₦airaland Forum

yMcy56:
Any insurance lover who can take time to go thru the referenced post (by OGG) will know which ones to try out.....

I equally fished out Royalex here last year or so, anyone that picked @22/23k and was patient will be smiling now.......
ROYALEX closed @83k........that's around +300% gain....
I'm watching STI and Chi too.......
Chi already moved from 33k, closed @51k today.

** Not any form of recommendation. DD applies**

Hmmmmm

119mba:
You guys should look the direction of REGENCY ALLIANCE.

Shout out to @Onegentleguy.
He gave reasons suggesting that if the same indices of valuations is used, REGALINS & SOVRENINS should be trading within the same price range as ROYALEX (Equation X=Y where Y=2).

He also hinted at the possibility of a Merger for them as the deadline for Recapitalization by NAICOM draws near in SEPTEMBER.

I actually saw articles that reference REGENCY ALLIANCE "may" go the way of Merger with NEM INSURANCE.

Mind you, this may, or may not happen.
It May also depend on if they are able to raise enough funds to shore up to the required Capital from existing Shareholders, General public or from Private Partnership.

These are the Links below:

https://investogist.com/the-case-of-regency-alliance-insurance-plc-merger-or-recapitalization/

Nairametrics:

https://nairametrics.com/2017/03/04/deal-regency-alliance-and-nem-insurance-merge-in-ghana/

Edited!!

Thanks for your input

yMcy56:
The post you quoted already gave more than enough answer to your inquiry.

We've been through this before actually.. I wanted "in descending order".. he declined.. I moved on..

marveangel:
My heart says Joshua but my head knows that Tyson is at his peak right now

Same here.. my heart says Joshua, my head says Fury... But my gut feeling says Joshua... I think fortune will be on the side of Joshua

Nemere2020:
https://dailypost.ng/2021/05/17/missing-300-level-student-priscilla-ojong-reunites-with-family/?amp&utm_term=Autofeed&utm_medium=Social&utm_source=Twitter&__twitter_impression=true

Hope her mum slapped her first before hugging her!

salrab:
He was suspended from his traditional title of "Wakilin Birnin Bauchi" not not suspended from the house of representatives membership.

The headline isn't wrong.. didn't specify the position from which he was suspended...
Played on the likely assumption to catch our attention

FalseProphet1:
I don't see him serving the suspension, I see him using his position as a reps member to fight the emir in court, I see him winning after money changes hands, I see the suspension being revoked. This I have seen.

You are seeing double

DoctorDree:
Chelsea in a state of dilemma!!!
More like Mourinho’s popular quote ‘ If you loose the ball don’t loose the leg’ at least if they no collect any trophy,they shouldn’t miss out of top four......

When did Mourinho say that

Biodun556:
https://dailypost.ng/2021/05/16/40-terrorists-dead-as-army-bombs-boko-haram-meeting/?amp

Air force you mean

tony0806:
…Community leaders plead with Buhari, Gov Fintiri to intervene to save captives



https://www.vanguardngr.com/2021/05/insecurity-pay-n28m-or-lose-52-captives-in-our-custody-%E2%80%95-boko-haram-warns-adamawa-community/

m

They are calling on the wrong person.. they should seek gumi !

fergie0o1:
SOURCE

Revenge killing

mysportdab:
Tyson Fury has now trained with UFC fighter Nick Diaz ahead of his heavyweight boxing clash against Anthony Joshua.

Tyson Fury has stayed around in Florida as the much anticipated boxing match against Anthony Joshua draws closer.

Anthony Joshua Vs Tyson Fury is set to take place on Saturday, August 14.

Fury did some gym work with UFC star Nick Diaz, and they also tried out some fights during the training.

Fury said to his Instagram followers: 'I'm here with my boy Nick. We coming for you all out there. You are going to be smashed.'

Video;

https://www.youtube.com/watch?v=e0bvOR1eQHY

This doesn't help his preparation. The fight with Joshua is simply boxing.. not mixed martial arts

fitzmayowa:
Kill them all...#Nomercyforterrorists

Hope we'll also see #nomercyforak47wieldingherdsmen

Draslo:
Laszlo Hanyecz is known as the first person to use bitcoin in a commercial transaction. On May 22, 2010, when bitcoin was a little over a year old, he bought two pizzas for 10,000 BTC. The day is now known as “Bitcoin Pizza Day.” With one bitcoin now worth $50,413.60 as of today. Bitcoin Pizza Day is just 8 days away. The day is actually a joke because those the two pizzas he bought are now currently valued at over $500 million today.

May we never be like this guy.

What do you mean That was the value then and he's not the only one who spent Bitcoin then.. leave him alone!

puyol005:
Instead of him to invest in golds, he busy dey invest in Ferrari mechanics

He has enough investments.. you can make your findings

Officialgarri:
I believe his version of the story. Looks accurate of what I thought in my head.

But trust our emotional social media CIA, they sold us many pathetic stories and made me to almost begin to sympathize with the murderer.
One unknown blog even said he had over 50 shallow graves in his yard.

You believe his version just like that? Nothing to corroborate his version! She agreed to have sex with a complete stranger right? Is there evidence that she had a history of prostitution or nymphomania?
Really disappointing!

p.s. his shirt says "mudder" which is a cryptic saying "murder"..
The guy is evil minded

onegentleguy:
This ur question is like asking someone whether the variable X should be =2 after you have been presented with an equation that clearly reads; X= y ...and y= 2.
More like asking if INDEED X= 2.

My dear the answer to ur question (and even more) is already in the post u quoted.

I recall that u were also among the 1st to ask a question moments after I put up that 1st post on the 16th of Jan. ...to which I also gave u clear answers/guide. (see posts above)

So up until now, u still are yet to act? ...that's really funny.
U ought to have more than doubled ur invested capital by now.

Anyway Good luck dear.
Regards

I can only act when there's money available to act with, which is why I asked for CURRENT standings NOW that I'm ready . It's been months in between I believe.
Anyway it's all good

onegentleguy:
Still recall this post above? (a broad and in-depth review of the insurance sector)
Let's dig in to see what the short-mid term journey has been like...

As I highlighted back then, the KEY to a healthy selection lies in the parts in bold;
a) those with a greater weight of value drive/prospect and
b) those with a high plausibility of remaining stand alone entities post the recapitalization deadline by the regulator.

From a) are asset Nos Nos 4, 2, 7, 9, 10 11, 12, 13, 17 and 18 which are MUTUAL BENEFITS, AIICO, LASACO, SOVEREIGN TRUST, WAPIC, ROYAL EXCHANGE, VERITAS KAPITAL, REGENCY ALLIANCE, CHI and LINKAGE in that order.

While from b) are Nos, 1,2, 3, 4, 5, 6, 7,10, 12, 17 and 18 which are CUSTODIAN, AIICO, MANSURD INS, MUTUAL BENEFITS, PRESTIGE, NEM, LASACO, WAPIC, VERITAS KAPITAL, CHI and LINKAGE.
Notice how some asset in a) are also in b)... will revisit this part later.

1st off, how has the a) list fired?
The next line attempts to compare the prices of these asset at consideration period to their present mkt price with an estimate of their various % nominal return... all written in bracket from left to right;
MBENFIT(20k, 40k 100%), AIICO(60k, 129k, 115%) etc... in fact, except for 1 coy(veritas), near all in list a) have delivered btw 85-100% NR, with yield even topping above 100% at some point.(YtD price peg in view)
However the biggest winners have been the duo of ROYAL EXCHANGE(23k, 76k, 230%), followed by LINKAGE(factor in the recent script/bonus issue), WAPIC, CHI and MBENFIT in that order.

Wondering what is the essence of this post?
Pls kindly read btw the lines...

Notice how the best performing coy(Royal exchange) is among 3 coys that are in list a) but not in b) ...the other 2 are SOVEREIGN TRUST AND REGENCY ALLIANCE. For these class of coys, I highlighted what might likely play out with them in view of the expected recap exercise.
Aside the thing about a possible buy out(Royal ex looking like it) all 3 fall in within the same basket of P2P weighting.
Put differently, if the price of one is X and the other 2 are V and W, then to guage value, all 3 can be compared to each other using certain predetermined fundamental variables.
And in that line, using key yardsticks like Net ROIC, Sloan ratio, Solvency Margin (surplus/deficit peg in view) CGPR, ROTE, CCC efficiency etc... as a barometer to gauge VALUE, the other 2 are a BUY!!
In retrospect, whatever happens with these set of asset(read post above) you stand a great chance as an investor to reap some good reward.(RRM: 45-71%)

Again, Note how the duo of PRESTIGE and VERITAS KAPITAL have been the least performing... with the latter still trading at what I consider a steal!
Any worry? Absolutely not! In fact, both coys tick all the boxes in view of the key yardsticks cited above.

If u understood matters to this point, then u do not need a soothsayer to tell u that aligning with assets like REGENCY ALLIANCE, SOVEREIGN TRUST(sovrenins), VERITAS KAPITAL, PRESTIGE, WAPIC, MBENFIT, LINKAGE and CHI should pay off.
...and so are the select few others mentioned in the post above.

Disclaimer: Just given a follow-up update on request.
NOT to be interpreted as any sought of recommendation. When in doubt, pls do well to be guided by ur instinct.

Selah

Kindly give the top 5 picks in the insurance sector in descending order (first to last)..

Ours the risk of course

You need to find out what led to the operation by the I.D.F. in the mosque. Google is your friend.. be objective and do your findings

Vaughanlanrewaj:
Your uncouth tone alone says much about you and your upbringing.

You are calling pilgrims who the Isreali police brutalized inside the mosque terrorists but supporting end to police brutality here in Nigeria, shey?smh.
I will no longer reply you again to avoid further uncouth response from you sir. Have a great weekend sir.

Anieke39:
I Stand With isreal . Which I think every Christian should

Israel has a right to self preservation and self defence.. everyone, not just christians, should understand this

Sebastine1994:
My girlfriend has a lot of shame about physical intimacy. I think she enjoys it, but she feels guilty afterward that we’re not married, like she is betraying her very conservative upbringing. I love her and we have talked about getting married. She thinks that will make physical intimacy more enjoyable for her. But I’m not sure. The idea of spending my life with someone who is unhappy after every time we are intimate makes me feel hopeless.

After sleeping with her severally you now feel hopeless? I'm sure you are the one who convinced her to go against her moral values of abstinence until marriage.. now you are hinting at possibly leaving her...

Solution is for you to stop sleeping with her and still marry her.. if however sex is the only thing that you want from her, then let her be and walk away with guilt instead of using her..

Rayshon44:
haha, you’re an hyper goat my friend

He didn't read the story

Ibehvictor24:
Davido wrote on Twitter:


https://mobile.twitter.com/davido/status/1392869813110943744



https://www.youtube.com/watch?v=DCltUCDFf0Y

She can't sign an endorsement deal... David signed on her behalf...

Modified: her signature has no force of law since she is a child and lacks legal capacity to enter into a binding contract.. I'm sure David signed an agreement on her behalf as her legal representative / guardian

Praxis758:
Won't be dissappoobted if the military protects the carnage interest of this officer by calling him unknown soldier.

The Nigerian military circle is the global capital of injustice, parasitism, class gap and ethnic marginalisation.

Read the body of the story and not just the headline

samguru:
This is the rumour I heard early before I recommended guinness.

Missed that.. is it too late now?

fuckingAyaya:
No matter what u do in life just have money

No. Get rich the right way

Misternas89:
Lol . You suppose dey follow am bumper to bumper bros. U don learn niyen sha and sorry 4 the loss.

Why even give him phone and money? No be him go fix am nawu

The shoot at sight order is true then?

First use grade level.. if same grade level then date of 1st appointment.. then date of present appointment

Unityp:
Two staff in one of the Federal Ministries got employment letter the same time,with the same grade level and step,both of them did documentation/assumption of duty the same day.One did in the morning while the other did his in the afternoon but the time was not recorded.
Now the question is how do you determine seniority between this two on the nominal roll?Pls admin gurus in the civil service should help out here because this is exactly what a friend is passing through in her place of work.

SandraJane:
https://m.facebook.com/story.php?story_fbid=4078399905515802&id=509762239046271

Why hasn't he been arrested

yMcy56:
Lol.
Pa Emma thought Morgan doesn't have high-networth customers as well, dem dey oo........even if we penny stock lovers dey there as well.....

Linkage sighted @0.75k with +10% upside so far.......I hope that guy that took his time to ask, made the right decision before div markdown...

I didn't. my stockbroker discouraged me..

Kondomatic:
Shit is getting real

Dunno about sh*t but the problem got real long time ago.. only got "realer" upon re-election of Buhari