₦airaland Forum

moneyspeaking:
[size=18pt]And our comrade governor do pass here to his home town CHEIIIIIIIIIIIIIII[/size]

Are you sure he passes that road? Or flies?
The only road I've seen major work done on in Edo is just the main Benin/Ugbowo Expressway haven't traversed the whole Edo BTW.
Let's hope he'll see to that area before leaving, cos Etsakos may have to wait a long time for another shot at Governorship.

mschubby:
they are all aware of this silly attitude of hers, the husband has been threatening to send her parking if she doesn't change but even with that she's getting worse

There might be another side to the issue, perhaps a secret they're both not telling you.
Her raunchy-ness may be her own way of paying the husband back for what he did.

Not necessarily so though, those variant of our specie have a mind of their own.

waheed1987:
Good day people
pls if u can get me cow horns and skull. Even Honey
whatapp me on. 08109944882

Thanks.

What amount/weight are you looking at? PM me

fuzek:
THE LAWS OF MONEY

Here I wish to begin to give you some appetizers on the laws of money. Let’s start the journey:

1. The First Law of Money that I wish to expound with you today is – MONEY IS NOT MEANT TO BE SPENT.
The first instinct of uninformed men when it comes to money is to spend it and that is the proof that they are uninformed. It is also a proof of why they will never really become wealthy. Some people even say, what is money meant for, if not to be spent.

People who understand money and its laws will tell you that when you are given a hundred dollars, you are only permitted to spend a hundred dollars when the original hundred dollar has made at least three times its original value. So if you are given a hundred US dollars and you have not found a way to multiply it or put it to work, so that it will produce for you three hundred dollars, you are not entitled to spend the original hundred dollars. If you do that and indiscriminately spend the money that comes into your hand, it shows that you will never really become wealthy.

Many people ask me, how then do I pay my bills and meet my needs? To the informed that is easy; out of the hundred dollars that came into your hand, put thirty dollars to work so that in the next few months or maybe a year or more, that thirty percent will keep on working for you. Because that one hundred dollars keeps on working for you, it is returning the original hundred dollars and more to your pocket. I am talking about increase and multiplication.

The mistake poor people make is that they see rich people buying and using flashy stuff and they want to copy them. The poor man only sees the luxury of the rich, not the laws that brought him there. Since the poor do not know or are aware of the mechanism that is working for the rich, they are not aware that the rich man is only spending after many returns have come back on his dollar. Rich people don’t spend the original capital they have, they only spend the overflow.

On the other hand, the poor man sees the luxury of the rich and rushes to become like him and throws away the initial meager amount of money in his hands. Some people even do worse, they don’t just spend the little money in their hands, they go ahead and borrow or spend in installments what they have not yet made. That way these people perpetually not only become poor, but slaves to the rich people since they have to keep on going to work for them so as to pay for their debt.

Meanwhile, those rich men that the poor men are copying have already built companies, factories, stores, where the poor man eventually goes to spend the little money he has in his hands. So as soon as the rich men pay their poor workers their salaries, they have already built outlets where the poor men immediately rushes to go spend this money, returning this money into the pocket of the rich.

A good help in the service of the rich is the advertisement industry. This becomes an effective manipulator of the poor man to go and part with his hard earned money, back into the pockets of the rich. Thereby, leaving the poor poorer and the rich richer. (More on this in my book, “Money Won’t Make You Rich”)

2. The Second Law of Money that I wish to share with you today is that – MONEY MUST BE RETAINED. The ability to retain money that comes into your hands is one of the greatest qualities of a future millionaire. What does that mean? What I mean is that whenever you are given a hundred dollars, money acts like God. Money dictates to you its wishes. Once the hundred dollar comes into your pocket, money begins to dish out to you instructions on how you must obey its command by going to spend it. This is what made Jesus call money a god – Mammon. Because money acts like God.

God gives out commandments. God commands. God orders. Money does the same things. Money desires to be obeyed just like God desires to be obeyed. So when money comes into your hands, immediately, the spirit of mammon begins to exact its authority and claim its authority over you. By retaining the money in your hand however, you are declaring your liberty and freedom over the God of mammon. You are thereby proclaiming your own independence over the spirit of greed, anxiety and lust.

If you could take a hold of the money and put it down not looking at it and not obeying its dictates by running out to spend it, you have just turned the tables on the god of mammon. You are telling money that it is no more your Lord. You’re asserting your authority over the power of money by telling it, I can have you here and not spend you because I am the one in charge. I tell you money what I want to do with you, you don’t dictate to me. I only obey the dictates of my Lord and Master Jesus Christ. That is how you break free from the power of money. Remember that money is a good servant, but a bad master.

The ability to retain money enables you to become the master of money and mammon. You stop being its slave and you assume the rulership over it. Ladies and gentlemen let me tell you why this is important. It is only the man that has mastered the act of retaining money that can calmly dispense that money to judicious use. When you already have victory over money, only after that can you begin to hear the voice of God, the leading of the Spirit, because when the voices and dictates of money stop coming to your ear, another voice comes, the voice of the Holy Spirit that begins to lead you to where you can judiciously spend that money because God only speaks in stillness and calmness.

You must stop listening to the voices and dictates of mammon before you can begin to distinctly differentiate and hear the voice and the leading of the Holy Spirit. He will lead you where to invest, He will lead you where to save, He will lead you to the right people, He will give you the understanding of the right area of business to invest in, etc.

You must be able to prove to mammon that you have the will power to ignore it, bypass it and disregard its dictates. Only the person who has been able to do this can dominate and subdue money. Once you stop taking its orders, it now begins to take your orders. When you stop being at its service, money now begins to come to your service.

3. The third law of money that I would like to share with you today out of about 25 that I have is – ANY AMOUNT OF MONEY THAT COMES TO YOUR HAND MUST NOT BE SPENT UNTIL A SIGNIFICANT PART OF IT IS INVESTED.

The lesson of the parable of the talents as told by Jesus in Matthew 25:13-30, is that any person that spends all that comes into his hands either on bills or pleasures is both wicked and lazy. The servant that Jesus condemned in that story was condemned because, he did not invest the primary capital that was entrusted into his hands. I think I would not be exaggerating if I said most of the people reading this article fall into the same category as this servant. Most of us don’t even consider investing the money that is entrusted into our hands. The reason is because we are mostly not aware of the first two laws of money I have stated above.

Before my own personal encounter with the Lord in this regard, I lived like everybody else. At that point our church was making 20,000 US dollars a month, yet before the end of the month we were already in the red. It was catastrophic, until the Lord pointed out to me to read this story again. While reading the story, I kept on comforting myself that I was a good servant, because I had a big church at that time and people were grateful to me for the changes and differences, that God had used me to make, in their lives.

What a shock it was to me when God told me that in this story I wasn’t the good servant, I was not even the second servant that got two talents. What totally devastated me was when the Lord told me that I was worse than the last servant whom He condemned in that parable. My sense of pride and self-worth was so much offended that I was angry with God momentarily. I felt it was by all means unfair to have compared me to a wicked and lazy servant. But to now say I was worse than him totally shattered and ruined my day. I needed proof and an explanation. Then God began to take me to school.

He said, at least in the case of the wicked and lazy servant, he was smart enough not to spend everything that his master had trusted into his hands. In my case however, I was spending over 20,000 thousand US dollars on needs and bills, thinking I had excuses. I could not get myself to save, talk less of multiplying. The Lord also reminded me that there was a time I was making only 2,000 US dollars in a month.

At that time I had prayed to God that He should increase me. My belief was that if God could only help me make 5,000 US dollars in a month, I would be grateful and that that would be more than enough for me. Guess what? God answered that prayer, but once we started making 5,000 US dollars, the needs were already overwhelming, so much that the amount was again not enough, because I was not following the laws of money. When you don’t abide by the laws of money and like in my case you don’t even know them, it means that caterpillars and cankerworms are always standing by to consume the little that you make.

Here I was again rushing to God in prayer to increase our income to 10,000 US dollars. I was sure that if we could earn 10,000 US dollars we would never be in need again. Well, you can guess what happened. My rude awakening happened when we were already making 20,000 US dollars and yet not meeting our needs. God’s conviction was so strong that I had no option but to break down in sorrow and repentance. The straw that broke the camel’s back came when I said to the Lord, I know I am not lazy by any standard, but you spoke of that man as being lazy.

At that point I was working 18 hours a day. How can I be working for 18 hours and still be called lazy? Again the Lord came to my rescue, He said by being lazy here, He was talking about my refusal to think, laziness of the mind in relation to money. He said the laws and the principles of managing money are out there; I should not have been so lazy not to go in search of them and my failure to develop myself in the question of finances was also a form of laziness.

The fact that I did not bother to study financial matters or even go for financial consultations all pointed in the direction of this laziness – mental laziness. I thought I had an excuse, my argument was I am a pastor, I want to do my business, besides I had never heard any pastor preach or teach on this. To which the Lord told me, that is not an excuse and I am answerable only to Him. He has all the knowledge for anyone that is diligent enough to ask, seek and knock.

This revelation changed my life for good. Immediately after this, I called the board of our church and I declared to them that we were going to cut a lot of our expenses with a significant part of our income going on savings and eventually into investments. That was another hurdle that I needed to surmount, because my board said, we are a church, and we don’t do investments, we only spend, we don’t invest or multiply.

To cut the long story short, I was able to get the church to start putting aside the first ten percent of all that came in for savings and investments. We gradually moved from there to thirty percent of all that came in for savings and investments. As a result, I was able to make our church a millionaire church in one year, that is in surplus. After attaining this with the church, I dared to challenge myself to make my first million US dollars in the next two years. I studied all I could on the subject. With my experience from helping the church make money, I was surprised when after 9 months I was able to make my first million US dollars instead of in 2 years.
For my next target, I decided to prove the efficacy of these principles by helping my church members become millionaires. I started with ordinary people and by the grace of God in the next three years, I was able to raise 200 millionaires in US dollars from within our congregation. Yes, the die had been cast. The Lord was right after all. I had learnt my lessons. No more going back!!!

Ladies and gentlemen, what am I trying to tell you – why am I taking my time to go into all these details? I simply want to help you to understand that if we could open the eyes of our people in Africa and other developing countries to know the laws of money, then we would be indeed able to help our continent. I am convinced that giving out food or money will not last for long, but if we will change the approach to money with our people, we will empower them to be forever free. Ignorance indeed is the only killer around. “My people perish for lack of knowledge.” Hosea 4:6.

It is what we don’t know that is killing us. Because of ignorance, most people waste money, others spend money, while only a few invest money. Looking back, I can actually see now that even in my 40 hut village of Idomila, with the abject poverty around, I could have had enough, if only I had known these laws of money. Nobody could have been living in the type of poverty that I grew up in if only we had been educated in the rudiments of the laws of money. It is therefore my belief that the true key to financial liberty for our continent and the world at large is to bring the knowledge of the laws of money to become a common subject in schools, governments, institutions, community centers, cultural centers, churches, mosques, etc.

If we could teach our people not just to know these laws, but to religiously observe them, we would have dealt a heavy blow to the dragon of poverty in our world.

FOR THE LOVE OF GOD, CHURCH AND NATION
By Pastor Sunday Adelaja

I have your "Money won't make you Rich" guess it's pirated though....
I must say (if this is actually you on Nairaland)
Well Done Sir!

winterfell007:
thanks bro. there's no two way about it. Orient exploration company is building a gas compression plant in Aguleri, Anambra to to truck CNG to captive power plants in selected industrial area in anambra so is Oando doing in Aba and Port Harcourt. we should start thinking of gas based industrialisation, that could fetch more monies in the future.

Oando's Gaslink already supplies lots of companies in Lagos especially the Ikorodu, Ilupeju and Oshodi-Apapa axes. Shell has lines in Ota in Ogun.
While Tower&Lexcel's Greenfuels limited supplies CNG to customers who're too far from the existing neghbouring gas-lines.

Shell and Oando both buy from FG's NGC. Don't know where Greenfuels' feedstock's from.

I don't know about Green-fuels and other CNG plants but I know Gaslink's having an issue with pricing which is still regulated by FG for now.
Hopefully as we develop, more gas-based companies are going to spring up and we're really going to see growth in that area, however we look at it though the Gas outlook's still looks more attractive, especially if more indigenous/in-country-production policies are enforced.

davide470:
Lol. The negative energy is expected na. School fees and House rents are in the market, so...

From my view, the equities market in Nigeria is largely driven by Sentiments and Perception. Fundamentals is rarely being used by most traders viz a viz speculators.. I won't be surprised if the bourse looses tomorrow and some days more, then starts rallying because of low price and nothing more

What are your expectations jare?

Think I agree with you a lot on NSE being sentiment-driven as at present.

So in all what are you looking at yourself?

winterfell007:
i propose we continue an aggresive gas production as opposed to oil production. we are xperiencing an oil glut in the market. thankfully NLNG has bben a success story due to the sustained investment of NNPC and its strategic shareholders as well as FG's commitment beginning from 1991 all the the way to 2014 . we compete favourably with our peers across the globe. companies like Seplat, orient Energy, Seven Energy, Falcon Petroleum, Oando and their likes should pursue aggresive investment in gas exploration for energy and industralisation. Nigeria is blessed with gas reseverves all the way from the Anambra Basin down to the gulf of guinea. we could do well here. my humble contribution.

Of most comments on Nigerian Energy issues of late, your's. Really got me.

Countries like China, India and the rest are using the U.S induced oil-price slump to buy up our oil and store for the posterity of themselves because whether we believe it or not, There's going to be an energy crisis in say 15-20 yrs from now!
The oil we're selling at almost-zero price now may be hot cake by then and had we any sense, we'll find alternatives and live on other resources so that by the time industrialization really takes root here, we won't be dependent on these same countries for the oil we ourselves sold to them.

It's like the man who rents a house in 1984 at say 50naira/room and pays 70yrs' rent upfront.
He'll keep living in that house all the while building more houses and letting at ridiculously higher prices. Yet the landlord will have no justification to force him out or sue for an increase.

So short-sightedness only leads a man astray later on.
Would have been better if we take our rightful place in the committee of nations and start refining both for local consumption and for export (at least to neighbouring W.African states) before Ghana et. al. beats us to it.

Yes we'll have a cash crunch while trying to achieve that but who achieves anything worthwhile easily?
David470 and all what do you say?

winterfell007:
i propose we continue an aggresive gas production as opposed to oil production. we are xperiencing an oil glut in the market. thankfully NLNG has bben a success story due to the sustained investment of NNPC and its strategic shareholders as well as FG's commitment beginning from 1991 all the the way to 2014 . we compete favourably with our peers across the globe. companies like Seplat, orient Energy, Seven Energy, Falcon Petroleum, Oando and their likes should pursue aggresive investment in gas exploration for energy and industralisation. Nigeria is blessed with gas reseverves all the way from the Anambra Basin down to the gulf of guinea. we could do well here. my humble contribution.

Of most comments on Nigerian Energy issues of late, your's. Really got me!
it's really a no-brainer, countries like China, India and the rest are using the U.S induced oil-price slump to buy up our oil and store for the posterity of themselves because whether we believe it or not, There's going to be an energy crisis in say 15-20 yrs from now!
The oil we're selling at almost-zero price now will be hot cake by then and had we any sense, we'll find alternatives and live on other resources so that by the time industrialization really takes root here, we won't be dependent on these same countries for the oil we ourselves sold to them.

It's like the man who rents a house in 1984 at say 50naira/room and pays 70yrs' rent upfront.
He'll keep living in that house all the while building more houses and letting at ridiculously higher prices. Yet the landlord will have no justification to force him out or sue for an increase.

So short-sightedness only leads a man astray later on.
Would have been better if we take our rightful place in the committee of nations and start refining both for local consumption and for export (at least to neighbouring W.African states) before Ghana beats us to it.
Yes we'll have a cash crunch while trying to achieve that but who achieves anything worthwhile easily?

Sijo01:
Devil himself masquerading as a pastor.

"He is not a Jew who is one outwardly" hope you get me?

dearpreye:
Hmmm...many thoughts there.....Please kindly follow the BBM CHANNEL PIN. The originator of the idea and others will throw more lights.

Cc: ideykwum, dfrost!

Ok, will do,
Network's acting up hence the spamming, MOD no ban o...

dearpreye:
You're very much welcome. You're also part of the brain behind this. Thanks.

I have some aspects I've not quite gotten my head around and they've been asked earlier, it's about the Board of Trustees (if one could call it that) and other modalities like who does what?

Seun resurrected a waste recycling thread a while ago from someone the other day and quite a number of us are still on it (even myself) consensus then was to do it jointly and I think that's wonderful.

But that aside, how is it going to be? Can we have different accounts (different banks) that people can transfer the stated amount to?

Is there a way to do it by airtime transfer (still fleshing this out myself but kind of stuck at the legals, maybe the software gurus here can help out/ you know like subscriptions thing)?

All-in-all, I'm hopeful where this will lead...

AmakaDNBStories:
Sad! 30K?

*231Naira

Bevista:
A budget of N4.5T for an oil producing country like Nigeria, which has a population of over 170m and a GDP of $550B is embarrassing and abysmal. The only reason for this is revenue leakages all over the system.

The negative impact on the banking industry is a collateral damage for the greater good of the larger economy.

Nigeria should be having a budget in excess of N10T. In comparison, South Africa, with a smaller population and GDP, has a budget equivalent of N20T.

S.Africa is a more advanced economy than ours their revenue base is far from comparable to Nigeria's although I do agree we need to up our budget, I'm more interested in cutting down overhead and re-directing more into capital expenditure

Ilekeh:
Am I supposed to know what sign out and logout means in this case scenario?

Wondering if the MOD's "logging out" as a "Health Educator" too...

TheNextAce:
New job done for a nairalander

This is nice o oga!

TheNextAce:
Reminds me of my mechanical engineering lecturers in futa years back. Bunch of sadists

Engineer awopetu
Doctor Oke
Engineer Akinola

God sabi una number

Much as I believe you, I know some of your classmates who graduated Magna.-cum-laude.
Were they taught by different lecturers?...

There is God o!

Jengbetiele:
Congrats!!!!

I PM-ed you o! Oga... Still awaiting your reply

VickyRotex:
Thank you Montrealer!

Would you mind sending that winning e-mail to that winning SOP guideline?

VickyRotex:
Thank you Montrealer!

Congratulations Vicky, Bonne voyage o! (If you've not gone already) fly the flag their wella
I trust you to not fi owo osi j'uwe ile when you get there...

kenny987:
Was ds scenario not in place b4 d ban? Was it not clear that d ban would have 'adverse effects' in d first place? Why place d country in a precarious position then recant thereby looking absolutely confused? Normal ppl always seek for and strive to achieve a stronger position/upper hand and not deliberately box oneself into weak positions due to avoidable decisions.

A listening and analytical man will carry out due diligence first before issuing and implementing any decision so he can stand by it and defend it without being backed into a corner.

If they decide to sue Nigeria for loss of earnings caused by an unsubstantiated ban is that not more avoidable loss n stress?

Thank you o!
Na trial-and-error all of them sabi, before you go out to do something, @ least you do serious analysis of all variables and see their interplay before deciding.

But many of our leaders seem to not have learned so.
Methinks due and thorough catch-them-on-the-hands investigations should have been done before the decisions that step is taken.
But one's not there, so we shdn't expect them to not have good patriotic reasons for their actions.
The reversal as we call it might actually be an american arm-twisting if you get what I mean.
So one shdn't jump to conclusions anymore

Everyman (I believe) fights for his country the best way he knows how.

mfm04622:
Z30 is the best phone I have ever used. Still enjoying it since December 2013

Ok.. Thanks

Yinkalite:
May your stream of taught never run dry. I watch in awe how some educated illiterates defend the president. What economic gain has Nigeria had since he took the oat of office. We only hear of body language and integrity. Is that what will repair our roads or created employment. It pains me when some people come here and praise the president for news they read on the pages of newspaper with no action from the government. Pls let's try and put sentiment apart, this government has been receiving and sharing on the profit of last administration budget, but has never signed any contract to the development of the nation. Pls if you wanna quote me, do so with facts. Thank you.

It's thought bro,
I remember saying it to someone before now that we've just signed up for another four years of Experimentation,
Every of our presidents does it the same way, they spend the first term trying out ideas and seeing. Which will work, then @ the end of first term, they'll have gathered enough mastery/knowledge of the scenario to become capable of setting things right,

But unfortunately by then, the failures recorded in their "trial and error" period, coupled with the impatience of those who've been bidding their time to ascend to the same seat, and the noisy propaganda by the people who've been profiting from the extant Chaos... All of this will work together to make sure the "now wisened" office holder doesn't get the chance to "put things right" again.

As it was with OBJ, so was it with GEJ, let's wait and see if it will be any better in the case of PMB.
They hardly come with any roadmap/policy before the elections
This instability in policy making is why we won't have many major FID coming in (except from investors who didn't do their background work well) until say a year/two from now.

I would have supported a re-investigation into the conditions of the contract signed and a re-negotiation of unfair terms while the project continues but no, most of them'll be re-issued to party faithfuls who'll first remove their campaign donations before funding the projects with the remaining money.

I'm hoping this will not be the case this time around but the same man has done so before, it's like expecting a leopard to change skin, let's see if it's possible/not.

I pray the man proves all critics wrong at the end though..

ahnie:

Don't get your answer? How's she then?

ahnie:

Don't get your answer? How's she then?

proudmom38:
We re doing fine o sis...Awon ejire nko o? Thanks 4d mention.

Hope your weekend's being fun madam? Kids n all. I wanted to ask if you're from and stay around Ekpoma
BTW, tis some nice baby I'm seeing on your DP... Your visual copy?

proudmom38:
We re doing fine o sis...Awon ejire nko o? Thanks 4d mention.

Hope your weekend's being fun madam? Kids n all. I wanted to ask if you're from and stay around Ekpoma

ahnie:
Thank God.nice readin your reply

How's he/she doing?

Chelcy10:
After booking space for 3 days just to experience "FTC" there's no realy a big thingh being here, let me take it as a sign of good things to come, 3 years of being a nairalander! Ok, happy sunday good people of NL.

Congrats abokina!
please I need you to help me with some info.
Can you drop me the no I can reach you on...
Thanks...
Hope the place met your expectations?

freeDR:
And you were able to make such a Yoruba phrase? I'm wowed!!!!!! Kudos.

Got me piqued too. And some sons and daughters of the soil can hardly pull that off.

ahnie:
My siblings n i learnt it from our yoruba neibors while in kano state,but my Dad speaks deep ondo dialect,he grew up there.

Ok... That explains it.
Don't know how you look but I'll take it You can easily pass for a S.Wner anyday.

Learn't some of it by association too...