blink182: The fact Visa card can receive money makes it far better.

smsmoney: Those who have africard.Have u used it for facebook and adwords?If yes,what did u use as the billing address and is it d card with a name or card without a name that u used?

ONLINEbizDON4U:


which of the visa card are you reffering to?

That of GTB or...............

blink182: I am referring to the card being discussed here, please read the thread from the beginning if you have the time.

sweet-pawn:
Ah! Just got my UBA AfriCard now.

Took me 2 days!



No. It's easy to get!
It's like buying a sim card and loading it with money. When you make calls, its the money from your sim card that is charged not your bank account. So if the money on your sim is finished, you will just reload!

So you first apply for the card.

You will be given a form to fill.

You will be asked for you passport photograph(1 copy), Nepa bill and Driver's License etc)

Select which card you want(instant card-i.e no name, you get it faster or personalized card-You name will be on it like your ATM card)

Then you will be asked to pay money (You can pay any amount I assume. I tested the bank officer by saying 1000 and she said :why not make it 2000? So I paid 2000 - You could pay less than that if you insist, especially if you want to test the card for the first time.)

When you are given the card(Mine took 2 days-I applied yesterday and got it today- and I live very far away from Lagos and Abuja so if you live there, I am guessing that the quality of service will be faster?) you will be told to change the pin, like your ATM. There is also a web pin for internet based POS that require it.

There is a number that you will be shown. This number is used as the account number of the card. So you can deposit money into any UBA branch with that account number and it will be funded to your card.

You can also withdraw money from it like your normal ATM, but the money will be the one you loaded into the card.


Will start to use it and give feedback on its performance. . .

blink182: Please what is the essence of having the card without my name on it apart from fast delivery. How will it be identified as mine online?

Kpimp: The uba branch at ogunlana drive at surulere is giving me wahala.imagine i filled the africard form on thursday(17th) and i was told to come back on wednesday(23rd),but i went on thursday just to give dem more time.but i met anoda lady not the one dat attended to me before,she showed me some africard for other people which the date was last year november.she told me maybe my card is not ready and she will ask the lady that i met on the firstday i filled the form.today i went there and i met the lady i met the firstday,she directed me to go upstairs for the card.i met a lady telling me i need to open a uba account to get the africard.i was dissappointed cos of the time wasted.anybody wit any idea where i can open in lagos that is near to surulere.cos me don tire 4 there wahala.

Kpimp: The uba branch at ogunlana drive at surulere is giving me wahala.imagine i filled the africard form on thursday(17th) and i was told to come back on wednesday(23rd),but i went on thursday just to give dem more time.but i met anoda lady not the one dat attended to me before,she showed me some africard for other people which the date was last year november.she told me maybe my card is not ready and she will ask the lady that i met on the firstday i filled the form.today i went there and i met the lady i met the firstday,she directed me to go upstairs for the card.i met a lady telling me i need to open a uba account to get the africard.i was dissappointed cos of the time wasted.anybody wit any idea where i can open in lagos that is near to surulere.cos me don tire 4 there wahala.

danielng:

PERSONALIZED means that you have have your names on the ATM card while NON-PERSONALIZED means you won't have your names on it. You will be required to come back for personalized card because they can't make your name from that branch same day.

There is no maximum amount you can hold in it, you can withdraw/make purchase with all your money

You can't transfer to other accounts. Transfers are only allowed between same cards. Same set limits with other ATM cards is applicable to it.

Sure you can fund online casinos with it.

blink182: I sent an inquiry mail to UBA, till now I have no response. Please help me with answers

What is the difference between personalized and non personalized card

What is the maximum amount I can hold in a card

If I need to convert money to cash, can I transfer to my bank account or are there other means, I am referring to amounts above ATM limit or can I withdraw N500k from their machine

Finally, can I use the card to fund online casinos

Thanks

yamakuza:



if you log on to the web interface, there is an option to transfer funds to other UBA accounts.

Try it and give us feedback.

However, you cant transfer to, or receive from non-UBA accounts.

arbitrage: I did not want all these delays of them sending the card from head office to branches in days. That was the reason I went straight to their head office in Marina and the anonymous (non-personalized) cards were available. Since I filled the application form requesting personalized card, they immediately put the card into the machine and my names and expiry info were embossed immediately. They entered it into the system and it was active. I was just asked to go the ATM machine side and slot in the card, change the default pin that came with it. I then took like 1 or 2k and paid into the card account. As the teller was entering the payment at the counter, the alert was entering my phone. Every thing was completed under 30 minutes. No need to go to one local or far away branch where you will be waiting for days or weeks to receive ordinary non-personalized option of the Africard that supposed to even be available in all their branches. Nor will I need to meet a branch that does not have the right info for questions you may ask about the card.

blink182: Please what is the essence of having the card without my name on it apart from fast delivery. How will it be identified as mine online?

chemashie: @ naira4ever, how can an inexperience trader make money on forextime? I would appreciate ur response. Thanx.

rhema4u:
It will be identified when you fill the first form which on the form where you are given for the card, u will c a space for the name which you want to appear on card. Inthat column, put in the name the Visa Card company will use. It will be registered online that u use that name but offline it won't be there.
Think av clarified dat for u brother

danielng:


UBA Africa card is not an account with the bank. The bank is an agent to GTP (card issuer) and so the card can not transfer funds into other UBA (and other banks) accounts.
The card it programmed to absorb only 750,000 quarterly (1million annually). So it has it limits too.

Personalized and non - personalized can performs same function.
Hope you are cleared.

blink182: Thank you very much. A very vivid answer. I guess I'll be sticking with the unpersonalized one.

smashall20: I bought an app yesterday in apple's itunes store with the africard, couldn't believe my eyes, got my apple ID quite easy, I had struggled with getting one in the past, but I think its much easier now since Nigeria was added. App was $0.99 and the rate N160, was charged N5 extra. Thumbs up for UBA.