₦airaland Forum

Hananfine:
Why always lying.

He built university in his senatorial district.

He built reference hospital, the best in northern Nigeria.

But you're here disgracing yourself

I don hear you oooo. He never do rye street lights and other basic amenities the people ask him to do in his senatorial district

Glimpsetv:
A senator doing this – imagine the level of development her people would enjoy if all the politicians in that state were this active and performing. I hope this will serve as a wake-up call to the incoming governor to do well. Yahaya Bello really disappointed his people.

yes soo. To tell you that Yahaya Bello didn’t do any tangible work in Kogi central senatorial district

Totilopussylick:
He is yet marring the pretty ladies in kogi state not to talk of doing anything in his senatorial district

Meanwhile, Dino malaye is currently doing cook a thone in Dubai at the moment

😂 Na celebrity Senator and content creator Dino Melaye be. He just dey entertained his fans on the social media niii

hisexcellency34:
I thought Yahaya Bello said he is leaving Kogi far better than he met it

😂 Yahaya Bello destroyed things no be small in Kogi State. Even in his senatorial district he didn’t do anything tangible.

Wow Senator Natasha Akpoti tried no be small. Well done my humble Senator. This is what the good people of Kogi Central Senatorial district want.

Wetin this one dey talk. I just dey laugh. Governor Fubara don win the war hard. This one is just deceiving himself here.

simpleseyi:
My route to Oyo town every weekend in those days

wow

Praxis758:
It is high time our governments at various levels start planting artificial grasses in our environments for beautification.

This is what make pictures from western countries beautiful in their looks.

good advice

A lot of Pentecostal churches forbids women wearing trousers including catholic and Anglican Churches.

Wow beautiful

Complete aerial view of Iwo Road, Ibadan, Oyo State, Nigeria 🇳🇬

https://m.facebook.com/story.php?story_fbid=pfbid0NYKQRjB2SwBRUne9pL2Z9xBbVduJ6tefKPkKzEGoKE44mQ2aGQ3NH6rvT2wUS6BQl&id=100004021350378

Much love in the air in the new year

Just be firm in your dealings, just be prayerful in dealing with your step mother cos’ they are possessed with demons

You better leave fr Alia here and let him do his work oooo

bluebay:
Make una see me see question oh. Ba bad I do to suggest Moniepoint POS? Which one be make I share experience again na Omo iya mi? I go Miaah o

thanks for your reply

Not only Uk dey Europe now

Japa: Nigerian Students, Others Can No Longer Bring Dependants – UK

The United Kingdom has announced that it had commenced the implementation of its policy banning Nigerian students and other overseas students from bringing in dependants via the study visa route.

The Home Office of the UK made the announcement on Monday in a post on X.

However, those on postgraduate research or government-sponsored scholarship students will be exempted from the development, the Home Office disclosed.

“We are fully committed to seeing a decisive cut in migration. From today, new overseas students will no longer be able to bring family members to the UK. Postgraduate research or government-funded scholarships students will be exempt,” the Home Office said.

Osun Defender reports that the UK government aims to bring down immigration into the country which stands at about one million.

Under the new rule, the permission for international students to switch out of the student route and into work routes before their studies have been completed will be removed to prevent misuse of the visa system.

A statement on the UK’s Home Office official site adds that the “New government restrictions to student visa routes will substantially cut net migration by restricting the ability for international students to bring family members on all but post-graduate research routes and banning people from using a student visa as a backdoor route to work in the UK.

“The ONS estimated that net migration was over 500,000 from June 2021 to June 2022. Although partly attributed to the rise in temporary factors, such as the UK’s Ukraine and Hong Kong schemes, last year almost half a million student visas were issued while the number of dependants of overseas students has increased by 750 per cent since 2019, to 136,000 people.”

The Home Office also noted that this new rule was not at the expense of the government’s commitment to the public to lower overall migration and ensure that migration to the UK was highly skilled and provided the most benefit.

According to them, the proposal is aimed at allowing “the government to continue to meet its International Education Strategy commitments while making a tangible contribution to reducing net migration to sustainable levels. The government has also made clear that the terms of the graduate route remain unchanged.”




https://www.osundefender.com/japa-nigerian-students-others-can-no-longer-bring-dependants-uk/

Addme:
Add "gambling".

Gambler dey see shege. They easily go broke.

Toor, I dey hail gamblers oooo. Dem dey see shege in this economy crisis

olu4real91:
Opay is the best

Toor, thanks for your reply here

WorldChanger7:
Kindly read this article has it provides insight to POS industry in Nigeria.

Point-of-Sale (POS) Business, Beyond the Conventional...
https://www./point-of-sale-pos-business-beyond-conventional-oluwaseun-adesanya-dwquf/

the website link doesn’t open. Kindly check it link or open the link here. The link doesn’t open from my end.

johnbullthe2rd:
no be lie

yes soo

Seun:
Fellow Nairalanders,

I'm pleased to wish you a Happy New Year!!

2024 will be the year of Nairaland's resurgence. I will face Nairaland squarely like I used to before the discouraging Data Loss Incident of 2014. I will hire more hands to help us to improve Nairaland.

The problems of Nairaland that we should have solved years ago will be solved.

* We will defeat tribalists, trolls, & spammers.
* We will complete our advertising platform.
* We will improve the UI and UX.
* Home page topics will be educative & fresh.
* We will reverse the anti-women trends.

However, I must warn you that things will get worse before they get better. Please stand with us and fight for u as Nairaland faces the tough challenges of 2024, which have already started.

Happy New Year and thanks for using Nairaland!

Seun Osewa,
Nairaland's Founder.

you are welcome Oga Seun. Hired unbiased hands please, it will help this forum to be best as much as you want it

Malawii:
See obicubana chief priest remarks

wow that’s great

Wow, what a great advice here

In Nigeria, 5 Habits That Can Make You Go Broke

In the intricate dance of personal finance, individuals often find themselves grappling with habits that, unwittingly, lead them down the precarious path of financial instability. The choices we make in our daily lives, particularly concerning money, play a pivotal role in shaping our financial futures.

This exploration centers on a critical aspect of financial well-being — the five habits that, if left unchecked, can pave the way to financial hardship. Understanding and dissecting these habits is not merely an exercise in financial literacy; it is a proactive step towards cultivating a resilient and secure financial foundation.

Impulse Spending:
Impulse spending is a pervasive habit that can significantly contribute to financial instability. This behavior involves making unplanned purchases without careful consideration of the consequences. Whether it’s succumbing to the allure of sales, purchasing items just because they are trendy, or engaging in retail therapy, the financial impact of impulse spending can be profound.

Many people find themselves swayed by the momentary satisfaction of acquiring something new, only to face buyer’s remorse later. This habit can erode savings, increase credit card debt, and hinder progress towards long-term financial goals.

To combat impulse spending, individuals need to cultivate self-discipline and create a realistic budget. Tracking expenses, prioritizing needs over wants, and implementing a waiting period before making significant purchases are effective strategies. Developing a mindful approach to spending can help break the cycle of impulsive financial decisions.

Living Beyond Means:
Living beyond one’s means is a habit that involves spending more money than one earns, often leading to a reliance on credit cards, loans, or other forms of debt. This can create a precarious financial situation with long-term consequences. Maintaining a lifestyle that exceeds financial capabilities not only depletes current resources but also jeopardizes future financial security.

Individuals living beyond their means may struggle with debt repayment, incur high-interest charges, and find it challenging to save for essential goals such as homeownership or retirement.

To address this habit, individuals must conduct a thorough assessment of their income, expenses, and financial goals. Creating a budget that reflects a sustainable lifestyle is crucial. This involves distinguishing between necessary and discretionary expenses, cutting back on non-essential spending, and developing a savings plan. Living within one’s means requires a shift in mindset, emphasizing financial responsibility and long-term stability over immediate gratification.

Lack of Emergency Fund
Failing to establish and maintain an emergency fund is a habit that can leave you vulnerable to financial crises. Unexpected expenses, such as medical bills or car repairs, can arise at any time, and without a financial safety net, individuals may resort to borrowing money or accumulating debt. Building an emergency fund that covers three to six months’ worth of living expenses provides a financial cushion and helps prevent going broke during unforeseen circumstances.

Ignoring Budgeting:
Ignoring budgeting is a perilous habit that can set the stage for financial turmoil. Budgeting serves as the financial roadmap, guiding individuals toward their financial goals by providing a clear understanding of income, expenses, and savings.


When this essential tool is neglected, individuals lose control over their spending patterns, making it difficult to allocate funds effectively. Without a budget, it becomes challenging to distinguish between necessary and discretionary expenses, leading to a potential overspending trap.

The consequences of ignoring budgeting extend beyond the immediate impact on one’s spending habits. Without a well-defined budget, individuals may overlook opportunities to save for future goals, whether it be an emergency fund, a down payment for a home, or retirement. The absence of financial planning can leave individuals vulnerable to unexpected expenses, pushing them into a cycle of reactive financial decision-making, often resorting to credit cards or loans to cover immediate needs. Over time, this can result in mounting debt and a compromised financial future.

Furthermore, the habit of ignoring budgeting can hinder the development of financial discipline and awareness. A budget not only provides a snapshot of one’s financial health but also encourages thoughtful consideration of spending priorities. Without this tool, individuals may find it challenging to make informed choices about their money, leading to a lack of accountability and a higher likelihood of succumbing to impulsive spending behaviors. Embracing budgeting is not just about managing money; it is a foundational step toward building financial resilience and achieving long-term financial success.

High-Risk Investments:
Engaging in high-risk investments is a financial habit that, if not approached with caution, can lead individuals down a path of significant financial loss. High-risk investments typically involve the potential for high returns but come with an equally elevated level of uncertainty and volatility. This habit often manifests as a desire for quick and substantial gains without due consideration for the associated risks. Investing without a clear understanding of the market, risk tolerance, and diversification strategies can expose individuals to the possibility of losing a substantial portion, or even all, of their invested capital.

The allure of high-risk investments is often fueled by the prospect of rapid wealth accumulation. However, the reality is that the markets are inherently unpredictable, and high-risk ventures can be subject to extreme fluctuations. Without a comprehensive understanding of the specific investment and market conditions, individuals may find themselves susceptible to emotional decision-making, such as panic selling during market downturns. This emotional response can exacerbate financial losses and, in extreme cases, lead to financial ruin.

To mitigate the risk associated with high-risk investments, individuals should prioritize financial education and seek professional advice. Diversifying one’s investment portfolio and aligning investment choices with a realistic assessment of risk tolerance and financial goals can provide a more balanced and resilient approach to wealth accumulation. The key lies in informed decision-making, strategic planning, and a long-term perspective that considers the potential for both gains and losses in the dynamic landscape of financial markets.


https://www.osundefender.com/5-habits-that-can-make-you-go-broke/

There’s much hardship in the land already. No one is a stranger

More Hardship Looms For Nigerians As DisCos Set To Increase Electricity Tariff On Jan 1

While the pains of fuel subsidy removal still linger, the confusion surrounding a planned electricity tariff increment starting from January 1, 2024 has compounded the worries.

It was gathered that the officials of the Nigeria’s Electricity Distribution Companies (DisCos) held a virtual emergency meeting recently to formalise and perfect the planned tariff increase.

A source in one of the DisCos, who claimed anonymity, confirmed the development to Daily Trust on Sunday.

The source said: “All has been perfected for the new tariff to take effect from the first of January, 2024.

It is now left for various electricity distribution companies to enlighten their customers on new developments.”

The source said the National Electricity Regulatory Commission (NERC) had already invited distribution companies for a meeting on the development.
He expressed fear that while it is mandatory for electricity distribution companies to regularly evaluate tariffs every six months, the recent increase would meet customers’ dissatisfaction.

“In fact, we were perturbed by the short notice and how we would reach out to our customers about the increase,” he said.
Asked how much the increase would be, the source said, “No idea so far, but the uncertainty has put us in a difficult situation.”

Recall that in November 2023, President Bola Ahmed Tinubu stopped the implementation of the electricity tariff, insisting on a power sector subsidy.

Speaking on Tinubu’s directive on electricity tariff hikes, the Minister of Power, Adebayo Adelabu, said, “The power sector is an industry that is very sensitive to any leader.

“You cannot jump overnight and implement the cost-reflective tariff. I can tell you that till today, the government still subsidises power”.



https://www.osundefender.com/more-hardship-looms-for-nigerians-as-discos-set-to-increase-electricity-tariff-on-jan-1/