ULSHERLAN: If you've been taken to the station before then you will know that the writeup doesnt really apply. Most times, these men just forcefully tell people what to write. A friend was slapped continously for not writing what they were dictating to him.
Even me once upon a time...they insisted that I should write what I didnt do. I tire...na God go judge them
Jesuobu: what's makes it intelligent when it doesn't have a brain.
Look at you, a complete animal you dey talk say e no get brain. It has everything you have including digestive system. Go to space and look at yourself from there, you will be smaller than the virus yet you have brains.
I no no who give that thing sense, the way it mutates self go fear you. You will attack it with a drug that will halt the enzymes it will suddenly change. Most drugs dont even notice its presense because sometimes it behaves like a normal human cell. Its just an antibody, anti life and evil.
From 30 days...if you know how important time is, you wont be asking this question. You are simply lending money to someone who has something to do with the money during that period.
Rockstar07: It's boldly written on their Site that it's a Risky Investment.
But this one that the CBN- Govt have begin to nose around, hope they won't campaign to clamp down the website which may result into helper to wallowing in Loss while those who request for help will smile to the Bank.
This Pyramid (Ponzi) Schemes is a mouth watering investment and its prosperity depends on the govt of the country where they're operating. i'd advise peeps to be careful at this period (next few months) this one our CBN is nosing around so they won't wake up one day and see that the site have been brought down.
MMM will shut down productivity and banks will liquidate...however, some IT guys are going estreme. The next generation servers cannot be controlled by the U:S and websites will be independent and individually made...here comes the end of the world may be...
Freelancer2015: Have you wondered how MMM pays its staffs and maintains their dubious company along with their website? Even if a staff of MMM should once in a while give you his savings account to deposit your funds and then use other participants to return your money with 30% profit, can you tell? Nobody will start up a company without a view to making profit. When MMM crashes, billions will be lost.
Although, Nigeria on thr other hand has made life so difficult for the masses and people can't help but participate in this MMM.
By now, google adsense and BTC will be paying mmm 10k USD every 15 days, ask seun.
toluxa1: Watch this Video to really Know what MMM is all about. Discard the deceit and lies that SEC, CBN and all these oppressors that will rather you remain under financial constraint spill. This warning is definitely not talking about MMM so I wonder why they put MMM there. If they are, then it's such a shame that they can release such a report based on an incredibly high level of ignorance of how the system even works. None of the well over 600 thousand members of MMM has ever deposited N1 to MMM, MMM doesn't collect your money.
Where has CBN been when MMM has been changing lives. Where have they been when MMM has been spending millions in charity? Yeye people
Its important you all understand this concept so much that you can easily explain it to others.
Let's look at it from this practical point of view,99% of us here have bank account. Right? Good.
We put our money in the bank because we Trust its safe there What do u think is the % of people who put their money in Banks?
Do you know How many % of people in Nigeria has an account with First Bank?
Yes you guess right!
Let's say 70% of Nigerians.
That's about more than 50million Nigerians. And Among these people are
The Poor Middle class and Business men Companies
Among this set of people are those who deposit their money in bank at different intervals and different amount.
Right?
And they withdraw at different intervals and different amount.
That means If you deposit 200k Another person deposit 1million,Another deposit 2k,Another deposit 500k,Wenever you are withdrawing your 200k, Someone's elsewhere is depositing a huge amounts. To supplement ur 200k withdrawal. And this circle continued on and on. And becos of the population of people using the bank and different set of cash and different time of deposit and withdrawal
There is 100% chances that you must get your money withdrawn whenever you need it.
Anytime u go to bank to withdraw money That's the principle MMM is also using Its called Crowd Funding,The power of crowd funding, Banks And all financial institutions use the principle,That's is why the owner of this Banks are filty rich.
Where do you Think Bank Gets money they loan out ( Yes our Money) You evidently give bank your money when you and all those who have account with the bank Crowd Fund(Deposition Remember I want to make this more practical.
Look at this illustration, illustration U have 1million naira,U went to the bank And put it in a fixed deposit account With interest of 12% per year. U are happy As u leave the bank
The business man comes And request to use ur 1million for biz Same bank charge him 35% He agreed Went to do biz wt ur money And make profit
Pays d bank Ur 1million +35% At d end of d year U came and collect 12% Who is the fool among the 3?.
And who is the king?
They all get paid But one of them is the king. The Bank The B A N K.
Now the bank collects our money. And loan it out To bizness men And make lots of money to pay d staff And enrich his life What happen to u d depositor.U get Nothing Not even 1% of ur deposit.
Now MMM says No.Because of this unfair financial system.Sergie Mavrodi,Thought it necessary to look at d financial system and realized that, Banks survive because of the continues deposit and withdrawal of cash,At different intervals And because of the population of people who have an account wt d bank. Sergey Mavrodi decided that even bank with that principle can even give us 50% of our money monthly but they won't do it
. The principle of crowding funding enable the bank to even give us more interest on our money monthly and nothing will happen.But because of the unfair financial system in place dey will never do it.
He realized that if we can come together. Like those population with bank account example I gave earlier .If We can copy the same principle bank and financial institutions use to flouish We can do a lot .
All it takes is just the Redistribution of cash flows. And the IDeology in MMM.
The system provides that redistribution.And with a great community with same goal and mindset it can be achieved.
Are u guys getting where am heading to?.
because people deposit at different times Banks lives on
.because people PH in MMM different times. MMM lives on
because people wifhdraw in bank different times. Banks Lives on
.because people GH in MMM different times. MMM lives on
Because of the influx of PH and GH regular PH and GH there will always be 30% to Pay to everyone .
Because of Regular Deposit and Withdrawal at different times and different amount there must always be money to withdraw in banks.
What if everyone match to bank and withdraw their money same time same day what do u think will happen?
Bank will collapse Same thing in MMM
If every one GH at the same time MMM won't stand for long.
So its our responsibility to keep this community strong thru regular PH and GH. The same principle Holds Bank and other financial bodies
*****************
How does it Work
You know about the popular word 'Contribution' where people contribute money to one person and there's a book where everyone's name is written. When it gets to your turn; everybody's money is given to you....
In MMM, we make pledges to donate our SPARE money to members who need the money. We do so by logging into our MMM account (Personal office) to make the pledge. We join the queue of people who made pledges after making the pledge. We ONLY make pledges. We don't gather our pledges to give to one person. In MMM there is no CENTRAL ACCOUNT (No bank account where all our pledges are paid into). Members transfer money directly to each other.
Now, if a member in the community who has already made a pledge to provide financial help to another member and has fulfilled his pledge now needs help, he does that by logging into his MMM account (Personal Office) to say so. The system, connects him with the person in the queue for providing help. If it's your turn on the queue to provide help; when you log into your Personal Office, you will receive the details of the person to provide financial help to.
As soon as you pay the money directly into the person's bank account who needs that financial help and that person acknowledges he has received the money, you are now qualified to receive help.
You then log into your personal office to ask for financial help. Someone/people in the queue who's turn it is to provide help will be assigned to pay you 30% of the donation you provided + the donation money itself. Where does 30% come from?
There is no interest rate in MMM. In MMM after you donated money, you can be rewarded with mavro. It is an index of your tributue to the development of the Community. This index grows 30% a month. It is just a technical issue. Programmers can adjust this growth rate of mavro at any moment. The amount of mavro and its growth rate can be decreased, increased, stopped, cancelled. The amount of mavro and its growth rate can be adjusted at any moment to balance PH (Providing Help) and GH (Getting Help). That's why MMM can't collapse due to weak inflow of donations. If the inflow of donations will decrease, the amount of mavro will be adjusted, but the main important that the process of donation exchange will not stop. It makes MMM stronger than the financial organizations. Financial organizations have obligations, if they do not meet them, they will go bankrupt. MMM is very flexible. No matter what will happen, people will provide and get help.
Boleyndynasty2: One thing i still don't understand about this MMM is how they make the 30% they give everyone. Cause even people who ask for help don't pay back with interest so how do they make profit and also get 30% to pay everyone?
Your question is even simple, I have more complex question. Let me answer your question...
When you provide help to someone, some other person from some other place has worked out the 30% and will be willing to provide the help. Its a kind of food chain in the animal kingdom. Remember, an antelope needs the grass to grow but the lion needs the antelope grow. Therefore, it balances the food chain and make the world even. The only disadvantage is that it's going to discourage productivity and make the currency a common paper. At this point, MMM will crash and the world start affresh.
Unfortunately, it is GEJ that will suffer this...Dame...will make the home uncomfortable for him and make him regret ever losing power easily. This is why black Africans want to die in power, just to avoid intimidation and brutality. For christ sake, why cant this govt move on...? Why are they looking back...there is no future in the past and i am sure this 15m usd is not upto the cost of one helicopter from russia.
Teniolasmart: never heard of it.......................where can i get it......................and how fast doest it work...............hope it wont take up to a month
Teniolasmart: and i ave been rubbing spirit on my face since for the past 3 month...........i even went so far to get Indian hemp cream but all still.e no work...........................and dis oyinbo girl just...................hmmm i won't talk.............
greatgod2012: The only thing I don't like about GEJ is that, he was too soft while he was the President of the country. His softness made him to be unable to control his cabinet members, to the extent that they were able to milk the country dry.
Anyone who want to rule this country successfully must be able to command respect with the combination of humility, strictness, discipline and a little bit of craziness.
With all said, he still has my respect because of his heroic performance in the last general election.
That is democracy...in a democratic govt, the president does not have all the powers, the house and the senate has more power than the president. GEJ was practising democracy, what you should say is Democracy won't suit Nigeria due to the level of corrupt individuals.
CaroLyner: at 20 what she should be thinking of is her education and how to build a successful career for herself is your sister ready for the toils and hassles of marriage? is she willng to get married to im? is she mentally mature for what comes afterwards? these are some of the questions you should be asking her
Any girl who is not matured at 20 is a dummy already. In this fast moving world, you will be thinking slow? @ 20 every girl should be a graduate to face her career. However, marriage is part of a woman's career.
ceecia: I had the worst experience of my life on Friday at InnJoo office in Ikeja. A friend of mine sent in his phone from Benin for me to help him fix because there are no Innjoo service centres in Benin. The first day I went to their office located in Ikeja, I was told they did not have the parts to fix the phone and I should check back in two weeks. I took down their customer service contact and called after two weeks and was told the parts are available. I went back there and dropped the phone and was given a date to come and pick it up. I got there on the said date and presented the invoice I was given for collection only to be told that the parts are still not available. I was puzzled and I ask why I was not informed of this so I do not waste my time here. They had my contact and did not deem it fit to even send a message. The lady that attended to me just replied me without any form of empathy that they were sorry and blah blah blah. I left there angrily. My friend now called the customer service rep after two weeks of me going there and asked if they have the parts now and they said that they did so I went back there to pick up.
This time around I had lost the invoice and I told the lady and she insisted I have to pay 1000 naira before I can be attended to. I tried to explain that I have been there before then to collect but was told there were no parts, after all, I was supposed to have collected the phone long before now. All explanations fell on deaf ears as she insisted. I approached the manager who is an Indian and he refused to do anything about it. So I had to agree to pay the 1000 naira so that I can just pick the phone and go. The customer service rep then started the process for me to collect the phone. i waited for another 1hr 20 minutes before they brought out the phone for me. I inserted the battery and charged it a bit in their office so I can turn it on to check if the issue was fixed before I leave. The issue with the phone was the screen touch pad was malfunctioning so they said they had to change the touchpad. When I turned on the phone, I saw strange lines in different colours on the screen of the phone. At this point, I had already paid so I went back the customer care rep and showed her. she then took the phone back to the engineers. At this point I was tired and needed to leave so I asked her to refund the money, and I will come back another day to pick it when they fix it. She refunded and I left. My friend who owns the phone then called me to just collect the phone without fixing because there is no guarantee that the phone will not develop issues even after fixing. I went back and told the lady that I need the phone back without fixing and to my surprise, she said I need to pay for the parts that have already been put inside. I opened my mouth and was in shock. I said how can I pay for something that is clearly not working. She was insisting. Then I told her to remove the parts and put back the old parts if that is the case and she said no that it does not work that way. It now turned to by force fixing ooo. Then another Indian who I suspect owns the place then approached me and asked the problem.
I told him everything and he said they will fix it, I should not worry. I was angry and told them I do not want to fix and I stormed out and left for home and just decided to forfeit the phone since they refuse to release it. Having been there since 1.30pm and at this time it was almost 4pm. On my way home I discovered I had forgotten something at their office so I had to go back. As I got there the senior manager who I had earlier spoken with asked if I had gotten the phone back and I said no then he told them to give me the phone unfixed. It took them another 20 minutes for them to remove the supposed parts they put into it and hand the phone back to me.
They have the worse system and I regret ever going there for anything. I lost valuable time and they lack proper customer service.
with due respect, but you look like a trouble maker. Yes, they frustrated you and you insulted them. Your approach and loud voice might have contributed to all this
AutoJoshNG: The Porsche Macan is the most successful model in the Porsche line-up with buyers waiting about 9 months before taking deliver of their order.
This N28 million Macan was spotted in Lagos and the ride was absolutely awesome. Nigerians should be respected as we usually buy these vehicles cash down compared to our foreign counterparts who usually buy them on credit and pay over 4-5 years.
See more pictures and features of the Porsche Macan:
1) Engine type: 3.0L V6 Twin-Turbo. 2) Transmission: 7-speed Porsche Doppelkupplung (PDK). This means the vehicle has a dual clutch system which allows it to change gears instantaneously and the driver won't even notice. 3) Drive train: All Wheel Drive 4) Fuel economy: 17 mpg in the city and 23 mpg on the highway. 5) Fuel tank capacity: 19.8 gallons (75 litres) 6) Horsepower: 340 hp @ 5500 rpm 7) Porsche Torque Vectoring Plus (PTV+): For improved stability and agility as well as reduced body roll. Launch control: This feature is meant for speed enthusiasts who want their car to take off like it has jet engines. 9) Sport plus package: On center console, affects throttle characteristics, systems such as PSM and PTM 10) Porsche Rear Seat Entertainment: Includes two high-resolution 10.1-inch colour touchscreen displays with internal 32 GB flash memory for the storage and playback of up to 4,000 MP3 files. 11) Six-disc CD/DVD changer: You have to pay $500 if you want this feature to be added to your vehicle. However, most would probably not want it in this day and age of satellite radio, blue tooth audio etc. 12) 12V Cooling Bag: It has a capacity of 3.2 gallons (12 liters) for cooling drinks and food. Porsche Connect Plus: Apple CarPlay, 4G LTE Module for internet connectivity, Real Time Traffic Information, Google Earth and StreetView.
Sermwell: Although iam still a full time student but I like to hustle when school is on break. My school is on break now and I had been thinking of what to do when an elderly man in my church who is a deacon approached me and suggested that since times are hard(for both him and myself), I should go around and convince private schools directors to conduct seminers for their school teachers for a fee. And by the grace of God, iam the kind of person who can easily convince people to buy my sh1t for a good sum. The next day, I packaged myself and hit the road, and within 3days, I was able to get some schools to conduct training for their teachers for the sum of #30,000 each. So far, we have conducted for 2 schools and was paid #30,000 per school, and my partner gave me #10,000 as my share on each occassion! We still have some schools lined up for the training but I feel #10,000 is not just fair to me even though it is my partner who does the lecturing for 2hrs 30mins. I spoke to some friends and relatives about it and most of them think #10,000 is fair enough but I don't think so. Even my mum thinks I should not negotiate for increment since the man is a deacon in our church and he is the one who delivers the lecture, forgeting that Iam the one who goes out there to overhype, exaggerate and even 'force' these private school directors to need our services. Pls guys, what do you think? I need enough money before school resumes o! Is #10,000 out of #30,000 fair for me or am I being greedy??
if for every 30k u get 10k, thats fair enough... reason, its his initative and his product, u are just the marketer
drss2: GEJ is a democrat to d core who believe in rule of law. he's doesn't believe in using his power as president to opress or deal with opposition like OBJ n buari dullard. GEJ believe in democracy where opposition will play a major role. dat was why APC was able to survive. yet his goodness n believe in vibrant opposition got him insults n wickedness. nigeria truely deserve a leader like buari. ruthless, mean n wicked. dis con3 will never have a true democrat like GEJ eva again because nigerians have shown dat they like leaders who opress dem with hardship. GEJ is a leader nigeria never deserved!
I was about to say the same thing...Nigerians have low mentality and they only respects whoever oppresses them with wickedness. E.g if you are rich and wicked in the village, nobody will dare you and they will all worship you like a god but if u are rich and kind...sorry for you. Whoever thats thinking that Nigeria will be better in the next 50yrs is just dreaming. Some new generations need to make a lot of changes and lead a different life.
ekesonbatteries: Oga Frankie, I really appreciate your Modus operandi , fast & efficient service delivery .. I will call you soon for another order .. Remain blessed Sir !
If na fast delivery, KieKie na number 1. He does his best to deliver within 24hrs and exactly what you requested.
asuo27: Was he not suppose to join the queue in the first place?. Don't get the hype.
No..he is a top govt official, and in Nigeria, if u a top govt official automatically, you are above the law. However, if he jumps that que with full military squad, there is nothing me and you will do about it. Just enjoy the political display.
SlowlybtSurely: Mine is the complete opposite. The first impression people have of being from a wealthy background. Dem no know say shishi no gum me.
Even when I try to point out my #1,000 darling yaki hair and fairly used shoes/clothes, they go "yea right, you're just trying to be humble".
So here I am, enjoying my virtual wealth.
Lol...I think say na only me...kobo no go dey person hand and they go dey hail you. You go go occasion and them go wan reoganise you one way or the other. I tire for big man body, if na Banky W, he said he prefer to be rich and not famous than famous and not rich.
I put water inside and then hydrogen peroxide.... I lied down face down.. I put a cutton bud inside(bad move))
I think the insect crawled inside more... is there anything I can do to sleep/remove the insect... I can't go outside rain is falling... I can only go to school clinic tomorrow... please anything to make me sleep
should I add water again
Just go and meet Buhari...he will tell u where to treat it
your case don reach dpo and commissioner level. You wont achieve greatness in bad work enviroment. Sometimes, i ask my self if we work only to eat or to grow. For you to still have something to do with this company after 2yrs of suspension is the height of hopelessness. Go grow yourself and leave family company alone, it usually does not work
ANSOM: Photos of the Unveiling by the Minister for Environment in the 10th National Council on Environment held in Lafia, Nasarawa State
unfurtuntely, that 300w solar panel cant carry full load consecutively. We need more efficient solar panels per square meter. Someone needs to invent a 2kw solar panels of the same size then you know all our problems in niger will be over