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Shams040's Posts

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CareerRe: Bringing Town Planning Services To Ur Finger Tips by shams040(op): 5:55pm On Jun 26, 2017
shocked
CelebritiesRe: If You Feel People I Hailed In My Songs Are Fraudsters, Report To EFCC -9ice by shams040(m): 7:49pm On Jun 24, 2017
ok
Jobs/VacanciesRe: Town Planning, GIS Mapping, 3D Modelling, Data Analysis Job by shams040(op): 4:28pm On Jun 24, 2017
grin
BusinessRe: Bringing Town Planning And GIS Mapping To Your Finger Tips by shams040(op): 4:27pm On Jun 24, 2017
cool
EducationRe: Data Analysis For Academic And Business Research At Your Fingertips by shams040(op): 4:27pm On Jun 24, 2017
sad
FamilyRe: We Can Handle Your Building Design, Approval And Construction by shams040(op): 4:27pm On Jun 24, 2017
cool
CareerRe: Bringing Town Planning Services To Ur Finger Tips by shams040(op): 4:21pm On Jun 24, 2017
sad
CareerRe: Bringing Town Planning Services To Ur Finger Tips by shams040(op): 6:16am On Jun 22, 2017
morn
EducationRe: Nigerian Defence Academy Admission Processes..........68-76RC by shams040(m): 10:19am On Jun 19, 2017
i was tnkn u guysin will snap and send d pages here
CrimeRe: Man Caught Stealing Car Battery, Made To Carry It On His Head. Photos by shams040(m): 5:56am On Jun 14, 2017
d guy na expert oooo, see as e open d car.
Jobs/VacanciesRe: All Working Class Lets Meet Here And Help Other Unemployed by shams040(m): 9:07pm On Jun 13, 2017
*EGC & ASSOCIATES*

*Our AIM*:
To bring to your finger tips the best in *Town Planning and GIS Mapping Services* and related fields of endeavours including Architectural Designs, Structural Designs, EIA etcetera.

Our Objectives:

1. Processing and perfection of title documents(survey plan, consent, C of O among others);
2. Building plan design and approvals;
3. Layout design and approval;
4. Technical report writing for residential; commercial, industrial and institutional uses eg EIA, TIA;
5. Project development and management;
6. G I S & Remote Sensing Mapping;
7. Academic & Business Research Analyst;
8. 3D Modelling and Animation;
9. Offering professional advice on land and landed property matters; and
10. Solid Waste Management.

Registered Townplanners

☎: 08165536883,08116568722
www.egcandassociates.org.ng
EducationRe: Academic Researchers Come In Here by shams040(m): 2:06am On Jun 13, 2017
use der profit afterand tax
CareerRe: Bringing Town Planning Services To Ur Finger Tips by shams040(op): 8:18am On Jun 12, 2017
our job
FamilyRe: We Can Handle Your Building Design, Approval And Construction by shams040(op): 5:49pm On Jun 09, 2017
let handle it
CareerBringing Town Planning Services To Ur Finger Tips by shams040(op): 11:01pm On Jun 08, 2017
*EGC & ASSOCIATES*

*Our AIM*:
To bring to your finger tips the best in *Town Planning and GIS Mapping Services* and related fields of endeavours including Architectural Designs, Structural Designs, EIA etcetera.

Our Objectives:

1. Processing and perfection of title documents(survey plan, consent, C of O among others);
2. Building plan design and approvals;
3. Layout design and approval;
4. Technical report writing for residential; commercial, industrial and institutional uses eg EIA, TIA;
5. Project development and management;
6. G I S & Remote Sensing Mapping;
7. Academic & Business Research Analyst;
8. 3D Modelling and Animation;
9. Offering professional advice on land and landed property matters; and
10. Solid Waste Management.

Registered Townplanners

☎: 08165536883,08116568722
www.egcandassociates.org.ng
CareerRe: Assessment Invite From SNL by shams040(m): 10:56pm On Jun 08, 2017
gnld i suspect
PropertiesRe: Importance Of Survey Plan by shams040(op): 10:26pm On Jun 08, 2017
survtony:
Sorry, obvious we weren't in the same page. The price I gave you is for the registered survey. For the charting, it depends. If you want a chart receipt or document. Don't know the exact price. But if it's just to know if it's free or not, that depends on your surveyor. 120k is on the high side tho.
what ur location
PropertiesRe: Lagos State Building Control Agency (LASBCA) Whistle Blowing Approach by shams040(m): 9:15am On Jun 08, 2017
.
EducationRe: Data Analysis For Academic And Business Research At Your Fingertips by shams040(op): 1:19pm On Jun 07, 2017
your finger tips
PropertiesRe: What Is National Housing Fund/scheme? by shams040(op): 11:50am On Jun 07, 2017
lawyer pls move dis
PropertiesWhat Is National Housing Fund/scheme? by shams040(op): 4:52pm On Jun 06, 2017
*What is national housing fund/scheme*


A lot of people collect their payslips at the end of the month, go through the deductions and often see 2.5% of their salary as contribution to the National Housing Fund or National Housing Scheme. Very few ask their employers to explain what the National Housing Scheme is about. They just see the deduction as another conduit through which government gets their money. Well, I'll take a couple of minutes to explain the National Housing Scheme.

The National Housing Scheme is a Scheme introduced by the Federal Government in which Employees of companies in the organised private sector are expected to contribute 2.5% of their monthly salary to Federal Mortgage Bank of Nigeria. This allows Employees to can access the fund through a Loan. This loan is a Maximum of 15 million Naira at the rate of 6% interest repayable over a period of 30 years. Its that simple (well in theory)

The Scheme allows access to a substantial sum to help provide affordable residential houses for Nigerians (especially those in the low and medium income bracket).

One very important benefit of the scheme is that the Loan gotten is at a fixed rate 6% interest per year for the entire time it takes to repay the loan. We know that the least Nigerian Banks can give is 20%.

To Apply for the Loan is easy too. An Applicant should make sure he/she has contributed into the scheme for at least 6 months. One must also provide evidence of regular income. You apply through aPrimary Mortgage Institution (PMI)who forwards your application to the Federal Mortgage Bank of Nigeria.

You should visit the Federal Mortgage Bank of Nigeria Website to have an updated list of Required documents to apply for the National Housing Fund Loan.

The Loan will be deducted from the salary of the beneficiary on a month basis.

A question most of the people reading this will ask is: "Do i need Collateral for the Loan?". Well, the Property acquired acts as Collateral for the Loan you got.

I hope i've been able to summarize what the National Housing Fund/Scheme is all about and our to access it. You can leave comments if you require more information.

*EGC & ASSSOCIATES*
www.egcandassociates.org
EducationRe: Data Analysis For Academic And Business Research At Your Fingertips by shams040(op): 8:09am On Jun 05, 2017
our job
BusinessRe: Bringing Town Planning And GIS Mapping To Your Finger Tips by shams040(op): 8:07am On Jun 05, 2017
sure investment, sure business
FamilyRe: We Can Handle Your Building Design, Approval And Construction by shams040(op): 8:05am On Jun 05, 2017
ur finger tips
FamilyRe: We Can Handle Your Building Design, Approval And Construction by shams040(op): 6:53am On Jun 03, 2017
ur tips
BusinessRe: Bringing Town Planning And GIS Mapping To Your Finger Tips by shams040(op): 6:52am On Jun 03, 2017
ur tips
EducationRe: Data Analysis For Academic And Business Research At Your Fingertips by shams040(op): 6:51am On Jun 03, 2017
ur finger tips
PropertiesRe: Importance Of Survey Plan by shams040(op): 5:59pm On Jun 02, 2017
ennon92:
A
@op, re u a surveyor? In need of one right away, can i hqve your contact?
08165536883 Dnt go for a field officer or else....
PropertiesRe: Importance Of Survey Plan by shams040(op): 10:12am On Jun 02, 2017
@Boboyekini, yes u can use just d gps point bec dat wat we use. bt it better u let a town planner do it for u.
PropertiesRe: Importance Of Survey Plan by shams040(op): 10:09am On Jun 02, 2017
unipol:
Why am I still suspecting this article was written by a surveyor or a town planner. I am not against the activities of surveyors and town planners but their services are too expensive. Imagine change of title 90,000 Naira. And 250,000 Naira to get approval.
How much is house rent.
we dnt charge high in d sense dat, u must pay some idols to get ur file moving, we monitor again before we talk of professional fee.

yes written by a town planner.
PropertiesTips On Finding The Best Tenants For Your Property by shams040(op): 9:53am On Jun 02, 2017
Anyone can buy a property but not everyone can buy the right property and worse still, some persons buy the right property but end up with the wrong kind of tenants. In this article we take a critical look at the top 7 tips to finding a tenant.

You will be making one of the biggest investment decisions of your life by investing in real estate, albeit you can also be making the biggest mistake of your life by buying the wrong property. And woe betide you if you admit the wrong group of tenants into your property.

Buying the wrong property may not be a common trend when it comes to investment in property, what is more common is accepting bad tenants.

Your days as a Landlord are numbered if you have wrong tenants in your property. Bad tenants can make your life miserable and make you feel less of a landlord

The right tenant, on the other hand, will look after your property like it’s their own and make your job easy. That’s why it’s so crucial to invest time and effort in your tenant choices.

Here are 7 tips on finding the best tenant for your property

1. Don’t rush into it

Many landlords just go ahead to admit any tenant into their apartment as long as that tenant has the money to pay for the property. This happens mostly when the apartments have been empty for so long and they are losing in on money.

Normally, an apartment should be occupied almost immediately the previous tenant vacates the property to ensure money doesn’t stop flowing in. But in cases where the rooms become empty for months, at this point desperation sets in and the landlord goes ahead to admit anyone that comes his way into his property without running through the right agreements in toto – they just want to get them filled up, and get the cash flow flowing.

The thing is that the cost of the wrong tenant is far higher – and far longer term – than the temporary hit you’ll take on an empty property while you’re searching for the right person to live in it.

2. Know your strategy

You need to have a strategy of the kind of tenants you need in your property – social class, family size inclusive. Are you targeting young professionals, middle-level officers or people on benefits? Are you looking for business owners, skilled professionals, single people or students in your property? You need to match your tenants to your property, and stick to your strategy.

How much risk is associated with your tenant type?The answers to these questions will affect who you rent to, how you find them, and what kind of arrangement or contract you put in place.

Using a letting agent or other third party to find your tenants is a valid strategy – but it does mean you have much less control over who’s in your property. Landlord ought to retain some sort of involvement with their investment.

Even if you are using an agency, you can still have some level of oversight. At the very least you should make sure you understand how your agent plans to vet applicants, and you can even meet or checkout the final candidates yourself.

3. Know the system

As a landlord you must be a step or several steps ahead of your tenants. Bad tenants are usually quite knowledgeable with the tenancy law of the land and they wait for you to falter so they can use it against you to their own benefit.

For instance, once someone is in, they can stop paying rent and it will take you time and effort to serve an eviction notice. Tenants can live rent free for up to 2 years while you’re jumping through legal hoops.

Make sure your contract is watertight. Being prepared for the worst and getting the right support around you is absolutely key. You should have a great solicitor on your team from the very beginning

4. Do Your Due Diligence

In as much as you have a strategy or criteria for admitting tenants into your property, you must still do what it takes to ensure you won’t have to be judging a book by its cover. Ensure you do your due diligence and don’t just dismiss a tenant just because of what you perceive. That person you turned down may just be the best tenant you will never have.

5. Turnover can be good but…

Having a high turnover of tenants in your property may be a good thing for your investment, but it is also one of the reasons finding the right person is so important. You won’t want to put a 20 year old lad in the midst of four middle aged women. What you want is not a tenant that will stay one year, but a tenant that will leave your place to only become a landlord.

So, turnover can be good but you still have to get it right.

6. Be flexible if you can

To get the most out of being a landlord you have to be flexible. Yes, keep your strategy and your end in mind, but think outside of the box about how to get there.

For instance, if you’ve got a family home and you want long term, reliable tenants, consider what you can do to be flexible for the right family. Are you prepared to allow pets, or allow them decorate the house as they like? Because they are your tenants doesn’t mean they can’t enjoy a level of freedom too.

Be prepared to adjust a times to keep your tenants happy.

7. Look after the good ones

Don’t underestimate the value of a good tenant. If you look after your tenants, they’ll look after your property, and they are worth their weight in gold. Keep those lines of communication open.

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