Christianity Etc › Re: Share Your Experience(s) Of God's Miracles & Wonderful Acts by tot(f): 7:51pm On May 10, 2020 |
|
Christianity Etc › Re: Share Your Experience(s) Of God's Miracles & Wonderful Acts by tot(f): 7:45pm On May 10, 2020 |
kingxsamz: Abeg shift one side with your bias opinion. Hypocrite. You complained about me airing my view here, a public forum , even though the discussion is based on religion. Where in the topic did it say "Christian" or "Christians only" , pls show me. I gave an example of how your fellow Christian folks disturb us in buses, parks, schools and some even go to the length of carrying mega phone to disturb our peace, at a time when we should be sleeping and resting in preparation for work, all in the name of evangelism. And you're here telling me not to express my opinion just because it doesn't suit well with your beliefs. Abeg shift. Next time don't read to post, read to understand.  Again, this is not a bus park and there is no mega phone here. Hypocrite. You came to a Christian post and yet you are banging your head on the wall. You are the one with the biased opinion. Continue ranting. If this post is not about Christians, then why are you talking about Christian folks disturbing you? What is the correlation?  |
Christianity Etc › Re: Share Your Experience(s) Of God's Miracles & Wonderful Acts by tot(f): 5:11pm On May 10, 2020 |
kingxsamz: Please quote where I mentioned I was an atheist.  Besides, this is religion section, not Christianity section. So anyone is free to express their belief and disbelief on the topic "religion" here. Now when will you Christian folks stop disturbing our peace in buses, parks, schools and market places?  This is not a bus or market place. This is a Christian post for CHRISTIANS to share their testimonies, so again if you are not one, WHY are you here?No one is stopping you from discussing whatever you believe in as you claim you are not an atheist. So open your own post and do whatever you want there rather than clicking a Christian post and then complaining about being disturbed. |
Health › Re: Police Officer Dies Of Coronavirus Disease In Ogun State by tot(f): 3:34pm On May 10, 2020 |
ybalogs: THE SITUATION IN NIGERIA.
The lecturer who insists on sex for a young girl to pass is complaining about the rot in Nigeria.
The pastor who pays his driver 20k in Lagos or PH while his own son schools in the US is complaining about the hopelessness in Nigeria.
The trader who removes 2 bowls of rice from the bag, rebags and sells as a 'full' bag is complaining about the wickedness in Nigeria.
The civil servant who comes to work once a week and shows up end of month to receive alert is complaining about politicians who do nothing.
The student who spends the weekend partying only to start posting Instagram pictures on Monday is complaining that Nigeria is stealing his/her dreams.
The motor owner who can't join a simple queue but keeps darting in and out of traffic to shunt is complaining about disorderliness in Nigeria.
Doctors in public and teaching hospitals on government payroll who abandon patients on the floor but are thriving in their private hospitals are complaining that Nigeria is hopeless.
Until we realize that the value of Nigeria today is the average of our own individual values, we will keep fooling ourselves.
We are all architect of our economic development woes. Stop the blame game. Our attitudes and unpatriotic behaviour should stop. This is the period of change for Good.... Well said. |
Christianity Etc › Re: Share Your Experience(s) Of God's Miracles & Wonderful Acts by tot(f): 3:32pm On May 10, 2020 |
kingxsamz: When will Christians mind their own business too and stop disturbing them with hell fire? You don't have to be one sided with your opinion. This is the RELIGION SECTION in case you missed the memo. As a self acclaimed atheist, what are you looking for there? |
Politics › Re: Wike Demolishes Prodest Hotel, Eleme In Rivers State (Pictures) by tot(f): 2:34pm On May 10, 2020 |
This makes no sense at all. None. |
Christianity Etc › Re: Share Your Experience(s) Of God's Miracles & Wonderful Acts by tot(f): 2:24pm On May 10, 2020 |
It's pure foolishness to claim you don't believe in God and then dedicate your time and energy to challenging those that do. How do others' choices affect you?
Dear atheists, why not mind your business and face front, and leave those that choose to believe? |
Business › Re: Billionaires Supporting Fight Against COVID-19 by tot(f): 1:36pm On May 10, 2020 |
Nairaland has gone to the dogs completely. Folks that should be championing the cause of the country keep degrading themselves getting into fights every day of the week. Shame on all of you whichever side you are on. |
Business › Re: Billionaires Supporting Fight Against COVID-19 by tot(f): 1:33pm On May 10, 2020 |
Jakemedg: thanks for that info i used to think he was from delta He is from Agbor, Delta. |
Business › Re: Billionaires Supporting Fight Against COVID-19 by tot(f): 1:33pm On May 10, 2020 |
olumide4christ: Jim Ovia is from Edo state, from the Bini tribe. He is not Delta Ibo. That is false information. Jim Ovia is from Agbor, Delta state. |
Politics › Re: Falilat Akinsanya Graduates: MC Oluomo's Daughter Graduates From US University by tot(f): 4:46pm On May 09, 2020 |
There is nothing wrong with anyone aspiring for their children to do better than them, the issue is this man's questionable means of livelihood. His foot soldiers will be maiming themselves during election time but here he is sending his kids overseas. |
Celebrities › Re: Brymo Celebrates His 34th Birthday Today by tot(f): 11:14am On May 09, 2020 |
Mikehot: Yoruba muslim
More tribal marks than hit songs.
Na joke o What exactly is wrong with you guys? Even a fool is thought wise if he keeps quiet. |
Celebrities › Re: Brymo Celebrates His 34th Birthday Today by tot(f): 11:13am On May 09, 2020 |
Very talented guy. Happy birthday Brymo. |
Career › Re: Tips For Passing Online Or Video Interview by tot(f): 1:02pm On May 08, 2020 |
|
Career › Re: Tips For Passing Online Or Video Interview by tot(f): 12:48pm On May 08, 2020 |
|
Jobs/Vacancies › Re: 5 Signs That You Are Not Prepared For A Job Interview by tot(f): 11:41am On May 08, 2020 |
Tickles001: I'm not saying we shouldn't sacrifice to lay the foundation for growth. But if you must do what you detest, do the one that comes with a satisfactory reward.
It's better to find one sweet spot and cook indomie and egg every morning and evening and have all afternoon for other hustle, than get saddled by one energy-draining, hope sapping, very high work hour, low paying job that pays you 50k with no time left for other things.
We must all work. But not inform of the modern-day slavery called a job. That was exactly my point. I know people who earn big figures though they don't enjoy the work, but they endure it because they have an exit plan and know the income from it will help fund future investments and business ideas. |
Jobs/Vacancies › Re: 5 Signs That You Are Not Prepared For A Job Interview by tot(f): 9:25am On May 08, 2020 |
Tickles001: We're very much alike in this aspect. I have grown to hate jobs and the bondage that comes with it. But sometimes you have to sacrifice your natural preference / likes & dislikes and do the job in order to build a base that will set you up for the future. If we all did what we liked, many won't be where they are today. Life is give and take. |
Travel › Re: Car Crushes Man Making Video Call To Girlfriend On Abeokuta-Siun-Sagamu Express by tot(f): 9:20am On May 07, 2020 |
AudioNews: Ewedu nd Amala at it again, Always on de wrong sid Someone has lost their life and this is the kind of statement you are making. What's wrong with you guys? No human feelings at all. |
Family › Re: Do I Build A Small House Now Or Keep Saving? by tot(f): 11:05am On May 06, 2020 |
deenee: Definition of fixed asset:-assets which are purchased for long-term use and are not likely to be converted quickly into cash, such as land, buildings, and equipment.
That said any fixed asset that is not generating income to match its depreciation through wear and tear or its been obsolete is a liability.
Please we shouldn't allow class room accounting to confuse us. Even land that is said to appreciate in theory can be a liability in retrospect esp if one cannot easily convert the land to cash in time of urgent need.
Also there is a huge difference between been asset rich and cash rich.
Even from a asset perspective only-there are still wide gaps. E.g
Mr A who is worth 100m and lives in a owner occupied house of 25m with the rest of his networth in cash generating investments is way richer than Mr B who is worth 150m but lives in a 120m owner occupied residence with the rest of his networth in the saame class of investments.
The only way Mr B will termed to be richer than Mr A is if he can convert the residence to cash or a cash generating asset. Overall cash is king!
Otherwise we can all just walk into a bank and simply exchange our title documents for cash irrespective of where the property or fixed asset is located.
I think people need to look at his investment options from an economic profit point of view-comparing all the options against the opportunity cost of other investments
Finally, as i said in my earlier post 11m is and is not small money, depending on how we look at it. And rushing to build a house or buy land will not be a top of mind investment option for me if i was in the poster's predicament. Exactly. I was surprised to see someone say a fixed asset can not be a liability. It definitely can! |
Family › Re: Do I Build A Small House Now Or Keep Saving? by tot(f): 10:59am On May 06, 2020 |
deenee: FGN bond, investment grade commercial papers and a simple conversion to USD and fixing same is a good store of value.
Basically anything not giving you a return above inflation rate ain't worth it. Good point. Considering inflation in Nigeria is currently >10%, it is fair to say that most investments are actually making negative returns. |
Politics › Re: 70-Year-Old Man Who Insulted President Buhari Jailed For 18 Months by tot(f): 9:25am On May 06, 2020 |
This is so not right at all. |
Romance › Re: Some Men Need To Think by tot(f): 12:20pm On May 05, 2020 |
Go and make YOUR own money and stop calculating how someone else should spend theirs on you. These are the mindsets that promote transactional relationships. |
Jobs/Vacancies › Re: How To Get A High Paying Job In 4 Months In Nigeria by tot(f): 11:15am On May 05, 2020 |
100bonus: For my country Nigeria, you can only get a job by phone call or letter head, it's not by CV packaging That's not completely true. |
Celebrities › Re: Clarence Peters: How Picture Kodak Died, Hospital Thought She Had COVID-19 by tot(f): 11:25pm On May 04, 2020 |
festacman: Correction made. Thanks a bunch for the free proofreading. Welcome. |
Celebrities › Re: Clarence Peters: How Picture Kodak Died, Hospital Thought She Had COVID-19 by tot(f): 10:34pm On May 04, 2020 |
festacman: Terrible experience. Still a long way to go for Clarence Peters.
The sad thing is even if the autopsy report exonerates him, he will leave with this psychological burden for the rest of his life. live |
Health › Re: Nurses In Ogun Wear Polythene Bags To Treat Suspected COVID-19 Patient (Photo) by tot(f): 7:59pm On May 04, 2020 |
Officialgarri: The French doctors suggested that vaccines should be tested in Africa and everyone was hauling insults at them...... Go and volunteer for the "french test vaccine". No one is stopping you, so leave "everyone" else out of it. |
Crime › Re: Nigerian Police Force Reacts To Viral Video Of Woman Assaulting A Police Officer by tot(f): 10:05am On May 04, 2020 |
Abaman001: No need for the warning if u ask me, let the command bring 5strong head police young ladies to fight with her, since she thinks she too strong to withstand a man's strength.... Am very sure that woman wouldn't have tried to raise her hand if it was her fellow woman police officer, but bcus she believe the society don't support men raising their hands on women that why she thinks she have the license to slap an officer of law...bcus she is used to slapping men around her streets and goes scute free. It is clearly stated in the report that she assaulted 2 other female police officers. |
Family › Re: Do I Build A Small House Now Or Keep Saving? by tot(f): 3:57pm On May 03, 2020 |
truthsayer009: Hi Miss tot, are you saying Treasury bills interest rates has crashed from 10% to 4%?
If yes, then what other means is there to invest now, cause me I'm tired. Was lower than 4% last time I know. You can get the current rates from the bank directly. I don't know ooo. |
Crime › Re: Photos Of The 3 UNIPORT Students Killed By Kidnappers by tot(f): 6:11pm On May 02, 2020 |
Reminds me of the Konga/Jumia delivery guy who was murdered, this same Rivers state. Very violence inclined demonic state. |
Family › Re: Do I Build A Small House Now Or Keep Saving? by tot(f): 1:53pm On May 02, 2020 |
Omoluabi16: Dudeee! How can a fixed asset be a liability? It doesn't have to generate cash flows presently for it to be an asset. PPE's can only lose value via self revaluation. A house can never be a liability here, there or anywhere. That's not completely true. Ask those whose properties went into negative equity during the 2009 crisis. Property is not magic. You must buy at the right location and price for it to be an asset. |
Family › Re: Do I Build A Small House Now Or Keep Saving? by tot(f): 12:30am On May 02, 2020 |
flexyrule: That should be 10m for the year = 83k monthly. 10m or 1m? Are you referring to the annual interest or the capital amount? |
Family › Re: Do I Build A Small House Now Or Keep Saving? by tot(f): 10:33pm On May 01, 2020 |
cydophobia: Please how much is the interest every month if someone invest 1m .Thanks. Interest rates unfortunately have crashed, last time I heard it was below 3%per annum. You can check with your bank. A better alternative for now would be savings accounts, GT for example is about 4% pa. 4% on 1m = 40k per annum, divided by 12 is ~3k every month. |