₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,329,203 members, 8,439,309 topics. Date: Saturday, 04 July 2026 at 10:58 PM

Toggle theme

Treadway's Posts

Nairaland ForumTreadway's ProfileTreadway's Posts

1 2 3 4 5 6 7 8 ... 16 17 18 19 20 21 22 23 24 (of 78 pages)

PoliticsRe: Remi Tinubu Donates Fabrics To APC Women Leaders After Outcry by Treadway: 7:11am On May 23, 2024
Na so o.

At least now, they can say they got rice and wrapper from the 2023 elections.

Hurray!
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Treadway: 6:48am On May 23, 2024
fullclub:
That's for main applicant.. Called study visa... If u combine dependant u wil get close to twice that number.
what is the source of your graph? Show the source let's see na. I showed mine and it cannot be refuted. Nigeria didn't even get up to 60k visas at any time between 2018 to 2023 while China and India got between 100-140k several times between 2018-2023. That's home office stats right up there, and that is the fact.

Which is why after the sliding tackle home office gave student visas by stopping dependent, and despite that most Nigerians have stayed away due to that, admissions only dropped by 5%.

Too much noise and ado about nothing.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Treadway: 6:44am On May 23, 2024
fullclub:
Dont hate ur Nigerian people.
The Naira devaluation caused a lot of issues.
People (mostly 2 years program) planned their expenses at 560. Even large percentage of September intake got their admission, CAS before naira devaluation But now exchange rate is 1900.

Even me self I say kpatakpata if I no fit push am I go sell my land clear fee. But by the time I sold the land 6 million last year December, changed the money I got less than 3500 pounds on a normal exchange rate May I fit get 10k pounds. This was land I placed on sell May

Everyone has a peculiar story that unless u put ur leg in such shoes u won't really understand.
it is not hate. It is just the way it is. All this story no concern the school. Why are you not getting that? Of course I remember you, your thread and your case. I commented and was one of those who offered encouragement, but the fact remains the school is not a charity and didn't offer those people scholarships. Nothing concerns them with Nigeria's hopeless situation caused by hopeless evil leaders. They wanted their money, and these students couldn't pay up when it was due, and now the repercussions have happened. EOD
PoliticsRe: Abba Kyari Gets Bail After 27 Months In Detention by Treadway: 9:12pm On May 22, 2024
After deliberately thwarting his extradition to the US to answer for his crimes, you are now supposedly granting him bail so he can disappear into the sunset....that is if he was ever in detention in the first instance.

Anyway, whatever...
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Treadway:
fullclub:
What I wrote up there is a statement from my lecturer. He said the naira devaluation today is a reflection of the financial crisis rocking UK universities.

My school today is giving 5k to Nigerians just to accept their offer. Some school are doing whatever stuff they can to get Nigerians.

U know why Nigeria is an important mrkt to them from ages.
So let's not underestimate Nigerian power.

China and India has over 1 billion population each compared to Nigeria with 200k yet we are pulling such string in edu
again bro, why are the Indians, Chinese, Ghanaian and all the other international students at Teeside not protesting, and ONLY Nigerians are?

I don't know where you copied that graph from but I have attached a graph from .gov.uk source below, and you can see that at best we are a very very distant number 3.

See all this one no even matter, as no be main issue. The main issue is we don't have two heads or any special status in this instance. If fees had been paid before the deadlines, they wouldn't have issues. They have issues cos fees were not paid. Nothing concerns the uni with one country's/students woes.

TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Treadway: 6:57pm On May 22, 2024
fullclub:
Doing Nigerian a favour or Nigeria doing them a favour?

How many British go to uni compared to Nigeria?
How many are able to pay 20k for MSC?

due to the drop of Nigerian students most universities are not able to sustain most departments.
bro, pls correct that misinformation, just in case you are serious. The facts have been out since last year bro.

International students are sustaining the universities, not Nigerians. Nigerians are a small sub-set of those international students! The only negative reason we got recognition by home-office is that despite that the Nigerian student numbers are smaller than the rest of international students, we ended up bringing in more dependents than almost all the other intl student dependent numbers combined!

Why aren't the Chinese protesting or the Indians, or even freaking Ghanaians or all the international students from various countries not protesting at Teeside? See why I say they are being a nuisance?

The Nigerian maladministration and also the 'risk factor' that most if not all of them indulged in, caught up with them. It is painful yea, but they should take their L and re-strategize and not this stoopid protest.

You can't decide terms for the university or expect special treatment because unfortunately you have useless leaders back home that fuckkkkked things up for you. Fact is, it is none of the university's concern...and this protest will achieve nothing but even cause problems for others in the future. Maybe when Nigerians get blacklisted from applying for student visas in many of their universities people will understand.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway: 5:23pm On May 22, 2024
ReesheesuKnack:
Some of them are not helping matters.

Saying he travels to work for 18 hours to pay up his remaining school is a No-No!

Reason: The home office granted him a visa when he showed evidence of PoF, kept for 28 days.

What happened with the funds meant for school fees?

I wish the guy had based his argument on the sorry state of Tinululation of the Naira, instead of this his ‘I’m working 18 hours to pay my fees’ argument.

If the UK was serious about these kind of things, they could use the Belgium or German models of ‘blocked funds’. But we all know they will not.
eggzactly! On this one, I agree with you 💯..pathetic and annoying! and I ain't sorry to say it.

When they (Home office) change the rules and adopt block accounts like Germany now, or even outrightly blacklist Nigerians
from student visas, everybody eye go clear. Even then, Nigerians will still yammer cos na birthright apparently

Quick question, do these people think Nigerians are the only international students? Why in the hell do you think/assume that the university will bend over backwards for you cos you are from Nigeria and your useless leaders are doing what they know how to do best? Awon ko lo koba yin now. The Nigerian maladministration and also the 'risk factor' that most if not all of them indulged in, caught up with them. It is painful, but they should take their L and re-strategize and not this stoopid protest.

We be making too much noise, as usual. Meanwhile, fact is una no rish

Shior.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Treadway: 5:18pm On May 22, 2024
heykims:
This came in today.
Nigerian students protesting in Teesside University.
pathetic and annoying! and I ain't sorry to say it.

When they (Home office) change the rules and adopt block accounts like Germany now, or even outrightly blacklist Nigerians
from student visas, everybody eye go clear. Even then, Nigerians will still yammer cos na birthright apparently

Quick question, do these people think Nigerians are the only international students? Why in the hell do you think/assume that the university will bend over backwards for you cos you are from Nigeria and your useless leaders are doing what they know how to do best? Awon ko lo koba yin na.

We be making too much noise, as usual. Meanwhile, fact is una no rish

Shior.
BusinessRe: We Have No Magic Wand, Tackling Inflation Will Take Time—Cardoso by Treadway:
casualobserver:
Inflation is relative. When Nigerias inflation was 14-17% for example, the west had an average inflation of 2%. Now it is about 3% in the west and to them it is a big deal enough to derail their economies. For us 3% is paradise because we have never had 3% inflation in my life time and I am no spring chicken. During Nigeria’s best economic boom since 1999 our lowest inflation rate was 7.8%. Western economies will collapse if their inflation gets to 6%….it almost did when it recently got to 5% which is the battle they have been fighting for 3 years and still have not succeeded (they are still @3%). Their target is 2%. In the US inflation is 3%, car sales have fallen, house sales have fallen, basic food items have skyrocketed. And this is just 3% inflation. We have 33% inflation but a growing economy, yet the US @ 3% inflation is tethering on the edge of stagflation…..assuming you know what that means!


They are a debt economy, we are a cash economy. In the west just 1% change in inflation can be the difference between a man losing his house and having his car repossessed. It is not so In Nigeria because we pay cash for every thing. Interest rates and inflation work differently in Nigeria and the west. So they are not like for like.

Therefore Mr wannabe Ignoramus economist, I suggest If you don’t understand economics do not comment on matters of economics just because you can pull up figures from the internet. You have to have understanding of the figures. This is not a beer parlour matter, you need to understand the meaning of the figures you are quoting and you clearly do not.

3% inflation is enough for Americans to cut down on basics like milk.
of course you deferred to worthless shalaye..all of a sudden it remembers Einstein's theory of relativity..smh

Evidently, I have more neural activity in my left testicle, than you do in your entire brain, despite being a spring chicken.

I have pointed out what I needed to, and have no interest in engaging you any further, due to paragraph 2 above.

Carry on...
BusinessRe: We Have No Magic Wand, Tackling Inflation Will Take Time—Cardoso by Treadway: 11:37am On May 22, 2024
casualobserver:
Most dull and unenlightened citizens. All the major western countries and central bank governors have been battling inflation since 2021, it is still not under control. Cardozo is not even 1 yr in office.
normal normal I have been reading your lies and distortions, but this one irked me so bad that I had to break my code of engaging with certain types of elements like you on here. Just to puncture your lie, and for others to learn, kindly show us inflation rates of these countries you mentioned that have been battling inflation of just a measly 20% not even our current 34% since 2021.


I already explained all in my thread
https://www.nairaland.com/8017949/way-nigeria-people-govt-got
, esp how I told all who cared to listen that Cardunce-o is at best an australopithecus in a suit...and it feels good to know that I have been vindicated.

I have added the inflation rates for 4 countries, warring Ukraine included as of today

BusinessRe: Warning: Potential Fraud Alert Regarding Palmpay by Treadway: 4:04pm On May 21, 2024
True that

Take a survey of people who had their accounts compromised and money stolen, 99% of the cases/funds stolen went into palmpay accounts first.
BusinessRe: CBN Raises Interest Rate To 26.25 % Amid Soaring Inflation Levels by Treadway: 3:56pm On May 21, 2024
Lol.

This is getting interestico.

When cost of capital now stands at 27%, meaning lenders will charge between 32-35%, SMEs which are the productive sector don begin dey die be that na. When cost of capital alone has taken 35%, and other costs never even enter...meaning they either go public to raise equity, raise prices and pass the costs over to their goods/services, or just leave the game. Based on history, we can safely narrow it down to the last two options.

Nigeria, the conundrum.🤣🤣🤣
PropertiesRe: Samsung AC Price In 2015 Vs 2024 by Treadway: 11:48am On May 21, 2024
Crucialgem:
It's delusional to always think price in 2015 will remain the same in 2024 where does thaz happen in the world
lol..in countries with stable currencies.

And this folks is the reason why WE save our money in a foreign and stable currency. Until the govt gets their shit together, anybody castigating you for HODL dollars is just an unfortunate person wey wan turn you to what we Yoruba call 'da bi mo se da'🤣🤣🤣

2014 Accord price in 2014
2024 Accord price in 2024

No significant difference

Check 2004 accord price in 2004, it will still be within same range

Lol

PoliticsRe: Port Harcourt Refinery Begins Operation July by Treadway: 7:50am On May 21, 2024
Deadline number 4

Wankerrrrss!
PoliticsRe: To The Nigeria Patriots, It's Time To Ignore The Oppositions by Treadway: 8:41am On May 10, 2024
Idiots now want the opposition to profer solutions🤣🤣🤣🤣🤣🤣


These guys have totally gone bat shit crazy!
PoliticsRe: Binance Exec Calls To World For Help - Says Kidnapped In Nigeria, $150M Ransom by Treadway: 8:37am On May 10, 2024
Good job. Keep up the pressure. Make I see how level-less Tinubu won't release him before the end of the month. Blaming binance for your country's woes, then thinking it is a good idea to kidnap a US citizen when there are laid down guidelines of how such an international exchange should happen.

They think what they did with Nnamdi Kanu will work in this instance. Newsflash, Tigran is NOT part-Nigerian.

The game is on.
PoliticsRe: Very Long Queue At Mega Petrol Stations .what Is Happening In Nigeria by Treadway: 1:45pm On May 09, 2024
tctrills:
Are you saying that cheaper fuel did not help the average Nigerian? Subsidy with its many faults helped millions of Nigerians who are currently going through hell. The removal of subsidies has only made poverty a lot worse. This is only common sense. We can see the consequence of buying fuel at N600 in just one year. Things are much worse. Now I am not even fighting for but for credibility.
The question should be why are we not producing our own fuel even with the biggest refinery in the world and about 3 other refineries? Your gov owes us a lot of answers
don't mind nairalanda1. I don't even bother again, because he consistently downplays the corruption. The response is always even if they removed the corruption same noni, which I know damn well to be blatantly false.

The reason y'all should expect 1k and above to be the norm is cos of Thubv's stupidity floating the currency and removing subsidy at the same time. There is common sense and situational leadership..like I have always pointed out to the dude, economic theories don't always work in real life as compared to on paper esp for this naija, and I always reference the local rice Vs foreign rice noise that economists and Bubu made. How far today? Use book theory run business for naija, if your business no pack up in one year, call me king 😁

There is situational leadership backed by common sense, not just using theories like a prescription...esp when history says they are not guaranteed to work. If they had prevented the naira from burning, the anguish felt today would have been greatly minimised. Subsidy would have still been removed and cos the currency is stable and holding strong, the hyperinflation wouldn't have happened, and fuel would still be in the 600's max. Now with the current value of the naira, even if Dangote starts today na above 1k una go buy am, if they don't pay him subsidy. How have the economic theory prescriptions helped so far? They have fumbled and gone back to their vomit on both moves.....due to a lack of common sense.

Nothing surprising here for me, I don already talk every for my thread earlier in the year.

https://www.nairaland.com/8017949/way-nigeria-people-govt-got
BusinessRe: What Do You Think Should Be Done To Appreciate Naira ? by Treadway: 11:14am On May 09, 2024
gnss:
I don't do Politics of Tribe ,Hatred ,Hypocrisy .

Yesterday I was having a discussion with an Elderly Man an APC Party Man who is a Staunch Supporter of Tinubu about the Economy Situations .

He Said ,Kama Ton Arawaje ,Ilu Osunwon Rara ooo.

Meaning ,Without Deceiving ourselves the Things in the Country is not Okay at all.

He is a Yoruba Man ,I am too .

I do not Belongs to the Class of People that Believes even if The President Policies is not Working Good Results then I must Keep Talking like a Zombie ,

Let's face the Reality .

Things are Getting More Worse .

If you say ,You are Okay ,Several Millions are Sufferings ..Go to the Streets and see .

Now Objectively ..

Concerning the Dollars ,Finance ,P2P , Crypto Etc have been Blammed ,Yet Dollars Keep Rising .

WHAT EXACTLY DO YOU THINK THE GOVERNMENT ,CBN GOVERNOR SHOULD DO PRACTICALLY TO STRENGTHEN THE NAIRA ?
keep trusting the person you and the elderly man voted for. He tamed the Atlantic Ocean, and parted the red sea. Have a little bit more faith in those his abilities that made you say 'he is the man'.

Do you employ a sales manager, pay him a salary, give him a car, and then still do his job for him?

Kamari!
PoliticsRe: Very Long Queue At Mega Petrol Stations .what Is Happening In Nigeria by Treadway: 10:59am On May 09, 2024
Sccarrr:
it's the new reality whether u agree or not, atleast until we have a working refinery .
and will still be the reality after the refineries begin, thanks to your stoopid president who swiftly made your currency tissue paper. Petrol costs more to refine than diesel, so if Dangote is selling diesel at the rate of 1000 for 1million litre orders, and there is rousing applause, how much do you reckon he will sell petrol that costs more to refine?


Well, maybe if they pay him subsidy sha.

As long your country's currency is worthless, be prepared for this new reality
CrimeRe: Leah Sharibu Married To Two Boko Haram Leaders, Now Has Two Kids – 'repentant' T by Treadway: 8:32pm On May 08, 2024
Martinez39s:
This is why many religious people will forever be deceived by religion. Life and common sense will, in many ways, invariably communicate to us that there is no god and religion is one big nonsensical falsehood, but people will remain obstinate.

Those terrible and sad situations, or some other situations, that put a question mark on god and religion and make people say the following:
● "We can't question God";
● "God knows best";
● "God has a reason for everything";
● "His ways are mysterious" etc.

are life's ways of showing us the falsehood and absurdity of the notion of god and religion. All one need do is bravely appraise such situations with common sense and critical thinking, and honestly call a spade a spade. GOD NO DEY.

If your sister was Leah Sharibu, would you make peace with such questionable and tragic outcome with the emboldened platitudes? What if she was your daughter? Put yourself in her shoes. Imagine the trauma and mental anguish she is enduring.

Imagine what she would have done with her life and what she would have become had she not been kidnapped. What is that necessary thing that god cannot achieve if Leah Sharibu was rescued and allowed to lead a normal life? Why did she have to be forcibly raped and married off to two men? All because she never denied her faith? undecided

If you were god, would you have ensured a different outcome? If yes, then you are morally better than the supposed demiurge called Yahweh. It turns out that he can't do anything because he doesn't exist.

The earlier we all realise that there is no god or supernatural stuffs and we are all on our own, the better for us.
guy na me use my hand type say the thing really affect my mood this evening. I have asked myself all these questions too.

But at the end of the day, I believe in God, and that he decides what is what. Till this moment, I just dey discuss the girl issue with my wife, and just venting about how it makes me feel.

Infact, if I was her and I waited for a miracle deliverance and it didn't happen, if I no fit kill myself, I will agitate my abductors either by trying to escape or trying to kill one of them just so they can kill me off already, rather than to endure the abuse that this girl must have endured all these years.

I'm really not happy reading this particular update.
CrimeRe: Leah Sharibu Married To Two Boko Haram Leaders, Now Has Two Kids – 'repentant' T by Treadway: 7:53pm On May 08, 2024
I remember the many times I prayed for this girl..cos her case/story really touched me. All I wanted was for God to deliver her from these marauders, as he did Paul and Silas. I wanted to see her case be one that will manifest the power of God.

If I say this news no weak me, na lie.

Well, you are God unquestionable. If this is how you want it, Glory be to your name all the same.
HealthRe: Father Of 12 Found Dead Inside Brothel In Bayelsa After Sex Romp by Treadway: 2:15pm On May 08, 2024
Partial stroke at age 40, and already with 12 children, dying in a brothel??

This nigga!
CelebritiesRe: Doja Cat Goes Shopping In A Bed Sheet Almost Got Naked by Treadway: 12:49pm On May 08, 2024
Well, she is a pussy cat.
TravelRe: Youth Loot Bags Of Cement From Burning Truck In Benue (Photos) by Treadway: 4:10pm On May 07, 2024
They should rather let it burn??
PoliticsRe: What 0.5% CBN Cyber Security Levy Means by Treadway: 4:05pm On May 07, 2024
seunmsg:
The levy is 0.005 without the act adding %. There is no where in the act where the levy was said to be 0.5%. If the law say 0.005 is the levy, it should not be misinterpreted to mean 0.5%. The only reasonable interpretation is 0.005%.
lol. Struggling with Basic math🤣🤣🤣

75% of x means 0.75 multiplied by x
10% means 0.1
0.5% means 0.005

Smh
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway: 11:45pm On May 06, 2024
Zahra29:
Breaking news: British Ministry of Defence has been hacked by the Chinese state.

What an outrageous lie from the UK. As if China would ever do such a thing... 👀
lol. Still a little too early to conclude that.

I have read three news sources since you broke the news and all said the same thing

'the UK govt did not name a country'

I say let's give it time.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway:
Bear in mind, the last population census took place even before I went for youth service in the north in 2010. Everything since then has been estimated.

I can say it with my full chest that even the percentages of the Hausa-Fulani bloc alone has increased exponentially. These guys are the ones fuelling the population explosion. How many children Yoruba or Igbo don born since last census? Fulani alone go don quintuple the number, and all those babies that disease, insurgency and hunger did not kill since the last census in 2006, likely were all of legal voting age in 2023 election, won't even talk of the illegals.

That is why I feel no pity for the travails of northern Nigeria as a whole. Cos it is deliberate, self-motivated, and self-inflicted. They have only one strategy, strength and pride: their numbers!
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway: 10:25am On May 06, 2024
anonimi:
Why are you wrongly equating Hausa-Fulani to the entire northern Nigeria for your comparison to southern Nigeria huh
I will say this once and very bluntly.

When election comes there is almost always a united Northern Nigeria! Sprinkle of religion, remember?

When election comes there is almost always never a united southern Nigeria.

EOD

Fact remains bloc by bloc, the Hausa Fulani have the highest numbers as a standalone bloc, more than Yoruba or Igbo. When will Yoruba and Igbo and other southerner unite to be formidable, like you have opined in your earlier calculation, me i no know.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway: 10:18am On May 06, 2024
Gerrard59:
If they practice or support at least half of those factors, how come Southern Nigeria is more prosperous than Northern Nigeria? Groups who practice those factors become prosperous over time. Something must be amiss somewhere.

cc: anonimi
they are largely dumb as rocks is why. There is mad money in the north! mad money! but concentrated in the hands of very very few. Has always been that way.

The south's enlightenment is our saving grace. Thanks to people like Awolowo. We are so vastly educated and enlightened, and that is why we are more prosperous. You can have rights and not even know how to use them!
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway: 10:13am On May 06, 2024
anonimi:
If non Hausa-Fulani groups are BETTER quality than the Hausa-Fulanis, why have they not come together to make the democracy work in their favour to dominate? Did something like that not happen in 2011 presidential election?

Are there not 17/36 % senators and representatives from the south with 6/36 % from the Middle Belt and a few significant minorities in the NE and NW who can have an absolue 2/3rd majority for amending/changing laws and the constitution huh

The Hausa-Fulani MAY (but certainly the core Fulanis are) actually be less than Yorubas and Igbos but have ROPED in the northern minorities to create the illusion of greater numbers.

My point remains that the Hausa-Fulanis have BETTER quality than we noisemakers in the south. Much better quality to dominate us.
Hausa-Fulani are not less. Wetin you dey talk na.

Do you really believe Southern Nigeria has more numbers?? I would implore you to perish the thought. This one is not propaganda o, the north has far more numbers. Their crazy birth rate is enough evidence, as in enough said.

Haba

If you feel they are more quality, no lele. The quality dey show wella.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway: 10:05am On May 06, 2024
Gerrard59:
There are certain traits an ethnic or racial group or culture should espouse for economic development to thrive seamlessly. Some of which are:
- Pragmatism, not dogmatism
- Right to inquiry
- Right to criticise and to be criticised
- Protection of private property
- Support for free enterprise
- Personal freedoms in most aspects of human existence.
- The right to choose

Between the Han Chinese and Hausa-Fulani, which group supports/espouses/promotes/practices at least four of those factors?
brozay, this one no enter

The Hausa Fulani practices right to inquiry (the things they inquire about fit just dey worrthless and disappointing), they enjoy personal freedoms (too much freedom even, they get away with things we won't dare do in the south), the right to choose (they enjoy and brag about this one sef, even though no be sensible choices), right to criticize (they can even burn you or slit your throat with no consequence in broad daylight if you be Christian, elite or not).

They enjoy these rights, but are too dumb to use it in any way that is empowering, even to them. Do they criticize their leaders who pauperize them? No, not cos they can't, but they don't even have the sense or will to, but sprinkle a little religion and see that they know damn well how to exercise these rights.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Treadway: 9:51am On May 06, 2024
anonimi:
When are you going to explain how a dominant group without quality is able to dominate those with quality huh
by a dysfunctional democracy..i spelt that out, how did you not see that?

You used Nigeria as an example, and rightly so. Our dominant group are archaic, and so thanks to democracy which is a game of numbers we largely remain archaic, cos unlike I who is exposed and educated and have two children, they at 15/16 years old probably already have more children than I do, and has been so for as long as I can remember. Southern Nigeria isn't the bloc fuelling the population explosion over the last 30 years, northern Nigeria is.

My parent's generation, average number of children born no fit pass 3. Our generation, pretty sure the average is 1

That's how

1 2 3 4 5 6 7 8 ... 16 17 18 19 20 21 22 23 24 (of 78 pages)