₦airaland Forum

Number of appearances in all competitions in the last 3 seasons

Giggsy
43 47 32 = 122

Drogba
32 42 44 = 118

Anelka
24 54 43 = 121.

Giggs has played more games than Anelka and Drogba in the last 3 seasons.
If you say ROTATION again, i will piss in your nostrils.

Ibime:
I hope them houses in Lekki come with swimming pool, helipad, beachfront and tennis courts. What would happen to those house prices if Nigeria keeps hurtling on its path toward failed state status?

Not all of them come at 80 milla. . . .
I found one for 35 milla - 5 bedroom terrace house.

dayokanu:
Kobo na correct Igbo chic and you know say Igbos dey sabi take care of man.

I disagree. . . . .
Kobo na correct Ondo woman. . . . She likes Amala.

dayokanu:
Dayokanu for Bemster

We go start our own World War here o.

dayokanu:
How productive was he this past season since it seems Carlo is a Drogba fan.

When Drogba fractures his arm or goes to Africa again, you will see the value of ANELKA.

Moreover giving a 31 yr old a 4yr contract doesnt sound too smart. What do you expect of him a striker at age 33-35 when footie is becoming increasingly physical

Giggsy became the best player in the EPL at what age?

tkb417:
sauron
address Ibimes post

Ibime is yarning dust cos his assumption is that every house in Lekki is 80 milla(which isn't TRUE)
Matinosi never said he bought 3 houses at 80 Milla each. . . .

The 3 houses he's got might not even be 70 milla in TOTAL.

African_queen:
I won't waste my time wit u cos u have pee in your brain

Likewise. . . .
Cos you were born with a cock in your brain.

Kobojunkie:
umm . . just so you know, I am not gay!

TKB is NOT a woman.

dayokanu:
Which womanliness[/b]ry? is he a keeper, Defender, Fan or just a Vuvuzela custodian

I wanna take side-betting. . . . .

Yakubu to [b]outscore Messi in this tournament for $500

tkb417:
wa sere

na me and Kobo for November o

Equation don balance. . . .

U and Kobo
Me and Bemstar
Dayokanu and Mamagee.

dayokanu:
Anelka is 31 and extended for 4 yrs, Ballack is 33 and cant get a 2yr extension which would have kept both at the club till age 35

That ALONE should tell you Anelka is more productive than Ballack.
Chelsea can do without Ballack. . .He is expendable.

nateevs:
Having said that, this is the worst deal we've made. . . Dude will be worth 20m in 3 years. .

There's a 25-man squad cap.
What'z the point in keeping a player you cannot guarantee will start games for you?
Isn't that the major reason UEFA/FA decided to put a limit to the number of players one can parade in a football club?
United will definitely lose Tosic too.

chamotex:
Tell me one player you've got in your team?

YAKUBU!!!!

bemster:
So? Students get £3500 interest-free overdraft,
And I believe your earning quality measured by your salary is the key determinant of your credit score, so we cant keep looking at credit score like its an independent variable.

Earning quality measured by one's salary is NOT the key determinant of one's credit score.
Credit Score is all about PAYING your bills/debt in TIME.
Some people make 6-figures but they are careless with their credits.

Oya, letz kiss and make up.

tkb417:
if u go to Canary wharf, u go see Bemstar for there

MINT!!!!!!!!!!
Tomorrow is Friday - It's like a carnival there every friday after work.
Bemster(if you are listening), there's no escaping for you tomorrow.

Godmother-:
I guess I am. I dont think I could ever tell a guy how I feel about him without him first saying something. Thats the problem I am having

Use his method. . . . .
Get a 3rd party to do the telling in codes.

tkb417:
chei, KOBO
i like your style

u'll let me dissipate all energy to fight Sauron and co, u will now creep in when im tired
lol, its late in 9ja, illl start with you tmr

Don't go without telling me the schitzo about Bemstar

Kobojunkie:
I am with @Catwoman, Stop moving the goal post.

Nothing, I repeat NOTHING stops a person on Pounds 4000 a month from owning as many properties as he/she wants. Many people living here in America own numerous properties on less than that amount. Not sure why it would become an issue when it comes to owning property in NIgeria.

I agree with you 100%
Loads of kick-backs come into play with anyone(with a good credit score) earning that amount.
I remember escorting a FRIEND of mine to HSBC cos he needed to open a current account - He got one with a 5000 GBP overdraft.

buzugee:
LOL tkb that ya friend sauron has created these 'lofty deeds' in his head to compensate for the fact that he is in an internet cafe in mushin. even steven wonder can see through his bullsheet.

Yes o. . . . .
I dey Internet Cafe for Mushin. . . . .
U dey Rwanda taking off panties from the corpses of fleeing refugees to sell in Yaba Market.
Anuofia!

dayokanu:
The salary gave him the needed capital to tun the biz.

If you only live on your salary, Can you afford to drink MOET as much as you do?

If you only depend on your own salary Can you buy a brand new Toyota that you crashed? Who in the world depends on his salary even Obama broke even from proceed of a book he wrote (Side biz)

Nobody will own squat in this country with their salaries.
The average house in the UK is about 400,000 GBP.
How many years savings would one be able to pay for that CASH DOWN?

tkb417:
cool down

wetin dey worry u

when u come 9ja, i go block all the babes from u o
relax

I have Bemstar by my side - Keep your Naija babes.

tkb417:
dude easy

black card holders aint just anybody. Ok?
at least the ones ive seen.
relax with your curses o
wetin dey worry u

Are BLACK CARDS the only NO LIMIT cards AMEX offer? Abeg, you dey disappoint me.
AMEX writes to every personnel in ma office to come take their offer but this inglorious animal called BUGUZY who knows next to nothing wants to tell me about AMEX.

Where was the sonofawhore when i was laying optic fibre cables in the remote villages of Asia in 2007?

tkb417:
Dayo the guy tht auction cars could afford it cos of his bizniz
not because of his 4,000 GBP work

thats my point
haba

and its 3 houses in Lekki Phase 1 we are talking about

Of course, without no loans or other credit facilities, he cannot own those.
But i am saying anyone with a good credit score PLUS 30,000 GBP annual income can own those within 3 years.

tkb417:
LOL

the whole din started from the 4,000 GBP thingy
it was u , Sauron and Kobo that slotted the side kick assumptions to it

nyways, fair enuff

good debate

i had you, sauron, Kobo, and some others fighting only me

i won

thanks to bemstar for her support

TKB, You Lost. . . . .
U accepted defeat 3 pages ago.

buzugee:
i think you are the clueless one. you bask in this illusion of grandeur created by yourself. i see your posts. you are one of those typical naijas that like to talk big to hide some sort of insecurity. all that shyttt you put up there is nonsense. i know people who work for AMEX. i also know people whose job it is to try to defraud amex to test their security.

You are the bigger retard here. . . . . .
Common sense evades you like a lunatic that you are and your IQ is NOT higher than your shoe-size.
Only a doofus will open his mouth in a public forum that only celebrities like Jay-Z can have no-limit credit cards.
Mr Dolt, Black Cards are not the only NO LIMIT Credit Cards AMEX offer their customers. . . . .

Their GREEN CARDS and GOLD CARDS are all NO LIMIT and please stop lying to us. . .A shoe-shiner like yourself battling mosquitoes every night knows no one working in AMEX.
Useless troglodyte - any lunatic can come here and boast he knows so so and so. . . .Who else do you know? Bill Gates?

and secondly no expats in your company will tell a lowly naija worker amongst them that they all have unlimited amex cards lmao. you simply made that up   tall tales

Look at this butt-breath. . . . .
My VERY OWN colleagues will not tell me they were given AMEX cards? Were you born a retard?
Some of y'all idiotic Nigerians make me laugh!!!!

bemster:
Exactly,
You need to get the mortgage first and no bank in their right mind will loan money to buy 5 reasonably priced houses to someone on just £48k p.a Fact! He needs to crawl before running now!

I know people on six-figure salaries and they dont even have 3 houses talk less of 5 houses. I'm sure a lot of the people posting here might be earning at least half of that sum i.e. £24k. How many of you have 2.5 houses? Lets not forget that the average mortgage payment for a small house in London is at least £1000

Let's just forget the numbers for a minute and think about it practically. IMHO, you can only have 5 houses in the places you guys mentioned and still live comfortably if you are on at least £150k - but we all have our idea of what living comfortably entails  

You can have six-figure salaries but if the credit score stinks, loan companies and credit card companies will run away from you.
These things are subjected to your CREDIT SCORE not necessarily how much you take home.

tkb417:
why havent u asked for the 'no limit' credits

I might misbehave. . . .

Sauron, someone on this thread works for citibank London
stop saying what u dont know

I don't have to work for Citibank to know how finances work in the UK.
Most of the big dogs pushing nice automobiles and posh houses here don't even make up to 50,000 GBP.
Its their credit score that counts for them and i am saying any man earning 50,000 GBP for the past 2-3 years can get 5 houses in Lekki.

buzugee:
anyway no matter how you dissect it, it still does not add up. american express does not give you unlimited credit limited because you earn 52 k. those kind of limits are for ceos, robbie williams, jay z, liam gallagher etc. at most amex will give you 30 grand credit limit.

yall aint ready yet.

You are clueless. . . . .
American Express gives 'no limit' credit cards yafun yafun to the expats in my company.
If you don't know about stuffs, don't yap your mouth on a public forum.

tkb417:
fixed deposits of 22% and your servicing d debt for more than 22%
what are u yakking?
if u dont understand this thing, wont u ask questions

How do you know at what rate the debt is being serviced?
TKB. . . . .This is about the 10th time you are assuming like Newton.
Won't you stop this Shekpe?

2CatWoman:
@ tkb417

Why keep moving goalposts?

No business investment is guaranteed but people take (calculated) risks and hope to reap future dividend.

He's been cornered several times only to shift the goalposts.
The boy admitted some 10 and a half minutes ago that we are right but the alcohol has kicked in again. . . . .

tkb417:
and what makes u think if u invest 100,000 in a biz in Nigeria or anywhere else, u will reap money?

Even in fixed deposit?
TKB. . . . . . .What are you drinking na?

tpiah:
your mama, papa and entire lineage are pieces of droppings.

Don't compare mine to yours. . . .
I don't need to meet your parents to know how useless they are in parenting.
Look at yourself and tell me you are not a monumental failure and a disgrace to your entire pedigree.

bemster:
@every pseudo-math-head that has posted so far, have I missed it or has everyone ignored the fact that if the so-called £4000 a month-earning-dude has these 5 houses all over the globe (that are debt financed), there's no way he's going to be able to service all the debt based on his take home pay alone.  
Yes, in the UK and US you can get cheap credit, but at what price? And not forgetting that if you are in the upper echelons as the dude arguably is, your NI and tax is about 40% and if you are in finance industry, its virtually knocking on 50%,
I don't mean to be pedantic o, but these are salient points that you math-heads have failed to touch on IMHO

Tenants will service those debts for him. . . . . .
That's the least of his problems.
As the guy clearly stated, he is into Housing/Properties.
No one sets out to make losses - for him to have acquired that many properties - he is reaping some mad cheddarz from it.

tpiah:
iya ati babanla e.

Yet more evidence you were conceived in a cheap drunk affair.
Tsk. . .tsk!!!

if i was born in 1970 and you were born in 1960, who's the bigger fool between me and you?
no be your faggoty self?

Thank God i have met few peops on this forum to confirm i am nowhere as geriatric as you are.
What evidence can you provide that you are not 40?
You useless piece of shyte. . . . . . .

tpiah:
@ saraa abi na sheeprun
^^ oh shut up you retard.

Stupidity and Idiocy fell in love and you happen to be their love-child.
Woe unto the man that made you this way.
What a bitter-c[i]u[/i]nt!!!

you think i have time to be exchanging words and making myself look as s.tupid as you?

U have always been SENSELESS. . . .
Trying not to be retarded this evening does not change who you are.
By my estimation, you are the most retarded female this forum has produced YET.

who is twice your age?

Are you going to deny you were born in 1970?
You useless old hag!!!

are you mistaking me for your 70 year old sugar mummy who is 20 years your senior?

This does not explain how you traveled to the States to LovePeddler yourself to em Mexicans!!!

tkb417:
Golden park is not in Phase 1 nor phase 2

Lekki is not Lekki

just like VI and Isale eko are not the same

When Matinosi talked about properties in Lekki, did he specify it was in Phase 1 or Phase 20?
A property is a property in Lekki. I don't care if it's a piece of land or a piece of hut.
3 properties in Lekki can be anywhere in Lekki. It doesn't have to be in HEAVEN Estate where a piece of land is 500 Billion Naira.

This is a public forum
u people just gave assumptions that u need side kicks to own properties in UK, europe and Lekkii
4,000 GBP will not own 3 houses in Lekki

4,000GBP over a long period of time will own 3 houses in Old Ikoyi(never mind Lekki).

tpiah:
shut up, you geriatric piece of crap.
look at this decrepit old criminal-for-hire trying to call someone else names.

You are twice ma age so when you say i am geriatric, best look in the mirror.
At 40, you don't even know in which direction you are heading.
Like i said weeks ago, you remind me of the woman with the issue of blood in the Bible

do a backflip and stuff yourself, you retard.
adie funfun ti o mo ara e lagba.

Endless stream of pretentious bullshit.

you left your jungle hut thanks to the mercy of some pitying visa officer who you propbably scammed with fake documents, and you're here making noise?
you are a bowlegged midget with a severe case of bullsh!t.

And you left your hamlet for whoring in the United States.
The long arm of the law will soon catch up with you and your likes.
Useless old hag with little or no nous in her pentagon-shaped head.
Anuofia!!!! The only 40 year-old unmarried woman on Nairaland.

tkb417:
do i need a classroom and chalkboard to teach u peeps?

Mortgage is not a consumer loan where the cash is wired to your bank
mortgage is tied to your income abi na to your savings?

Whatever mortgage is, i believe anyone making 4000GBP a month can have 5 beautiful properties in Lekki.
Little did you know there are mortgage companies here in the UK selling houses in that very Lekki/Ajah. . .

tkb417:
abijo lekki after Lagos Business School

Iyana Ipaja is better than Abijo Lekki

I don't care if Abijo Lekki is worse than Ajegunle.
Lekki is Lekki and if you peruse the link i provided, there's a 5-bedroom terrace house @ Golden Park Estate for 35 milla only.
35 X 3 is not 240 million Naira.
Try again. . . .

tkb417:
terrace houses in yaba goes for N50milla
even in Badore far from Ajah, u cannot get 3 houses for 80milla not to talk of 30milla

78. PROPERTY: A 4-bedroom bungalow on a plot 684.515m2 at Abijo fronting Lekki – Epe Expressway, with Gazette, going for N18m {Eighteen million naira only}

83. PROPERTY: A wing of 5bedroom terrace house at Golden Park Estate Lekki, going for N35m {Thirty five million naira only}

84. PROPERTY: 5 bedroom bungalow on a fenced 2 plots of land at Awoyaya, Ibeju – Lekki going for[b] N13m {Thirteen million naira only}[/b]

http://www.bunchbay.com/classified/ads-nigeria/NICE-PROPERTIES-FOR-SALES.-2-889-zfm13.html

I repeat, not all houses in Lekki are 80 milla.

i have a loan calculator for a mortgage facility with a UK bank in 9ja
i know what the down payments is and i know the kinda house someone who earns 1m per month can take
so relax bro

And i am saying those loan calculators mean squat with applicants with a high credit score.
I know people who did not make any down payment to get their 500,000GBP properties.

dayokanu:
Yes. 1,000GBP a week = 4,000 GBP a month almost everyone invest their saving from their paycheck in some form of biz.

Its not impossible for someone with a 1,000 GBP a month job to have that.

Side biz earnings plus access to loans.

TKB, That my cousin wey come Naija for 2008, On Monday Chase bank called him and offered him $100,000 credit.

Imagine what addiditonal 14milla if well managed can turn to in 5 yrs.

You sef think am with all the finacial knowledge you have, Money doubling skills you have e.g bodog   , Govt connections in lagos and Ogun

If I give you 14milla now in 2015 if you dont have 3 terrace houses in Admiralty or Lekki phase 1 then I would sacrifice you to the gods of the hills

Nicely put. . . . .
I have to assume tkb417 is high on Shepe n Kpoli again.

michelin89:
the boy or the girl?

Both!!!