dolarland: I was about travelling. went to atm slot in my card next thing it got seized

bbello28: I wan withdraw... Dem debit me... Money no gree Come out

penny01502: tell me something, what are they using?

Jarus: A couple, but the one I won't forget in a hurry happened in 2009 or so.

I was traveling to Minna, Niger state, to take flight to Abuja and then bus to Minna from Abuja. I don't like holding cash, so I didn't withdraw more than what I needed to buy my ticket at MMIA. After paying for my ticket, I had like N3000 or so left in my pocket. I took airport taxi to the motor park for N3000 (the taxi man said N3500) but I was able to have him collect 3k which was all I had left on me.

I got to Utako park and I was told the fare for Abuja-Minna bus was 1k. I went to the nearest ATM, Zenith Bank, to withdraw the money needed to continue the journey only to be told by ATM: you financial institution is not available. I tried another bank within the area, a UBA, same story. It wasn't funny. I kept trying like 10 times, shuttling between the two ATM machines. 30 minutes, 1 hour, 2 hours same story.

Annoyed, I called my friends that worked in GTB Head Office, cursing GTB, barking on top of my voice over the phone as if my friend was the owner of GTB, telling him to speak to their IT people that they had put me in mess in far away Abuja. I knew a couple of people in Abuja, but I didn't even have money to visit them and I had exhausted my phone credit shouting to my friends that worked in GTB. More so, since I was just passing through Abuja, I was hesitant to reach out to any friend or family in Abuja, especially as I was having hope that the ATM would work in 10, 15 minutes.


My friend in GTB apologised on behalf of the bank, told me his IT people told him it was a general issue and they're working on it even on that Saturday afternoon.

I waited. Still no show.

I had to borrow 1k from the bank's security guy who saw me sweating on that hot afternoon, to continue the journey.

I asked for the guy's number, thanked him and headed back to the park. He didn't give me his number (or maybe he said he didn't have..cant remember) but he told me anytime I came back, I should just ask of Chris.

I reached Minna 2 hours later...and the first ATM I used worked. I vex withdraw almost all the withdrawable limit for a day. 100k or so then.

On my way back the next day, I was late and rushed straight to the airport as I was almost missing my flight. And the bank was far from the airport side.

I returned the guy's money when next I traveled to Abuja, like 2 months later. Didn't meet him as he was not on duty that day, met his colleague who said he was aware of my incident. I dropped the money and my number for onward delivery to Chris the next day when he came to work.

He called me to say he got the money. I was full of thanks to such person, who didn't know me, and offered to give me 1k. For a person - security guy - whose salary may be just 20k (2009). That's 5% of his salary. Good people still exist in Nigeria.

udysweet: Mine has happened severally but der was always a reversal.However one happened in 2008 I can't forget.I came to Lagos from school to buy stuff to go back to sell.It was a Saturday,I had gotten to idumota to buy jewelry,I had just 200naira on me.I now bought this spray gun for insecticide for the 200naira with the mind that I'll have money when I witdraw to buy stuff.But something happened,I just saw myself calling back the person who sold the spray gun and collected my money that I don't want to buy again. The guy abused me sef but I just quiet. As I got to the ATM and punched in 20k,the thing counted and then ddnt come out,dey debitted me! I could not see who to complain to cos it was a saturday. Minde you I used an Intercontinental bank then but I used Spring bank ATM along dat idumagbo road. I now casted bak my mind to when I returned that spray gun cos infact that was the money I used to transport myself back home,lmao!!! Else I would have been stranded! If una see the kain vex I take go meet the branch manager that day o for inside dat same lagos island,cos I was supposed to travel on sunday. They still could not reverse it,na the bank mgr borrow me the 20k(I swear!) come say make I sign form say mak dem debit me when d money is reversed. Yeye man,na eye e dey eye me naim mak am giv me d money o,yeye fat goat! Me I just took the money and left jo. Was after 2days it reversed,shaparly anoda debit alert don enter,the man no even waste time colet him money back sha,I tink say e go dash me,looool!

FLYGERIAN91: o boy..... Somebody in that bank i am certain of got TOTALLY fired the next day ..... Damn.... When will i ever get this lucky eh

Silkmoth33: I swear!

youmour: It seems firstbank and fcmb ATMs are more prone to this problems,I use ecobank n I have neva gotten my card seized

Swagalord18: In secondary school
After using my last 50 card to enter bus to the bank
Had to trek the whole distance back.

okirewaju: Yes

Let's just say I have been lucky with ATM machines

Damiruth: I was too broke dat I no get bike money to the bank but hoping to withdraw and pay for bike.. But all the the ATMs around where I carry bike go no dispence, after going to 4 banks I just started crying... Tnk God d bike man was very nice and told me to leave the money.. I trek bak om ni dat sunday...

Damiruth: I was too broke dat I no get bike money to the bank but hoping to withdraw and pay for bike.. But all the the ATMs around where I carry bike go no dispence, after going to 4 banks I just started crying... Tnk God d bike man was very nice and told me to leave the money.. I trek bak om ni dat sunday...

chibwike: Yeah, though happened to my friend. He wanted th withdraw money from an atm machine. On slotting his card, and doing the neccesary things, he immediately got a debit alert on his phone, ''but we no see the money''. Oboy, the guy ran mad,coz the money was huge. He had to go into the bank to complain, but they said he took the money, after all investigatoins, they now realised dat he never did that. They told us to go home, that they'd working on it. That was how we went home dissapointed and scared that we might not get the money again. Well after a week or so, they rectified the issue and we got the money. Buh that was one hell of an experience.