₦airaland Forum

boringnigerian:
All solutions have teething problems so you can't expect Visionscape to get it right off the bat. Give it a bit of time.

oneda:
Educate yourself but first vomit that greenish concoction and red peppery dwarf causing brews you ingested so that your brain may at least be at factory mode (sorry if it is already permanently damaged BTW)

Although Mary Ngozi Bienoseh did not win the maiden edition of MBGN in 1986, she became the first Nigerian to be named African Continental Queen of Beauty, reaching the top ten at Miss World 1987.[22] Other MBGN delegates who have received this honour are Chinenye Ochuba[23] and Anita Uwagbale in 2002 and 2004 respectively.[24] 1988 winner, Law student Bianca Onoh was crowned Miss Intercontinental in 1989,[25] and Theatre graduate Sabina Umeh was the first Nigerian to win the Personality prize at Miss World 1990. Toyin Raji was the recipient in 1995, despite withdrawing from the pageant due to political protests.[26] Prior to this, Raji had been named Miss Congeniality at Miss Universe 1995.[27]

MBGN's biggest achievement was in 2001 when Computer Science and Mathematics student Agbani Darego became the first native Sub-Saharan to clinch the Miss World title,[28] and the first Nigerian in the top ten at Miss Universe.[29]

At least three MBGN winners have previously competed at Miss Nigeria: Omasan Buwa (1987),[30] Sylvia Nduka (2010),[31] and Isabella Ayuk (2004)[32] Miss Nigeria 2002, Sylvia Edem, was in the top five at MBGN 1998,[33] as was Miss Nigeria 1993 Pharmacy graduate Janet Fateye who had competed in MBGN 1992 as Kemi Fateye.[unreliable source?]

Many MBGN winners have pursued careers in entertainment, including Sabina Umeh,[34] Regina Askia,[35] Emma Komlosy (who reigned for the longest period in MBGN history from 1996–1998, and to date remains MBGN's only mixed-race winner),[36] Celia Bissong,[37] and Munachi Nwankwo.[38] Lynda Chuba-Ikpeazu and Omasan Buwa have moved into politics,[39] and Nike Oshinowo has worked in pageantry.[40]
[url]
https://en.m.wikipedia.org/wiki/Most_Beautiful_Girl_in_Nigeria[/url]

eyinjuege:
It was stolen when his house was burgled in the UK.

They found it years later in someone's flat.

His family definitely knew about the auction. His son claimed that was his father's favourite piece of art.

IamaNigerianGuy:
The piece was domiciled in the UK and sold in the UK. The sale was advertized.
Usually, the last known legitimate owner would be contacted and the painting returned to him / her. They are the ones to authorize the sale.
Failing that, the painting would normally be returned to the estate of the painter or his home government.... but Nigeria does not have a government so thats that.

nairalanduseles:
go siddon were in the world do u use women to sweep .......u have trucks that sweep and litter pickers......so stop shaming ur generation

macaphan007:
The funders had a range from a minimum of $300m-$$900m depending on the. State meeting all necessary requirements, Lagos for instance could access close to $600m-$700m cos of the viability of the State,our partners told us how South Africa and some other African and Asia Countries like Indian had benefited from the Grant,aside that most people in Govt don't know the world is observing everything we do,mostly our religious over zealousness.

I

whitering:
My Area Ogombo, Etiosa LG is an eye sour. My refuse since December is seriously angry with me. AMBODE,....................

ndcide:
Ajah, Ado road, Badore and Langbasa, has been taken over by refuse.

The refuse is so much that you would not notice that there is a bin, in the middle of the mountain of refuse.

macaphan007:
Na so we see am oh till one of the Investors pulled out,after we've invested a lot of money, time and effort,I even left my job in abj cos I felt it was a better opportunity for me,The level of corrupt in this country is mind bugling,The country is run by a cartel.

macaphan007:
My brother this country is a big surprise, it won't cost the govt a dime to execute these projects under a PPP or Concessionary arrangement, but greed won't let us,I and an elder Bros brought in some investors into the country since 2015,one was Humanitarian Grant and the other was from a Financial Institution affiliated to the World bank,I tell you Nigerians messed the opportunity up,from greedy civil servants to selfish individuals that wanted to circumvent us,to house of rep members asking us to pay 10m naira before they even consider moving,my brother a grant that the state won't pay back oh,our partners were like 'What kind of people are these" a program that's suppose to help develop the state,Nigeria's problem is broad and we need an holistic approach to solve it,so many investors want to come but there are too many bottlenecks in our system,we all really need to rise above tribal and ethnic sentiments so we can salvage the future for our unborn generations.

deenee:
Again I will tell you categorically that boi does not collect upfront interest of 14percent......qed!

amani63:
This is the only lady I appreciate in that industry

boringnigerian:
If something is not working, you'll have to seek alternatives. I mean, PSP's productivity and efficiency had gone waaayyyy south. The visonscape you guys are vilifying have not been on board for up to a year - up to six months even. If Visonscape fails to scale over the next few months then the state government can either revert to PSP or look for another alternative. Wasn't this the same way people complained about BRTs all through initial deployment and then the transition to Primero handling the BRT corridors. Now Primero has scaled to cover more of the demand and the complaints have died down. Why not you guys wait and see how Visonscape performs.over the next few months before complaining.

AutoReportNG:
Personally, I think these guys are too foreign for a place like Lagos, they are overwhelmed

Ayodejioak:
Did you just say the act that was passed some 24 hours ago are now being implenemented by some land lords?

macaphan007:
My brother I feel the same way too,if I stay in Akure and work in Lagos,I will live fine,enjoy fresh vegetables and fruits and I don't have to spend so much on house rent and I will always visit my Grandma every other weekend in Ogori.

macaphan007:
people don't understand that there will be a ripple effect,well I think it will only help Ogun and Oyo state if they are wise enough to see the potentials,by making land available for real estate developers to accommodate the people that will begin to relocate from Lagos.

Ayodejioak:
Awesome. Looks like the learned colleagues have done the right thing again

These are the set of people that will feel the backlash of these laws the most (the rich)

So would you expect them to agree to a law that lets them pay more and stress more?

On the other hand, the poor don't care cos they are busy arranging their rent for Mr Land lord (Last day of the month again)

So they cant even afford a their monthly rent not to talk of 1/8 plot of land.

BabbanBura:
The masses will be the most affected

BabbanBura:
Sadly this increase will be transferred to the masses by the property owners as rent

minke:
In the end, it is this same poor that will bear the burden of this law. The landlord will simply add the extra charges to the rent.

emonis88:
don't u know that rent will also increase so it will affect d rich n d poor.

deenee:
Boi does not collect 14percent interest upfront and this is on record. The moment I saw that part of the report I just didn't bother with the rest of the report. Again I will say that I am not holding fort for Boi but the op should have done his due diligence well and also ensure that the check list is in place and properly implemented

because again a lot of what he is claiming is what is on their website

Shukusheka:
The idea that Lagosians do this because they are unintelligent is the easy answer. And it's also the wrongest answer to anyone who does anything different from you.

Human behaviour (including that of Lagosians) is driven mostly by a perception of what the person considers good for them. Depending on the person, that could be good right now or good later on. And what is defined as good often is influenced by what has been good in the past.

Apply that to Lagos, keeping in mind that Lagos rewards speed ("Be smart! Be sharp!" is probably the one of the first things a Lagos kid learns.) So we are conditioned to think ourselves smart when we do things that feel sharp.

(This also explains why we cut each other off in traffic, run red lights and go against traffic on one-way roads: each of those things represents moving faster, and therefore smarter.)

Which is why @ Chuksjuve above is right to say the major reason is our need to do things with speed.

The secondary reason, however, is the emotional sense of reward that comes from being "faster," which proves that we're "smarter."

So the Lagosian thinking is going something like this: "I'm smart enough to cross the road without getting hit! And those people who get hit obviously weren't as smart as I am."

And so, at this point I would disagree with those who say it's impatience. No, it's more like personal pride. And to tackle it, we have to:

Show proof of speed (something no pedestrian bridge I know of could keep up with).

Create disincentives against crossing bridges (which is the idea behind arresting those who do) — the problem with this is, it's very labour-intensive, and ultimately makes no sense.

Run a campaign to tell a different story about what it means to cross the road and why that is the smarter thing to do — not just based on statistics which only appeals to intellect (and is hardly ever a basis for decisions), but in a way that appeals to emotion.

AutoReportNG:
5. The bridges were too high
One of the major complains of the people is the height of the bridges, most bridges were constructed in a manner as if you were going to Mount Zion to see God's face and this has to pose lots of issues to the users. Some ladies find it difficult using the bridges as they complain of back pains especially those on heels. Example of this bridge can be found at Lekki Phase 1, the company that constructed the bridge ought to be flogged.

Source:
http://www.autoreportng.com/2018/02/reasons-why-lagosians-hate-using.html

deenee:
Sir I think you need to go and read how intervention funding works

traeces:
What then will you say about this independent opinion which I just stumbled across:

"There is massive corruption in the Federal government's Bank of Industry (BoI). The fraud runs into billions of naira. The Bank not only trades with cheap government funds meant to support industries and industrial development in Nigeria, it is also defrauding Nigerian industrialists of their hard earned earnings.

If in doubt, the federal government should direct its public service monitoring agency, the Servicom, to ask for a comprehensive listing of all loan applications approved by the BoI and see what percentage of the supposed loan approvals for industries, were ever disbursed within even six months. It should be noted that these are businesses which are qualified and have been duly adjudged, so by the Bank, which goes ahead to collect as much as 14% of the approved loans in upfront cash, but never disburses for as long as two years, without any reasons.

What is worse, is that apart from funds from the federal government through the Central Bank, the BoI is also collecting billions of naira from state governments across the country, for partnership funding for business expansion for small-scale industries in the states and for years, not a dime of such funds are disbursed to any intended beneficiary.

The pertinent question may be, who is benefiting from the difference between the five to 10% supposed interest rates to SMEs and the 25% to 35% interest rate commercial Banks are apparently rationing out the funds meant for long term investments for hundreds of businesses, as massive short term loans, to a handful of traders and importers of finished goods.

As a result of this large scale development banking fraud, the economic recovery projections of the government will always be wide off mark. Virtually all federal government ministries and the government's economic indices monitoring agencies, will be basing their economic growth projections on funds already given to the BoI, without knowing that such funds are never released to intended beneficiaries for years.

There are reasons to believe the Central Bank is probably complicit in this evil. The government will be shocked at what will be discovered if it opens up a web portal for example, for disappointed Nigerian businesses, to forward proof of BoI's failure. Such disappointed small, medium or large-scale industrialists should be asked to also detail how much they have paid into special BoI accounts for years, without getting any loans.

Yet a chunk of the payments BoI collects from loan-seeking industrialists are non-refundable. The refundable part of the deposits the BoI is fraudulently collecting, are refunded after upwards of two years at less than 10% interest per annum, when even Bank to Bank lending in Nigeria, is at almost 20% for onward lending to end users at as high as 35%.

To be fair, this fraudulent way has probably been the way the BoI had always being doing business. That much is obvious when it is realised that the bank, despite its very low customer base, the Bank had always been competing with major commercial banks in the profits it has been declaring for the past several years."

O'seun Ogunseitan
http://www.itrealms.com.ng/2017/11/bank-of-industry-and-fraud-within.html?m=1

It is about beaming the public search light on the massive corruption being carried out with reckless abandon at BOI. Nothing else.

Heimdall:
Let's not forget to correct the "wise" ones that are telling people to read, plan and apply early and they will get a job in UK.

No! that's crap. What we are saying is:

Read, plan and avoid UK

Ebullience:
1O herdsmen have been caught red-handed while destroying farmlands in Benue state by troops of the Nigerian Army participating in the ongoing Exercise Cat Race.

Director of Army Public Relations, Brigadier General Texas Chukwu, explained in a statement on Monday said the troops, who were on patrol caught the herdsmen destroying some farms in Tse-Tigir and Tse-Ndugh villages of Benue.

He added that the herdsmen fled upon sighting the troops, but the troops went after them, caught up and arrested them.

“While in the act of destroying the farmland, the herdsmen sighted the aggressive troops and fled into the bush. The determined troops pursued and arrest them,” he said.

The Army spokesperson added that items recovered from the herdsmen include five motorcycles, two machetes, charms and a sum of N120,000.

Chukwu added that the herdsmen arrested have been handed over to the Police for investigation and prosecution.

http://saharareporters.com/2018/02/27/nigerian-troops-caught-herdsmen-destroying-farms-benue

muzzol:
Sir, the Asset they are financing is bought with their money...in most cases, the assets are specialised equipment, which is a risk on its own.....Working Capital is granted on rare occasions...

traeces:
If you have truly read my posts like someone suggested then I am at a loss how you came to your submissions. My grouse here is not that BOI isn't giving me cash. I processed my application without enlisting the assistance of any consultant and yet it got approval so that should at least tell you that I did my research.
My grouse is that BOI armtwisted a non refundable payment of 52000 naira from me and then went to sleep until the letter lapsed. Right now, they are probably waiting for me to go to their office cap in hand begging them to renew the offer which will eventually still lapse again.
Apart from the fact that I missed a window of opportunity due to that delay, prices of my inputs are not what they were 2 months ago. We were buying 2000 units of an input in Dec at 2.4 Million naira, today it is 2.8 Million naira.
These are the issues not giving me cash or not

deenee:
While I understand your grievance trying to give boi a bad name and by extension the fgn won't solve the issue. Bt if that is the route you want to take then all the best after all you are the one trying to build a business and it won't be advisable to tarnish your business name by trying to fight them . It's a battle you can't win either in real life or no social media. Rather I suggest you do your proper due diligence next time before applying for any loan and ask for a checklist of the requirements and make sure you have everything on hand before you apply. Again I am not holding fort for boi but I know of countless people and small business owners who have applied for loans from the same boi, got the loans without paying a single bribe or even knowing anybody at boi and yeah there is no way they will disburse if you don't sort out the collateral/ security for the loan because they are not a charity organization.

omohayek:
Self-deceiving nonsense! The only thing "puerile" here is your attempt to deny the obvious, which is that Bello was chosen over the far better qualified Faleke (who, as Audu's deputy, ought to have been appointed governor by any reasonable reading of the law) - mostly because the Ebiras wanted the governorship to come into the hands of "their son", not caring whether their precious "son" had the slightest chance of carrying out the job properly. Are the following articles mere "puerile rhetoric" simply because you wish they were?

https://www.naija.ng/663163-kogi-elections-abubakar-audus-ghost-sealed-yahaya-bellos-victory.html
https://www.dailytrust.com.ng/news/politics/high-expectations-in-kogi-as-bello-takes-over-from-wada/130375.html
https://www.nairaland.com/2785132/see-how-ebira-people-welcome

Keep denying that petty, short-sighted tribal sentiments paved the way to Bello's selection for office, over the far-better qualified Faleke, who as deputy-governor elect should have been next in line. The Ebiras wanted their "son" at all costs, and now they - along with the rest of Kogi's citizens - are paying the price for their tribalistic myopia, just as the northern "talakawas" and "almajiris" are currently paying the heaviest price for their blind "sai baba" worship.

omohayek:
Kogi state is what happens when people elevate having one of "awa pikin" in power over petty considerations like competence or character. I'm sure Yahaya Bello's "kinsmen" can now rest easy in the knowledge that someone from their tribe is in the governor's mansion, even if he doesn't give them roads, healthcare, or schools, and he forgets to pay pensions or salaries ...

Kogi represents a microcosm of everything that is wrong with Nigeria: it is the inevitable outcome of the perpetual elevation of tribalism over political ideologies or track records. The people of Kogi have no grounds to complain about reaping precisely what they have sown, just as their fellow Nigerians have no one else to blame for living in a sh*thole but their own mass foolishness.

LIFEisSIMPLE:
Do you feel the hate all over your post? Animals like you dont belong in a cosmopolitan city like lagos. Please do us all a favour and disappear. Every Nigerian is entitled to address Lagos as my city. Face the truth or go and die. Dear Thief, you cannot colombi Lagos to yourself

Old Calabar until 1904, served as capital of the Oil Rivers Protectorate (1885–93), the Niger Coast Protectorate (1893–1900), and Southern Nigeria (1900–06) until the British administrative headquarters were moved to Lagos. It remained an important port (shipping ivory, timber, and beeswax, as well as palm produce) until it was eclipsed by Port Harcourt, terminus (1916) of the railroad, 90 miles (145 km) west. https://www.britannica.com/place/Calabar

muzzol:
OP, first of all, everybody knows that BOI does not give money to investees, rather they do asset financing, so your outcry shows that you didn't investigate the conditions attached to the facility before applying....secondly, all what you wrote as callous acts from BOI are well stated in their website as conditions precedent to accessing their facilities, so if anyone is to be blamed, i think it should be you, who did not investigate or ask your financial advisor before applying for a facility. Moreover sir, as someone suggested above, i think it is important you share with us what you proposed to BOI in your business plan and the pre-application form you filled. Next time sir, involve your financial advisor (a professional) in issues involving financing of your business.......a poster above did an intelligent thing by seeking for angel investors to finance his start-up......the truth is that nobody anywhere in the world will give you money to kick-start a project without you bearing the risks....you shouldnt expect BOI to give you their money and still bear all the risks (which risk can be more than their money they gave you?)

Kemperor:
Kogi went wrong the day they collided with Hausa/Fulani to exterminate Biafrans from the face of the earth... A price they are paying today with their lives..