bigmarvelous: please, don't air me... which is better and cheaper to get visa for masters. what would it require? if you can leave a link to a trend that contain requirements needed to study in another of the country. I would be glad. thank you
Goke7: I can’t blame Canada o that disrespect is just too much, 51st state ke and the man keeps repeating it, you de whine? 😂
As for Europe they have no choice o especially our beloved Uk, Texas gdp alone de drag each with Uk, France and Germany so na ‘love me jeje’ things be the way to go!
Neither do i, he deserves no respect from any living being... even the dead, his power diminishes day by day as we count down to midterm .
jedisco: Hehe... In her words, 'we don't want these people coming into our country'. She does appear like someone who loves being argumentative for the sake of being argumentative. We sabi them.
It was an under the belt blow from Keir though. Classic British insult -saying what you mean in an obvious but non commital way.
I continue to wish her well
She is running out of steam now, she need more race and cultural mean thing to say so as to remain relevant.
He's (now) a tiger at the despatch box every week when sparring with Kemi, but was transformed into a bashful kitten in front of his international peer who's supposed to be his special friend 😂
Just like Theresa May used to bark and snarl every week at Jeremy Corbyn, but literally held onto Trump's hand when they met and said nothing even after he was disrespectful to her.
Just shows again that PMQs is pantomime/A-level politics compared to the Realpolitiks of dealing with dominant leaders like Trump.
Its all about trade deal, that buffoon is dishing out tariff like candy to countries and he likes to be treated like a toddler.
Though i prefer how Canada is treating him with go-F-yourself responses than Keir and others that have visited the White house
jedisco: @justwise, always wondered why the NL spambot is set to be so hyperactive. It picks up on most post containing the work st*cks (or similar) and automatically hides the post + bans the poster. Got caught despite trying to evade its net
That usually happens when a particular material has been shared online many times outside nairaland, so the spambot sees it as a spam.
The ban is only for 24hrs and you will be automatically unbanned but if you report it any supermod or a mod from that section will remove it and restore your post.
Please stop posting your fraudulent POF questions here, whatever POF arrangement you have with your agent and bank keep it out of this thread.
And for those of you using untouchable POF to get a visa , make sure you have enough money to sustain yourself when you get to the UK or have someone to support else…
You will be here very soon starting a thread blaming the school and everyone else for your misfortunes.
jedisco: A good starting point is understanding what ISAs are. ISAs is the umbrella term for your tax free saving allowance of 20k. Its like a tree which then has different subdivisions such as LISA, S&S ISA, Cash ISA e.t.c. I've found this site useful in explaining the whole concept : https://www.moneysavingexpert.com/savings/isa-guide-savings-without-tax/
Now to LISAs - Its a seperate bucket under your ISA where the government tops up your contribution by 25% but this can only be used penalty-free for 2 purposes: buying your first home or at retirement. There is also an exemption if one is terminally ill. Also worth noting that you can't currently use it to buy a house that costs more than 450k - something to consider as you're in London.
First is to decide if you want to save for your home in a LISA or normal ISA or both. To many, filling a LISA first is preferable as you get the 25% rebate. With the money (your deposit + govt rebate) now in a LISA, you then decide what you want to do with it. Do you leave it in cash and get 1- 4% per annum without the risk of loosing money or do you invest it in S&S with potential for much higher returns but risk of losing some capital. If investing, the next question is do you buy individual companies (st0cks) or do you buy a basket comparising a large amount of companies (i.e fvnds). Fvnds which are my preference, if well chosen are cheaper, little hassle and historically return 7-10% pa. There's the risk you may lose some money when investing but if you your time frame is long enough (3-5 yrs and above), you would likely come out much better when invested properly. The risk is actually holding cash. Remember guaranteed interest on cash would struggle to match inflation and is unlikely to keep up with house prices. When deciding on whether to go with solo st0cks or buy a collection, I've found this short video series quite good in explaining the concept.
I'd give an example (pictured)- after buying my place, I decided to continue investing in my LISA for retirement purposes. This time I went with S&S against cash. Its maxed out for the financial year and invested for under 8 months in the named fvnd. Returns so far (aside government rebate) is over 9%. Granted the last 2 years have been exceptionally good for markets but it'd take 3 years for same amount in cash to bring same return if the interest rate was 3%. I say 3% cos though you might get higher now, rates are likely to fall as BOE drops rates. Interest rates on cash were 1% is not too long ago. While saving for my place, I used a cash ISA+ LISA but with what I know now, I'd save in S&S if I'm doing it again. Thesame concept largely also applies to how pension investments are made. Just like ISAs, they are all called tax-free wrappers. It's what you do with money inside the wrapper that matters.
Teedol: As much as there is emphasies on punishing folks selling COS, people willing to buy are also culpable in this case, have seen people desperate and intentionally asking to pay for COS, thats intentionally breaking the law.
Lexusgs430: I spoke to a lady last month, she paid £13,000..... The real employer only charged £5500, the rest was added commissions from 3rd party connections...... 😊😁
Home office already revoked sponsorship licence......
That is not enough, the scammers need to pay the price.
xaves: Thank you for taking your time to respond to my queries and concerns. I wrote about the programme and the importance, attached all the emails conversations, newsletters and other necessary documents. I also even attached other programmes I have gone for before and another I already have visa to attend later this year with the visa attached. Yes, attached letters from my immediate department and from the organisation itself with my stamped payslips .I will take your advice and wait till my baby is mature before applying again and make my statement suitable, I am suspecting they are denying me because they feel if my baby is with me I will have more reasons not to return back to my country.
Thank you you once again, you advice are always spot on !!!
Going by your profile and details you provided here I think you have a good chance reapplying but before you do that you need to address the issue of child care, will the school cover the cost of childcare? If yes then get a letter to that effect but if you will be paying out of pocket then do your research about what it will cost you to pay for childcare throughout your stay in the UK.
If you can afford it then arrange for one and get receipt and attach it to your application
xaves: I was sent a refusal email not long ago. I am going to the UK for a fully funded training. I attached my payslip, salary account,letter from my employer, letter from the organisation sponsoring, family photos (I have 4 kids) I am going with my 3 months old baby and my husband supplied letter of support and his statement of account. I clearly explained that I work for the government and other private facilities at my convenience and I explained their payments in my salary account. So I don't know why I was refused. Because the dollar account they complained about is savings and I explained that to preserve the value of my money I put some of my savings in a dollar saving account that was why I attached it to my application. This is my second application, the first they refused me because I didn't attach my savings. I don't know what these guys want ooo. Please I need help on how to go about this. Thank you.
estherrachy: My visa was refused! Actually, my undoing was listening to an agent that claimed i needed to have enough money in my bank account that will be enough for the journey to and fro despite having a sponsor that has committed 7k to her savings account towards the duration of my stay. And so, he cajoled me into getting a POF of 5m that was lodged into a microfinance bank he created for me. My intention is to go write the OSCE for nurses. Thank God i found this thread and it's been an eye opener so far.
These are my worries right now...
1) Can i totally ditch the POF account the agent created for me and focus solely on my salary account for the next three months?. This is so that i'd have explainable salary credits and lesser expenses. I earn about 180k.
2) What's the best way to receive additional money for support from my husband and other people(family and friends)? in which account would the send the money to? salary account or the POF account the agent created?. I don't know how the agent did it but there were transactions in the account covering a period of 6 months. Meaning, when i contacted in June, they created a bank account with POF of 5m and transactions starting from January.
My affinity with the POF account is that, it is now automatically in their database and if i now present only my salary account this second time, won't it raise any inconsistency issues?
I'd appreciate any response that can aid my not being refused a second time. I really don't want my IELTS to expire
You allowed an agent to mess up your application and possibly your immigration profile.
I Suggest you forget about reapplying until you are financially capable to do that. As it stands your chances of getting a visa in the next 6months is limited.
Your plan for the next three months with respect to your bank statement will work perfectly fine.
From the refusal letter you posted, it seems the 5 million was claimed as additional income from family and friends. You can leave it out in your next application. When it asks if you have any additional income or savings, just select NO. Only tender your salary account statement that accurately reflects what you’ve outlined in your plan for the next three months.
Again, make sure the sponsor’s account is clean, so they don’t shift from complaining about yours to complaining about the sponsor.
In your next application, you should address the refusal reasons. Just say you made mistakes when filling the application, leading you to erroneously input money received from family as additional income. I believe you should be fine.
All you said here will lead to her next visa refusal. I'm sorry but you are helping her situation
Zahra29: @Lexus, you didn't give us the tea on the protest going on outside the Home Office lol, calling on the Home Office to investigate CoS scammers who have allegedly scammed people of up to tens of thousands of pounds.
They even have a banner with the faces of some of the "scammers"
Yogat12: Even if America elect Buhari has the president. They can never be a 3rd world country
They are already, they are now as corrupt as any country in Africa, no democracy, very authoritarian, no respect for judiciary system. Now tell me the difference between American and third world countries
: I have uploaded fake work reference. I hope dey don't trace it? Can someone help me with a reply ... Because I don't have the relevant work information.Well-done!! You should be proud of yourself
dustydee: It's simple, he should go to Nigeria and marry her there. She will file for him.
That will put a heavy question mark on the failed asylum application. I guess he applied for asylum because his life is in danger in Nigeria, so going back to the same country means that the asylum application was fraudulent
numericalguy: All these internet small boys wey just dey come online yesterday did not know Deeone
Deeone is an international star. This is Deeone 10 years ago killing it and breaking records in London and making Nigeria proud unlike the gay prostitute called VeryDarkman
This failed street rat is someone you are mentioning his name in the same sentence with VDM? He did the first show 10 yrs ago and have ONLY 7 comments? 3.3K views?
Second video was done 8yrs ago with 6 comments and 4.6k views?
Do you know how many views and comment VDM gets an hr? Do you know how many subscribers VDM has under 2yrs?
numericalguy: 0l0d0 mumu wey u be. You are just a small boy on the internet that is why you do not know Deeone.
Deeone is an international star with footprint in London. Do you know how many fans Deeone has in UK?[b] Deeone has been doing skit in the UK for several years now. [/b]
Has the gay prostitute called VeryDarkman ever stepped his stinking foot out of Nigeria except when his gay boyfriend took him out to go and fire his gay ass.
cc: justwise Ariyayoazeezjnr
Show me his skit in the UK and evidence of those fans in the UK.
Travel › Re: Which Is Better And Cheaper Between The USA And Canada To Study For Masters? by justwise(mod): 2:30pm On Feb 28, 2025
