows that doesn't accumulates to a historical bank balance.





One Love!

Daveconsult007:
Greetings gurus,

Please I need your insight on this POF, asking for a friend,

The applicant is being sponsored by her cousin but she also has own money in her account.

Going for 2 year program, total cost is 22k

1)First full year tuition paid by Sponsor 14,750.00cad
2) 21,000CAD GIC deposit made by applicant
(Sponsor contributed to her GIC investment)

Sponsor's current balance is 59-70K

Applicant closing balance is 11.3M Naira

Please how is this POF looking? Gurus help me

Hello Daveconsult007,

The applicant's POF seems good. The financial commitment made by the sponsor should be highlighted for the officer's knowledge. The said person should address any areas of lump sums in the financial statements to be used for the application and attach documentation. The next area to justify is the proof of a relationship with the sponsor.








Best Wishes!

Mamaoseme33:
Hello experts,

I have some questions to ask. In December, my husband sold a property, and the proceeds were deposited into my account for my study permit application. Unfortunately, on March 12th, my visa was denied. Consequently, I withdrew the entire amount from my account for business purposes. Now, I plan to reapply. If I deposit the money back into my account either this month or in May, can I explain in my Statement of Purpose (SOP) why I withdrew the money? Is it acceptable to have the funds in my account from December, withdraw the lump sum in March for business purposes, and then deposit it back in May, with a clear explanation in my SOP? Or do you think I need to start building my account again from the scratch? Note that I deferred to the December Semester and my classes will be starting by January 2025. Your guidance on how to go about this matter is needed. Thank you.

Hello Mamaoseme33,

The standard approach would be to use an LOE to explain the lump sum origin and include surplus documentation to back it up. But the best approach would be to build your account again piecemeal, esp. if your previous application was denied on the grounds of "Person Assets & Financial Status" or "Economic or Employment Situation." In case you need external assistance with the SOP/LOE, chat with GCMSWriters on IG/X.









Best Wishes!

Daaaz0409:
Hello house please I have 2 questions regarding study permit application
1. Does the tuition and living expenses you show on your bank statement that you submit need to remain in the account till visa is granted?

2. If you have a sibling in Canada that’s a permanent resident and works full time can they serve as your sponsor? And how does that work if it’s possible

Hello Daaaz0409,

To your number one question, not necessary. Not every application is subjected to a secondary verification when updated financial proof is requested. If the money is to be moved maybe for an ineluctable reason of business or containing financial losses, ensure the funds are easily accessible in the case an updated proof of funds is requested.

Yes to your number two question. Your sponsor must have not sought public recourse in Canada, and if one was taken, it must have been repaid to meet the description of an eligible sponsor. Proof of relationship, funds, and economic stability will be required. An important area you will have to painstakingly work on is how to demonstrate rigid home ties so your family ties in Canada don't outweigh those in your home country.









Best Wishes!

maziemeka2024:
Hello all, I am asking on behalf if a friend who's brother will be presented as sponsor.

Funds will be gathered from various people and paid into the sponsors account. Then sponsor will then transfer to his account as the applicant.

The questions are

Is the sponsors own bank statement required?

Does the sponsor have to provide any further documentation as to where the money came from?

When does the funds need to be transfered and how long will it be in the applicants account?

Hello Maziemeka2024,

As a sponsor, bank statement(s) is required. That's the only means of assessment the officer can determine the sponsor's financial buoyancy to commit to the intent. In no way should the sponsor's bank statement be excluded even after transferring the sponsorship funds to the applicant.

The sponsor's bank statement won't be necessary if the applicant decides to become a self-sponsored applicant thereafter when the said funds have been transferred. The burden to justify the provenance of the funds will then weigh on the applicant. The same applies to the sponsor to provide justification for the lump sums if the sponsor remains in the sponsorship picture.

Aside from the sponsor providing proof of subsistence means, evidence of a strong relationship with the applicant must be presented as well. The longer the funds stay in the applicant's account, the better it would be to show it as "historically accumulated funds". As soon as possible would be ideal for the funds to be transferred to the applicant.







Best Wishes!

Johndooe009:
Hi everyone, I recently sold a property in Nigeria, and looking to use that as a sponsorship for my sibling. I’m currently in Canada, I have drafted a sponsorship letter, Nigerian bank statement, my birth certificate and international passport. Since I’m not using my bank statement in Canada or anything in here only the investment in Nigeria do I need to provide my Canadian drivers license and Work ID?

Thanks

Hello Johndooe009,

The driver's license is optional but you will have to provide an ID for identity, esp. one issued by the government, as well as your valid proof of funds.








Best Wishes!

Makpenen:
I need urgent advice here.
I have admission already. Is English Language test compulsory for visa application?

Thanks

Hello Makpenen,

Not compulsory for English-speaking countries.










Best Wishes!

Oluwaloniglory7:
Please is anyone know about Eastern College?

I was told the school has Private Career College Graduate Pilot Program? Thinking to move here from Toronto because here in Toronto things are not easy at all lol

I saw this on the school site please any more insight

The Province of New Brunswick is starting to accept expressions of interest for the Private Career College Graduate Pilot Program.

Hello Oluwaloniglory7,

The province of NB supports some private colleges like Oxford International College and Eastern College for the NB-PNP due to the colleges' ineligibility to offer the PGWP to international graduates. Graduates are usually advised to apply 90 days prior to study completion or securing a job offer letter.








Best Wishes!

Ihangha123:
Good afternoon gurus in the house,
My wife applied for admission to one of the colleges in Canada and an offer was given and tuition deposit was paid, but she was not given PAL (Attestation letter) and i have been spending in preparing proof of funds so in other not to lose the money I have spend in pof, I want to apply for admission for myself so i can use the proof of funds for my own visa application when the offer is out.
I will really appreciate if anyone can help recommend any university in Canada that can give admission within one week, two weeks or a month so i can use the proof of funds for my own application. I intend to go for a master degree program in Architecture. Please I really need you people help.

Hello Ihangha123,

Unlike colleges, most universities have two-session intake and others just one depending on the course. One month to secure a university admission may not be realistic. A course-based admission could be between 2 - 4 months whilst thesis-based could be 4 - 6 months.

The deadline for September 2024 intake in some universities has elapsed. However, you can check the University of British Columbia, Memorial University, Thompson Rivers University, etc.






Best Wishes!

OTSAMUEL:
Please Gurus in the house I need your Advice ASAP!.

Can a property worth 50m be sold by a father and used as proof fo fund to sponsor a son, is that reasonable. Can that be done please.
And also what is the chances of Visa Approval.

Hello OTSAMUEL,

Such an amount is sufficient for a father-sponsored application. There is no rule against using funds from a property sale for sponsorship as long as enough proof is included to justify the lump sum.








Best Wishes!

lowsugar:
Are these apps? I've checked for them on playstore but can't find them.
Thank you for your response

Hello Lowsugar,

You don't need to download the app. Check your admission letter to follow the payment link there provided by your DLI. It will take you directly to the financial institution website your DLI is partnering with to make the payment.







Best Wishes!

lowsugar:
Please guys, which is the best way to pay my tuition fee, I would like to do an online transfer. Please advice and suggestions are needed

Hello Lowsugar,

You can use Flywire, Convera, or PayMyTuition. Check which financial institution is partnering with your DLI for fee collection to make it easy.











Best Wishes!

Wonder1844:
Good day all.
Please will the respond be Yes or No. I am applying for myself

Hello Wonder1844,

Yes, if you have an accompanying dependent, and no, if you are applying alone.










Best Wishes!

Devasia:
Thanks

Please do you have idea what documents I could provide highlighting the sum I make from my free lance?
Though all payments from my freelance comes with a description.

Hello Devasia,

For freelance occupations, there are not many documents to be presented. However, the same documents for a self-employed will fly for a freelancer. Documents from your clients like:

• Contract agreement;

• Reference letter;

• Pro forma invoice;

• Business registration certificate (if available);

• Social media page(s) (if available);

• etc.










Best Wishes!

Wonder1844:
Thank you so much.

My question is, if all other funds are available will the student loan of $24800 affect my application?

Hello Wonder1844,

No, it won't, but it could be if you fail to give sufficient information and proof to explain how the study loan would be offset, without it becoming a financial pit-hole or debt entrapment for you, and your family.

Lance008:
Please am applying for a 2yr course how is my proof of fund will be calculated

Hello Lance008,

• Tuition: $Bleep (1 year as stated in your LOA)

• Room & Board: $20,635

• Others: $3,000 or $4,000 (optional & not mandatory, it can also be left blank in the IMM 1294e form if using the GcKey account)

• Available Funds: $Bleep total when added together




P.S. For your subsequent study session, you can demonstrate the source of the money to meet the costs when due. Include the necessary submissions of your subsistence to show its reliability.









Best Wishes!

Wonder1844:
Please I need a guide to answering this two questions.
Thank you

Hello Wonder1844,

Is work an essential component of your study? Answer yes, if the study has WIL. If it's for your daughter, answer no.

For the second, answer yes.










Best Wishes!

Devasia:
Good morning house.
I just got my admission and I have some series of clarification I need from the gurus in the house.
1. I have a 4 months bank statement with a steady inflow of cash; my monthly salary of 300k, I also work freelance which also gives me inflow of between 100k - 250k on weekly or bi-weekly basis.
My sister transferred a lump sum of money to my account as of October last year.
My question thus, is it possible to use a 4months bank statement for POF or it must be 6 months?
Also, since the lump sum was paid in awhile ago on 1st of December 2023, is it advisable to print my bank statement from 1st of January 2024, hence only showing my opening balance and thus eliminating the need to print when the large sum entered?
Please a brother needs your urgent answers.
Thanks

Hello Devasia,

A 4-month, 6-month, or 1-year bank statement is accepted. In the case of submitting a 4-month or 6-month statement, an officer can request for an updated bank statement for a longer duration using discretion. No panic, you can apply with a 4-month statement to eliminate the lump sum(s).

For your consideration: Since your sister transferred the funds in October 2023, you can print from November 2023.

To complement the 4-month statement presented, endeavor to include enough documents supporting the strength of your financial abundance and economic stability.









Best Wishes!

ademma2022:
Good morning house, I just my admission deferred to another entry, either I come in Sept or January,
I was denied Study visa last year based on financial reason.
Now I am planning to reapply once I get my PAL in 2 weeks time,
In my first application my mother was my sponsor, the company I work for wrote a letter that they will be supporting with about 35% of my tuition fee. Now the same company I work for is willing to send about 60million to my account to show more seriousness from them and show that I have access to the money.
My Question is
1. Is it a good idea the money is in my account since I am going for an undergraduate program for 2 years
2. Should the money be in my mother who was my initial sponsor.
3. What other document can my company to strengthen my application.
Please help a brother

Hello Ademma2022,

Best for your company to have the money sent to your account while acting as the sponsor. You can then financially support. Your mom can come in as your financial backup, demonstrating her financial buoyancy just in case the sponsorship is withdrawn.

Give a proper explanation to the #60m lump sum by stating the purpose, merits to why you deserve the sponsorship/funds, etc. Another area to give adequate clarity is the reason or motivation behind studying at the undergraduate level given your work experience in your statement. For your consideration, if you need a professional write-up for your SOP/LOE, chat with GCMSWriters on IG/X.

Your employer can provide you with:

• employee directory, highlighting your column;

• proof of previous sponsorship of its employee for study, seminars, or workshops;

• letter of sponsorship – why you deserve the opportunity;

• board resolution letter – approving the sponsorship funds, the disbursement date, the bank account details to be used for the intent, etc. ;

• certificate of incorporation;

• bank statement, etc.










Best Wishes!