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Politics › Re: Nigeria Is Not A Rich Country - Buhari (Vanguard) by ttmacoy: 2:27pm On Aug 11, 2015

You just explained my point very concisely.

Let's compare our so called oil wealth to the likes of Qatar, Dubai, Norway etc and see how rich we really are.

sukkot:
he is correct. nigeria is not a rich country. what you have is the illusion of wealth because it is in the hands of a few. however if the money in the country was evenly distributed amongst all 180 million citizens we will all have less than 1000 dollars each. so thats not rich

1 Like 1 Share

Politics › Re: Nigeria Is Not A Rich Country - Buhari (Vanguard) by ttmacoy: 2:18pm On Aug 11, 2015*

Not really. When you consider the population of Nigeria we are not richer than most European countries.

What we have had so far is a few people benefiting from the oil wealth and am exhibiting stupendous wealth. If that oil wealth was evenly distributed it is not as much as you think per person.

Take a look at our GDP which makes up supposedly the biggest in Africa, in per capita terms SA is double Nigeria's GDP per capita.

We have the potential to be rich if we managed out oil wealth properly and more importantly invested it in other sectors like Dubai, Norway etc rather than focusing on oil.

As I say if you look at it, Nigeria has no competitive advantage in any sector on the global stage e.g. we used to export palm oil but ignored it due to oil an now the likes of Indonesia is the biggest palm oil exporter. Same with cocoa etc.

We have no competitive advantage in sciences or technology etc either. Our only competitive advantage seems to be seeking oil at cheaper prices just to bring in revenue.

expertman:
Haaaaaaa what's this man sayin?

In terms of many things we are richer than most european countries.

You politicians and colonels destroy the collective wealth of this great nation.

Non of you is a saint.

You guys need to see what olurin is doing with our money in Abeokuta his entourage is even more than a sitting gov. Own.

I wept for this nation in slow motion.

1 Like

Travel › Re: My Big Brother Wants To Send Me To USA, Please Advice. by ttmacoy: 1:04pm On Aug 11, 2015

What visa is your brother going to get for you?

omojesu202:
No oooo, he wants a better life for me n others. He works with a good company here.

1 Like

Travel › Re: Extension Of Visitors Visa In Canada by ttmacoy: 8:08pm On Aug 10, 2015

how can it be a real marriage when you haven't even met the person you plan to marry.

Given you plan to go to Canada on a visit visa and try to get married to get residency papers then it's hard to see it as a real marriage and would officially be classified as a sham marriage by the authorities if they had all this information.

To prove you are in a real relationship you need to show you and your partner know each other and are in a real relationship before marriage.

On a visit visa it will be hard to get prove you came too Canada and within a few months before your visa expired you found a Canadian woman, fell in love and got married. If it was real you would be expected to return to Nigeria, carry on the relationship long distance and either or both of you visit each other a couple of times before applying.

chuksogb:
Thanks alot for your advice. Its gonna be a real marriage not a fake one. in that instance is it guaranteed?

Travel › Re: Extension Of Visitors Visa In Canada by ttmacoy: 5:30pm On Aug 09, 2015*

I don't think you can change a visitor visa to students visa without leaving the country. Same would most likely apply for a work permit and it would be really really hard to get professional job with an employer willing to sponsor you just like that.

alex406:
If you dont want to return to nigeria, make sure you go with your school credentials and when you get there,locate a good school that accepts whatever your qualification is and enrol for student visa there. Or if you can find company that can arrange papers for you while you work for them.

3 Likes 1 Share

Politics › Re: US Did Not Give Buhari Any Oil Thieves' List - Punch by ttmacoy: 12:24pm On Aug 08, 2015

I tire oh.

donholy28:
This is foolishness... how can us give us list of oil thieves in our own land? Its just like calling an outsider to tell u who stole d meat in ur pot instead of asking those ur living with... its impossible,the thieves re among us and we know them

Politics › Re: FG To Increase VAT To 10% by ttmacoy: 9:33am On Aug 08, 2015*

To date yes most revenue has been stolen or wasted, but with financial discipline and reduction in corruption which I hope Buhari brings extra revenue can then be properly spent for infrastructure.

How will the government raise revenue please tell me?
The government should not be in business but rather be focused on providing an enabling environment for for business to thrive and empty people. The government should makes its revenue from taxes as a result of the successful businesses and people using the infrastructure provide rather than the government depending on oil or other business for revenue.

I agree that prices will rise which I why I say for real change there will be pain. There I no way about it, but the important thing is with that pain and sacrifice must b the fact that the revenue raised us used properly. Raising taxes only to squandered means our sacrifice is wasted and we are in a worse position.

As I said please autobiography of the former prime minister of Singapore from Third world to First to understand the sacrifices required to take a country like Nigeria from all the issues we face to a world class developed nation.

Either we bite the bullet and make the sacrifices and with good management emerged stronger or we keep taking baby steps and remain where we are.

Same with China research on the steps taken to reinvigorate their economy over the past 30 years. It was painful at first.

Happiness87:
hahaha see your life, Nigeria is not productive, don't be deceived our revenues are used to pay allowances to political office holders, the governors steal the allocations, how many governors have increased their IGR in the last 8years??

increasing vat will not translate to any meaningful development, politicians will take their share use the remaining to pay salaries, some can't even pay salaries after removing their share every month.

stop defending blindly, government should diversify the economy and raise their revenue, tax luxury items, reinvest the revenue and build a social amenities.

how many states are paying18000 minimum wage, go and do your survey.
what kind of life will the masses live with 18000, by the time prices of goods increase by 15-35%, coupled with unemployment and depreciating value of naira.

Politics › Re: FG To Increase VAT To 10% by ttmacoy: 7:14am On Aug 08, 2015

Yes this is change. There is no change without pain but Nigerians seem to want change to become world class with no sacrifice or pain.

Please research the history of Singapore and China and see the sacrifices made to before where they are today. It is the painful truth that the government needs more revenue and cannot continue to depend on oil.

I agree with you though that the tax raised must b don't judiciously to justify the higher rate so the ordinary man can feel the impact rather than it being stolen.

ikkkkk:
Is this the Change clamored for by APC and Tinubu? Very disappointing.
I hope we don't cry too much because we brought this upon our self.

Politics › Re: FG To Increase VAT To 10% by ttmacoy: 7:10am On Aug 08, 2015

Thank you. We talk so much about change but Nigerians are not ready to pay the twice or change.

We would rather spend money on generators than pay more tax to everyone to have better electricity.

We would rather spend money on foreign universities and visas than pay a bit more tax to improve our universities.

SenseiX:
In this era of low oil prices, it's the wisest decision to shore up our depleted profile, Nigeria is prolly the most undertaxed nation on earth, we restrict our revenue sources to oil neglecting the potential to gain even more from VAT, Most Africa countries have VAT>10% so it's not a big deal

1 Like

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 10:12pm On Aug 06, 2015

Career › Re: The Number Of Persons That Lost Their Jobs In Nigeria:The Second Quarter Of 2015 by ttmacoy: 2:45pm On Aug 04, 2015

Foreign Affairs › Re: Bill Gates' Wife Melinda Washes Plates, Carries Water On Head In Malawi (Photos) by ttmacoy: 1:27pm On Aug 02, 2015

It's not eye service, she is committed to working with and helping women around the world. Also it's thanks to her and her husbands foundation that Nigeria is now Polio free.

Cutehector:
Eye service

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:18am On Aug 02, 2015

Please tell me you are joking?

What school is this?

efizzy22:
Plz my good friends, I think I'm finished here. Got to my school today for the reg. and dey told me my scholarship was a mistake that I have to pay tuition fee and my balance to be is. 9k dollars. I'm just confused dont know what to do. Any advise ?

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 5:07pm On Aug 01, 2015

Even with the co-signer international students should be careful because unless you are sure you can work in the US after to repay the loans, you can get hit by exchange rates and also lower comparable salaries in Nigeria e.g. Imagine having to make monthly repayments in USD with the way the naira has been falling.

Femicrux:
Yea, international students can apply for loans but you will need a co-signer(guarantor) to endorse your application and he/she must be a US citizen. Without a co-signer, it's difficult for international students to be approved for one. Visit internationalstudentloan.com to learn more.

Politics › Re: Joy Ogwu Assumes UN Security Council Presidency Today by ttmacoy: 4:41pm On Aug 01, 2015

See what Buhari has done oh. Sai Sai

Lol

CSTR2:
I am waiting for the first slowpoke that will attribute this to buhari.

Career › Re: Microsoft Nigeria Sacks 34 Workers In Phone Division (Out of 40) by ttmacoy: 11:36am On Jul 31, 2015

This is not just about skills. Microsoft acquisition of Nokia has pretty much been a disaster and they are trying to clean up and move out of the mobile space.

But you are right in that skills will be important in getting their next jobs or business.

mrvitalis:
When u got the right skills u won't face all this shits

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 9:17pm On Jul 30, 2015

I definitely agree that there are people who get jobs on merit, but you will not be telling the truth if you tell me that is the norm.

This has also been proven by the fact the OP got this job or at least initiated it via someone he knows.

We all know this is an issue in Nigeria and yes there are people who are fortunate to get jobs without knowing anyone, but there a lot more who are unable to.

I am not putting down the Country, just stating the fact as it is.

majekdom2:
the fact that ur friend hates his job does not mean he will or everyone will. The fact that e got it through connect does not mean everyone has to. I got mine by grace , i did not know anyone. I presently work 6 months a year and 6 months off by calculation with great pay. Dont judge or give advices based on your standards. One is not tied to any employer too in nigeria. Lastime i checked some colleagues just changed jobs. I am not advising he dumps his program, you dont have to talk down the country is my point

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 8:57pm On Jul 30, 2015

While I admit with the recent tightening of the immigration laws, it is harder in palces like the Uk, but those who attend the top schools have a lot more chances.

Also you would see in my post that I said the issue is not lack of jobs, but one of work permit, and given he has the opportunity to get a green card that eliminates that issue.

The main problem i see with our students going to the UK is lack of proper planning and this trend of looking for the cheap universities with easy entry requirements. Also many of them are going for 1 year masters degree which means they have no opportunity to go through internships which makes applying for graduate roles very very hard.

Another issue i see is they simply do not understand the UK recruitment system/cycle and many of them wait till they finish their program to start looking for work by which time all grad roles with the big employers who can sponsor for work permits have long closed.

For the OP he has extensive study experience abroad and combined with the fact he has also worked and can get a green card he can easily get a job.

I repeat there are jobs for those with the skillset and experience required and importantly with the papers to work, and as I said I admit things are harder now with the tightening UK laws, but for those who attend good schools, are able to secure internships while in school and know what they are doing, they can still get jobs.

majekdom2:
for real @ many .. fresh grad. I see u know nothing abouth the uk . Ask those who have been there and are back home. Am not advising he comes back home . My point is, it is not easy anywhere as people that have not left the shores of this country do say

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 5:51pm On Jul 30, 2015

That very valid as well. Important thing is is are making a decision based on what you want and where make you happy with fulfilled.

For me I prefer the stability of the US for my family and I also struggle with the fact that with the way our educational sector is going, I would then have to send my kids back abroad for studies at least higher education. Why not bring them up in that settings so they are fully integrated and can benefit from the many advantages those coming from abroad can't.

There's also also practicality of maintaining a green card while living abroad. You have to be very careful so as not to be seen to have abandoned your residency by US immigration.

But all in all everyone of us are different and what makes happy is different as well.

Forward1:
hmmm.... I guess I'll do same as outlined by you but i'll sure return to Nig after getting residency and having my kids. I love the part where you make mention of "giving yourself options". Nice one

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 3:40pm On Jul 30, 2015

If I were him I would finish my program and try to gain some experience in the US while also securing my residency. I strongly believe in giving yourself options as you don't know what can happen in the future.

After a few years of experience he can always get a better paying job in Nigeria and also knows if it comes to the worse he can always return to the US.

It also depends on what he wants as well I guess. I enjoy the lifestyle in the US. yes there are some things I miss about Nigeria, but overall I enjoy the lifestyle here better. Not everyone will e.g. my cousin loves the naija life with owanbe etc and i don't. We're different.

For example there was a thread yesterday about riding bicycles to work and how some people were saying you can't do that in Nigeria because it is not safe but also because people will look down on you, but I love being able to cycle to work and not have anyone look down on me or make assumptions.

The way I see it I will revise and make the best decisions for me and my family based on the opportunities available and lifestyle choices and not because I must be in Nigeria. IF at a certain point being in Nigeria makes more sense then we will consider, but at this point being in the US makes more sense.

Forward1:
yeah, only him can decide. If i may ask; if you were in his shoe what would you have done? Be candid.

1 Like

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 1:21pm On Jul 30, 2015

Well you are right he has entertained the thought.

I think he has been given different advice here so it's up to the poster to decide which suits him better.

Forward1:
i understand ur point of view but i provided an alternative in my advice... And for him to have given the offer in Nig a thought means he can do away with the programme.

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 1:04pm On Jul 30, 2015

Many do. And the fact he can get his green card means he had more chances to.

There are lots of Jobs in the UK and the US, the main issue is many thanks the employers ar not willing to sponsor to work permit, but if you already have papers there are jobs.

majekdom2:
how many Nigerians/ immigrants get employed in these oil firms abroad ? What are the perequsite? From experience and knowledge , passion come first then experience before qualification. Qualification comes first in the educational sector. I hope am right ?

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 1:01pm On Jul 30, 2015

Even If he plans to settle in Nigeria, the right time still is not now as it makes no sense abandoning his program with 6 months to go and also he may as well get his residency as back up.

You need options in life

Forward1:
The decision is very simple to make. If you desire to relocate or settling in Nigeria someday; the right time is now since you've gotten a platform to do that. I'll advice not to bother yourself with the current economic situation (no economy is stable). On the otherhand, if you don't desire settling in Nigeria then forget about the 250k offer (you'll get something worthwhile in the US after ur programme). Don't take decision base on any economy situation anywhere. Some persons with less of your exposure & educational qualification are living like kings & queens in Nig while some persons with more of your exposure & educational qualifications are living like slaves in the US. GRACE IS EVERYTHING. (brevity is the soul of wit)

Jobs/Vacancies › Re: An Urgent Decision On A Job Offer by ttmacoy: 12:40pm On Jul 30, 2015*

I would expect he earns minimum $70k with prospects for a lot mor based on his qualifications. Depending on where he is living i.e. aside the likes of NY or LA, that I worth a lot and can afford him a good start with good disposable income.

On the like for like basis i.e. professional al job to professional job you cannot even compare salaries.

Another point with Nigeria is the man know man issue. I have a friend who got a job at Glo thorough his uncle. He hates the job as he is not learning much and not progressing much, and worse he was transferred to Ghana, but because he cannot ge another job he is now stuck in Ghana in a role he hates.

In the US you get jobs mostly based on your skills and experience and are not tied to any employer. You have freedom.

Also the fact he has 6 months left on a 4 year PhD program and nearly getting his residency I don't think N250k is worth dumping his PhD with 6 months to go and his residency.

I know someone else who earns good pay, not the level of millions a month by good pay yet the stress. She leaves home 5am just to avoid traffic and after work stays at her mother in law till 11pm. What kind of life is that?

majekdom2:
will he earn more than this in an equivalent firm abroad ?

2 Likes

Career › Re: Does Anyone Ride A Bicycle To Work Out Of Choice In Nigeria? by ttmacoy: 2:15pm On Jul 29, 2015

Hahaha I can just picture OP cycling on third mainland bridge. That will be hell.

iPopAlomo:
If you live on the mainland and work on the island... not possible...
.
.
For the people about to slay me...
.
.
think about it...
.
.
cycling on third mainland bridge...?
.
.
or cycling from iyana ipaja to Ojuelegba...
.
.
the OP should be fine if you don't live too far from work and you can always cycle during weekends...

Career › Re: Does Anyone Ride A Bicycle To Work Out Of Choice In Nigeria? by ttmacoy: 2:02pm On Jul 29, 2015

I wouldn't cycle in a city like Lagos with the crazy driving th goes on there. Not safe. In some calmer cities maybe but the fact that there are no cycle lanes or any provision made for cycling will put me off.

naijacutee:
Lol. I just need to know if it's practical. I don't really care about what people think to be honest. People thinking I'm poor won't remove/add anything from my body :-). Let them think what they want.

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:39pm On Jul 28, 2015

You get points, airline miles, cash back etc by spending. You build a good credit rating and score by paying on time.

By nature of my job which involves lots of travel, i will spend anyway so why not earn points and other benefits with it?

mbeenox:
So basically, u build points by buying often and big with ur Credit card and repaying on time.

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:18pm On Jul 28, 2015

Why not retake the GRE exam as this would help you get into good schools,

Otherwise you would need to focus on MBA programs far down the rankings which also means lower quality of the program unfortunately.

isi4luv:
Good day house. I applied to about 4 schools for Masters in business administration and I was rejected because of my low GRE score of about 282. And GPA of 2.87/4.0 Please can someone tell me a school that can accept me with my GPA and GRE score for masters in business administration. I'll be bery grateful. Thank you

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:07pm On Jul 28, 2015

Having no credit history does not make you irresponsible, but it means there is no universally accepted way to confirm you are responsible hence landlords etc will ask you a deposit from you. Even simple getting a phone contract they will ask you for a big deposit because the universally accepted way to confirm the credit worthiness of a person is via their credit history and score.

You do not need a credit card but it is a useful way to build your credit history. Even if it is a $300 credit card and you are spending $50 every month and clearing it up it builds history that this person pays his obligations as and when due.

DeeTus:
@Bigfrancis, CNN is just a cable news network. Having no credit card history does not make someone irresponsible.

Don't rely so much on CNN.

1 Like

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:02pm On Jul 28, 2015

It's aight. i didn't really get what you meant.

DeeTus:
Sorry bro, if you aren't happy with that. Sorry man.

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 6:02pm On Jul 28, 2015

You both make good points.

I agree with you that international students do not necessarily need a credit card, but if said international student plans to stay and work in the US, it makes sense to start building your credit history through cards of manageable limit and with discipline.

There are jobs that require you to have good credit history especially in the financial services sector etc, and I can attest that when I applied to rent a condo a credit check was conducted to ensure I have a good history and will not be owing landlord their rent as they also have to pay their mortgage.

If you are renting rooms or smaller apartments then maybe not so much, but for bigger more expensive places yes it a credit check is conducted. Without a credit history landlords will request heavy deposits from you as they do not know if you are financially responsible.

kobe79:
@ Francis

you are basically running round the circle and over flogging the poor lil fly
No law in the USA permits an employer to deny u employment based on ur "credit history"

During the boom the credit scheme started out to majorly focus on ailing and healthy businesses with a view to making the economy stronger.

lol when you said landlords, mortgage and auto coys solely reach a negative decision based on credit history!!!!
There is always a first time for everyone but getting a credit card is not a PaNaCea for owning a home or car etc.

If you need a home to build from scratch or an already built one or a car questions asked are far from if you have a credit card or not.

my questio to you is why do you think an intl student need a credit card? a student is here to study even thouhh we know they all would wanna adjust status in furure, if they dont have the raw cash there is no needstaying in buying a house when they just coming in who go approve am or a car? there are millions of students jumping buses and living in apts. and still doing fine.
i amnt Obama and dont wanna be him just like dia are millions of americans on credit card i repeat credit card tgat is ur argument( stay in it) dia are also millions without it

2 Likes

Travel › Re: General U.s.a (student) Visa Enquiries-part 7 by ttmacoy: 5:53pm On Jul 28, 2015

DeeTus:
Bro, you're now sounding like one of the street niggas. If you was. Hahaha.

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