₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,325,372 members, 8,421,600 topics. Date: Saturday, 06 June 2026 at 05:30 PM

Toggle theme

Vision101's Posts

Nairaland ForumVision101's ProfileVision101's Posts

1 2 3 4 5 6 7 8 ... 77 78 79 80 81 82 83 84 85 (of 145 pages)

PoliticsRe: Obasanjo Has No Moral Right To Criticize Mahmud Or Call For His Sack - Group by Vision101(m): 11:29pm On Nov 18, 2024
wizelink:
Na only for Naija Person no fit change and become beta person.
Na only for Naija people go always judge you with your past life activities even when you don make amends.
Na only for Naija small mistake don over run all the rights you don do before.
Na wetin OBJ talk wey no be true. Him don live em good life na we go sN
uffer the bad governance no be him type.
CrimeRe: Abia Police Confirm Attack On National Assembly Member, Ginger Onwusibe's Convoy by Vision101(m): 10:51pm On Nov 18, 2024
LegendHero:
Omo the South East is now hotter than the North East.

It now seem as if FG is purposely overlooking this and not deploying a force to restore order like they are doing against bandits in the North.

Is it until 20 people dey fall per day before FG intervene?
If they do they will call them names. There will be propaganda that the FG has sent troops to destroy the East.
SportsRe: Nigeria Vs Rwanda: AFCON 2025 Qualifier (1 - 2) On 18th November 2024 by Vision101(m): 8:24pm On Nov 18, 2024
hoeminique:
Men have failed us again
How about women?
TravelRe: Nigerian Man Makes It After Leaving Nigeria In 2021 (Before & After Photos) by Vision101(m): 9:06pm On Nov 16, 2024
Blazetrailer:
If that is the area of your study and that is what they taught you, go and seek for a refund immediately or maybe you learnt wrongfully.

Everywhere and over the world, that is the same principle. When homes are foreclosed and sold, the remaining equity is returned to the contributor after deducting outstanding mortgage loan, taxes, selling fees and penalties. The contributor can only lose out if the house lost value and all other deductions I highlighted above exceeded the sales proceeds.
So someone that asked a simple question in relation to a post online rather than give a general overview to enable the person see through a pigeon hole, I should rather dish out all technical details without knowing the person's background?

Maybe when the same person asks me simple question on taxation online I will go ahead and load the person with all the tax laws and practice that I know without knowing the background of the person that I'm speaking to?
RomanceRe: Desperate Nigerian Girls Sell Nudes For Cash by Vision101(m): 7:13pm On Nov 16, 2024
The headline read: Nigerian girls but the write up was about a Nigerian girl? Journalist eeh.
TravelRe: Nigerian Man Makes It After Leaving Nigeria In 2021 (Before & After Photos) by Vision101(m): 6:52pm On Nov 16, 2024
Blazetrailer:
Wrong!!!
So long as he has made a down payment snd paid some contributionss towards his loan, it is jointly owned. Read the Mortgage and Finance act. If house is foreclosed and sold beyond the outstanding mortgage loan, he will be given his share. Read up before misleading people.
Who is misleading who? You are talking about the law applicable in one country and I'm talking about general application of the principles of mortgage because this is my area of study.
CrimeRe: Woman Caught While Trying To Scám The Shop Owner ₦518,000 With A Fake Transfer by Vision101(m): 2:16pm On Nov 16, 2024
pretydiva:
Why shedding crocodile tears? She should be handed over to the police.
Police ke? They will chop double ration and allow her to go.
PoliticsRe: Ondo Election: DSS Caught A Vote Buyer With 2 Bags Of Cash (Video) by Vision101(m): 2:07pm On Nov 16, 2024
BuhariAdvocate:
I just dey laff congratulations to those DSS team operative nothing will happen to that man.
The money na small money na. Two innocent small GMG bags grin grin
TravelRe: Nigerian Man Makes It After Leaving Nigeria In 2021 (Before & After Photos) by Vision101(m): 1:50pm On Nov 16, 2024
Love800:
Tanks so much.
I appreciate.

But wait oh.... That means the mortgagor is an individual and not a bank?
The mortgagor could be an individual, a company or a bank. Primarily the mortgagor is the owner of the property until the mortgage is fully paid. For example a bank can fully pay for the property from the original owner and allow the mortgagee to be paying instalmentally. In this case the bank is the mortgagor.

It's my pleasure and you are welcome.
TravelRe: Nigerian Man Makes It After Leaving Nigeria In 2021 (Before & After Photos) by Vision101(m): 11:52am On Nov 16, 2024
Love800:
How can the house be pledge(use) as collateral, when you are not the full owner?

What's the meaning of the bolded, pls?
The primary qualification in credit of this nature is the person's credit rating and regularity of income. The lender is not primarily focused on reposseion when in default. That's why credit can be taken to buy household items eg electronics which can easily spoil.
TravelRe: Nigerian Man Makes It After Leaving Nigeria In 2021 (Before & After Photos) by Vision101(m): 11:43am On Nov 16, 2024
Love800:
How can the house be pledge(use) as collateral, when you are not the full owner?

What's the meaning of the bolded, pls?
The house is used as a means of comfort so that if there's default in payment the mortgagor can repossess. Remember that the mortgagor paid for the full value directly or indirectly and allowed the mortgagee to pay iinstalmentally.
TravelRe: Nigerian Man Makes It After Leaving Nigeria In 2021 (Before & After Photos) by Vision101(m): 10:08am On Nov 16, 2024
Love800:
Whats the difference between mortgage and credit?
Mortgage - repayment inclusive of interest for a fixed period of life. The house is pledged as collateral. Complete ownership is accomplished when fully paid. Mortgage generally is meant for landed properties.

Credit - an advance or loan to be repaid through regular installments. The repayment period is shorter. The item for which the loan is used is not taken as collateral.
PoliticsRe: How Divine Intervention Prevented Naira From Surging To ₦10,000/$ - Adebayo by Vision101(m): 12:23am On Nov 16, 2024
MsIjeoma:
Abeg let us hear word. So you think because he has a professional degree, it now means he is justified in manipulating ignorant and vulnerable members of the public for his own selfish gain, right?

Can you show us any statistics that proves a direct correlation between prayer and exchange rates? You expect people to sit down and accept the dirty lies told by this old snake oil salesman because of what? Because he has a PhD in applied mathematics? Nawa to you.
He didn't speak to everyone or people like you. He spoke to people that understood spiritual things. God can cause disagreement or war between two nations which will be to the advantage of another person or another nation. The Bible is full of such instances. God answers prayers in diverse ways. You will not understand because you are carnally minded. Have you even heard of spiritual optical illusion?
TravelRe: Nigerian Man Makes It After Leaving Nigeria In 2021 (Before & After Photos) by Vision101(m): 12:13am On Nov 16, 2024
Truths9ja:
Wow he’s enjoying life in uk 🇬🇧
Forget this. Nigerians are too loud. The house is on mortgage, the car is on credit. He will not tell you how many shifts he's working to make up. He might presently be bothered that his papers are about to expire. He might be thinking of the route to use. With his masters degree he might end up accepting sponsorship from a care home. This means that that's what he will do for the next five years.

This means bye bye to a career in engineering for example that he made 2.1 plus masters degree. If he decides to avoid using this route he might have to go for a PhD. This means that he has to face payment of tuition for another three years and back to 20 hours per week menial job for the duration of his studies. UK PhD is not beans particularly in stem. Many start but don't finish.

I'm not saying that there are no advantages after all the family invested life time savings. There should therefore be returns. But it not the way some of them come online to paint it.
CrimeRe: Gunmen Kidnap Labour Party Chieftain In Umuahia (Photo) by Vision101(m): 11:26pm On Nov 15, 2024
osuofia2:
Security under Ikpeazu is better than the Elupee governor
Very true.
PoliticsRe: How Divine Intervention Prevented Naira From Surging To ₦10,000/$ - Adebayo by Vision101(m):
[

That a glorified Pulpit P.imp like Adeboye supposedly has a PHD is a shame Nigeria's educational system.[/quote]Last Reply... Last Reply...... Last Reply
Oh you didn't know that he has a PhD? FYI he got it at a youthful age. You thought that he was one drop out that came to survive through the church? You are wrong.

His answering the call was a great show of humility. PhD holder in science and senior lecturer in one of Nigerian's premier universities coming down to be an interpreter to an illiterate who was the leader of one unknown church. I'm not talking of these days when there are no jobs. I'm talking of the days when a mere G4 or division 3 instantly gets a decent job.

You call him glorified pulpit love-vendor? FYI he's the GO of a church that is in more than 120 countries in the world. He has some of the best brains as pastors under him including a former vice president of this nation who is a professor of law of evidence.

Now look at yourself in the mirror and answer wether you have any locus to rant what you are ranting. Agreed faceless forums grants even those that can't write a correct sentence the opportunity to tell the great Wole Soyinka that he doesn't understand English but we must know our limits.

The best way to know a person that is well trained is what he does when no one sees him. Bye.
PoliticsRe: NNPCL Denies Stopping Fuel Imports by Vision101(m): 9:32pm On Nov 15, 2024
They are no longer telling us when their refineries will start producing.
PoliticsRe: Niger Republic Repatriated 148 Nigerians, Including Infants by Vision101(m): 9:01pm On Nov 15, 2024
blackmantis:
But people from as far away as Mali just stroll into Nigeria.
Nigeria is no man's land.
PoliticsRe: Niger Republic Repatriated 148 Nigerians, Including Infants by Vision101(m): 9:00pm On Nov 15, 2024
MrEverest:
When a wretched country like Niger republic starts deporting Nigerians, just know that it's finished. I won’t be surprised if Burundi and South Sudan also begins to deport Nigerians.

What an abomimable disgrace. It will never be well with Buhari and Tinubu, two foolish old men that detroyed Nigeria. A country that was once referred as giant of Africa.
Stop cursing and cursing all the time. Majority of the malams you see in southern Nigeria are from Niger and Chad. A lot of them are in the northern part. If we start now it will another Ghana-must-go case. Their northern brothers will even kick against it.
PoliticsRe: How Divine Intervention Prevented Naira From Surging To ₦10,000/$ - Adebayo by Vision101(m): 7:53pm On Nov 15, 2024
plaetton:
Indeed.
I see Adeboye as the greatest criminal and most wicked person that Nigeria has produced.
Has he ever held your public office? Has he ever stolen from you? You are not even a member of his church. Have you made donation to his church? You are online insulting someone that you are not worth his toenails. Hide under the cover of a faceless forum and be ranting. If adeboye is not a pastor you wouldn't have been anything near him. PhD in applied mathematics when you were not born. Mtchee
PoliticsRe: How Divine Intervention Prevented Naira From Surging To ₦10,000/$ - Adebayo by Vision101(m): 7:42pm On Nov 15, 2024
emmancipated:
It would be such a shame if this man truly said this.
These are some of the reasons some people are seeing religion as scam.
I mean, how better have we faired with all of the religions that we have.
Would we have been better without it?
RomanceRe: You Don’t Need Money To Have A Girlfriend In Equatorial Guinea: Man Shares (vid) by Vision101(m): 12:03am On Nov 15, 2024
floss:
Seems E. Guinea is going to have large numbers of tourists this coming months… how’s their economy?
Anything better than Nigeria is a huge plus and should be considered
There's nothing better there.....na nack you dey chase go tongue
RomanceRe: You Don’t Need Money To Have A Girlfriend In Equatorial Guinea: Man Shares (vid) by Vision101(m): 12:03am On Nov 15, 2024
floss:
Seems E. Guinea is going to have large numbers of tourists this coming months… how’s their economy?
Anything better than Nigeria is a huge plus and should be considered
There's nothing better there.....na nack you dey chase go embarassed
PoliticsRe: What You Need To Know About CNG In Your Hybrid Or Full CNG Vehicle - Otega Ogra by Vision101(m): 10:35pm On Nov 14, 2024
Tayorshd87:
My idea too although they are providing solution but should have been before removing the so called subsidy of a thing
If subsidy was not removed Nigerians will never look the way of CNG.
PoliticsRe: Lagos-calabar Road: Foreign Nationals, Nigerians Abroad Seek Tinubu’s Interventi by Vision101(m): 9:59pm On Nov 14, 2024
Ngwamankillyou2:
This criminal building road to nowhere is violating people's property because he was awarded rigged election.

2027 you will collect.
Road to nowhere? Have you not read how Nigerians in diaspora and expatriates have seen far and embraced the beauty of this project
EducationRe: 105,844 Students From 98 Institutions Benefiting From FG's Student Loan Program by Vision101(m): 8:29pm On Nov 13, 2024
Pickmycall:
They will not secure the kind of job they studied in the university that can repay the loan they took.
Is it compulsory that you must work in the area that you studied? Those days are gone.
RomanceRe: What's The Equivalent Of "Bottom Power" For Men? by Vision101(m): 1:16am On Nov 13, 2024
Pocket power
TV/MoviesRe: Multichoice Nigeria Loses 243,000 Dstv, Gotv, Subscribers In Six Months by Vision101(m): 10:25pm On Nov 12, 2024
I only do free-to-air. E dey Aba. No subscription at all. Plenty Ghanaian stations.
EducationRe: 105,844 Students From 98 Institutions Benefiting From FG's Student Loan Program by Vision101(m): 10:18pm On Nov 12, 2024
Pickmycall:
Which mentality?You are giving people loan when they will be unemployed after graduation.How will they repay back?
Will they be unemployed all their lives?
EducationRe: 105,844 Students From 98 Institutions Benefiting From FG's Student Loan Program by Vision101(m): 10:16pm On Nov 12, 2024
Pickmycall:
Which mentality?You are giving people loan when they will be unemployed after graduation.How will they repay back?
Will they be unemployed all their lives?
CareerRe: Lady Reveals How She's Earning 40k Per Hour With An Overnight Job (Photos) by Vision101(m): 9:16pm On Nov 12, 2024
nifemi25:
That means she earn more than 36k in just an hour... Imagine how much she makes working from 6pm to 7 am in Nigeria currency....

This is more reason every one want to japa ....
You talked about income but you have not talked about expenditure. Rent in the UK for two bedroom apartment is about £800 per month. How much is this in Nigeria?
EducationRe: 105,844 Students From 98 Institutions Benefiting From FG's Student Loan Program by Vision101(m): 9:07pm On Nov 12, 2024
Pickmycall:
Is this supposed to be an achievement?It is a loan from public funds not gift
Can you see the mentality of an average Nigerian. Because it's public fund then it should be gift. All over the world students in need take loans to fund their education and repay after graduation.

The old Nigerian mind is filled with free this, free that. Subsidy this and subsidy that.

1 2 3 4 5 6 7 8 ... 77 78 79 80 81 82 83 84 85 (of 145 pages)