₦airaland Forum

dude: My guy Darqly. You Just dey fumble.Acting true to type like anyone without depth and contrived cyber intelligence, you choose to respond to only what you can Manouvre. Pls repond
1)What empirical study shows that only about 20 % clientele attracts 80% profit to any business.Pls explain how Dangote et all provide same products to same demographic at same price and yet only 20% of such customers end up bringing 80% profit.Like to know if i should burn my MBA cert as its earning disagrees with what you opined.
2) What other Hierarchy and proper channels should OP have explored after several verbal and documented complaints outside GT banks head offices and branches to its own officials? Abeg educate me
3) Sice when did it become an offence to use social media in prosecuting any (deemed fit) worthy cause(what you call terrorist fashion)?
4) Just how much stress should any individual go through before he or she gets proper attention to complaint at any GT bank?
5) You had labelled Nairalanders who hold contrary opinion to yours "TOUT"s and called your colleague Modupe "DAFT", are we to believe that you (like me) did not have best of upbringings ? Your mum was perhaps busy servicing barrack privates so your family does not starve?
6) If you expressed surprise that OP's money was not taken by GB bank, i ask again, will i be wrong to call you and everyone with such mindset a bloody thief? An off-shoot from your poor upbringing perhaps?

More questions will definitely follow, however pls respond to these for a start. Lastly, am still searching to see where you condemned the allegedly bad service meted out to OP. Rather all you have largely been concerned about is GT's reputation and berated OP for bringing the matter here. Pls refer me to where you categorically condemn alleged complicity on GTs part. I dey wait

@dude Darqly is on the payroll of GTB, it's obvious

kasconi: Sir,
If u claim is valid,pls go to their website and look for the whistle blower. Drop ur complain there,i bet u it wil go straight to d MD. Your case b looked into thoroughly.

I met with a heavily strong team of the bank yesterday and I was quite impressed. We are nearly reaching a resolution

Ogojohn: Mr man when last Dd you ply that road. That road is in the best shape of its life since I started plying that road for 28 years.

ok the man brought the money allegedly mismanaged and they used it to repair the road abi? Or the wash wash fixing they did on the road was done by new funds?

Some years back a man was alleged to have mismanaged over 300 billion meant to fix Benin Ore express road when he was Minister for Works, Today we mourn people that perished on that said road, also today the ex minister is the Chairman PDP board of trustees. Nigeria

okpanachil: @Op Y do i get the feeling that you just want to rubbish the image of the bank here?I read through the link you supplied of another complain by a customer.Kindly note that your complain and that of Fairy sister are two very different complaints.Your complain was that the bank was trying to swindle you which is very false(considering that you most likely made that withdrawal) meanwhile the lady was complaining of a service issue.It is worthy to note here that service issues arise in evry organisation but the point is how you resolve it.While not trying to make excuses for the bank or her staff,I dare to say that Gtbank is a big organisation at least within the Nigerian context and so for an organisation of its size and magnitude,issues will always come up afterall its Humans and not Robots that occupy those seats in the offices.
Also You seem to be leveraging on the fact that afterall some other customer made other complaints about the bank hence you think you re justified.Stop vilifying the bank and her staff in the name of getting some justification you would never earn.
This is not to say that Gtbank doesnt have her own issues as the long queues and that familiar cliche`our link is down have started at the banks again.I hope the management of the bank can hear the plight of their customers. Better do something fast about that your link that is always going down.

like I said we are on the verge of resolving it, if Gtb was my father's bank I will write the same thing about the bank, it is anyone's opinion to feel I am the guilty party. I have no beef for Gtb. Absolutely not, if the small boys and girls in the branches can emulate the people (their ogas) I met today Gtb will be a great bank, the small boys (I guess you are part of them) should stop trying to swindle gtb's customers pls.

simpledude: Why would those so-called ogas not attempt to reach a truce with you when you have been busy mudslingling the Bank that they have struggled through the years to build. At least if everybody has been talking thrash to you , you know the truth in your heart of hearts. It was so clear even from your orginal post that you were only seeking to reap where you did not sow .

May your conscience judge you . May the blood of the innocent teller that had to pay for your dishonest acts hang on your neck. May the almighty God apportion to you the right measure that your dishonest deeds deserve. Amen !

I guess I wrote this too http://fairygodsister./2013/04/02/gtb-and-me-short-story/

Let me come down hard on some mothe-r-f-uc-kers that on this Nairaland that have called me names on this thread. I know you are new recruits for GTB that's why you just talk thrash on this thread. I met your ogas today at the 8th floor of your head office and unlike you eediots they were so warm and friendly and we are nearly close to reaching a truce. Really impressed with the team I met, you eediots shouting on nairaland are the fraudsters in GTB soiling the names of the founding fathers of the bank. You a-s-s-holes stealing customers pin and info to hack people's account. God go catch you someday.

kokorodudu: So Mr. GTBank, I'm happy your case is finally fixed. What are you going to do next? Which bank are you sure wouldn't chance you again? Standard Chartered or Stanbic?

am not Mr GTB madam, lol, but I use zenith right from 2006. Even though they have high charges they are very reliable and careless mistakes aren't done

Rossikk: This is the problem with the media, exaggeration, and anti-Nigerian propaganda. Look at how this man's mind has been poisoned against Nigeria to the point where he cannot even see his country as it is, as opposed to the way enemies of progress want him to see it.

Please poster, if you want to return home, please feel free to do so. Infrastructure is getting better by the day, and is most certainly BETTER than when you left Nigeria 13 years ago. Most of the major federal highways are fixed or undergoing major renovation. 15 airports have been (and are being) completely remodelled. Major cities like Lagos, Port Harcourt, Enugu, Calabar etc are witnessing major infrastructural transformation. The railways are seeing unprecedented investment as is the power sector. In fact power generation has doubled in the last two years and many homes and businesses have seen greatly improved supply, with more plants coming on stream. The power sector is being privatized, so is certain to transform the sector as the telecoms privatization did to that sector.

Security wise, you are SAFER in Nigeria than in South Africa.

I repeat for sake of emphasis:

Security wise, you are SAFER in Nigeria than in South Africa.

In fact you are at least 3 times safer in Nigeria if you compare the crime rate in the two countries. Armed robberies have virtually ceased to exist in Nigeria compared to the spate of their occurrence 13 years ago when you lived here.

Kidnapping occurs, but is EXTREMELY RARE and you are statistically, most unlikely to be a victim. Even if you were, 9.9 times out of ten you will not come to any physical harm. Whoever told you that 10 people were kidnapped in Lekki in the last week or whatever is LYING to you. The usual exaggeration for which many miserable people here are well known for. There are millions and millions of well-to-do Nigerians, including ex-diasporans, who go about their business daily with no problems. There is no reason you and your family would not join them and go about your business daily, with no problems.

Economy wise, there could not be a better time to return to Nigeria. With GDP growing at 7% per annum, Nigeria is the place to be in Africa today. The Chinese are rushing in. As are the Indians, Lebanese, Europeans, Americans, and South Africans themselves. Hundreds of South African companies are establishing outlets here and their number keeps growing, as this country posts the highest returns on investment of any country in the developing world. The Nigerian middle class is growing, and poverty is reducing. The World Bank recently reported that poverty in Nigeria is on the decrease, as better governance leads to more opportunities for people to make progress.

So welcome home.

My Oga I have been to SA a couple of times SA is far safer don't ever say Naija is safer, go to SA no burglary proofs, the problem we have is th Nigeria no statistics for crime here so if u compare our crime stats to SA's you will feel SA is worse cos every crime there is recorded
@OP pls stay put in SA, at least for your children's sake

hotD: In life there are gud and bad ppl every where,its same we have in d bank.and I don't agree with d OP saying his staatement was not given to him.NOBODY,I repeat NOBODY has a right to hold ur statement,walk into any branch,don't tell d CIS person person d issue u have,just request for ur statement,its either sent to ur mail or printed out for u and if u have d internet bankin,you can print it out urself.
For poor crapy services,I kind of agree becos GTB is now into retail banking,which was not before.a teller dat attends to only like 20 customers is made to attend to over 200 ppl(annoying arrogant,half literate nigerians,who believ becos their money is in d bank they can talk anyhow,act anyhow and shld be treated politely).when I use to b a staff I always tell myself to calm down,dis wat am paid for,to take their shit.I understand sum ppl are rude naturally,but if one person is been rude to u,just turn to d next.
If u have an issue and a staff is bhaving anyhow,u have d right to complain and if indeed ure right,they wld caution such staff.I miss been in d banking sector thou because I learnt a lot of patience there and I noticed ppl are generally envious of bankers(they are fraudsters,they live a fake life).
I've had issues with account in d uk and it was sorted with patience,half of d naija's they shout anyhow in d bank wen they get there they are very humbled ppl dat becos u feel u can trust d system more,so in nigeria we are always on d defensive.

oga read my posts very well I have never said the bank has refused to give me, the transaction is right there in the statement. All I need is further proof like the teller or ticket I used to pay the said 10'200 that was wrongly posted to 102,000. The footage of the ATM withdrawal transaction, that's all. If there was fraud on any account it is always in the statement the only thing that exonerates the bank from such frauds is further edvidences

lorenzos1: But @Op don't u recive monthly emails on your statement of accounnt,or sms alert for transactions on your account..I once wworked with the bank but left for masters,belive you me,if you have so many customers tto attend to like they do,you wld not really be able to satisfy them all,but I don't think aany sane banker wld want to be rude to a customer (don't you know that you are the one paying their salary)..you claim you wwere once a banker,why didn't you jst apply your banking knowledge to address this issue instead of coming to post here...if you didn't withdraw the money am sure they won't accuse you(there was definetly a debit in your account)..dunno why I see this as just another flimsy attempt to defame the the bank..things do go wrong in banking transactions and u shld know that cause it is human like you that post..but evvryy transaction has a document and your bankers would willingly show them to you as prove when things like this come up..There is more to your story...!

that's the funny thing between 2007 and may 2012 I never received any form of alerts on the monthly debit interests, but as soon as we started dragging this stuff since may 2012 I started getting alerts on the monthly debit interests,

Ok let me tell you guys why I won't believe the bank statement, I will give a real life scenario. A man was in UK and a staff of a bank where I worked withdrew 700k from the mans account pretending to the teller that the account holder was upstairs in her office, the silly teller too paid believing her, now the man came back and denied such transaction. The transaction was right there in his statement, showing a customer a statement is not enough proof that the bank is right. I believe the bank should have other documentary evidences to back up a bank statement with Gtb has REFUSED to show me.

me_for_you: "madejibo: I got a call from Gtb at 18:27 hours via telephone no 012770847 that my monies in both my savings and Dom accounts will be accessible to me tomorrow and my account will be unblocked, this conversation was recorded"
Op, your case is near completion. But please I need you to tender an unreserved apology to the said modupe. In all my dealings with corporate entities I refrain from from mentioning any staff's name. The staff legitimately acts for the company. Before modupe turns to another oga at the top. Watched blackberry girls the other day, and one of the girls was boasting "I have subscribed to nairaland" and it's been proven that nairaland is more popular than twitter in nigeria. Do use this medium and apologise. And all the best

apologies for what? For her being rude to me?

okpanachil: @ OP I wish to say here that the bank should have notified you from the very first day the transaction was reversed/cancelled but my guess is they tried to reach u but couldnt but if they didnt then it was wrong on their part however you said you were once a banker,I find it very funny that you could even behave like this because if truly u were in the banking industry you would know that your behaviour is very wrong.Do you know some poor staff was made to pay for your acts?You said you abandoned GTBank because of poor services and also because you were with another bank in 2007 but after you left your bank(for watever reason)you went back to GTbank (am sure their services had improved then)So convenient for you considering that was the same time this transaction took place.

This whole idea of the customer is always right really gives me the creeps @ tyms else how does one explain the fact that despite what you did you still have the effrontery to come here and talk rubbish?Because there are some bad eggs in the industry doesnt make everybody a thief.Its funny how customers run to the bank demanding an explanation each time they perceive a 10kobo debit difference (quoting their account balances to the last kobo) but never bother to check whenever it is a credit difference.

I have heard a story of someone even going for thanksgiving in church for a breakthrough when all that really happened was a wrong credit posting into his account.How many of us have ever thought that the difference between 100k and 1mm is just one zero while the difference in value is 900,000?Very many persons just see such as a share of their own national cake not knowing that some poor guy somewhere is taking the heat.Ok request fro your statement but you claim banks doctor statements,was this what you learnt during your days in the banking industry?

How do you spend money that is not yours and then come back here to cry wolf and many of us here are asking him to go to court and all that,then people wonder y there is so much financial corruption and increasing moral decadence in this country.

@Op search deeply within your heart and am sure you will remember when this happened.I advice you to go and payback at least the principal sum you took rather than this mudslinging you are doing cos it wont take you anywhere.

ok one of the main reasons I reactivated my accounts in 2010 was because I always wanted to use my Dom to receive money from my brother abroad, since I was no more a bank staff my previous place of employment will charge me more than what Gtb will charge me. Previously the bank I worked didn't use to charge me because I was a staff. I also said somewhere in this trend that I used my account in 2008 when I was travelling to buy PTA since at the time only Gtb was selling PTA. I still always ask this if I ran away from the bank because I stole money in 2007 why will I ever come back to put millions in it? Ok let me answer for you, I lack bad memory abi? As a former staff of a bank once there is a wrong posting we call the account holder at the EOD, not 5 years later, we even visit the contact address, but they never did. u said they tried reaching me but they never got through, but in 2010 when I was wrongly twice debited for a MasterCard I did not request for Gtb got through to me easily, I have been using my number since dec 2001. I don't expect people to accept my story, but let the bank prove other wise. The said transaction is in my statement and I have never denied it because I believe when my account went dormant they used my account for fraudulent activities. It is left for the bank to prove otherwise.

olowoporokupaul: Kindly request for the copy of offer letter or loan agreement signed at the point of granting you the facility. If they fail to avail you with these documents sue the bank for damage and restriction on your demand deposit with the bank.

they don't have they claim it was a wrong debit

walesmann: @maj007 , Please note the poster's words quoted above. He did not make any statement at all on whether he actually withdrew the N60,000 or not. The only claim he made was to request that the Bank present to him any evidence of his attempt to deposit N10,200 , since he could not remember. How convenient !!!

I will also state categorically that I never withdrew 60k from my account

damas11111: I was about posting something very similar to this when I read his post. Could not have said it better!
My account had been wrongly credited by 1st Bank in the past! I was contacted and simple discussion was all that was required for me to authorise the reversal of the transaction.
I believe the OP knows more than he is telling us but for some reason wants the bank to prove that he has signed for a loan. If he's actually been treated unfairly, he surely is educated enough to know how to fight his battle since 2010.

I only knew about this "loan" March 2012

I got a call from Gtb at 18:27 hours via telephone no 012770847 that my monies in both my savings and Dom accounts will be accessible to me tomorrow and my account will be unblocked, this conversation was recorded

Another call from GTB thank God for Social Media

andyanders: The gospel truth you said here.I doubt if he actually worked in a bank as he said.

your opinion you are entitled to it

nice, i just got call from gtb careline that they are investigating it and they will get back to me asap. thank God for the media, a call that has not come in a year.

Boss13: As a banker, though not a GTBank employee, I find this story unbelievable. I want to decipher the story. The OP claims to have worked in a bank. These days there is Internet banking with transaction history where you can trace all your previous transactions without you walking into the bank and requesting for a bank statement. The nomenclature the OP uses makes me wonder if he worked in a bank. No bank freezes an account except with directive from prosecuting authorities. To freeze an account is to block all debits and credit entries. I think what was done was that a post no debit entry was placed on the account. The account has been termed to be fraudulent. Also, as a previous banker you should have seen the red flag when they tell you that a loan was advance to you via your savings account. Which bank advances loans to savings account? Oga if an erroneous credit was passed into your account and you have withdrawn it. You will have to pay for it. However, it is extremely sad that you were not informed about this. That is the reason why you should check your transaction history more often via Internet banking and you can still do this yourself. Also, which bank links a domicillairy account to a savings account? Please pardon me, my knowledge of the banking industry is making me not believe your story a bit not that I don't believe.

You do not need to go to court because the cost will outweigh the benefit. Visit their investigation unit and inform them about your issue, that is if your story is true. However, you should have done your own investigation. If you cannot get your transaction history for the aforementioned dates. Visit the closest branch to you and request for it. They will print it. Do your reconciliation, then visit the investigation unit and have a meeting with them (you must have done a formal letter first like 2 weeks before the meeting). I believe a conclusion would be reached during the meeting. If your problem isn't resolved properly, write a letter to the managing director. Express the pains you have been subjected to as a result of you not been able to operate your account.

Also, I have heard of some funny fraudulent stories been perpetrated in GTBank. Well, it is the same with all Nigerian banks. Please do not leave your account dormant. In the case you have no need to operate an account, move all funds to the bank of your choice. Dormant account are targeted by fraudsters because they believe the owner do not need the funds anymore or the owner might be dead. Always check your transaction history, all banks in this country offer this services free of charge. The moment you see a debit entry you are not comfortable with, call your account officer for explanation. Also do the same for credit entries else you would be facing the same problems with the poster. An internal staff might have done that deliberately so that he/she can withdraw the fund later. Please don't eat monies that doesn't belong to you.

Mr oga, like i said before in a post i still used this account in 2008 to buy PTA when i was travelling, I, even though an ex banker donot believe in things like internet banking in Nigeria, if i never had an ATM card this nonsense would not have occoured. There was fraud on my account it is the onus of GTB to produce the culprit(s)not mine.

Boss13: As a banker, though not a GTBank employee, I find this story unbelievable. I want to decipher the story. The OP claims to have worked in a bank. These days there is Internet banking with transaction history where you can trace all your previous transactions without you walking into the bank and requesting for a bank statement. The nomenclature the OP uses makes me wonder if he worked in a bank. No bank freezes an account except with directive from prosecuting authorities. To freeze an account is to block all debits and credit entries. I think what was done was that a post no debit entry was placed on the account. The account has been termed to be fraudulent. Also, as a previous banker you should have seen the red flag when they tell you that a loan was advance to you via your savings account. Which bank advances loans to savings account? Oga if an erroneous credit was passed into your account and you have withdrawn it. You will have to pay for it. However, it is extremely sad that you were not informed about this. That is the reason why you should check your transaction history more often via Internet banking and you can still do this yourself. Also, which bank links a domicillairy account to a savings account? Please pardon me, my knowledge of the banking industry is making me not believe your story a bit not that I don't believe.

You do not need to go to court because the cost will outweigh the benefit. Visit their investigation unit and inform them about your issue, that is if your story is true. However, you should have done your own investigation. If you cannot get your transaction history for the aforementioned dates. Visit the closest branch to you and request for it. They will print it. Do your reconciliation, then visit the investigation unit and have a meeting with them (you must have done a formal letter first like 2 weeks before the meeting). I believe a conclusion would be reached during the meeting. If your problem isn't resolved properly, write a letter to the managing director. Express the pains you have been subjected to as a result of you not been able to operate your account.

Also, I have heard of some funny fraudulent stories been perpetrated in GTBank. Well, it is the same with all Nigerian banks. Please do not leave your account dormant. In the case you have no need to operate an account, move all funds to the bank of your choice. Dormant account are targeted by fraudsters because they believe the owner do not need the funds anymore or the owner might be dead. Always check your transaction history, all banks in this country offer this services free of charge. The moment you see a debit entry you are not comfortable with, call your account officer for explanation. Also do the same for credit entries else you would be facing the same problems with the poster. An internal staff might have done that deliberately so that he/she can withdraw the fund later. Please don't eat monies that doesn't belong to you.

Mr oga, like i said before in a post i still used this account in 2008 to buy PTA when i was travelling, I, even though an ex banker donot believe in things like internet banking in Nigeria, if i never had an ATM card this nonsense would not have occoured. There was fraud on my account it is the onus of GTB to produce the culprit(s)not mine.

basisop: OP, send a mail to complaints@gtbank.com and your issues would be resolved immediately.

It is not in GTBank's character to dupe its customers. The bank still maintain zero tolerance for integrity issues.

you can follow them on twitter @gtbank. You can also send mail to careonline@gtbank.com.

Thank you

i have made personal visits to the head office and the internal control units of the bank, no solution is it by mail that will bring solution

superstar1: @ OP

Have you been to the branch personally to talk to a more senior person instead of this telephone voice bearing modupe. Except you are avoiding the branch for a reason.

we are all jumping to the conclusion of contacting a lawyer, cbn etc. even a lawyer will look at the merit of the claim before jumping at it. the OP wants to tell me that in 5years, it never occurred to him for once to contact a lawyer on this matter.

I just have a feeling, there is more to this story.

like i said the issue was only brought to my knowledge in 2012 and the said transaction was said to be done in 2007, for crying out loud how was i suppose to take action for something i was not aware of? I have sent this link to Modupe and other staff of Gtb via SMS so i expect a lot of morons9GTB staff in disguise) to discredit my claims. if i was a thief why the hell did i put millions in the same silly bank and not just abandon these accounts?

hotD: Op's,
I think what happened here was that,ure current account was wrongly credited by a teller,and u had withdrawn d money before they could do a reversal of d transaction,anyway d reversal was done,and this made ur acct to be overdrawn,and wen an acct is in debit it accrues interest,d interest till date is d amount u are asked to pay.and note that because of dat initial withdrawal ure account must have been watched closely.
And also dis idea of d customer is always right is so not ok,dats y wen customer's come to d bank,they hadly want to hear what u are telling dem and get d whole tin mixed up abi wen una go hospital una they argue with una doctor.

Anyway am talkin as an ex-staff and I know how annoying average customers cld be,u hardly hear a word from d very big boys.

Oga ex staff, I do not doubt that money was withdrawn in my current account but what is the bone of contention here is who did? i am also very sure i did not pay in money into that account, i have asked for the ticket used to pay the said sum of 10,200 naira and GTB has refused to give me

sammoR: i

if u follow me on twitter @madejibo it's there and have copied @gtbank handle it is on my Facebook wall, I have tried to seek other means to resolve this in the past one year hence I resulted into using the nairaland medium, I am not afraid of press, in this matter I am as clean as snow

madejibo: let me make a brief statement here in 2008 I was travelling out of the country Gtb was the only bank selling PTA I used my bank account in GTB to buy PTA, the evidence is on my passport, I re activated it no one seized my money, no one said I was owing, I did the transaction in Gtb Allen. As a banker, I know if a teller wrongly posts into an account and the account holder withdraws the teller calls even looks for the person, but I only got a call 5 years later. It is also worthy to note my phone number has never changed since 2001 and this is the same no on my Gtb account. If I abandoned the account cos I stole money like you are trying to infer, y did I go back in 2010 and do transactions of over 10million over 2 years? Or was I suffering from memory loss. I told a lawyer about it and he said all what the court will tell the bank to do is to return the money Gtb has sat on which his legal fees is more, no one pays damages in Nigeria, you need to visit a Nigerian court someday

Please also note that within 2008 I bought the PTA and 2010 my account went dormant again but I reactivated it again in 2010

Laalamed: Op needs to speak the truth. You stopped using the bank in 2007 and bank said you are owning them 49000 since 2007. 100,000-49,000=51000. bank said you withdraw 60000 after u have overcredited to the tune of 100000.later u stopped using the bank in the same year. what a coincidence!

let me make a brief statement here in 2008 I was travelling out of the country Gtb was the only bank selling PTA I used my bank account in GTB to buy PTA, the evidence is on my passport, I re activated it no one seized my money, no one said I was owing, I did the transaction in Gtb Allen. As a banker, I know if a teller wrongly posts into an account and the account holder withdraws the teller calls even looks for the person, but I only got a call 5 years later. It is also worthy to note my phone number has never changed since 2001 and this is the same no on my Gtb account. If I abandoned the account cos I stole money like you are trying to infer, y did I go back in 2010 and do transactions of over 10million over 2 years? Or was I suffering from memory loss. I told a lawyer about it and he said all what the court will tell the bank to do is to return the money Gtb has sat on which his legal fees is more, no one pays damages in Nigeria, you need to visit a Nigerian court someday

Mavor: You're a GTB Bank worker shay? Lol. Na serious Gbege una don enter. I have a friend who is an editor in one of Nigeria's top daily newspaper. I should refer him to this thread. This is an issue that affects mostly foreigners that work in Nigeria. I work with them. They will from no where receive an alert for a debit of N300,000 for example. And till tomorrow the bank workers will be posting them and the issue will never be resolved until the foreigner goes back to his home country. Rubbish Nation.

I was in a training with a colleague we were sitting side by side and he got 6 SMS alerts at once 20k withdrawal in 5 places and 200k pos purchase making a total of 300k. His ATM card was with him. The withdrawals and the pos transactions were done at different times but the alerts came at the same time. Sigh! Till today no refund, Gtb I hail you

sammoR: pple supporting d person who posted dis thread r d reason y dis country is where it is, y corrupt activities r done openly, with so much impunity. cos dis is a classic case of a 419/dishonest nigerian. the true reason he stopped using d acct is not far fetched. u have conveniently 4gotten u ate money dat wasnt urs now u're here tryin 2whip up unnecessary sentiments and trust nigerians 2fall 4dat crap. did u say u were or r still a banker? better pay plus all d accrued interest. armed robber jati jati. ole!!

I laugh