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TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 6:29pm On Jul 06, 2023
Zahra29:
Bro this gov is largely Boris 2.0. So Priti was more lenient than Suella? Or is it because her policies didn't affect dependents or care workers (and only because the net migration figures weren't released during her tenure). But it was ok for her to make it more difficult for genuine refugees to settle here?

Germany is trying to attract workers that it needs. Once it's had its fill then it's likely to change course. Same with Canada who has tightened up its rules/ entry criteria Vs a few years ago. Same with Australia that expands and contracts its policies at will based on its need for immigrant labour. The UK is not an anomaly.

Did you read Tichas post to see what the Australian equivalent of IHS costs per year? She also revealed that under their policies , someone with sickle cell disease or another pre existing condition would not be eligible to settle there. Why aren't you labelling them fascist?
Truth is every govt would make policies to suit them as at when they need it. From the get go I knew the PSW/care work route was going to be a short gap just to back fill the vaacum left post brexit. Reminds me of several years ago when I kept delaying applying for the HSMP program until it was scrapped. Migration is as old as the world itself. and countries would keep changing policies as it suits them. Historically whenever economic landscape experiences a downturn, politicians tend to turn to immigration as one of the low hanging fruits they take a jab at. After the storm clears they 'open borders' again. I do not like it. Heck, its the world we live in. The Onus on is me to plan ahead, plan well, and not to be caught sleeping. We go dey alright las last.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 2:55pm On Jul 05, 2023
justwise:
This clueless Home secertary wants to stop illegal immigrant but at the same time making it diffult for people to come in legally..

This is like trying to stop people from claming beneift but at the same time making it difficult for them to get a job
This is so annoying..Watch as people tweak their plans and start looking for better alternatives with faster and better settlement conditions. Good thing other countries are making plans to absorb people wey vex comot. Make I start to strategies Plan B and C cheesy
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 7:12am On Jun 21, 2023
Viruses:
Do you have referral link?

I'm just hearing about this and my funds have been earning 3.5% average in my various investment platforms. Make I port sharp sharp
ALways remember, high interest equals higher risk. Doing due diligence on would be great. Invest money you can afford to lose. btw that 3.5% in not bad o.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 6:50am On Jun 21, 2023
justwise:
Tell me more about this.. I want to put my Nigerian bank account into good use rather than payroll system for relatives
lol @payroll system, pillar of our african culture
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 3:59am On Jun 11, 2023
bigtt76:
Funny how people like criticising. If one chose to pay in full their CC balance, how is that an issue. Not everyone would like to owe much on CC if they could afford it. I do same - I pay in full my CC balance, reuse and repay in full. It has its advantages when you are intentional about your targets and future. Ignore them my brother @Justwise, you are not alone on that table. Let them say whatever they want. Thanks for always sharing kiss
We too like quarrel for this thread Oo. lol. I pay my credit card in full also because I believe its currently the best path to my financial future, plus I too like money, why dash CC company interest if I can avoid it. It doesn't stop the next person from handling their finances the way they deem fit. We will all be alright last last.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 11:10am On Jun 07, 2023
rinzylee:
Hello everyone.....Happy new month!!!

It has been a while.... as it started to get quite hot with arguments and fights here and there.

Anyway...like I promised, I have been able to defeat my lazy self and decided to finally pen down my experience with Egypt air to and fro Nigeria.

To start.... who gave that negative reviewhuh? 🤔



Aha.... here we go. Relax and read.....

You would excuse my interlacing the story with pidgin English.... apologies.


I had a lot to settle back home in Nigeria (business deals, babe issues, NIN, parent's health).... so I wasn't exactly travelling for fun. I kept delaying getting my ticket as Money never show. I had committed some decent sum of £ to my export business and payment delayed a bit, so I was unable to buy BAor any other direct flight.

Infact, I told babe that I had cancelled my trip and apologised. Told her I would work towards July or August.

My office had booked me for a fellowship training at RSM London so I knew I was gonna be in London between 19th and 21st of May. And because I had made initial plans "based on logistics" I took 10 days of my annual leave as far back as late March.

Anyway... one day after seeing a patient, I went to Egypt Air website and checked the prices. If I remember, this was 9th of May, price was £587 2pm return (LHR to Cairo, Cairo to LOS - 20th May and LOS to Cairo, Cairo to LHR 5th June, 2023) 10:10pm take off was £608.

I barely had £200 left on me, so I took an overdraft from my bank, and booked my ticket.

I was going home!!!

My line manager had earlier approved only 10 days and was away on annual leave, so I needed someone to add 2 extra days- na there wahala start.

Good news..... my Team lead (also my direct clinical lead) visits my clinic the next day and while checking up on me, asks me how my travel plans were coming. Na so I begin tell am say, I no get money o, say cheapest ticket na im I buy and would love to have 2 extra days added. Fiam....she approved and said please go and see your family and your other half. grin


I quickly used Bluelight app and got discounted tickets with National Express to London (20% off). Used same app and bought some stuff at sports direct (15% off), entered Zara and bought perfumes on sales promotion, went to lidl,aldi, sainsbury and chattered chocolates and biscuits...... shebi dem say UK people stingy... I go prove them wrong 😂.

Perfumes were for mum, my 2 sisters, 2 sisters in-law, babe and her best friend who was instrumental in ..... taaa see aprokp people grin grin

19th by 8am I landed London and went for my training. I went to Croydon to spend the night with my cousin who had 30kg worth of load for village people grin. Na lie o... she buys stuff here and ships to naija. Making decent money o.

20th was the finalé of the training.

Things were moving fine.....

Ok...lest I forget, my cousin showed me shop in Croydon (choice stores) ....I wept. Shirts of £100 are sold for £20 or less during SALES. They also offer 10% discount for NHS staff.


Yeah...so flight was 10.10pm and by 5.30pm I set out.


Now the movie begins......

I checked in on-line the previous night and selected great seats. Went to bed happy cos I knew I was on top of my game.

I put my passport in my breast pocket and 30mins into the journey from Croydon to Heathrow, I removed it and put in the crossbag I hung over my chest..... this was the beginning of sorrows.

7.50pm I get a call from someone who had shoe to send home. Guess whathuh?? 😭

While answering the call and trying to get my backpack off, I took the cross back off my neck and dropped on the seat, and continued with the call.

8.10pm we arrived Heathrow and I was still on the call because he was trying to locate me. This is someone I told 2 weeks to my travel and pleaded to post the shoe to me.....phew 😡

Well... I got up, put my back pack on, and walked to the luggage carrier to unmount my box (I had 3 bags - 2 x 23kg, 1 carry on and my backpack containing my work laptop and documents).


Children of God, I walked away without looking back. Unknown to me, I had left the most important document in UK as far as I was concerned behind.
Village people 1: 0 Me

I usually leave my BRP, debit cards and driver's license in my phone pouch which finally is secured in same crossbag, but while making this call, I was holding this particular phone which I eventually slid into my backpack. ...... Village people 1: 1 Me

8.20pm I got to the Egypt air check in counter at terminal 2 (Queen's Terminal), smiled to the guys and while we were talking , they asked for my passport..... I touched my breastpocket and had 100 pins go through my chest in an instant.

I just said..... oh what manner of man have I become tonight. Oh who would believe my misfortune.

I had palpitations, momentary surge of adrenaline, goosebumps and chills all at the same time.....

Then I froze... ... after 10 seconds...I could only mutter... "The bus" ....

My legs started to fail me.... I could only speak in tongues at this time. That was the only thing that could bring calm to me.

I tried to beg them to have me leave my trolley there at the counter.it fell on deaf ears. So I swung into action.... I started running while pushing my trolley. I hated technology that day. Everything became irritating, the lift, the escalators, I hated law and order that day....... alas.... I succumbed to waiting for technology to discipline me.


By the time I came out to Central bus station where I had earlier alighted, I saw the bus that brought me... X26 pulling away and driving off.... .... I froze.

Better don't miss the rapture.... I remembered the story of the 10 virgins, and felt what the 5 foolish ones felt..... they were all asleep, but they had no oil. They were caught in that 1 moment they let their guards down..... Please don't be caught unprepared...


Sadly, London buses are not like national express or other coaches that have longer loading times, these ones no get joy.

By this time I had just 30mins left for boarding to close..... the deed was done. The nearest stop was 18mins away. There was no magic to getting that bus to stop...No one had the bus driver's number. Oh I forgot, everyone is in a hurry in London.

After 10mins of staring and gazing at no one and nothing in particular, I pushed my trolley up again back to Egypt Air counter.


Oh lest I forget..... I was making a surprise video for babe. I was talking about how I have pulled a fast one on her and how against all odds, I was finally gonna see her. Village people had other plans......

Half time score

Village people 2 : 1 Me


When I got to the counter, the guy suggested deboarding and removing me from the flight against appearing as "No Show"... I consented and that was done. I was directed to the ticket kiosk to see what it would take to reschedule.

The man I saw there said it was £208 to reschedule for the next day Sunday 21st May, 2023.

But there was a problem......... what was the guarantee that my passport would be found before 10.10pm Sunday night.

It was a mix of emotions for me at this point .... Money invested, promises made, surprises planned, stress from work, Joy of travelling home almost being short-circuited, anger at myself, anger at the guy who called me at that time, and many more.

I said .... Ok.... I'd be back tomorrow, please reschedule me.


His response : I can only hold it for 30mins, because you will have to pay to make it valid. After 30mins, a new rate will apply.

I just nodded and rolled my trolley away.


When I got to the lobby, I kept looking out for every X26 bus that would pull up.... after the subsequent 3 , I was advised to go home. Time now was 11.30pm.


I got the number and email address of TFL lost item department and lodged a complaint. The phone number would never connect incidentally.


Full time score:

Village people 3: 1 Me.


It was a cold night and the ride home was a solemn one. My headsets broke before I travelled, I got an earpod for babe, it took a lot of resistance and thoughtfulness not to open the box and make it mine.


Got home, my cousin served me food , I ate , laughed and bantered myself, we all laughed and praised God.... What if there was a reasonhuh

Well..... Good thing.... my cousin was in with me on the surprises planned.. My parents didn't know I was coming, my siblings didn't know either except my immediate elder and younger brothers.

I had a good warm bath, laid me down, and forced some sleep.


Sunday 21st May, 2023.

6am till 10am ....... online service because yours truly was so tired to attend a physical service.

10.30am , I set out to the closest TFL garage at Croydon, it was a 45min trip to Beddington Lane, Croydon.

First office redirected me to the next compound... I saw many buses and few human beings. Village people started whispering....today is Sunday, no one will be around. Better go home o. I said... no way. I will push to the end.

Second office... met a Nigerian who directed me to a white man. I made my reason for coming known and I was asked to describe what was in the bag.

A toothbrush
A toothpaste
1 hair comb
1 Nigerian international passport
1 key holder


First 3 black bags.... not anywhere near mine.

My heart stopped for 2 secs.... i started thinking of what I would go through with Nigerian High Commission especially after reading stories of disappointments here.

Kai. ...... Lord show me mercy! Just do something dear Lord, this was all I kept muttering while keeping a smiling face.


Then suddenly , he said...oh wait... there's another bag here.... let's check it and like God did in Genesis 1, Light came forth from darkness... there lay all my mentioned possessions. I just kept saying thank you. He said... you alright mate? You can go.


The Nigerian man sh lipsrsealed lipsrsealed..... started asking me to dash him something nah. I was too happy to respond to him. Baba kept me extra 5 mins , and after seeing I was not interested in his business, started preaching against Village people grin grin grin.

Return leg :

First half

Me 2 : 0 Village people grin grin grin grin


Bag in hand , I ran to the tram and headed home..... but not without playing a prank on my cousin and her husband.

They called while I was on my way home....and I answered with a sad tone[b]. "Please can I explain when I come back?" No way forward for now.[/b] grin. Of course, IT IS WELL was the response 😂 😂


Got home and got them laughing after realising I pranked them.

Cousin asked the Almighty question...." still travellinghuh

I replied.... I am leaving for the airport right now....I had my bath, ate and this time , my cousin's husband joined me. I sat on the same seat as yesterday again 😂 grin..... i no dey hear word.... but I needed to pepper Village people too grin grin grin


Got to the counter again and was redirected to the ticket kiosk. We were 2 hrs early and Oga was on break. Finally , he came around and opened his window.

Introductions done and purpose of visit explained.

Oga pressed calculator and gave me the painful news....price to reschedule was now £292.80. The thing pinch my chest. I pleaded for a discount and explained what happened yesterday, which fell on deaf ears again.

Village people started singing and dancing and praising their ancestors, but they didn't know, that I serve a living God.

I paid the £292 and released my in-law to go home.

I proceeded to boarding and checked in my bags.


When I got to the depature lounge after immigration checks, it then occurred to me how tired and stressed my body was from these 2 days. Every joint and muscle was aching.

I sat down, brought out my work laptop and completed some tasks I carried over from Thursday. Sent outstanding emails and logged off NHS until further notice. Infact I assigned a task to my colleague and shut down before she could say pim. I needed to go off anything that had to do with sick people at this moment.

I closed my eyes and took a deep breath, opened them and kept staring at the screen until my boarding gate was announced.

I took tired steps towards the booth, each thud sounded like £292 😩 😢

Thankfully the check-in guys were nice and gave me an aisle seat. 😊

When I got into the plane and sat down, I closed my eyes and muttered "Thank you Jesus".

Full time score

Me 6 : 3 Village people

I won.


I had just 1 neighbour, the middle seat was vacant. I had a great leg room. In-flight entertainment was not bad at all.

I made sure I utilized that £292 I paid as penalty ... I ordered for water and coffee like 20 times. I took my earphones home and I left nothing uneaten, whether tasty or not. Whenever I remember my £292 again, I order water and coffe again 😢.

We took off at exactly 10:10pm

By 4.04am we landed Cairo International Airport..... I wept for Nigeria...... we went off to the waiting lounge for connecting flights and time when we got settled was 5am or so. I think Egypt was 2hrs ahead , so it was around 6 or 7am now. I was a bit confused , so I just kept my eyes and ears open..... I heard Village people are intercontinental too. So I kept my whole armour on, we were winning this battle!!!!


I met a couple of Nigerians and instantly the politicians in me kicked in and we had amazing discussions about Nigeria. A few of them were doctors, we talked about the medical practice in UK compared to Australia, Saudi Arabia and Nigeria. Everyone spoke about how it was in their base. ..... E be like say person go dey consider Australia o 🤔 🤔....


Boarding announced and we muuueeevvved.......


The Egyptian immigration officers no dey smile o.
They kept frisking me like I carry person kidney or I be Amoda pikin 😉.....


Kai...Nigerians no get rep for these Arabian nations o... they just dey talk to us anyhow. .... it is well o.


This second plane from Cairo to Naija was smaller. There wasn't as much leg room like the One from London and it was full to the brim.

Please what are Nigerians doing in Egypt...? 🤔 😕


Work dey? huh shocked

9.05am we took off........I had a brit and Libyan as seat neighbours and we talked business.....

Anyway..... as usual...I chop all the food. My neighbour want throway him cake, I collect am chop, I drank water like 292 times cheesy grin grin, I took all the headphones o... ah I must recover my money o. I go open shop for berger or oshodi with branch at Peckham 😂 😁.....

Oh i forgot ... they served us twice...

Cake and juice 20mins into the flight

Main meal after 1.30hrs into the flight


They were friendly hosts and hostesses I must say.



1.17pm Nigerian time we landed MMIA......

Lagos arrivals is like a toilet.

God forbid BAT thing again.....Tụfịakwa 🤮

I was embarrassed for my country... let's leave this story for another day.




....let me close this curtain here... when I get ginger , I'd write about my return trip. I would have loved to write about my stay in Naija, but it would reveal so much.


Return trip was beautiful....I think I fell in love a bit with Egypt air....


Good morning!!!!
It was a long and fun read

I like your writing style
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 5:52pm On Jun 05, 2023
lightnlife:
Interesting!

I'm currently in the market shopping for an entry-level BA role, and mehn, it's been a tough ride.

As a BCS-certified foundational BA, the interest is to apply the knowledge and leverage my transferable skills to improve my BA proficiencies/practice but the entry roles are not there. Daily, you'll see adverts for medium and senior level BAs but it seems no one is interested in grooming the next generation of BAs.

Could you please share some insight into getting entry-level BA roles or how to access learning environments that's not influenced by profiteering as with most of the course sellers...Thanks

I believe Business Analysts require soft skills which are transferable. With self-motivation and drive to learn and development opportunities, people should be able to transit into BA accountabilities.
@lightnlife Like someone earlier suggested, you can apply for roles in civil service, its usually easier to get into compared to private organisations. Its normally one interview(could be more depending on the organisation) and they would give you guidelines around questions you would be asked. The pay might not be fantastic but you will get the much needed experience and work delivery might not be fast paced and gives you ability to learn on the job. Ministry of Justice, dvlsa usually have a lot of these roles available, you might want to tweak the job title also, e.g product owner, project support et.c.NHS also has alot of BA roles. With regards to access to learning environment, register on clicked (its a site aimed at bridging the experience gap between job training and readiness) signup on an experience and pick a sprint and you will be assigned a business case that you will have to use you BA skill set to solve. You will elicit requirements, draw process maps, write user stories , support testing all through this process. The good thing is that you will be grouped with other team members from all over the world hence you wont provide this solution in isolation but work collaboratively with other.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 7:00am On May 31, 2023
dewhaley:
Hi , did you submit references from Uk when applying for GLobal talent visa and were you also owning an IT startup before applying?
Just wanted to know because I’m in the UK and have someone who has funds and all that ajd wants to push via that route, but his startup isn’t ready yet..

Your response would be helpful
The person I know that had global talent visa got all references from Nigeria, wasnt a founder but a C-suite exec at a fintech. this was back in 2020 though, it was worth checking what the current rules are as they might have changed.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 7:12pm On May 17, 2023
MaBuk:
Please, mine was renewal, I wasnt given any collection date, I was told it will be delivered via royal mine and I can track it but nothing showing via track. Royal mail said the passport haven't gotten to them. I captured last month April 6th. Like how many weeks does it take to get a renewed passport.

I am even shaking I didn't know of collection date.
@Mabuk you were asked to take a picture after your capture @ the High commision, look at that picture you snapped with your phone. It has your collection date there.
TravelRe: Living In The UK: Property,Mortgage And Related by Santa2: 2:21pm On May 15, 2023
Pearlyfaze:
I just got off the phone with a Mortgage Advisor. She said in Summary that Skipton deal is for UK National or ILR holders. If you are less than two years is the same 25% deposit everyone is asking for.
We move with viewing regardless.
The skipton deal didnt even work for me either ways as they capped the monthly repayment at you current rent which reduces the amount they are willing to lend to me. As the amount would not be enough for the type of house we want.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 2:50am On May 15, 2023
Lexusgs430:
Do we have anybody here, on the NIUK community twitter group........ Gbas Gbos too plenty for that forum o...... 😝🤣😂
You mentioned that forum sometime ago which put it in my view..The Gbas gbos na back to back.[color=#990000][/color] cheesy cheesy
TravelRe: Living In The UK: Property,Mortgage And Related by Santa2: 2:45am On May 15, 2023
semmyk:
in the YouKay, who's a FTB
Thanks @semmyk for clarifying who FTB is. I never did the research but I just knew I would not do anything to link sale of naija property. Make dem no go pour sand sand for my garri after I don reach this far.
TravelRe: Living In The UK: Property,Mortgage And Related by Santa2: 12:29pm On May 14, 2023
mex551:
I have a question pls. If you are using isusu as a means of raising money for house deposit, we know it comes In bulk , how do you explain it to the mortgage guys ? I mean the inflow as it’s not salary savings. Also if you sell a property In Naija or move part of the fund from Naija, how do you explain it ? Would you call two of them as gifts ?
WIth regards to bringing in funds from sale of property from naija, if you have a LISA, one can bring in the funds, move them to make up the remainder of the ISA account £16,000 (assuming one has already maxout of the 4k-you can save upto £20,000 yearly). If you have a spouse that makes £32,000 for both of you, Leave it long enough in the account. hopefully that might be some sort of solution. Would they ask for source of funds for ISA?
TravelRe: Living In The UK: Property,Mortgage And Related by Santa2:
Pearlyfaze:
We many on this table.

Against the advise of some mortgage advisor, we are going to view two properties on Monday. Old build and New Build.

Them nor dey pay money to view house.
Same here am still viewing ooh while trying to shore up deposit.

One thing I have found out from viewing is that it gives a clearer of picture of the type of house will you want to get. Taking features from different houses.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 7:06pm On May 12, 2023
Aphrodite007:
Ah I’m present oo! Sorry been flirting with the Canada thread because I wan leave una, run comot from this country.

Loads of things are wrong with the system that me I can’t shout about because if naija was ok, I won’t be here in the first place!!

My recent annoyance (ignoring the cost of living) is that it seems PSV is a scam. Most companies aren’t a recruiting graduates on PSV simply cos they may need sponsorship eventually.. but how come care homes are giving sponsorship like pure water??

So experienced people that ran from naija due to end SARS/buhari will come here and their only career for the next 5 years will be care? Haba! (PS nothing wrong with working in care but some of us did it as students not a career path. I’m offended they are stealing peoples potential!)

I love you all, but UK problem, ike a gwosiri’m -sorry igbo isn’t my first language- (it sha means my power have finish).
Funny thing is that I got a call from a friend this afternoon, he is a permanent resident due to get his Canadian passport by the end of the year. He was asking what it took for a canadian citizen to relocate to the UK. I was taken aback and asked why he would want to do that, He gave a long list of reasons that were similar to reason why some people here in the uk want to go to canada. Me wey still dey put one eye for canada. Our preliminary search while still on the call showed that Canadian citizens still need sponsored visa(t2) to live and work here. Who would have known? I have come to realize that people would move across the world for various reasons , even now, there are people moving back to naija even though throngs of people are japaing from there in droves. Abeg aphrodite keep one travelling bag for me make I stowaway inside as you dey go. grin
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 6:46pm On May 12, 2023
profemebee:
hopefully, paying for my child's application with my card will be possible.. they don't expect a child to have a bank card already
You need to register you credit/debit card on site. and it would allow you make payment. It took about 24hrs to get a response.
TravelRe: Living In The UK: Property,Mortgage And Related by Santa2: 9:07am On May 12, 2023
Solumtoya:
Nice! Please give us Mortgage advisor that can work with Tier 2 folks without requiring 25%
If only HTB comes back as proposed, it takes care of this problem. Till then I have same dilemma as you do
TravelRe: Living In The UK: Property,Mortgage And Related by Santa2: 3:45am On May 12, 2023
Lexusgs430:
Congratulations....... 🎉🎉🎉🎉🎉🎉

No matter how hard it might be....... Every new generation Nigerian, in the UK. MUST buy their property........

Back in the day's, our parents relied on the council, for council flats....... This narrative MUST change (either by default or situation).......

It would not be easy, but nothing good comes easy .......🤣🤣😂

RENT MONEY IS DEAD MONEY...... Why do you want to continually pay your landlord's mortgage.......

NB: Skipton is offering 0% deposit mortgage deals (you would still have other costs to pay).....

What's your excuse ......😜🤣😂
Anxiously hoping for the re-emergence of the Help to Buy. There was some buzz on the headline that the Tories might be looking at bringing it back to woo voters. Fingers crossed
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 8:12pm On May 10, 2023
Harat:
Please anyone know where/how or willing to borrow 15- 18k to complete our mortgage deposit. We have proof of employment of over 80k annual household income. We can provide pay slips, employment letters with a very very reputable company. Just got a very good house deal and we need to pay the deposit immediately. We will pay back fully between monthly in 9 to 12 months with interest. Verifiable address in Manchester we can meet face to face to show all the evidences. We are willing to pay back with INTEREST. Personal loan from banks are frowned at by mortgage lenders. Any advice or anyone that can help please. Deposit for the house is 35k and we currently have like 20k.
?

where una dey see this money? grin
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 12:26pm On May 02, 2023
bigtt76:
I started preparing for this long before I filled out my first application to the university. I followed every thread relating to studying and living in the UK, discussions online relating to how to survive as a student and transition from being one.

On arrival in the UK I needed a bank card to kickstart my activities, my first was Monese and they delivered within 4 days. Next I opened Revolut cos it was a popular option and they too delivered within same period. Monzo had bounced me because of this credit score check and Starling bank stalled (funny enough conventional banks also check when trying to open an account with them). I got all my cards where I was temporarily staying.

During the same period, I enrolled to vote, applied for my provisional driving license (required as proof of address in place of utility bills). Next I applied for my NI and started life. I also opened a conventional bank account during this period.

I stumbled on the AMEX card referral link here and applied, it kept bouncing and requesting for my documents (BRP, Passport and liveliness check). Then one day I got a call and boom it was approved and I got my card delivered.

Along the line I also got bounced by several landlords on the pretence that I don't have credit history and that was when I got the ginger to start Loqbox. I finally secured my student accommodation and contract SIM card which I placed on direct debit and standing order. Then I applied to start reporting my rent using Credit Ladder and Loqbox.

I gained a lot of insight from this thread and the other one for students. I remain grateful to all here and my advise to those new and those thinking of making the move over here to hit road with their financial planning immediately on arrival, no waste time be intentional about your plans. I know a lot of my mates here (and those who came here before me) that haven't registered to be on electoral roll, applied for a provisional license and or start building their credit history because they don't know the process or never thought of it or afraid of anything credit. 😂

Just to add, when I moved I also applied to change my addresses on the drivers license and my bank accounts. It was seamless. I used Royal Mail to redirect my mails from where I previously lived to my new place.

Shalom... Don't forget to use my referral links so I get small bonus 😘😘😘
Everything you said resonates with me. I followed this thread like a bible long before I came into the Uk. I recall sometime ago when someone shared a screenshot their credit score that was excellent, I was wondering when I go near like this as I was hovering around the 600s. I am not yet on excellent but ee don waka small.

TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2:
Temi231:
I do not want to reply to this before but I believe some people make their decision depending on what they read online. I will appreciate it if you can quote any company in Nigeria that pays the equivalent of 48 million naira for a Manager in Nigeria. The one I worked for before in Nigeria is one of the highest-paid institutions in Nigeria and I can say with my full chest that a Deputy director does not even earn 52 million or 48 million yearly talk less than 40 million.

Unless you want to run things with paper company or being corrupt that the only way you can make exorbitant money in Nigeria.
Migration is as old as the world itself. People move around the world for various reasons. It might be hard to understand but people are and would continue to move from the developed world back to Nigeria, while people in Nigeria can wait to jakpa. Each to their own, its what makes the world go round. Everybody go dey alright last last.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 10:37am On Apr 27, 2023
justwise:
[/b]

You will say the same about Canada when you finally get there then US becomes your new heaven.
You took the words right out of my mouth. Grass would always be greener on the other side.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 4:48am On Apr 21, 2023
igbsam:
Our fear is, if missed appointment (due to the public holiday) would be attended to. That's the assurance we are looking for, so that i can inform them to reschedule their trip for tuesday walk-in.
Missed appointment would be attended to. Was at the HC yesterday and someone whose appointment date was in July tried his luck and came for biometric capture. He queued up and was allowed in.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 8:59am On Apr 11, 2023
justwise:
That will help.
meaning attaching credit card statement to application for parent would be good practice right?
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2:
lightnlife:
What A Day!

Took my theory test today.

Guess what! I failed...😃

And no, it wasn't the multiple choice questions (45/50), it was the hazard perception (37/70).

At clip 6, it flagged my clicking pattern. Marks were lost for that. Took caution and simply clicked on the real danger...the result na 37 ooo. My lesson: the exam click pattern is totally different from the 4-in-1 pattern.

I'm really pained😭 cos I messed up, having to queue again for their endless test dates.

Can't remember the last time I failed an exam/test.🤪

No wahala! We go again, this time with a bang!
I failed my theory first time I took it, annoyingly it was just only by 1 mark. Passed the next time though.
TravelRe: Living In The UK: Property,Mortgage And Related by Santa2: 10:41am On Apr 02, 2023
HollyMadison:
Hello experts.

Please for a Moneybox account opened in June 2022, can I still get the 1k bonus for this batch?
when can I get the bonus?
You will get your 1k bonus so long as you pay in 4k into the account before 5th april. If you dont deposit up to £4,000, you will get 25% of what ever amount you put in there.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 10:37am On Apr 02, 2023
Maureen4sure:
@Santa2 , what about people above 40yrs cant we open Lisa account..
Sadly above 40 yrs cant open LISA but you can open the regular ISA. Which comprises of Cash ISA ( relatively lower risk, lower interest) and Stocks & Shares ISA(higher risk, higher interest). You can do both or either of the two to a yearly maximum of £20,000.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 11:12pm On Mar 31, 2023
Vintagee:
Hi Semmyk,
For someone turning 40 by September this year, can the person still open the LISA let's say by July?
@vintagee You can actually open the account this very minute with just £1. You dont have to wait till you get the full £4000 to open the account. Open the account, what ever amount you have you put in it. Minimum amount to open is £1. So long as you are below 40 before you open the account then you are fine, even if its just a day before.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 12:38am On Mar 29, 2023
profemebee:
hi, what if i want to pay for myself and a child? is it possible to pay for both passports in the same cart?
@profemebee Yes but you might have to register the card.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 12:38am On Mar 29, 2023
Aafulenu:
Thank you for your response.

The address on the card is correct.

Yes the name is different as I am paying for a child.

What can I do? The child doesn't have a card.
If you register the card with them, you would be able to the child and 4 others(i think) and effect payment. Had the same problem and as soon as I registered my card, it when through.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 10:46pm On Mar 27, 2023
mex551:
and you watch all these British films? I heard that there is a restriction when it’s not Netflix uk. How true?
Dont know about restrictions as I am more amercian movies inclined which I get to watch.I do get to watch some british movies though

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