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Penboy's Posts

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AgricultureRe: GBFoods Completes ₦20billion Tomato Processing Factory In Kebbi State by Penboy: 1:20pm On Jun 20, 2020
If this was in America nau, I for shaperly go buy their stocks!
Good news for our nation.
FamilyRe: Acne And Depression :: Think ,i Have Lost The Battle by Penboy: 9:17pm On Jun 19, 2020
mutter:
Asked my daughter. She said the antibiotics are good for a start but also-
avoid milk products.
-do not wash your face with soap, only water and then a cleanser and rub dry with cotton pads. Helps with the PH.
-she does a peeling once a week. Washes her face with water and then rubs sugar carefully on her face.

She took Doxy Wollf- I think it is more like tetracycline. for some time.
How long did she take it? You have any idea?
BusinessRe: Kindle Money Keyword Research Method $100 Per Day by Penboy: 10:42am On Jun 19, 2020
eliok:
your book is OK.
Just change the age level and ages or reading level you put there.

Again , add some images inside
Copyright page, dedication, table of content should have been on different pages.
BusinessRe: Kindle Money Keyword Research Method $100 Per Day by Penboy: 10:41am On Jun 19, 2020
erjo:
Pls help a brother...I just published my first book....

Help me review and suggest possible changes to make my book standout and make sales...

https://www.amazon.com/dp/B08BF957FG

Help a brother
Men, you seriously need to learn how to format your manuscript.
BusinessRe: Making Regular Income Publishing Amazon Kindle Ebooks by Penboy: 7:57pm On Jun 18, 2020
OnePunchMan:
Bring your Fiverr withdrawals!!

Rate is good!!! @ 33* to 34* depending on quantity..

Contact in signature and profile...
You must be a joker.
330 this present time?!
BusinessRe: Making Regular Income Publishing Amazon Kindle Ebooks by Penboy: 5:38pm On Jun 18, 2020
winta2008:
Hello House,

I received an email that my KDP Account is banned because of multiple accounts. I am sure I don't have multiple accounts. What could be the problem and the possible solutions to it.

Thanks.
Hmm.. Dyou log into KDP with many devices?
Do many people log into your KDP account from different location?
BusinessRe: FG Mulls Unified Naira Exchange Rate Regime by Penboy: 5:36pm On Jun 18, 2020
proeast:
Lol, you ended up confusing yourself grin

What do you mean by "unless you're into export"?

By the way I have heard people say that those earning in dollars and spending in naira gains nothing when naira depreciates but that's not true. Everyone earning in dollar gains once naira depreciates. Now, let me break it down for you.
Someone earning $500 monthly when naira exchanges at 400 to a dollar would have 200k but once naira depreciates to 500 per dollar, his income becomes 250k monthly i.e. 50k extra.

However, when dollar appreciates, only imported commodities are directly affected. Rent remains static, likewise transport and locally grown food. Remember that FG still subsidizes fuel while means that they will offset the increase due to exchange rate.

So, while salary earners and businessmen would have a static income regardless of exchange rate fluctuation, the person who earns in dollar is now 50k naira richer and all of them will still go to the same market, buy the same commodities and pay the same rent.

In summary, when dollar appreciates those that earn forex gain.
No, you get it all wrong.. On paper, you're correct. But in reality it is not so, especially for a heavily import country like Nigeria.

What happens is that rents would go up for house owners to make more money to purchase imported goods. Prices of other locally made goods would go up to make manufacturers buy the more imported goods.
That is usually the long term result of depreciation.

So you that earn the dollar would convert in Naira and buy more goods expensively.
BusinessRe: FG Mulls Unified Naira Exchange Rate Regime by Penboy: 4:30pm On Jun 18, 2020
In short term, it's gonna be good news to those who earn FX. But long term...
FamilyRe: My Younger Sister And Porn: Is She Addicted Or Just Curious? by Penboy: 3:33pm On Jun 15, 2020
Omotaday:
I dey tell you bro. Most of these young girls in private schools, both secondary and tertiary are Lesbians. This is a serious issue but these private schools authorities are not doing anything about it.

Babes wey never reach us b4, dem com dey nack each other.
Oh.. You first me talk am
FamilyRe: My Younger Sister And Porn: Is She Addicted Or Just Curious? by Penboy: 3:29pm On Jun 15, 2020
DatAbujaBoy:
Your sister is a lesbian, though she's just learning the trade. Keep your eyes on her, my younger sister does the same thing
Is like 80% of our girls now are lesbians
Especially those in private institutions. It's alarming bro!
BusinessRe: Making Regular Income Publishing Amazon Kindle Ebooks by Penboy: 10:20am On Jun 15, 2020
Intergrity19:
cheesy grin grin

Can't catch me!!!!

But honestly lots of people are doing it anyway so it's nothing new imagine Indian guys they are something else na them spoil me so......

Fact is both platforms are profiting so most of d time they look the other way......

This is a certified fact


Ask around and see even on Amazon people still get away with plagarism.....but me I don't plagramise content

I only maximize my earnings using multiple accounts........
How's do you maximize your earnings using different KDP account??
I thought earnings are determined by the books you have on your kdp account?

Please explained chief?!
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Penboy: 10:16am On Jun 15, 2020
RabbiDoracle:
After it has done 500% gain? grin grin

Hmmmm...
Chief, when you say a share has done 500 percent gain, is it from when I bought it?
InvestmentRe: Us Stocks Pick Alert by Penboy: 1:10am On Jun 15, 2020
OakPearl:
Very commendable.
Thank you! Please when a stock is said to be overvalued, what is the meaning and how does this affect investors?
InvestmentRe: Us Stocks Pick Alert by Penboy: 12:50pm On Jun 14, 2020
So! I actually read from page 1 - 78 in two days!
Now, I've caught up with the bosses.
Lemme take a back sit and learn.

Great one sirs.
InvestmentRe: Us Stocks Pick Alert by Penboy: 10:22am On Jun 13, 2020
seyisanya:
There is still a grey area that I await Mr Tomi to respond to regarding dividend payout. Most stocks in my portfolio are dividend-paying stocks, but I have not received the dividend that was paid by one of my holdings on 14/04/2020. On the other hand, I received email notification inviting me to the AGM of one of my dividend-paying holdings on Chaka and my dividend reflected in my trading account afterwards.

I so much love Trove's interface, but it seems I would have to invest in non-dividend paying firms through the platform while I buy dividend-paying stocks through Chaka.
How dyou know a dividend paying stock from a non dividend paying stock?
InvestmentRe: Us Stocks Pick Alert by Penboy: 10:56pm On Jun 12, 2020
OakPearl:
We currently use 3 Fintechs(Trove, Chaka and Bamboo in no particular order) as Nigerian residents can't deal directly with US stock brokers.
Alright.. Thanks a bunch.. I'll try them.
InvestmentRe: Us Stocks Pick Alert by Penboy: 8:37pm On Jun 12, 2020
OakPearl:
Now my Tesla story.
I bought Tesla $711.53 on 2nd March 2020 to trade it at the slightest $100 gain.
Along the line, I decided I will hold long term.

After weeks of rigmarole, it shot up to $814.42 on 20th May 2020 and I sold happily with a $950 gain, forgetting my last decision to hold long term.

Behold, 20 days after, I mean just yesterday, Tesla popped $1,025/share. My $950 gain would have been a $2,910 (N1,309,500.00) gain if I had been patient for only 20 days!

Now am going to have to experience a long wait for a pullback/crash to buy back if it falls under $900 for my long term holding.

Morale of this post:
We are not trading shares, we are literally trading patience.
Please, how dyou you guys deal in foreign stocks?? Is there an app for it?
BusinessRe: Making Regular Income Publishing Amazon Kindle Ebooks by Penboy: 9:42pm On Jun 11, 2020
Book covers and co.

RomanceRe: my Girlfriend Invested N160k In Forex, I'm Scared If The Money Is Gone by Penboy: 1:11pm On Jun 07, 2020
somto10:
I'm a forex trader.
All i can say is, it depends on how she invested it.
They're many forex investment platforms that ppl that don't wanna trade themselves use. Eg MBA forex etc.
Ur gal isn't stupid or foolish, just try and make sure d ppl she invested with are legit and good traders and i promise u she won't regret it.
Ask her their name and quote me lemme run a lil check on them
Forex is no scam. Alot of Nigerians are earning honest living through it.
Hmm.. Which company is that? Where they can manage forex investment?
EducationRe: The medical students and aspirants thread by Penboy: 9:55pm On Jun 06, 2020
Carotid:
Yes chief. I also wrote the post utme then but didn't get up to the cutoff point. I was admitted the next year into another university.
Nice!! Keep up the struggle. We're almost there.
EducationRe: The medical students and aspirants thread by Penboy: 10:35am On Jun 06, 2020
Carotid:
Chief
I hail
I remember your username on 2014/2015 OAU admission thread. How's medical school? Are you through with the programme?
Lolz... Men, we suppose finish next year o. Just hope this Covid doesn't impact us too much.

You in med school too?
EducationRe: The medical students and aspirants thread by Penboy: 4:46pm On Jun 05, 2020
Lagusta:
lol, i am not interested in residency training in nigeria jare, i just want to make as much money as possible and enjoy my life
Being a consultant offers you the most pay in medicine nau.
Or you intend doing business?
PhonesRe: Samsung Galaxy A30 Receives Android 10 And One UI 2.0 Update by Penboy: 2:09pm On May 19, 2020
I upgraded and they say security policy doesn't allow camera.. How can I rectify this?
BusinessRe: Making Regular Income Publishing Amazon Kindle Ebooks by Penboy: 2:11am On May 15, 2020
MrCodeSolo:
Just started a group section off this forum, whatsapp group link on my signature below
link ain't going through
BusinessRe: Making Regular Income Publishing Amazon Kindle Ebooks by Penboy: 4:55pm On May 10, 2020
Wish this pandemic could just end ASAP. Miss seeing reasonable sales on dashboard.
InvestmentRe: Treasury Bills In Nigeria by Penboy: 11:32am On May 09, 2020
Okay.. So how can one go about it?
InvestmentRe: Treasury Bills In Nigeria by Penboy: 6:32pm On May 08, 2020
How can I invest in treasury bills?
I heard the process is not like before?
PoliticsRe: FFK: Bill And Melinda Gates Are Satanic, Demonic by Penboy: 1:13am On May 04, 2020
ebuk4real:
huh

Come to think of it, this Gates of a man has spoken too much on this covid-19 matter, and he's never a medical personnel; so, how comes he knows more of this pandemic if he is not a suspect?
He reads more books than all your generation put together.
Ones you start reading books, you become enlightened.

I follow his Gates Insider notes.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Penboy: 12:31am On May 02, 2020
Hello house..
Please how can I know the value of the shares I bought years ago with Zenith bank?
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Penboy: 11:26am On Apr 30, 2020
Hello guys... I'm new here and after going through various posts, I seem to be quite interested in the stock market.

The thing is, my dad bought some shares for me when I was a kid with Zenith bank, through Veritas registrars. Though, sometime last year, we went to veritas head office in Victoria Island and somehow somehow, I started receiving dividends in my bank account.

Now, how can I know the volume of stocks remaining? Or to buy more and top up? Or to start doing business with it?

Cc. To the gurus here
BusinessRe: Making Regular Income Publishing Amazon Kindle Ebooks by Penboy: 5:18pm On Apr 26, 2020
Guys.. Is there any app or website to know Payooner rates in banks? Or how can I monitor the rates to know the best time to exchange?
AbokiFX don't show rates for Payooner.
BusinessRe: Opera News Hub Creators Get In Here, Share Your Experiences by Penboy:
Add me..

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