₦airaland Forum

meforyou1:
boy, I challenge you and IT staff of any commercial bank to prove that RTGS is slow and breaks down. I don't have time to lecture you

Don't bother to lecture anybody, as none of the actual users of that platform would attend.

RTGS is used for net settlement requests. And the CBN Guideline is explicit on use of RTGS. "For low value net settlement systems, if a participant does not have sufficient funds to settle net position, this could prove a risk to the whole system, CBN would provide collateralized intraday credit facility, which would be accessed to enable participants to make payments. The collateral must be high quality and the amount would be determined by CBN. Any participant that enjoys this facility must make the fund available in its account to cover the credit not later than the close of the day's business."

If that participating bank does not make funds available to cover the credit, or if it delays in submitting its returns on that settlement credit to CBN by close of day, it is penalised. Even when the delay was caused by the RTGS platform, that bank is still penalised for any lapses in settlement.

meforyou1:
you don't know what you are saying. Which CBN RTGS breaks down frequently? And mind you, RTGS is not for used for submission of returns by banks. It is eFASS that is used for that. RTGS is used for funds transfer. Inter bank and third party funds transfer.
It's people like you that feed people like Dino Melaye the lies he raises in the floor of the senate

Guy, RTGS breaks down. Even when it is working, its' speed is slow, and it drags. If you have ever used it consistently over time on a regular basis, you would know. Ask anyone who has worked in the IT Dept as well as clearing or ops dept of any commercial bank.

It is folks like you that feed Dino Melaye with crap, because I do not even know the clown called Dino. Both CBN and the World Bank Project team evaluated the technical capability of RTGS and the technical solutions provided by other companies, before settling for Remitta. In fact, CBN in its own letter stated clearly that RTGS was unsuitable! Go and do your research before coming back here!

ziccoit:
Throw more light @bolded.
Did NIBSS offer to provide the same service at higher fee?
Who didn't score highly in tech evaluation? Remitta?

Guy, please read the OP' post again. It clearly answers most of your questions. I have reproduced part of it again, below. NIBSS did not score highly in the technical evaluation.

mindthing:
According to a letter issued on December 17, 2013 and circulated to all Deposit Money Banks, the Central Bank of Nigeria [CBN] have debunked Melaye’s statement.
Titled “Commencement of Federal Government independent revenue collection under the Treasury Single Account [TSA] initiative” the CBN stated in the communication that “a fee of 1% of funds collected is payable, and this would be shared by solution provider and participating banks”.

Further investigations showed that the CBN, before it selected Remita as its gateway, examined existing local and foreign infrastructures before its endorsement and choice of the platform. The CBN approached NIBSS; a company owned by all Nigeria banks; including the CBN, the apex bank also reviewed the suitability of RTGS provided by CMA a foreign software house, and was convinced about its unsuitability before SystemSpecs’ Remita was considered.

According to facts available online and via the company website, Remita is a payment platform and not a company as many including the Kogi Senator would want the upper chambers to believe.

Media reports also claimed that SystemSpecs; owner of Remita-the CBN licensed payment gateway has been in existence for about 23years while Remita has been holding sway in the electronic payments space for about 10 years- long before the advent of TSA.

Investigations revealed that during evaluation, the CBN’s requirement-which was an integrated platform that connect to the banks and CBN’s platform, appeared beyond the reach of locally available solution.

Nevertheless, to make the selection process transparent, the CBN invited other companies to participate in the bidding as was the required procedure. CBN sources said Remita was offered the TSA project because of its unique capabilities to deliver on the requirement.

Investigations further revealed that the Office of the Accountant General of the Federation [OAGF] and the World Bank supported the project and its evaluation. “After due diligence, the contract was given to Systemspecs to deploy Remita as the CBN TSA Payment Gateway”, the CBN source said.

Recall that Melaye told the senate that Remita is a collection agent. The CBN source debunked this by saying “TSA is not just about collections, but payment and collection. The payment component started since January 2012 with little or no resistance. However, Collections which will have greatest impact on the economy by curbing corruption and blocking leakages was frustrated and repeatedly delayed until the new administration came in and insisted it must take off”.

http://expressng.com/2015/11/dino-melaye-misled-the-senate-on-tsa-remita-source/?utm_source=feedburner&utm_medium=twitter&utm_campaign=Feed%3A+expressng%2FLmGT+%28Entertainment+Express%29

ziccoit:
The post above is from another thread related to the issue of discuss and that is where the problem is. If the CBN has the resources to handle the project; why contracted it out at the expense of the state? There are lots of wastage in this country. Projects are awarded just to create avenue for some people to "eat" from the system.

In one of the SW states, the governor bypassed the workers who are employed and statutorily empowered to pay the workers salary by contracting out salary payment to a company. The company now deducts N50million Naira as processing fees each time worker salary is paid. This is the same state which has been finding it so difficult to pay the workers and owning them months in arrears.

I am definitely tired of this system. Corruption has been legitimatized as if it is actually part of Nigeria constitution.

Guy, please understand how the system works. Who is this unnamed CBN Official that is spewing forth inanities? The payment platforms that CBN has used over the years, have been beset by various problems.

Let us start with RTGS which was installed by a foreign company. To use that platform, CBN surcharges every commercial bank a large sum annually, to cover the cost of the backhaul and other equipments used to keep that platform, operational. Yet, it is very slow and breaks down frequently, and you have to call their offices every few hours each time it starts to drag. Each time this happens, the banks start to panic and call the CBN offices repeatedly, because there is a penalty for late submission of returns. There are even limitations as to what you can do on that platform. It is not even available to banks' branches in some local govt areas.

Don't forget that it was because of the inadequacy of their existing platforms, that CBN undertook the search for a new platform that was far more effective. A number of companies bidded for it, and after due diligence and checks, CBN chose Remitta. Even NIBSS the Nigerian Inter-Bank Settlement System which is jointly owned by the existing commercial banks and CBN, could not offer the service at the agreed fee. It did not score highly also in the technical evaluation of its existing platform.

In fact, let me stop here.... I have even given away too many secrets.

sandraokosun1:
what is apc own here, is it not self explanatory. Their is no confusion on use of tsa, the issue here is whether or nt the remita company deserves the 1% it recieves, even if they must get percent, discretion here is that that percent is still too big.

It is rather ur gej and pdp who agreed ths deal without looking at the proportion of percentage remita gets.
The cbn has said it has recovered the money, what is the refutation there again.
Dino isnt saying the tsa is bad or its nt suppose to be given to a company, all he is putting to our notice is the sum in percent which remita gets and he thnks its too much, obviously the senate agrees and want to re negotiate percent.

Who or what determines whether the percentage is big or not?? Didn't CBN negotiate the percentage with the company, before it arrived at 1%??

Was it Remitta owners that decided your APC govt should transfer its existing TSA Accounts worth over 1.5 trillion naira, in one fell swoop to CBN?? The fact that the platform was able to handle that volume of transaction over a short period of time, without breaking down is a pointer to the fact that the platform appears strong and robust, with a high level of redundancy.

Another less well-conceived platform would have broken down under the sheer weight of such transactions. In fact, more resources, higher number of devices and a much larger bandwidth would have been deployed to support the platform, in order to handle that volume of transactions. So, in my view Dino should just go and sit down unless he has evidence to the contrary, that the 1% fee is too high.

In the business world, if at any time an organisation feels that its transaction fees are too high, then it can switch to another payment platform with lower fees, if it is convinced it would get the same level of service and reliability. Or it can call for a re-negotiation. Chikena! So why is Dino making unnecessary noise??

great664:
okay, thanks for this knowledge but according to the post they were invited as member state

That post is factually and empirically wrong, so please stop re-quoting it. How can they be invited as a member state?? When was this membership conferred on them? By whom?? Do you even know what it takes to be a member state of the AU? Are you aware that member states pay annual dues that runs into millions to the AU? It is compulsory, because that is the only way through which the AU programmes and projects are financed.

How much has IPOB paid to the AU as a member state? Are they even qualified to be called a member state, when they are NOT even a country?? What is their capital? What are their arms of govt? Where are the physical boundaries? Have they been formally recognised as a state by the rest of the world?

Guy, don't let people laugh at your ignorance, o!

9jatriot:
I understand your gross, I share same sentiments too about both houses (which I think Nigeria does not need anyway).

I am just happy that the facts came out early. PDP has been trying for eternity to stick mud on PMB's clothing so far none has stuck. This one went boomerang right on their face and so will many others.

Dino is a case on his own, trust me, u need such radicals for the dirty jobs wen d need arises.

This issue of CBN using Remitta has absolutely NOTHING to do with APC or PDP. It is NOT a political affair. It is basically a straight-forward financial transaction, that takes place in a similar fashion in many countries, on a daily basis. So why is Dino trying to make a mountain out of a molehill?

If that technological payment platform was not in place, what other alternative would CBN have used for remitting TSA funds from the accounts of the commercial banks to the CBN?? Would they have used physical collection methods with its attendant risks, or manual entry methods which is prone to errors, or the slow processing epileptic methods they have used over the past few years, with its attendant computing risks?

Every single payment processing platform all over the world, charges a fee for the transaction it carries out. This is standard international financial practice. They have to maintain the backbone that supports the platform. They have to pay for the communication backhaul that supports the platform. The hardware devices, encryption modules and software also have to be paid for, and maintained regularly. Dino is just making noise, over nothing!!

great664:
Lol, just posted what I saw, and he said they receive their invite just the way other countries did, but

Do non members attend as observers?

Yes, international organisations and civil society groups can attend as observers. And you have to apply to attend or request for an invitation, before you can be issued with one.

9jatriot:
Oga, I have read all the facts and I understand to a large extent the Dino may have been trying to play hero, still I think we should allow for discerning voices, it helps review and correct issues early. Lets assume this came out just before 2019 elections, it would have been very difficult trying to explain.
I operate the principle that sometimes our so called enemies can actually help me achieve our goals without knowing it

I still repeat that Dino does not know what he is saying. That senator should even be the first person to be probed for living above his means. Tell me, what kind of business does Dino Melaye do, that would qualify him to buy such an expensive Rolls-Royce car or build such an elaborate mansion?

What company has he set up that can account for his source of flamboyant wealth?? The guy is just a charlatan that is trying to smear the reputation of a hard-working payment solutions company. Period!

If CBN had used Mastercard or Visa International platforms, they would have paid 10 times more. Why is anyone not asking about the CBN platform for Real-Time Gross Settlement (RTGS) which is operated by a foreign company?? How much does that foreign firm collect annually from CBN?? Has Dino said anything about that?

9jatriot:
WE still owe Dino Melaye a lot of appreciation for bringing the public to the notice of such a contract signed with SystemSpecs. Without his alarm, those guys would have been smiling to the bank without any more work being done. However, I do not think SystemSpecs is to blame in any of these, the onus was on the government to have either outrightly bought the software or negotiated a better deal with a time frame to eventually own the software. Another arrangement would have been an annual service charge. However I am making all these suggestion because I am not one of the owners of the company, with this kind of contract in place, I for just de sleep for one country and wake up for another one

Don't be funny. Review all the facts before you type. The CBN evaluated other existing platforms, before deciding to settle for Remitta. CBN did not even pay a kobo, for the deployment of the payment solution. The only agreement was that 1% of the transaction amount would be collected as transaction fees, and shared between the firm and all the banks. What is so criminal about that??

Such fees which constitute a percentage of the transactions done, are worked out for different payment platforms all over the world. If you own a credit card in USA or the UK today, you pay a percentage fee per annum, for owning the card. Even Visa and Mastercard charge the banks for every customer that uses their cards, to make payments or remit payments. It is perfectly within the law. These fees are called acquirer - processor fees.

So what rubbish is Dino Melaye saying?? Dino is from the same local govt as the MD of the company that installed Remitta. He is just trying to blackmail and witch hunt the man. Or maybe he asked for a bribe, and the guy refused to oblige. Who knows??

Only countries can become members of the African Union (AU). Maybe you wanted to say that they attended as observers.

udokpuenyi:
ONE NIGERIA FOR HAUSA/FULANI YORUBA, ONE NIGERIAN FOR BIAFRAN GOVERNORS, HOUSE OF REP/SENATE , ASSEMBLY MEMBERS, ONE NIGERIA FOR THE FEW HAVING FUN IN IT? ONE NIGERIA MY FOOT ;-
Great Biafrans, My Hausa friend asked me: Under what conditions would you start believing that One Nigeria is working? Here was my response:
1. Close down Lagos ports and Open up PH, Calabar, Onitsha and Warri; so that when you clear your goods, cars and containers, you can drive it all the way to Lagos even when there is a seaport there!

A little learning is a dangerous thing. I can't remember the philosopher who said that. Your response to the Hausa man was defective. The ports in Rivers, Calabar and Onne have long been opened for use. Only Calabar port needs regular dredging. Port-harcourt sea ports and Onne ports have always been active. A lot of the importation through Lagos sea ports is done by Igbo importers, and those owners of such goods from the SE. Why have they failed to consign their imported goods to those ports located within the SE and SS? They have every right to do so. Why do they prefer to off-load their imported goods in Apapa and Tin-Can ports, which are in Lagos?? Ask them.

If your SE importers prefer not to use the ports closest to their locality, whose fault is that?? Why must be the ports in Lagos be closed to serve your own selfish interest??

udokpuenyi:
2. Cancel all direct and major connecting flights to Lagos and Abuja airports...only local or minimal connecting flights will be allowed. While this is being done, open up Enugu, Owerri, Asaba, Uyo and PH to international flights...direct and major connecting flights.

Enugu is an international airport, so is the Port-Harcourt airport. Nothing stops you from travelling abroad via Port-Harcourt airport. Kema Chikwe was Minister of Transport for how many years under Obasanjo. Why didn't she designate Owerri, Asaba etc as international airports? It was when Stella Oduah became Minister of Aviation that Enugu Airport became an international airport. Has anyone stopped you from getting a direct flight abroad from Port-harcourt or Enugu airport?

Do those airports such as Owerri, Asaba & Uyo even have the necessary facilities and capacities to handle international flights? There is no country in the world where all its airports are designated international airports. You will find some being designated as local airports, or regional airports or international. That is what usually happens.

udokpuenyi:
3. Ask all international and diplomatic missions to move their embassies and consulates from Lagos and Abuja to Enugu, PH and Calabar.!

Again the crab mentality in your post is rearing its head. Look at the rest of the world. Embassies are not opened in every state capital. They are usually opened in the administrative capital of a country, or within the commercial capital. Several embasssies (except for about 5 or 6) relocated from Lagos, to Abuja when Lagos stopped being the capital.

Even the few remaining embassies in Lagos are either Deputy High Commissions, or mere consular offices, that still take directives from their Abuja head office. Has Enugu, Port-harcourt or Calabar ever been the administrative or commercial capital of Nigeria? Ambassadors of a foreign country are the heads of their embassies, who are accredited to serve in a diplomatic capacity, to the seat of government. They do not just set up residence anywhere they choose, within any regional or state capital that takes their fancy, in any country to which they have been accredited. Check the contents of the UN Protocol / Vienna Convention on Diplomatic and Consular Relations.

Foreign countries also open regional consular offices in areas where there is a preponderance or heavy influx of their citizens residing there, in order to be closer to their people. Are there more foreigners living and working in Enugu, Port-Harcourt or Calabar than in Lagos and Abuja? Please let us know, when you carry out a census.

udokpuenyi:
4. All federal governments agencies in Lagos and Abuja shall be relocated to Enugu, PH and Calabar. CBN, NNPC,e.t.c shall and must relocate to PH, Calabar and Enugu.

Why should they be relocated to the Enugu, PH and Calabar?? In order to achieve just what, exactly? The administrative capital of the country is in Abuja, so every time they need something done at the highest levels, or they need access to the Ministers at the seat of power, they would spend time money and resources shuttling between Enugu, PH, Calabar and Abuja, right? You want all the important decisions that matter, to be taken in their absence, right? As it is highly unlikely that the administrative or commercial capital of Nigeria, will shift to Enugu, Port-Harcourt or Calabar. So wake up!

Most of these parastatals already have operational offices in each of these areas you mentioned. Does CBN not have an office in Aba?? The banks operating in Aba even donated money for the construction of the fence at an airstrip near the NAF office, a few years back so that CBN could airlift cash using that airstrip. Regular commercial and currency operations are being carried out in Enugu, PH offices of CBN, as we speak! Ask any commercial banker who works in the Operations division of any bank located in those areas.

In fact, NNPC has the Port-Harcourt refinery (which unfortunately is not working at full capacity) in Eleme area, while there is Enugu depot also on the outskirts of Enugu. Tell me if there is any refinery in Lagos, or Abuja or Ekiti?

You do not have to call for the closure or transfer of already existing structures to another locality, simply because you want to spite other communities, or you want to elevate your people.

ERAKAMUS:
WHAT ABOUT RADIO CHANGI AND BBC HAUSA.

What about them?? Did they refer to Nigeria as a zoo or ask them to kill the Igbo?

ichidodo:
[color=#1986BC] He's just a lawyer... what does this horribly inept and clueless square peg know about electronics, electricity and concrete bridges?... This warped phenomenon is a dumb first from President dulladeen from Daura village[/color]

It is obvious you did not live in Lagos when Fashola was governor of that state. Oh, I forgot... you are still in your erosion-ridden village in Ala'Igbo struggling to save up enough money to get the next Chisco bus that will bring you to the city.

mentorandfriend:
I have seen how Biafran agitators are going about the business of pushing for freedom of self determination and rule. In Portharcourt on Tuesday, I watched the protest live from the safety of my friend's car. We both were shocked at the crudeness on display.

I thought on these fifteen short points and I'll like to draw my Igbo brothers' attention to them. Let's reason together.

1) First of all, I am a Nigerian. I believe in the sovereignty and indivisibility of our country; the giant of Africa.

2) The almagation of the Northern and Southern proctorates in 1914 by Lord Fredrich Lugard has been termed as a marriage of convenience in some quatres in different times, by different leaders of thought. I cannot agree less.

3) A nation has been defined as a group of people with same culture (language, dressing, food, etc) and religion existing together within a geographical space. Nigeria is not a nation; agreed! We have have a lot of differences among us. Several people in times past have mounted on this to stir messages of hate, division, polictical chauvaunism and manipulation, etc.

4) In this line, we have on our hands in recent weeks, the agitation by some people of mainly Igbo extraction of the South Eastern part of Nigeria who are vigourously agitating for their rights to self determination and rule.

5) Yes, I am Igbo, but I do not wish to use my space to endorse how they're going about this Biafra struggle.

Do I support Biafran claims? Yes!

But do I support how they're going about it? No. We are creating hardship for traders, creating more hatred for Igbos who work in National institutions and public cooperations. I stand for peace, unity, equity, and progress in the one entity, Nigeria......

God bless Nigeria.

Eziokwu bu ndu! You have just spoken truth to power. But my guy, just let sleeping dogs lie, biko!

If you persist in this line of questioning, 3 things will happen:

1). The pro-Biafran internet army will label you as a 'Yoruba' person, out to pollute their camp. It doesn't matter if you are Gwari, Bachama, Efik, Nupe or even Igbo; If you are Igbo, it makes it worse - they will question your ancestry if they do not curse your upbringing.

2). They will unleash vicious attacks against you, your background, your lineage and ethnic group for a list of real and imaginary sins you have committed against them, using their ideology of hate;

3). Their biased mods will yank your thread off NL and dump it in the land of the unseen, without offering you any explanations. Ask Rossike.

While your efforts at trying to make your pro-Biafra Nd'Igbo squad see reason are quite laudable, my advice to you is kindly do not bother. It isn't worth the stress. A lot of people want them to head for their new republic, as soon as possible. We are tired of their culture of blame.

meezynetwork:
Being a hard core igbo, I can say that Biafran dream can never be accomplished with the current state of things. Igbos are better off in Nigeria. What we should be fighting for should be total federalism. Creating another Lagos in Southeast. But Igbos being the "oka cha mara" will never agree to one thing. That is why today we have some for and against biafra. Biafra would have been good but Nigeria with federalism is the best. Igbos have many problems ranging from disunity among themselves, hatred for one another, selfishness, arrogance, etc. Igbos are the only set of people that will go to a foreign land and feel comfortable, building mansions and company. Why? Because if he builds it in his village or home state, he will be tackled with the bring him down syndrome. They don't encourage their own upcoming companies though the appreciate the already accomplished companies owned by them in foreign lands. So tell me how Biafra will be good for them?

Eziokwu!! Nwoke m, you talk am well! Let us hope the misguided souls that have been brainwashed by that albino, find a way to retrace their steps...

Daalu zi!

See as the pro-Biafra group have exported mayhem and anarchy to Port-harcourt. Is it by force to join Biafra?? I thought one numbskull said on another thread, it was the indigenous Igbo groups in PH that were carrying out the protest. Na wa oh!!

Tomorrow, they will accuse security forces of killing them... yet they are the ones that went to look for trouble in another man's backyard. _*smh..

moderation2020:
this baboon I dnt hv your time getoutofmysight

The Scriptures say: "Out of the abundance of the heart, the mouth speaketh..". Obviously, that is why you have just referred to yourself as a baboon. It shows the way you were brought up. Thank you for letting the whole world know what you really are.

moderation2020:
I thought you have something to say Mtcheew

Isn't it better than the original trash you wrote?? *mtcheew!!

mayowaakinduro:
selling........... call now for any inquiries

I saw your ad here and gave a client of mine your details to call, as she needed land in that axis, but you told her 5.5 mill, instead of 5 mill.?? Why??

moderation2020:
honestly, I prefer an hausa fulani man than a yellowbaaa. because an hausa fulani man even in there brutality and dangerous nature you can easily predict this is what they can do or capable of doing. But a scratch faced yellowba's are cunning, they easily backstab you, and are the biggest cowards. Yellowba's are like the green snakes on a green grass, while hausa are like black snakes on green grass.
At least you can see the black snake from afar and run, but you only notice the green snake only when it has beaten you.

yellowba's are are like demons no apologies

What am I not suprised?? This has always been the style of you and your people. If their market does not sell, they must blame the Yoruba. If their wife does not give birth, it is the Yoruba's fault. If their phone does not receive an alert, na Yoruba block am.

We just siddon dey look. The rest of us from other non-Igbo tribes are waiting to see where your 'blame the Yoruba' game will end.

jmichlins:
you see your life? just because I told him the truth you think am a Yoruba. Why are you guys obsessed by yorubas are they the only tribe in Nigeria? E pain am. Abu m onye Igbo rue echi

What else do you expect?? This has always been their style. If their market does not sell, they must blame the Yoruba. If their wife does not give birth, it is the Yoruba's fault. If their phone does not receive an alert, na Yoruba block am.

Just siddon dey look. Other non-Igbo tribes are waiting to see where their 'blame the Yoruba' game will end.

melzabull:
Not surprised, anything is possible with these liar and propagandists. And as usual they will use their ever willing yoruba slaves to do the hatchet job, just like this evil bastad called kayode ogundamasi, just look at this thread

https://www.nairaland.com/2729492/kayode-ogundamisi-busted-trying-incite#39911923

yolowbas are dare devil bastads and imbecil1c homosapiens

Oh boy! Another shallow submission. These Yoruba people have cooked something for you guys, I swear. That is why you cannot write one sentence without putting their name in it.

If anyone disagrees with you, he must be Yoruba. If your bank account does not receive an alert, it must be the Yoruba people working against you. If your governors put the monthly allocation meant for running the state in their off-shore and onshore bank accounts, it must be the Yoruba's fault. If salaries are not paid in the SE states, blame the Yoruba.

You chaps keep forgetting there are over 150 other tribes in Nigeria, yet you all went to school. I must hail the Yoruba folks for one thing - you can't do a thing without mentioning their name. Chai!!

The rest of us from other tribes will just perch in one corner, to see when your 'blame the Yoruba' game will end...

mandax:
Arewa has since mobilized crazy writers to blackmail Biafra through crazy write-ups, including this one equating IPOB to Boko Haram.
These hired writers strive to balkanize Biafrans.

Arewa is hiding under one Nigeria Army to shoot to death Biafra protesters.

You guys like to blame everything and everybody else for your own problems. Typical!!

badnature:
yoruba people are always professional in igbo people affair,but so far have failed in coming out with strategy of how to recover ilorin from the fulanis what a stupid people?

Na wa, o! When the Yoruba people come here now to give you an answer you do not like, you will start the exchange of insults. Did they tell you that Ilorin is their problem, or did the people of Ilorin recruit you as their mouthpiece??

How much on the average do your kitchen cabinents go for? Please kindly confirm.

CSTR2:
It is not the people that would hold the leaders responsible.
That is where you are wrong. The people can't do that.
It is law enforcement agencies which is already highly nepotic that should do that.
In the civilized world like America for example, the people don't really get to know the crimes of the leaders. It is the FBI that unveils them for the public .
I believe a very efficient anti-corruption agency devoid of tribal interests is achievable in separate national states unlike Nigeria.

Guy, quite often it is the people that blow the whistle or expose the leader's crimes to the world. The law enforcement agencies only take over, to investigate and prosecute after the reports have been made.

If the public is dissatisfied with how the investigation and prosecution is handled, the people take to the streets to demand the resignation of the leader. So your example of America is not totally accurate.

Whynotthetruth:
Always being a Biafra hater...How can you love me more than myself? ...Whatever leader you have is a function of the system producing them...Grow up babe!!!...Who controls whatever agency or system that will prosecute any corrupt leader?...Can they deal with these leaders outside of the way allowed by the dysfunctional Nigeria system?...BTW Having an individual thread for most of their states here is also a testament of holding their leaders responsible...

Aren't those leaders part of your larger SE community? Are you saying the entire adult citizenry of a state that run into millions, cannot hold their leaders accountable? Are you saying one man can hold the entire citizens of a state to ransom?

So why do your people keep turning up in their thousands to vote them into power??

If you are so afraid of holding your leaders accountable now, what magic would you then use to hold them accountable when you finally achieve Biafra Just wondering.

IyaIode:
Do you mean maize farmers getting fertiliser for vegetable. Bro you need to speak with farmers and not what you read on newspapers.

No, I am talking about real-life farmers in areas like Epe, Ikorodu growing cocoyams etc.,

I don't know about farmers getting fertilisers for vegetables.

ultimatesafety:
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Please where is your shop located? And can you brand the company's name on the overalls?

Oloriode:
Single Plots are available but with confirmed Gazette.

How much are they going for??