Goldyeye:
Ikorodu lagos
No steady power supply.
I can do d setup and monitoring to get desired result.
At the moment I don't have capital

Goldyeye:
Dis Wil cost us 2.5million
Also a small gen Incase sun no shine

penielx:
Nigeria’s financial technology (fintech) sector has witnessed explosive growth in recent years, driven by a young, tech-savvy population, increasing mobile penetration, and a need for accessible financial services. Fintech companies in Nigeria are revolutionizing the financial sector by providing innovative solutions that cater to the unbanked, simplify transactions, and offer new financial products. This article explores the top 20 fintech companies in Nigeria, their capital share, and the unique features of their services.

1. Flutterwave
Capital Share: Estimated at $3 billion (2021 valuation) Flutterwave is a payment technology company that provides seamless and secure payment solutions across Africa. Founded in 2016, it allows businesses to accept payments in over 150 currencies and through various methods, including cards, mobile wallets, and bank transfers. With a robust API, Flutterwave enables businesses to scale quickly, making it a favorite for e-commerce platforms and international businesses looking to expand in Africa.

2. Paystack
Capital Share: Acquired by Stripe for $200 million in 2020 Paystack simplifies payments for businesses by offering a suite of payment tools that support multiple payment methods. Known for its easy integration and reliable service, Paystack is popular among SMEs, startups, and large enterprises in Nigeria. Its acquisition by Stripe marked a significant milestone in the Nigerian fintech landscape, highlighting the country’s potential in the global fintech market.

3. Opay
Capital Share: Raised $570 million in Series C funding in 2021 Opay is a comprehensive mobile payment platform that offers services such as money transfers, bill payments, and ride-hailing. Backed by Chinese investors, Opay has rapidly grown its user base, focusing on providing financial services to Nigeria’s underbanked population. The platform’s low transaction fees and user-friendly interface have made it a popular choice for many Nigerians.

4. Interswitch
Capital Share: Valued at $1 billion (2020) Interswitch is a pioneer in Nigeria’s fintech industry, providing integrated payment processing and transaction services. Established in 2002, Interswitch has expanded its offerings to include a variety of digital payment products, including Quickteller, Verve cards, and an extensive ATM network. Its services are widely used across Nigeria’s banking sector, making it a backbone of the country’s digital payments ecosystem.

5. Carbon (formerly Paylater)
Capital Share: Raised $10.4 million in 2019 Carbon is a digital financial services platform that offers quick loans, investment opportunities, and payment solutions. With a focus on providing credit to underbanked Nigerians, Carbon has gained significant traction by offering unsecured loans through its mobile app, making it easier for individuals and small businesses to access credit.

6. Paga
Capital Share: Raised $34.7 million to date Paga is a mobile payments company that enables users to transfer money, pay bills, and buy airtime using their mobile phones. Paga’s extensive agent network across Nigeria has made it a critical player in driving financial inclusion, especially in rural areas where traditional banking infrastructure is lacking.

7. Kuda Bank
Capital Share: Raised $90 million in Series B funding in 2021 Kuda Bank is a digital-only bank offering free banking services, including savings and spending accounts with no maintenance fees. Kuda’s mobile app provides users with a seamless banking experience, allowing them to manage their finances, save automatically, and access overdrafts. Its customer-centric approach has earned it a rapidly growing user base in Nigeria.

Read more
Source: https://loansharkreview.com/Insightdetails/Top-20-Fintech-Companies-in-Nigeria-and-their-Capital-Share

Anojo:
Shareops is a new business that helps you earn at least......
Read more
https://www.globalalat.com/knowshare/

Kunle56:
I need advice on which business I can start with 50M and expect a monthly return of 1M and above

Pistolx:
The guys doing the interview where very bored and began asking me personal questions like do I have a gf, do I smoke and drink, do I play football, do we have fine babes in my locality, I knew the guys where not serious just catching cruise

MrBrownJay1:
only $4000? praise the lord....

Tohsynetita1:
most people you see moving out sold their resources. But if you can do some business like exportation of Nigeria food, some farming crazy farming that are small scale but return is large within some months, it's good. in export, you can make 1 millionaire gain on 100kg of Garri only in a week. Export is the best but hard to come by.

A kg here is around 700 naira, there is around 12 USD that's like 12000 naira. their are some courier that charges 3500 per kg multiply it by 100, that's 350k for transportation, getting there if sold like say 10 USD, that's 1000 USD within like 5 days. 1000 USD is around 1.1 million naira here in just few days, now imagine you send, egusi, elubo, etc.

TechBIZwiz:
@NairalandAngel the process starts with getting a US business registered. That takes about 3 - 5 days on Norebase. Once you have that, you can open a US bank account which enables you to get a Stripe account. There are more details in the article here
https://blog.norebase.com/x-ads-revenue-program-how-to-get-a-stripe-account-in-nigeria-using-norebase/?campaignId=nairaland

ZOT2023:
After all these discoveries,i found out that with an investment of N1.5million into this project,i can make a sale of 600k every week from this waste.
I have this two things in mind;
A) An investor ready to invest N1.5million into this project and get 200k per week from a month after commitment,you get the money everyweek for 3months,after which your investment of N1.5million would be returned to you.
B) A person ready to invest into this great idea all alone,i will be ready to put such person through the A to Z of this business at a price after which the person can start the business and i can also start mine conveniently.
If you are interested in any of these options, kindly send an email to
zot2023@yahoo.com

TechBIZwiz:
Here's the gist. Currently in Nigeria, you can't open a Stripe account. But Stripe is the only payment method accepted by Twitter ad revenue program. If you want to benefit from the Twitter revenue program and you meet the other criteria, here's a guide on how you can open a Stripe account legally in Nigeria
https://blog.norebase.com/x-ads-revenue-program-how-to-get-a-stripe-account-in-nigeria-using-norebase/

Collinsaik:
Have u ever felt stuck in a job that u do not like, and how did u manage to change it. Ive been suck in a job (construction) that would not allow me grow or live the kind of life that i wish to have, instead of moving forward it seems am retrogressing. Recently i even found a promising relationship that should lead to marriage but to be honest with you, i can not be able to afford a wedding becos my finances is nothing to write home about. What do u guys suggest i do..

EniHolar:


I can sew, but not an expert in it.

I love trading too

Brume001:
I have N3 Million to invest in a viable business idea where I will be primarily involved in its Operations and Oversight.

If you have a good business plan and want financial backing, I am interested as long as I will be primarily involved, contributing 50% to the hands-on operation, both directly and indirectly.

If we are able to work things out, I will commit more money monthly if need be.

If you are that Man or Woman, then contact me on WhatsApp at 09046595319. or via the email anabellily7@gmail.com (I am a man. so don't let the email id suggest otherwise)

Just so you know, we will have a lawyer involved to protect both of our interests before I commit the money. Dont Worry about the lawyer fee.


It is preferable if the person is in Benin City (or Edo State). But you may still contact me if you live outside the State. I could relocate to anywhere in Nigeria because I work online and don't have family commitments.

Dont contact me with stupid ideas and I will welcome both Online and Offline business proposals.

enoch273:
There are lots of business start-ups with great ROI. Meanwhile if you also want your business to grow exponentially, you can apply for an online business account and get access to business loan facility, via the link on my signature.

namiji2598:
Is it possible to use a debit card for any kind of online transactions without otp

Ibtxxo:
I need a practical analysis and business details

Just pick one business idea and drop your plan

hyfr:
Looking out for a competent and qualified financial analyst/advisor that can deliver a well drafted, and quantified Start-up coy documentation .

You can reach out with a quote or comment, or whatsapp
8028229183.

Shalom

Olabukola11:
Hello business minded people of Nairaland. I am a diasporan Nigerian and to be honest am tired of this UK and am thinking home now. I have a plan to come and invest in pharmaceutical retail business.
Am not a pharmacist, my plan is to employ a pharmacist that will run it while I supervise the day to day activities. Am thinking of starting it next year after the election. Set it up and go back to UK to finalize my final exit by Dec next yr. Am looking for location along Lekki Epe Exp or Ibadan Oyo State for now. Am hoping to make it a chain of pharma Stores in future

I have mapped out 10m naira for it, hope it will be enough.

Looking forward for your good advice and contributions.

Thanks and happy Sunday

ntrukpum:
Please mods help me push this to front page. I need urgent professional advice

ntrukpum:
Good morning nairalanders
Four years ago I met a guy who shared an idea of a reality Tv show on leadership and governance with me and I bought the idea. We started work on it, we made research and wrote things to put the Project together. After some months of intensed brainstorming we were able to complete the paperwork of the project and we proceeded to The Nigeria Copyright Commission for licence. Three months later we were given the copyright ownership of the work.

We had no dime to do anything. You all know what it takes to put up a reality show on TV, even on social media. It's not a child's play. We started meeting big and influencial men who we knew either had d money to sponsor the Project or could connect us with people who could push the Project. 99% of people who we met gave approval and really praised us for thinking that far and outside the box.

We met this young philanthropist who is in early 30s now and this guy couldn't stopped worshipping us. He said most young people don't think again, rather they beg rich men for money. He said so many Nigerians are clamouring for BBN to be scrapped off the screens. And he said we had brought a solution to that problem. He promised to work with us and asked us to go back and think of how we want him to come in. And also pleaded with us not to show the work to any politician. That politicians don't have time to think so they hijack people's work.

We left and came back with one thing on our mind, that is, for him to sponsor the whole Project. He agreed. But didn't show real sign of seriousness. We met severally because of this. He was always kind to us, one of the days we came to his office he personaly walked us down the gate and told the security men that any time we come we don't need to sign in b4 entering. It was a privilege.

After several years it was like he wasn't interested in investing his time and resources there again. He was always telling us to to be patient that he was still consulting with professionals who are into the system (media and entertainment world).

So last month he contacted a movie producer and asked us to meet with her, because he was and still out of the country. He told us to explain everything about our project to her. We met with this lady and she was thrilled with the idea of the Reality Tv show. He asked the lady if she understood our work, the lady said yes. She asked us if the lady is resourceful, we said yes. So he told us to start work on the project. He promised to invest 5million naira on the project and advised us to make sure the project works. He has automatically becomes the Executive producer (EP). For more than a month now we've been working on this project with the lady's team and she has become the official production manager of the project. We are just the copyright owners and part of content creators.

Last week the Executive producer(EP) dropped 1million naira for the commencement of some work on the project. He advised that we should all agree on what so ever we want to do b4 disbursement of funds. But surprisingly the lady is trying to sideline us ever since the money arrived because it was paid into her account. One day We raised an idea of us getting transportation fare and money for data, she rejected it. But she uses this same money to fund her transportation and do phone calls. She makes contacts with people and contract them on the Project without letting us know, not until it is time for payment.

She has spent all the 1million naira and we are to expect another batch of the money this week. But one thing dat disturbs us is that she has sidelined us ever since the money for the project that we worked so hard to create came. We've contacted a lawyer and he advised us to wait until we sign a contract with the EP. And that we should allow the lady to work with the funds and let the project start.

We are the content creators too but she brings in people that can't give any simple content content to the project. They all want to see our content, modify and work on it. So why are they called content creators. She pays transport for them whenever they come out of the money that was given but refused to give us money for transportation.

She wants to bring in movie concepts into an intellectual project that has nothing to do with movie. We are afraid. She feeds the EP unnecessary information about us. She wants to control the web site, all the social media pages. She said we should sign an agreement with her that she will handle the project in the subsequent editions. Like 5years contract. She's the boss now. She

Please lawyers and entertainment professionals advice us. Thanks

dubaino:
Successful Ponzi Scammers in the past....

MMM, MBA , Chinmark, Ovaioza.

They are not from other planets they are around you, they are your friends, lovers , Family. The list is endless.

Look before you make that transfer.

As shared by Nnamdi Chife on Twitter:


https://mobile.twitter.com/NnamdiChife/status/1515607462216355841

klbakare:
Please I really apologize for slow responses. I am presently the manager, marketer, labourer, supervisor, front desk etc. for my farm. Asides that, I’ve been sick. Lastly, I’m presently dealing with a frustration about getting water on the farm. I've dug a well three times on my farm and this most recent third one just hit a rock. I'm more than tired
@nairalandangel, I do not have a 3 years running history to start with. Secondly, please remember when I told you I didn't study finance, I don't know how to prepare a profit trade and loss, I also don't know how to prepare so many business documents, these are part of the stuffs I'm hoping someone will teach me. However, we keep a farm record that shows input into bird production and mortality rates. It covers basic costs like DOC costs, feed costs, drugs costs, vaccination and bird survival rates etc. I don't know if that will help. We also have a record of total production cost and total turnover per set.
I'm presently on the look-out for business developers, advisers etc. whose mouth is not wide (or with interest to help entrepreneurs like me) that will help me with basic foundational stuffs for a proper business setting like the required books for book keeping, proper understanding of shareholding, large investor network etc. and also who will help me to prepare the projection documents in the formats that you have stated here.
I want to do something big and my gut tells me “just go big, if you want to be big”
Lastly, I am still ready to do debt financing against my present assets but in the meantime, I will work on a handout (I presume to get an expert) covering all those areas you have mentioned.

klbakare:
Please I really apologize for slow responses. I am presently the manager, marketer, labourer, supervisor, front desk etc. for my farm. Asides that, I’ve been sick. Lastly, I’m presently dealing with a frustration about getting water on the farm. I've dug a well three times on my farm and this most recent third one just hit a rock. I'm more than tired
@nairalandangel, I do not have a 3 years running history to start with. Secondly, please remember when I told you I didn't study finance, I don't know how to prepare a profit trade and loss, I also don't know how to prepare so many business documents, these are part of the stuffs I'm hoping someone will teach me. However, we keep a farm record that shows input into bird production and mortality rates. It covers basic costs like DOC costs, feed costs, drugs costs, vaccination and bird survival rates etc. I don't know if that will help. We also have a record of total production cost and total turnover per set.
I'm presently on the look-out for business developers, advisers etc. whose mouth is not wide (or with interest to help entrepreneurs like me) that will help me with basic foundational stuffs for a proper business setting like the required books for book keeping, proper understanding of shareholding, large investor network etc. and also who will help me to prepare the projection documents in the formats that you have stated here.
I want to do something big and my gut tells me “just go big, if you want to be big”
Lastly, I am still ready to do debt financing against my present assets but in the meantime, I will work on a handout (I presume to get an expert) covering all those areas you have mentioned.

OnyeObodo:
Both the person that has the thread and the person responding are one and same person. 90% certain.

Even if they are not which I know they are, people should be careful about handing over money to people like this who speak verbose English and no actual plan or content.

You may think they have sorted everything out or learnt the whole business till you give them your money. Thats when tales by moonlight start coming.

Just like he said with his other moniker "Nigerians are very terrible people and should not be trusted with money".

klbakare:
And @nairaland angel, i am ready to be committed to a loan and my company assets as the collateral including the ones I will procure with your funding. Let's talk further about loan tenure, interest rates etc. We can have an e-meeting, and others reading this and very interested should please get in touch.

This is 100percent legit. I'm out to make money and to stake my company for that. Also, i do hope you have other things you can add to me, like advisories, connect. Etc. You see this connect thing is very important to me. In my wanderings in life, i know there are people who would spend this same money I'm looking for on frivolities conveniently without battling an eyelid. Also, i know there are people who are interested in this line of business but can't find trust worthy, goal getter people. So if i have connect to meet people, I'm convinced people are God's solutions to problems.