₦airaland Forum

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Hi Eva, I’m really sorry for responding late. Please check your email.

Evaberry:
Pls I send a pm, I have a few questions concerning ysju

I don’t know why I’m just seeing this. You are a lifesaver, thank you very much penury. I’ll send you an email if I need help. Cheers

penurypredator:
Can you try out Aqua and capital one.
I got a phone contract 4 months after I got to the UK and i got Aqua credit card like 14 months after I’ve been here(1yr+). Got Aqua and capital one about the same time. Capital one gave me £200 limit and Aqua gave me £1200 but they’ve recently increased my limit to £2600.
Up till now, clear score doesn’t even display anything as regards to my credit score but this credit karma app works for me.
But the interest rate on my Aqua was like 53% and capital one is like 49% I’m not sure about the exact percentage because I pay my full balance by direct debit so I’m unbothered about the interest rate.
Credit karma kept on displaying that my credit score is excellent and I never paid attention to it until this Amex card came up in the group.
Also I think the app you use to check your credit score might be of help in some way because credit karma was helpful to me and last week, some weird app called “credability” was telling me my score was 214 out of 700 whereas credit karma was saying I had a 640 out of 700.
Sorry it’s a long read but I was worried many months back as well so hopefully this helps in some way.

It’s really annoying honestly. 3yrs is a lot of time to wait for a credit card.

Emmyk:
I'm also at this stage . Got in in January. Registered and make reports of my house rent on Credditladder, did a sim contract with 3 via direct debit, I am also on the electoral register, but no luck getting a credit card yet to build my credit history.

I got 60% approval rate for Lloyds credit card on moneysavingexpert.com, but at the end, I was told I didn't qualify for the card.

For part time, you may need to do an unprofessional job. Google recruitment companies near you and physically go there. Some recruitment firms have ready jobs waiting to be taken. Good luck

ShalewaT:
I have been in Sunderland for a little over two weeks now and I have applied to over 40 jobs all to no avail. I don't know what to do anymore, I have done few interviews and it seems they are all looking for a full time work.

I have experience in sales and I've been applying for jobs as sales assistant, retail assistant etc.

I have a Certificate in IT(British Computer Society), I don't have any work experience in IT so I haven't been applying for jobs related to it.

What do I do? It's really getting to me.

Do I have to stay in the Uk for 3yrs to get a curve credit card

I’ve been in the UK for 3months and I don’t know if it’s possible to get a credit card. Would appreciate feedback from anyone on this, as I would like to start building my credit. Thanks guys

TheGuyFromHR:
Curve's a really convenient concept.

Hello. So before you withdraw from your Pension account, what will you tell them? That you’ve moved? Please give me the scope.

Estroller:
It is 25% and you should be able to if you use stanbic ibtc, don't know of other PFAs.

I believe you should be able to do a regular FX transfer form your internet banking/token from your dollar account to the pounds account. You’ll just receive the pounds equivalent

brine:
What's the best way to move money from a GTBank dollar account to any bank account in UK?

Good day all, please I am looking for a private room for a short stay in Leeds. Can anyone please be of help or refer me?? The agents in SpareRoom aren’t really responsive. I’m looking at Airbnb too, but I’ll appreciate any help I can get please. Thanks

Gtbank says I should come after Christmas. I applied via the tradesystem this week.

ChiefDaddy1:
Please has anyone applied and gotten PTA recently?

Thanks Erico, I plan to open an account in the Uk and lodge it in.

erico2k2:
Why though? You will now be faced with how to keep your cash, and you might spend more. If you must do, pls refrain from carrying £50 notes as they might be hard to spend.

I’m done with Nigerian banks tho. I’ll open pounds account when I get to the Uk.

Josh121:
Go open Sterling pounds account, GTB have deposit limit . Sterling doesn’t have any limit and you will deposit pounds and spend pounds

Hmmm. Thank you very much. The pounds I got, It’s kukuma with me. If I lodge it in my pounds account here, it may be hard to withdraw it when I need it. It’s dollars that is mostly available, I no wan hear stories.

iboboyswag:
Hmmmm. Fx transactions and fakes. Chai this your comment just remind of one transaction wey nearly put me for trouble in my days counting other peoples money in one of old generation banks.

The moral of the story is that there are no guarantees. Please do your due diligence before and after parting with your own money. And for no reason should you hand back pounds that have been given to you and confirmed as complete and authentic.

I’m sure I will need cash, no matter how little. I’m taking 1k pound cash tho and lodging dollars to my account. I have a Gtbank dollar card.

erico2k2:
I have seen some bank cards from Nigeria work here, even contactless. So ask yourself, do you really need cash??

This is really helpful. I’m traveling in 2weeks time. Thank you very much

LagosismyHome:
There a new pound note that was introduced recently .....Below is when the old paper note will stop been used. If you travelling before then, I guess you can get paper and when u get to Uk take it to a bank for exchange...just make sure its real paper pounds

Hehe, you are rich in Jesus name. Thank you so much

A banker friend is helping with an aboki’s contact. Would do the transaction in the banking hall, I no wan hear stories. Lol

Lexusgs430:
I am so broke, I no get £20 bill....... A sample for you......

No go buy fake Iya Charlie o ......

Hahaha. Cool cool.

I don’t get what paper pounds is and what poly is. Can you please help clarify?

Lexusgs430:
You can even spend £0.01 ........

Good morning All,

Please I’m currently sourcing for FX as I’m traveling to the UK in 2weeks.

Unofficially I’m trying to get pounds from a friend at UBA, and I’m hearing that they don’t have Poly. They only have 20 paper pounds.

Please what does this mean?

Is it a good deal?

Can I spend 20pounds in the Uk, if not, what is the least denomination I should get?

Will appreciate a response. Thank you

Thanks for your response Frank.

FrankFrenzy:
PTA is not sold on a one way ticket.
The only exception here is for students who are on fully funded government scholarship and this of course will be backed by adequate documentation.

Thank you for this. I’ll visit my bank this week

Olomojola:
According to the new rules,you can only get PTA if you have some form of scholarship/discount from your school...or else you need a return ticket

Yes, I declared 2 Canada visa refusals and I got my Uk study visa.

mimikado:
Please for those that had previous visa refusal from other countries. Did you declare all during your UK visa application and was your visa granted

Hello house, please has anyone gotten PTA on a one way ticket? If yes, which bank please? Trying to exhaust my options. Thank you

Why did the uni reject you, have you tackled the reason since you still want to apply there? Why not try another school?

ocpaschal:
I want to ask. I was rejected an admission. Is it possible to apply for admission at the same university on a different Masters course?

Once issued a CAS number from a school, you can’t get CAS again from another school.

demmysoft:
Pls is it possible to get CAS from two schools

Thank you. Yes I declared the refusals

adeyusuf2000:
Congratulations,

Please did state your previous refusal in your UK visa application

Thank you.

Yes He does. Thank you very much

Omoluv5:
Congratulations!!!
God answers prayers!

Amen Sir. You will be highly favoured by his grace and testify very soon. I'm a Miss

Tbabz01:
A very big congratulations bro, we were from Canada thread. God that favoured you will favour me and everyone too.
Go prosper!

Yes, I disclosed the 2 refusals to my uni and UKVI.

Savvyciao:
Congrats ohh
Please did you disclose your refusals and the reasons?

Thank you so much GodsGabby, I appreciate. The funny thing is that I helped a friend package his Canada application and he got his visa. Lol

The same God that showed up for me, will surely show up for Emenaaka and others. It will surely end in praise.

GodsGabby:
Followed you right from canada thread and i must say i am glad to see this.
At bolded, i understand such feelings.

I am glad God came through for you and also blessed you with a job.

Rooting for Emenaaka and some others that choose to go to the UK.
It will end in praises.

Thank you

Poanan:
Congrats

No I didn’t. I have a dollar account, so I used my dollar card.

Dagorobeto:
Please how did you pay your IHS and visa fee did you use flutterwave?

You’re welcome

Emmyk:
Appreciate your response.