₦airaland Forum

nnomy3: pls as a young undergraduate who wants to be an investor, how do i go about it??

Olumideta: Good job Manie, I dey feel you seriously. Do mean if someone decides to sell the share's certificate that is the amount the person will get?

oseiwe: Bros,
I bought co-operative bank shares (now skye bank), I haven't heard from them since. I even wrote to d registrar but no response, pls wat steps do I take and wats d value of it now. I bought 4000 shares in 2005.

elvis10ten: 1)PC => 48,000
2)BULK SMS => 60,000
3)ADVERTISING => 20,000
4)HIRE A DEVELOPER(optional) => 20,000
THE REMAINING MONEY WILL BE KEPT FOR FUTURE EXPENSES.

dcal001: HI manie, pls i am looking at investing in the stock market and i want to know how to go about it ie which stock broker to use amongst others. thanks

Peterwins: Information is power. Please let us know how you would have acquired or purchased 3 million unit shares of Nigeria Breweries in 2007 as an individual investor when the average available trade-able quantities per day on the stock exchange was less than 300,000 units in several deals hotly sought after by so many stock brokers on a daily basis.

To purchase even 100,000 units of NB shares on the floor back then in 2007 was a feat. What do you think drove up the prices?

elvis10ten: HOW

9free: No oooooo...... I want them to present the worst results so that by this time next year I will confidently become a board member of one of these financial behemoths.

elvis10ten: am 14+ you can confirm that on www.techmoran.com . I have a junior waec cert only.

manie: How old are you? What is your highest educational qualification?

elvis10ten: @ sir manie i will love that. If u want to send it to my email fine, but i will like it here so others who come to this thread can learn.

elvis10ten: THAT WOULD HAVE BEEN NICE IF I HAD FINISHED SECONDARY SCHOOL AND OLDER THAN 15 years.

AjanleKoko: What kind of mobile phone do you use?

elvis10ten: How i wish i had what to sell to get the money i need.

elvis10ten: WHY DRAW THIS MATTER FOR SO LONG, YOU HAVE ALREADY SAID THIS => in https://www.nairaland.com/1227635/what-make-angel-invest-internet so you are not interested in investing in a start-up. From that word u said, u feel start-up aren't worth it, but don't forget google was once a start-up. According to that essay, all u need is seed capital in order to get the prototype up and running, then you show investor to invest in it, there was "NO STRUCTURE OR ANY RELATED BUSINESS THING THERE".

janykute: Maine,Very good analysis.But why are you not including the Dividends paid or is that not part of the investments?

pappilo: Fantastic thread Mannie Fresh

Hindsight is a biyatch!

As a young man fresh out of Uni with personal funds of approximately N1 million back in 2001, I wish I had invested N500,000 into Nigeria Breweries back then. My investment would be worth about N15 million now according to your calculations

Man chose to buy a Skirach and travel to London with the money instead. Well, in my next life I wont make the same mistake.

manie: What is the current value and rental income from the luxurious apartments sold by IBTC for 1 million dollars per flat in 2007?

manie: What is the current value and rental income from the luxurious apartments sold by IBTC for 1 million dollars per flat in 2007?

manie: Have you considered the effect of inflation on the the bond. I will not advice a young man to have more than 20% of his asset in bond, his assets and income should be invested in developing himself, buying good stocks and real estate. He should have a long term view when making his investment decisions over a period of 10 years or more investments in stocks or real estate will out perform investment in bond or treasury bill.
Enduring wealth can only be built by having a long term perspective whenever it comes to investment.

AjanleKoko: I think young people with disposable income should look at passive investment to start with.
Put some money in fixed securities such as bonds or T-Bills, like Seun suggested. If you have more, you can try out some of the mutual funds around, like ARM Discovery or IBTC Equity. They are more expensive though, but can also give good returns. I would start with that rather than actively trading on the exchange.

You can start with that for the first year or two. You probably still need to invest in yourself, to strengthen your future career prospects. So you probably can't be very aggressive at the onset. Start with those options I mentioned, and try to spend time reading a little bit about investing in general, particularly as it relates to our market here in Nigeria. Read publications like Castles or BusinessDay rather than City People or Complete Sports

AjanleKoko: I think young people with disposable income should look at passive investment to start with.
Put some money in fixed securities such as bonds or T-Bills, like Seun suggested. If you have more, you can try out some of the mutual funds around, like ARM Discovery or IBTC Equity. They are more expensive though, but can also give good returns. I would start with that rather than actively trading on the exchange.

You can start with that for the first year or two. You probably still need to invest in yourself, to strengthen your future career prospects. So you probably can't be very aggressive at the onset. Start with those options I mentioned, and try to spend time reading a little bit about investing in general, particularly as it relates to our market here in Nigeria. Read publications like Castles or BusinessDay rather than City People or Complete Sports



Agreed. He should also visit the Investment section on Nairaland, and visit sites like stockmarketnigeria.com and Proshare.

AjanleKoko: This is a very good thread, manie.

Adetola: @soldierAnt
Different investment windows offer varying degrees of benefit and exposure to risks as well.
However, a balance portfolio is such that you have interest in almost every viable investment opportunities. Having a balance investment portfolio has the merits of
(1) Maintaining your financial balance if any of the windows experience turbulence
(2) A loss in one investment can be easily covered and buffered by appreciable growth in the other investments.

manie: People are talking about the stock market meltdown, forgetting that majority of the players in the high end property market are also big time investors in the stock market.

The stock market melt down affected prices of houses in the high end market. We observed up to 40% fall in the prices of land and house at Ikoyi, Lekki, Banana Island, Ikeja GRA etc, a number of the luxury apartment are also vacant for close to 4 years. Property Investors in the listed locations are also settling for lower rent.

But rents and prices of houses in the mid end market are enjoying a steady rise.

maskara01: Hello all,
You have all spoken well. Even the bros that recommended the buying of latest Jeans and shirt in town.

I am gonna advice from my own litle experience or call it shalow experience. Yes the making of a business man involves him taking risks. I will want us to be objective in our advice. Let's take for example someone with an annual salary of N2m? What tangible investment can one make? Yes some will say start small or little, yes u can but what about other commitments? Thank your star if u are not "omo jaiye jaiye" because u gotta factor "owo faaaji" into it...lol.
My advice then, any investment that's out of ur reach abeg don't dabble into it. I meant investments u can see with ur eyes don't dabble into it. Not after the madness that happened in the NSE. Investment in shares yes but try to study the market.. I got a PZ shaares sometime last year sept-oct 2012 at the rate of N25.00k and as at march its N40.00k
What am I waiting for? Sell it off. Get a landed property. Invest in ur self

You did the smartest thing by selling PZ, the earnings of PZ does not support the current selling price of the stock ie N40.00k. You can also use the proceed to invest in some under valued stocks or growth stocks like FBN,
GTB, Okomu Oil, WAPCO, UACN etc.
I don't subscribe to Msc or MBA or what ever. They should be a thing of option I think certifications are better. I'll say that u should try that path and see how it goes. But govt bonds?....I nor dey.

fuckluv: Good advice all through. I would recommend land purchase and also invest in transport buses and get it insured.

manie: This is the performance of First Bank from 2000 to date.

100k will buy 20,000 units of FBN shares in 2000.


Year Bonus Units
2000 20,000
2001 1 for 4 25,000
2002 1 for 5 30,000
2003 1 for 6 35,000
2004 1 for 8 39,375
2005 1 for 4 49,218
2006 1 for 25 5[b]1,186 ( Special distribution)[/b]
2006 1 for 1 102,372
2007 1 for 6 119,433
2008 1 for 4 149,291
2009 1 for 6 174,171
2010 1 for 8 195,000 units


Valued at over N3.8 million Naira