SSpeter:
let me enlighten you a little, in 1990, Jim Ovia incorporated Zenith bank and started it with 20million naira while Shina peters in that same year acquired properties worth over that amount. They both ventured into business....where is Shina peters houses and how have the buildings appreciated? Zenith bank is the most profitable financial institution in Nigeria today and until the world ends, Shina peters will never be able to lace the shoes of Jim financially

You don't draw your conclusions from just one person you don't know his inner details. please leave motivational speaker.

am an economist and we are thought houses are fixed assets.

do you know how many business has collapse?
for an example. there is this uncle of mine who trades and import from China. he import over 5 containers from china at a goal. he was big.

Do you know what? he failed to buy properties and only had few shops about 3 in the plaza .
there was a time someone travelling brought landed property that is located in the heart of the city to buy at a give away price... few million... either 2 million or thereabout and the house has a foundation of a storey building. but he refused. that he can buy n build any time he likes . this was in the early 19190s when money has value.

today where is the business? all gone. Obasanjo came and blocked everything and importing became expensive and little gain was earned and there was a point they sized his goods n released them but when released... the seasons for the product had passed. he auctioned.

right now he is struggling to pay for his rent in Lagos, he told me that his total debt owned to home by his customers from East, West are running into 60 million naira. this debt are not what collapsed him because then it was a chicken change.


now his children are all blaming him for not investing in a building that could help the family.



House is not only an asset but a security. do you know how many houses the Jim you mentioned about had in the 19190s before venturing into banks?

successful business men I have seen in the East started acquisition of properties... name it... land, shops in plazas, filling stations, hostels building n buying of shops n plaza etc... they banked their money there knowing that a rainy day is coming.


if you own a 3 storey building now with which 60 million you can build it can yield you over 4,000,000 per year which is over 6.5% plus and thus business never dies and it remains for over 100 years because a house according to my engineer should last nothing less than 100 years.

Sirmuel1:
450k is huge, especially in this country.

My advice is for you to learn how to save.

Cut down your expenses, don’t spend recklessly, don’t compete with co-workers and don’t try to impress anybody (including women).

Rent an affordable apartment, start up a business.

(Don’t start building any house immediately, because it’s a liability). It will only tie your wealth in one spot.

Imagine building a house with 30-50m in Lagos, only to get at least 2m yearly as a rent. How long will it take to get back the capital

A House is a long term investment + retirement plan.

Start a business first!

hmmm why say a house is a liability?
Where are you guys learning this from? which investment analyst gave you that advice? is he certified or just a tout?

a house is an asset , which can give you future economic benefit.

and most people I have seen in my first place I built in South East state are either keke drivers or there about. and they slowly built this house over years.. standard houses.


The benefits of owning a house is enormous.

the first house I built. I only had 200k cash at hand and few blocks. that's how I started n with time in 3 years it was completed. it's one of the best decisions I have taken because it gave me a huge leap.


since he said skills then I suggest learning python, sql, machine learning etc this are great n in 2 years he will be a pro

VisaInfoNL:

Nawao
I feel like he should have waited to finish the UK studies.

Thanks for your input bro.

yes bro.
those swt western countries ( US, Canada, Germany, Australia, UK) it's not easy only now that UK open their border.

That's why u see people selling their houses, properties, lands at give away price just to raise money to enter before they close the gate again.

Naija na prison

VisaInfoNL:


You seem to be very knowledgeable in this.

But people still enter the USA or Canada via student route steady naa.


Or you think it's easier to go and study in the UK, then move to Canada or USA afterwards?

like I said its expensive that's why less Nigerians go through that rout.

As at 2022 those with 3m entered UK.

You can try US then let us know.

There is someone that used uk to enter US.

he paid his 15k fees then get to UK, reapply to US, get US then leave his fees of 15k to resume school in US


That's how hard it is

[quote author=VisaInfoNL post=124264496][/quote]

Canada then USA.

But for easy entry UK first then from there to any of this countries... easy.
chances is 80-90%

but from Nigeria to any is slim even meeting their visa requirement.

VisaInfoNL:


Thanks

Don't UK offer scholarships like many US and Canadian schools?

they offer scholarships but most comes in % that's tuition fee discount
my school offer like 2500.

The scholarship u get depends on ur grade. if u get higher grade like first class and high end 2:1 u are likely to get higher % from most schools. I have seen someone with 50%.

MissOpe:
You sacked someone, another hired the someone.
Why are you panicking when another recruited the someone you sacked?..

Do you own their lives?
What happens to freedom of choice and movement.

Elon musk just dey play ooo, u hear.....

if its Facebook that is being copied I am sure by now twitter will be held by its boll.

Facebook that is known to harrass anyone that has a functionality or design of their site. there is a guy here on nairaland whose site was sued for stealing their design and was ask to close down his site.

they are fast to locate any site that has close name to Facebook and will use any means to close that site.


but am surprised how they now copied features of Snapchat, TikTok etc into Facebook and it doesn't matter.

that thread of a thing is a copied twitter and its wrong. Facebook will not take that shit.

have you seen any websites that look like Facebook that is popular right now? why because they will go after u

VisaInfoNL:


Are you serious about 10k pounds schools?
And 2k deposit?

.

I made an illustration.

and yes there is a 10k pounds school right now but their deposit is 5400.
there are few 13k right now their deposit is 6000..

most of these schools deposit were only increased this year due to the inability of students to pay their fees on time and also the influx of students....

like my school last year it was 2k deposit but this year it is 4k.

Nahunger:


You want to leave Nigeria and you didn't see better places to go you chose UK and I bet your second choice was USA, a place you will constantly suffer discrimination etc, what happened to china, Japan, Canada or Australia with better opportunities, long throat carry you go UK, if e too hard come back home and enjoy with us since you think life is better here compared to UK.

remove China off the list..

The rest countries u mentioned are great but before they give u visa be ready to have 60,000$ at your disposal. that is if u are going as a student on MSc. that's 45 million naira.

But UK on the other side cheaper school as low as 10,000 pounds with u paying just as low as 2k pounds and a proof of funds setting in ur account for just 28 days less than a month.

Australia for example requires 3 to 6 months pof

post=124227389:
God Almighty Help Him Out

Please help us post it on your blog.

Please

available

Distress sale*

📌1 plot of land fenced @Naze. a 5 minute drive from Poly Nekede junction, owerri,
well developed and buildings are around where students, civil servant leaves.
📌Price: 7million naira (slightly negotiable)

📌Landmark:

✓5mins drive from Nekede poly junction
✓8 Mins drive from Wetheral Road
✓8 Mins drive from building & Timber market Naze

wrongman665:
See wahala abeg.

Pro max oh

Dreal1247:
Leave the man alone. Are they in a hurry to bury a person whose death has not been truly confirmed?

he lost his mom and his dad is late.
his kinsmen are assuming he is dead for over 20 years now and no words from him. since all available means to get In touch with him over the death of his mother prove abortive

now you removed we are okay but removing subsidy on naira at the same time is cruciferous.

Hi tallest, here is his full name - OZOAGU FESTUS CHUKWUKOHA, A.K.A KOI, or 30 nwokom. From Awha-ndiagu in Ezeagu LGA, Enugu State.

Numbers to contact include =Fidelis 08024929377, Emeka 08087466880, Asika 07088788484

Mr OZOAGU FESTUS CHUKWUKOHA left home in the 1980s but later returned home after many years. He returned home and his kinsmen asked him not to travel again but he later left without any ones knowledge and ever since then he hasn't been found or seen.
there is no way to communicate with him because his mother is now dead and buried but no information concerning him as he neither showed up.

There is a speculation that maybe he is dead and the kinsmen are trying to use every means to send out message before they buried him in absentia.





cc: seun
please help

Preciousppearl:
at ikoyi, we were asked to bring our local government of origin info,got that at our
statehouse.I also swore affidavit for some other information at the court. Presented the documents before the wedding proper, Wasn't asked to pay for extra celebration but I tipped few officials.

OK thanks.

Preciousppearl:
documents, affidavit,registryfee pictures and some other fees,a little over 100k for both of us. Cant remember exact fee for the documents tho.

I just came back from the local government they said biscuit n drinks, 20,000, passport 2 copies, . witnesses.


if I don't want to celebrate it then 15k, drinks, biscuits or 5k.


is this particular one different from that of ikoyi stuff?

this people. they will never respond to this. including them and their aids. this is very important as they want to be sworn in.


but just say" obi this or that" you will see them responding left and right

Preciousppearl:
do u mean cost of attire or cost of the registry?

registry

Preciousppearl:
by everything, you mean?

yes dear

Preciousppearl:
I wore traditional attire for mine.

How much is did everything cost u

Barristter07:


Do people go to hell with their tongues ?

Matthew 5:30 Read your Bible. jesus said u should even cut that ur tongue if it will prevent u from making heaven. its better u go to heaven with out tongue than enter hell with it

dyera:


There is no everlasting fire, no amount of sinful lives a person can live would make them deserve to burn in everlasting fire. Use your common sense. If you are not a psycho, you will simply kill the evil people, instead of tormenting them forever.

atheist am not talking to u... face what u believe am talking as a believer of the bible.

Kobojunkie:
1. First, the story is a parable and not meant to be literally interpreted. Second, the answer to why the rich man character in the story would end up in the Old Law Hell is found in Ezekiel 18 vs 1 - 32 & Ezekiel 33 vs 10 - 20. Third, in consonance with scripture, Hell for those of Old condemned to die is perishing in the grave --- they cease to exist when they die - Deuteronomy 30 vs 15 - 20 & Genesis 3 vs 19 - 22.

2. What evidence do you have that proves to you that you are in fact born-again in keeping with the Gospel teachings of Jesus Christ? Do you have the evidence that Jesus Christ proclaimed all who are born-again will have in John 3 vs 1 - 21, or are you of the mind that the process is whole of mental assent?

jehova witness I sight u

the bible says.... there was a certain rich man.... "there was " this shows that it actually happened.
and this shows that there is life after death.

Revelation 20:14 also talk about a time where some certain individual will be cast into an everlasting fire

Isaiah 33:14 also talk about an everlasting fire where sinners will be cast into.

Revelation 21:8 we read: "[A]s for the cowardly, the faithless, the polluted, the murderers, the fornicators, the sorcerers, the idolaters, and all liars, their place will be in the lake that burns with fire and sulfur, which is the second death." _{this means that being cast into hell is referred to as death} in response to Ezekiel 18 vs 1 - 32 u pointed out

Read King James version not a water down translation

since the kerosene governor lost out with his pdp ... aba has been a refuse dump.... asapa has refused to park dirty from th City.

am sure they have not been paid that's why

structure of rigging

this is the structure they keep saying.


you don't have structure, you don't have structure

tishbite42:
Even that one is still football age

the tinubu seen following abacha in one pix like that is like 55 or so age and that pix was taken either 1996 or 997.

tinubu is either 80 or 81 years

fmc umuhia is far better than fmc owerri. easy to see a specialist on same day on like owerri where u have to wait for one month plus before u can be attended to

a man of 81 years plus claiming 71 years. and his daughter is celebrating 60+ that means he gave birth to her when he was 10

at his age he cannot do much even if he has the desire to which I know he doesn't.


Nigerians are voting based on tribes and religion rather than competence and ability to do the job