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Ttmacoy's Posts

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Foreign Affairs › Re: Russia’s New Mega-missile Stuns The Globe by ttmacoy: 2:01pm On Oct 10, 2015
For all those praising Putin, remember he also has his agenda which is to keep his fiend Assad in power and maintain Russian influence in the region.

Everyone of the super powers involved here have their agenda and the elimination of ISIS unfortunately is secondary to that. What pains me the most is it's the ordinary Syrians who will suffer the mot not Russians or Americans.

One thing I worry the most about with Putin's arrogance of firing missiles across countries air space such as Iran etc is one little mistake and he can trigger a war. Imagine if an Isreali, Turkish or Iranian jet or city is mistakenly hit, what do you thin will happen? Very dangerous games he is playing.

While it is easy to say Putin is taking action against ISIS etc, the question is is he really taking action against ISIS or against opponents to Assad?

For those saying they admire Putin etc, be careful who you wish to be.

Edit: I just saw this article about Turkey shooting down a Russian jet. It's not confirmed and I hope it's not true as it could quickly spiral out of control. Imagine it was true and Russia retaliate and Turkey retaliate and it just spreads.
http://www.express.co.uk/news/world/611157/Russia-Turkey-jet-plane-shot-down-airspace-Syria-ISIS-Islamic-State
Business › Re: N20million Or Green Card: Which Would You Prefer? by ttmacoy: 9:13am On Oct 10, 2015
And taking a one off $100k guarantees you financial success for the rest of your life?

What happens when the $100 finishes which we know it will in the hands of some?

Also those on $150k now may have prospects for increased over the years which is why I said all depends on your circumstances and where you are in life.

Besides maybe aside NYC and the likes of LA, if you cannot save the you are living above your means pure and simple.

If you earn $100k which is near $6k after tax you can live a good life and save. Nothing stops you from acquiring a property e.g. every 3-5 years and renting it out so the rent pays the mortgage.

If you cannot manage $100k in most affordable cities in America then why do you think your one off $100k in Nigeria is the solution?

This also needs to be seen in light of the persons situation e.g. a young person about 30 years already on $100k has a lot more upswing than a 50 year old on $100k who is at his peak.

Will someone in position to get a green card and can practice in the US as a doctor for 30 years rather take a one off $100k?

All depends on his situation, how he views his prospects, his goals and dreams.



ayodele234:
People who earn 150k annually still take loans to send their kids to school in America. In 2015 America earning $100,000 is nothing. After tax you will be left with $69,000 which barely pays the bills if you are living in a rented apartment that cost $1,500 monthly.
Travel › Re: Between New York City And Log Angeles, Please Advice by ttmacoy: 2:17am On Oct 10, 2015
NY will be very cold in January hence I advise LA.

LA also has more outdoor activities and fun.


WebSurfer:
Hello house, Good-day. i am planning on taking a short course in the states later in January with New York Film Academy,

i need suggestions by experience or likewise which you consider being the best or better between New York city and Los Angeles.
Thank you
Travel › Re: See World’s Worst Traffic Jam As It Happened In China - Despite having 48 lanes by ttmacoy: 8:13pm On Oct 09, 2015
I think It is bro. I counted the cars across a point and it was roughly about that.

shogz89:
But this road no be 48 lanes according to your pix
Travel › Re: Is UAE The Most Depressing Country In The World ? by ttmacoy: 6:51pm On Oct 09, 2015
Yeah most of the migrants there with low paid jobs do not have good conditions.

My friend has a good job with Barclays so condition and pay wise he is doing well, but he doesn't see it as a long term place to settle down and raise his kids.

For those without good jobs they live like slaves with their passports seized from them. Lots of immigrants e.g from India have died in Qatar working under inhumane conditions to build stadiums for the world cup.



nochildsplay:
they work 12hrs or more on a 6days same routine ....... There's not joy or happiness
Travel › Re: Is UAE The Most Depressing Country In The World ? by ttmacoy: 6:40pm On Oct 09, 2015
I agree with you. I got same impression, and a friend who lives there with a good job said it feels hollow and sterile.



milychocs:
I agree with you
...in addition, blacks are really not liked so much there....however I maybe biased about this

Dubai is kind of soul-less to me lipsrsealed
There is no character to the city, no story, everything is touristy and has a contrived feel to it....it is super modern, beautiful, rich....but there is nothing it represents....maybe because there are few natives there
I have been there once....for a week...but I know I will not like to go again....even if I got a free ticket
I stayed in the finest parts of the city.....so it is not a question of maybe I stayed in a bad part

The sheer nothingness of the city is beyond my imagination
When people rave on here about Dubai, I go like, shocked...or maybe I was stoned all through my stay there
It is most certainly a place I will not want to go a second time...

Someone I know is getting married to a man than lives there....her family is soo happy about it, and she intends to move there to be with her husband
I feel sorry for her....but at least their love will weather them through the sheer mind-numbing, endless, meaningless riches in that place I suppose?
Alone in Dubai, I would have gone really mad

I am very sorry for this diss at Dubai...no disrespect meant, but I stand by all I say
Business › Re: N20million Or Green Card: Which Would You Prefer? by ttmacoy: 5:51pm On Oct 09, 2015
I disagree.

In my opinion those working as contract staff in Nigerian banks are pretty much on crap pay working in shitty conditions with little prospects to progress.

How much do contract staff earn in Nigeria? maximum N70k so lets assume N1m annually which is $5k. Starting pay for tellers at Chase is about $15 per hour which is about $30k per annum full time. Someone on $30k pays about $5k on taxes for the year leaving just under $25k as take home.

Barclays customer service start on about 13k GBP and after tax take home is just over 12k GBP.

Also the proportion of contract staff in Nigerian banks to US or UK banks is very very high and ridiculous.

According to their 2014 annual report, GTBank has only 3,340 permanent staff with the rest being contract staff. Compare this to the population of Nigeria at c 170m.

I don't know where you got the impression that bankers in Nigerian earn more than the US or UK but it is so so wrong.

If the person who has been offered N20 million has prospects for teller jobs in banks as an ND holder then N20m is a lot of money, but if he has prospects for higher paying and better jobs then not so much.

Mcteeblack:
Wat I actually mean by d bank is dat, Nigeria bank payment is better when u remove tax, and other bills. Those in Nigeria would have more savings than those working in US bank. But am not talking of those working in d I.T department or the ogas at d executive branches. Am talking about those that attend to us at d bank here
Business › Re: N20million Or Green Card: Which Would You Prefer? by ttmacoy: 5:16pm On Oct 09, 2015
Sorry i don't get. Do you mean banks in Nigeria pay more than Banks in the US?

Yes i currently live and work in the US and no i haven't said it was easy to get an MBA but nothing good in life is easy.

Also many of them who have good jobs pre MBA tend to get sponsored like my firm do with a commitment to return for 2 years which is a good deal for a top MBA.

I also know some Nigerians who applied from Nigeria e.g. I know a few at Kellogg here in Chicago. Was sit easy? No. Was it worth it, yes and can they earn a lot more then then $100k (N20m), yes.

As i said it all depends on where you are in life and the prospects open to you. For some the N20m makes more sense, for others it may not.

Not sure If i got the point you are trying to make. If not can you elaborate?

Btw if you meant banks in Nigeria pay more than banks in the US, then that is a HUGE joke.


Mcteeblack:
I stand to be corrected, but banking section don't pay good money her like wat dey pay in Nigeria. And ur frdz with MBA earning 6 fugures, but asked they how many years they've suffered here schooling and working before they finally made it. Bro pls, HAVE YOU EVER BEEN IN THE STATE BEFORE? (No disrespect pls bro) bcoz you'll only understand better when u see how it goes. Like I said before, the only difference in Nigeria and America is the opportunities?
Business › Re: N20million Or Green Card: Which Would You Prefer? by ttmacoy:
This is a perfect example of why i say it depends on where you are in life.

As a 55 year old with a 30 mortgage his priority will be different from a 25 year old who just finished from University.


[quote author=lancee post=38823316][/quote]
Business › Re: N20million Or Green Card: Which Would You Prefer? by ttmacoy: 4:42pm On Oct 09, 2015
Well I do not know your mentee or his financial situation but him taking a loan to finish his house may not necessarily be because he is not doing well.

Also you mention he already has a house he is paying a morgage on in London which means at least 2 properties. Are you saying if you get N20m you can buy a house in lekki and also London anyhow? No because N20m is just about 60k pounds.

Also as a smart investor I will rather use a bank loan with very low interest to fund a house because it means my money is leveraged to earn me more returns.

Anyway as i said i haven't said N20m is better than a green card or vice versa. All I am saying is it depends on the individual and many other factors.

For some people the N20m will be a seed for multiplication, for others it will be wasted in a few years. For some a green card can be the pathway to successful careers, businesses etc, and for others it may be a pathway to a life of crap jobs and hustling. no one size fits all.

lancee:
How many of them , i have some of them even as doctors /bankers if they are really close to you , they will tell you the truth ..i do not want to mention names of of this forum ..my mentee just took a loan of 80k pounds to go and complete his house in lekki ..a Doctor ..if he has the money he wont take that loan cos he has a mortgage in london he is paying /rent
Business › Re: N20million Or Green Card: Which Would You Prefer? by ttmacoy: 4:37pm On Oct 09, 2015
Well I haven't said everybody earns such which is why I concluded by saying depends on where you fall.

I do know a lot of Nigerians both in the UK and US who earn such same as i know lots who don't.

As I said the attraction of N20m $100k depends on where you are at that point in life. If you have prospects for a successful career where you can earn a lot more then maybe not, but if you do not or have good business ideas then the money may make more sense.

Also people make it sound like because you receive N20m means the money will be multiplied. Not really, people lose money everyday don't they Investments and businesses go wrong and fail everyday don't they? You will be surprised how quickly that money will dissapearr in the hands of some.

All I am saying is there is no size fits all answer. It all depends on the individual, where he is in life and his prospects, goals and plans.

lancee:
How many of them , i have some of them even as doctors if they are really close to you , they will tell you the truth
Business › Re: N20million Or Green Card: Which Would You Prefer? by ttmacoy: 4:30pm On Oct 09, 2015
While I agree that N20 million is a lot of money, basing your calculation on $10 per hour is not taking into consideration people with good jobs who earn more.

I work in the Consulting sector and know people who work in Consulting and banking etc in the US who earn 6 figures and those quite senior who earn 7 figures in dollars. it all depends. MBA grads entering consulting start on $145k excluding bonus so will they be impressed with a one off $100k payment? That depends on the individual.

For those who are earning lower level pay or who are business inclined and have good ideas, then you are right N20 million is something to be considered but it doesn't guarantee financial success. That N20 million can be multiplied in a few years or lost in a few years.

It all depends on the opportunities available to you.

Mcteeblack:
Wow, I see somebody has been deceived dat he'll make millions in America within a year. My brother no b so. If u see anyone dat has collected his house within 2 yrs dat he got to America, pls call him n ask wat he does. Just do d calculation urself. U make $10 to 15 per hour. Max of 2500 per month. Ur home take is 1800 after tax. U pay house rent 700/month, light 80, gas 200, , car insurance 130, food 100, car loan 300 to 500 depending on the car. Water bill 50, trash 40, and other personal bills like credit card. So tell me how u wanna build a house in with 2 yrs when u still have to send money to ur people at home
Travel › Re: Water Leakage Inside Nigerian Plane While Raining (Photo/Video) by ttmacoy: 6:41am On Oct 09, 2015
You also need to add t bad habits, attitude and mentality of Nigerians to the list.

all4naija:
That is the most important thing. Why is OP not disclosing the name of the airline?

This is a completely bullsh*t! South Africans will use this to laugh at us again. Nigeria as a society has been reduced to laughing stock by its [i]incompetent institutions, leaders and poor management.
[b][/b] We can't continue like this. This is very annoying and something needs to be done. Smh...[/i]
Travel › Re: Water Leakage Inside Nigerian Plane While Raining (Photo/Video) by ttmacoy: 6:32am On Oct 09, 2015
Hahahahahaha please tell m how does the egg one work? Haven't heard that before lol


menix:
*Its only in Nigeria Plane leaks.
*Its only in. Nigeria u buy Egg only to discover it's content have been used.
* it's only in Nigeria u buy phone only to discover Fufu at home.
It's only in Nigeria refinery begs for crude.
*its only in Nigeria, police comes after a robbery to arrest the robbed.
*Only in Nigeria, a virgin land is billed PHCN bill.

Nigeria I hail..
Family › Re: What Would You Do In This Situation? by ttmacoy: 2:20am On Oct 08, 2015
Serious issue. i think there are already underlying disciplinary issues with the child before this incident. Whilst I do not condone beating and leaving marks and all that, there are ways kids can be disciplined and kept in check.

There is a difference between punishing and disciplining a child, and beating a child out of anger and frustration like she did leaving him with a bleeding nose and black eye. i see it as a situation where she has allowed the boy too wide a boundary so when she refused to watch a movie with him he threw a tantrum and flushed owo rent down the drain. Gbese.

One question i have though, why is she keeping cash at home to pay the landlordhuh?? Why isn't it done via direct debit from her bank to the landlords?

Having said all that, if it happened to me I will put on the tv and radio loud, take the child to the bathroom and run the bath so no one can hear anything then beat nonsense out of him so as Ndukings92 said he go know d different between six and half a dozen lol

Ishilove:
I came across this story online and I was flabbergasted.

Danielle Whipple, a 24 year old single mother was arrested for beating her child who flushed their rent money down the toilet because she (the mum} refused to watch TV.

The woman's neighbours reported to the police because they heard the child crying and heard the sound of smacking. When police arrived at the scene, they found Whipple' child, whose gender and age was not released, with a black eye, a bleeding nose and a red handprint on the face.

Subsequently she was arrested and now faces a charge of felony child abuse.

Now, I am in no way in support of child abuse, but i want to throw it to Nairalanders: How would you react if your child deliberately flushed N162,000 house rent money down the toilet because you refused to watch a movie with him/her?

Note that $720 is about N162,000 in Nigerian currency.
Celebrities › Re: I Know I Will Never See My Country Like This- Paul Okoye by ttmacoy: 5:14pm On Oct 07, 2015
He is not praying for us to surpass US, just have world class cities we as Nigerians can enjoy.

Besides even when we become an industrial country in what regard are you expecting to surpass the US? GDP wise?
Travel › Re: NIGERIANS IN LONDON The Never Told Stories by ttmacoy: 9:31am On Oct 06, 2015
You are right I should have specified that many not all.



justwise:
Not really true, train and bus drivers starting work at 6am can leave that early so as to beat traffic, people who work in London but live outside London leave that early so as to avoid mad London traffic
Travel › Re: NIGERIANS IN LONDON The Never Told Stories by ttmacoy: 9:29am On Oct 06, 2015
I am not looking down on the job tbh just making a point in response to some other post.

Yes you are right there are others like the rail guys etc and I should have said many of.

I believe in dignity in labour and don't care what you do as you are the one who knows what you are working towards


ogaju007:
I don't think it's educational to generalise or speculate. some people have to prep the rail track before people like you wake up and what's wrong with menial jobs? It puts food on the table, supports dreams. I've met a cleaner that now owns his own cleaning company and earns more than an AGM in Nigeria. I've met a security guard that is now a security consultant for an oil company in Scotland. You see, that exactly is the difference... No matter what job you choose to do, there is always a route to progress. Now Tell me what can a cleaner ve in Nigeria?
Travel › Re: NIGERIANS IN LONDON The Never Told Stories by ttmacoy: 9:27am On Oct 06, 2015
Well depending on what they did in Nigeria before the left they may be in the better position doing early morning cleaning e.g. they earn better than most of the so called contract workers in banks in Nigeria.

Also depends on why they are doing it e.g. to stabilise till they get settled etc.

Another thing is many of these people do it to provide a better tomorrow for their children. Yes they may endure the odd jobs but their kids have a lot more opportunities without having to know man.

Lizabeth25:
grin grin

Na still Job sha n yet, they will come for hols in Nigeria and be forming another thing!

Mtcheeeeeew! undecided
Travel › Re: NIGERIANS IN LONDON The Never Told Stories by ttmacoy:
Many of such People heading to work at that time in London are usually those doing odd menial jobs like early morning office cleaning.

You also have those coming from outside London and those who work in jobs which require early status e.g shift workers such as rail and transport workers etc.

I remember my student days when I worked at Gap at Oxford Street 6am-10am which means I left home about 5am and after work headed to lectures.

Lizabeth25:
True! Buh that doesn't mean we have to kill ourselves in other to achieve our aims!


If somebody start heading to work by 4.30am in some parts of Nigeria, (Lagos precisely) we will say he/she is trying to beat Traffic! Buh abroad nkan? The place people are clamoring for!

What's their reason for heading to work by that time huh
European Football (EPL, UEFA, La Liga) › Re: Jurgen Klopp Agrees Three-year Deal To Replace Brendan Rodgers by ttmacoy: 11:15pm On Oct 05, 2015
How can he have signed a contract and still be favorite to succeed Rogers. If he has signed then he has succeeded Rogers hasn't he?

Btw Liverpool haven't appointed him yet. They are still discussing terms especially around who controls transfers so it is wrong to say he has signed or agreed a three year deal.

coded01:
Jurgen Klopp has signed a three-year contract [/b]to succeed Brendan Rodgers as Liverpool manager, according to reports.

The former Borussia Dortmund boss is now favourite to replace Rodgers[b]
after the Northern Irish boss was sacked follwing the side’s 1-1 draw with Everton.

Reds supporters immediately began calling for Klopp to be appointed as their new manager following Rodgers’ sacking.

And Klopp has actually put pen to paper on a deal, according to Bosnian news outlet Pravdabl. Its website, however, is currently down.

Klopp arrives at Liverpool with a glowing reputation and will supposedly bring assistant Zeljko Buvac with him.

Buvac is Bosnian himself and Pravdabl claim that they have been allowed to exclusively break the story.

Pravdabl claim that Buvac gave them permission to break the news.



http://metro.co.uk/2015/10/04/jurgen-klopp-agrees-three-year-deal-to-replace-brendan-rodgers-after-liverpool-v-everton-clash-report-5420421/
Politics › Re: Diezani Alison-madueke Appears In UK Court - BBC Correspondent by ttmacoy: 2:44pm On Oct 05, 2015
She was arrested for money laundering within UK jurisdiction and not for crimes committed in Nigeria.


tobimillar:
This is a shame on Nigeria.. pls lawyers in the house, I dont understand how UK can prosecute diezanni for an offence she committed in Nigeria and against Nigerian Government.

With all the lawyers and judges we have, how come we can't successfully prosecute one just ONE corrupt politician and have him/her return the loot to FG
Travel › Re: Closed by ttmacoy:
Yes you can but you may need to look at lower ranked universities with lower entry requirements.

Another way you can improve your chances is to sit the entry exams like GRE and TOEFL and get good grades.

Re scholarship, it will be hard getting a scholarship with a low grade. You can find lots more information on the link Zee gave you.
Travel › Re: Arrival Visa Or Stamp On Virgin USA Passport In Nigeria by ttmacoy: 12:33am On Oct 05, 2015
I think they were just being difficult to extort money from her.


tpiander:
perhaps the official was inexperienced or the rules have been changed.



Did the names on both passports match, or was a letter required from the father stating his permission for the daughter to travel with you?
Politics › Re: Kogi Guber: Audu Will Return The N11bn He Stole If Elected - APC Chairman by ttmacoy:
.
Christianity Etc › Re: Pope US Visit Proves Nigerian Pastors Wrong!!! by ttmacoy:
I think TrajansKong was being sarcastic. A least I hope so.


naijadeyhia:
Ignorance!! I will not dignify you with a response other than that. When blind people blindly lead other blind people then a generation of blind people pit bound is the result.
Christianity Etc › Re: Pope US Visit Proves Nigerian Pastors Wrong!!! by ttmacoy:
The difference is those do not belong to the Pope but to the church while for Nigerian pastors the wealth belongs to the Pastor and is usually passed to their children.

Some of the best schools in the UK are run by the Catholic Church and you know what, they are free.


Weah96:
Have you seen where the pope calls HOME? It's a sovereign state. LOL The sale of one of his paintings alone could convince Oyedepo to become his house boy. Or even Creflo Money, abi, Dollar.

Don't compare the pope's annual earnings with these multi millionaires please. That's disrespectful to the hard work put in by the Vatican over the centuries.
Crime › Re: PHOTO: Nigerian Man Brings Out Manhood On London Train, Releases Sperm On Passen by ttmacoy: 10:34pm On Oct 03, 2015
You are right. There was a story recently on nairaland where a woman was sexually assaulted in a bus and when she raised alarm she was told to go and pray about it.

See what religion has caused in Africa.


DrGroove:
If it were in Nigeria,the woman would have been blamed for seducing him.
Education › Re: Only A Genius Can Interpret This (photo) by ttmacoy: 4:36pm On Oct 01, 2015
Can't remember exactly how many days but it has to do with how long it takes Venus to rotate around its axis which is the day compared to how long it takes to go round the sun which is the year.


mohemos:
This is not an error, it is correct.
Foreign Affairs › Re: Russia Begins Air Strikes In Syria Against ISIS by ttmacoy: 1:18pm On Oct 01, 2015
That is if Russian jets are really bombing ISIS and not Assad opponents. Putin always has his hidden agenda with everything he does.




Zoharariel:
My advice to ISIS is very simple.

“Take cover, the Russians are coming.” grin

As for all the Muslims in the UK, Nigeria & Ghana that are sneaking into Syria to fight alongside the ISIS against Bashar Al-Assad;

Godspeed! grin
Education › Re: Nigerian Student, Tobi Olasunkanmi Tops UK Varsity by ttmacoy: 12:08pm On Sep 30, 2015
He already has a job with one of the top law firms in the UK.

If he focuses on corporate law which is very rewarding he can always come to Nigerian for man roles unless he wants to be a criminal lawyer which I doubt as the law firm he joined is more a corporate law firm.

amaben2020:
That's good, you still need to come here and start learning Naija law afresh, Law is one of those courses you don't wanna do outside our shores
Travel › Re: If You Can Recognise These Faces Then You're Pretty Smart by ttmacoy: 1:27am On Sep 30, 2015
1. Lee Myung-bak former President of South Korea
2. Yoshihiko Noda former Prime Minister of Japan
3. Hu Jintao former President of China

What's my prize? smiley

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