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Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. - Family (10) - Nairaland

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Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by SweetCunt97(f): 6:09pm On May 31, 2020
Focusingmore:


No , its just the way it is. Maybe he lives in an expensive city.

It depends, i have a friend who makes 5k in London and saves only 900.

Hire purchase and rent alone don finish am.
That one loud o
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by cococandy(f): 6:10pm On May 31, 2020
Love when people speak from a place of knowing what’s ACTUALLY going on.
Not internet beer parlor gist. kiss kiss
Amalekki:

I will go with around 60-70k (Some of the money withheld still belong to you - and many will still get tax refunds during the tax season - 3k, 5k, 12k etc depending on different factors)

So we have too many variables:
- Federal tax: Depends on several variables
- State tax: Some states don't have state tax on paycheck e.g. Texas among several others
- Retirement plan (401k etc): Some people invest up more than 10% of their paycheck on this and lots of companies will match this or a percentage of the contribution. (Remember, this is savings - for those who think Americans don't save, a chunk have savings but not in their savings account)
- Health Insurance: A fraction of the paycheck depending on if single, married, have kids
- Social Security deductions/Medicare etc: Also another rainy day stuff. Many are unaware that most Americans receive social security checks based on the contributions they made while working. In fact, social security sends you an estimate of what you earn monthly if you retire TODAY. Even if you move back to Nigeria, you get your check.


5 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Nobody: 6:10pm On May 31, 2020
Hathor5:


It reminds me of a friend whose mother would spank him when he was a boy because he would start crying when he saw very poor people. undecided
When some people try to teach their kids compassion, she would try to beat it out of her son for the same reason you have described.
cheesy cheesy
Na compassion we go chop.
It's all about the money o.

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Mcslize: 6:12pm On May 31, 2020
rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

This is an exaggeration. The fear of tax is the beginning of wisdom. Tax invasion is an illegal act.

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Hathor5(f): 6:13pm On May 31, 2020
sassysure:

cheesy cheesy
Na compassion we go chop.
It's all about the money o.


grin grin

If Nigerian politicians had compassion, we would chop more than we can swallow.

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by COOL10(m): 6:13pm On May 31, 2020
foleskay:


You sef hear your self. How would you be sending people back home 5k and you expect them to appreciate. How much is 5k. It would hv been better not to send anything than sending that meagre money all the way from the UK. Cmon.
.

Pest.
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Sweetcho: 6:13pm On May 31, 2020
easyflex:


This can be particularly painful.

I experienced it recently, after shelling (dashing) out $3k to assist in buying a ride for bolt / Uber.
Just a 1 line whatsapp msg saying, thank you I got the alert.
No feedback about the car until about 4 months later when he needed money again.

Believe you me I have many many more examples but I don't want my blood pressure to go up today lol

5 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by salford1: 6:14pm On May 31, 2020
ednut1:
Once abroad resist the urge to post pictures. Find your parents something from time to time. Finish.
You are yet to land to the abroad, and you already know what's up. grin
I do not understand why people turn to Instagram super stars when they land Sha.

8 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by ednut1(m): 6:16pm On May 31, 2020
salford1:

You are yet to land to the abroad, and you already know what's up. grin
i have been abroad before was in the uk for 2 and half years. I had a 9ja neighbor who used to complain about demands from wife and family. He was like I wish i can bring them here let them come wear factory boots hustle inside cold and see. Friends will chat you tire for help, some for address for yahoo shipping hahaha

7 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by foleskay(m): 6:17pm On May 31, 2020
COOL10:
.

Pest.
Insect tongue

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by salford1: 6:19pm On May 31, 2020
Thingsvirtous19:
I can totally relate to point 5. Folks..take care of yourself oh. To buy 5k-10k slipper go dey hard me. But I can give out 20k without blinking. Is that life?

It was one of my sweet anty that I give money that yabbed me. She said to me.. Xyz you can give people money but you are stingy to yourself. She also told me to spent not recklessly but well enough to enjoy my money because people will always demand for it from me.

I am grateful for that pep talk. After I have saved and spent to satisfy myself..I can freely give the remaining without lying or feeling guilty.

I also havE special request from folks that no matter what.. I can suspend my "enjoyment" to satisfy them.

Also if relatives wants to borrow a huge sum of money and I have it to spare but I am afraid that it gonna cause rift when I try to recoup my money. I bring in a third party. Mostly fAKE documents stating that the third party lend the money and I am just a witness. God will help us all.
I tried your last paragraph once. The person is still owing till date, and I have written it off.

This thread is moving fast and hard to catch up with.

2 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by silibaba: 6:20pm On May 31, 2020
expect you involve yourself in illegal biz, you will suffer over there.

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Jokerman(m): 6:20pm On May 31, 2020
Amanee:




Nobody asked you all these, always resist the urge to shalaye

Pained travel agent shocked
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by salford1: 6:21pm On May 31, 2020
lekki1444:
why is it exagerrated that you end up with 40k after tax ?
You will end up with around 62-70k ish.
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by wickyyolo: 6:22pm On May 31, 2020
rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

True . You will just be earning almost 200k dollars per year when you check your account statement you pay 50% of that money to the government.

Be the good thing is the lifestyle. Very good lifestyle
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by COOL10(m): 6:24pm On May 31, 2020
SweetCunt97:
Late 60s
.

I can only imagine his cause of death.
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by johhnnie(m): 6:24pm On May 31, 2020
eazzzy1:
Are you a Nigerian? do you have friends and family in diaspora or home who are doing well for themselves but will ignore your request to send money all the time? before you call them stingy or wicked, here are some of the reasons why rich friends do not give out money;

1. They don't have enough: Enough is subjective, someone can earn as much as $100,000/annum but feel he's not earning enough, some people have these dreams of being wealthy and that salary isn't sufficient to get them there. So you have a friend/relative who works in a big firm abroad, you think he's rich, he thinks he isn't earning enough. Even millionaires have needs too.

2. You are not the only one making financial demands: You think you are his best friend because you went to secondary school together and were seat mate or bunk mates in the hostel so automatically he should be predisposed to meeting your needs, well there are primary school best friends, university best friends, first love, NYSC best friends, Neighbours, uncles, aunties, brothers etc who think their request should be met too. It is impossible to meet all these needs.

3. Making financial demand is never a one time thing: I had this habit of giving money to people who ask for financial favors the first time. I thought since they never asked for such before, they must really be in need. I soon found out that after that first time they run to me whenever they need money again, sometimes they space out the request like two months, some every month etc. I then realize that the $100, $200 i send them is never going to be sufficient, they will always come back for more. So i joined the God will provide gang.

4. Yahoo boys : Not every fraudster hacks into companies accounts, or forge the accountants signature, or even find lonely older women/men to scam. Some yahoo boys have resorted to begging, they send you message of how their dad is dying in the hospital, how their sister got arrested for a crime she didn't commit and they need a lawyer bla bla, they call these lies format and once you send them money they pop champagne and call you client.

5. General realization : One day i was going through my bank statement and i noticed i gave out about $500 monthly to family and friends. The same me who will walk into H & M, see a shirt of $40 and think it's too costly. I either buy it grudgingly or wait till it's on sale to buy. I realized i wasn't taking care of myself enough. Most people will come to this realization at a point in their lives.

This thread isn't limited to just people abroad, it include people who work and earn who are home based too. How do you cope with demands?Diasporans what made you rethink your generousity?

Feel free to add yours.


I almost cried reading this. I made a fatal mistake of giving my contacts out in the first two years.

Please believe this, after about 3 years, I had a cause to send my bank statement to my account officer and she said I could get my statement my the bank app on my phone. I never realized this was possible.

So, out of curiosity, I decided to download my statement for the three years prior. What I found out brought tears to my eyes. I was weak. In three years at that time I discovered I had transferred at 27m ( twenty seven millions) in naira to my account in Naija over that period. And at least 96% of that money given out to friends and families.

No new investment whatsoever.

I also remembered that during thesame period, at the earlier stage, I needed money. So, a cousin helped me to sell my uncompleted (80% completed) student mini- hostel on a 4 plots of land unluckily at that time when $ was 500. Only a fraction of that money got to me here. A lot of hands dipped into the money that he became useless by the time it for here.

I work alot here. Sometimes, 3 straight days observing just an hour long rest from driving ( by the highway or anywhere the need need Forrest met me on the road). There was a time I slept in the car for a month. Before then, I dish washed for two days, did security for another month; having to stand up for 8 hours straight on etc.

Sometimes, going on for days without eating or bathing. All I would do was to enter a McDonald etc early morning to use my inner shirt to wipe my body. Smelling like rat. So haggardly looking and insane. Brushing by the side of the road.

It was really bad. Phone calls from my Naija kept coming with all sorts of demands; friends, families both know and unknown. Worst part, nobody contributed a dime for my travel. I had to sell my plot of land behind my personal house in ibadan to add up money.

It became crazy when I see people I send money to celebrating birthdays online with friends and family. Some take to club floors for celebrations. I also discovered that people I was sending money to in support of their businesses were building their houses without my knowledge. Here I am living in one room apartment. Sharing toilet, bathroom and tiny kitchen compared to what I had in my private residence in Naija.

I didn't know that all those 5k 100k 3k, 200k etc and even airtime top-ups from my boss revolution to Naija phone numbers were grossly adding up.

It's a lesson I learnt the hard way. You would think that the request would soon stop. It never will. There would always be requests. Some genuine and some made-up.

28 Likes 4 Shares

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by EgunMogaji2: 6:25pm On May 31, 2020
rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

I returned after 33 years continuously in the USA and some characters attacked me for it.

I’m living my best life in Nigeria now, I have a better quality of life here in Ibadan than I did in the USA.

Those that don’t like my happiness should remember that Asejire Dam is never locked grin

6 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by drmikeadams(m): 6:26pm On May 31, 2020
Sweetcho:


Believe you me I have many many more examples but I don't want my blood pressure to go up today lol
grin grin[ gist us nah ,,,I swear I get smoke wey I go giv u make ur bp no go up walai

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by SweetCunt97(f): 6:26pm On May 31, 2020
COOL10:
.

I can only imagine his cause of death.
Wetin that one mean? Kindly enlighten me on the cause of death pls
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Mcslize: 6:27pm On May 31, 2020
brownemmanuel43:
I think the best thing here is that, instead of giving out cash, the young ones among them, set them up in a little way. I mean paying for any skill for them through their parents. I believe in empowerment than dishing out cash.

Exactly! I will prefer to teach someone how to fish so that he can carry hook to the river and catch fish himself rather than giving him fish every time. I don't have that time.
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by ovie8200: 6:29pm On May 31, 2020
rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

S[b]ure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and New York, but by the time they deduct all those taxes from their check, they are left with just $40,000.[/b] Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.


Giving wrong information is bad more especially when you don't live in the society. There's no place on earth whereby an individual who makes 100K and ends up with 40K as a take-home after-tax. Here in the USA for example "If you make $100,000 a year living in the region of New York, USA, you will be taxed $28,435. That means that your net pay will be $71,565 per year or $5,964 per month. Your average tax rate is 28.43% and your marginal tax rate is 38.22%". I myself make 82K per year and this is what I take home "If you make $82,000 a year living in the region of New York, USA, you will be taxed $21,859. That means that your net pay will be $60,141 per year or $5,012 per month. Your average tax rate is 26.66% and your marginal tax rate is 35.98%".

You talked about "federal, state, city, social security, Medicare, Medicaid and disability taxes". like I said before, if you don't live in a place, don't talk about it just because you want to make your self look good without concrete evidence to back it up or deceive others. Every year, we file a tax return and the majority of the money is given back to you even more if you have children and another independent individual you can claim for Federal and state tax. To me, I called it saving because once I file my tax, in 3 weeks or less, I get thousands of dollars from the Federal and State Government deposited in my account. (wouldn't tell you the exact amount but is well over 3 million naira). Not all cities in the USA take city tax but they use the money city itself. Medicare is taken in case you have no insurance, you can apply for Medicare for health insurance for those who are making enough. Medicaid is taken so that when you get to the age of 65, you use it as your health insurance regardless of how much you're making. Disability is taken in case you became disabled, you will receive disability for life. As for Social Security tax, once you are retired, this will be your source of income until you die.

15 Likes 3 Shares

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by lekki1444: 6:29pm On May 31, 2020
salford1:

You will end up with around 62-70k ish.
in sweden you will end up with 40k
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Angelacruz: 6:30pm On May 31, 2020
Sharp gal.I lyk ur courage
Millenniumlady:
Please don't mind the signature biko i put that to scare this Nigerian home base toasters away you can slide into my dm if you don't mind
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by kunkelhanspeter(m): 6:30pm On May 31, 2020
rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.
I know a man who came back empty hand from USA we do call him Americana now his selling laptop �

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by blessedaunty: 6:31pm On May 31, 2020
eazzzy1:
Are you a Nigerian? do you have friends and family in diaspora or home who are doing well for themselves but will ignore your request to send money all the time? before you call them stingy or wicked, here are some of the reasons why rich friends do not give out money;

1. They don't have enough: Enough is subjective, someone can earn as much as $100,000/annum but feel he's not earning enough, some people have these dreams of being wealthy and that salary isn't sufficient to get them there. So you have a friend/relative who works in a big firm abroad, you think he's rich, he thinks he isn't earning enough. Even millionaires have needs too.

2. You are not the only one making financial demands: You think you are his best friend because you went to secondary school together and were seat mate or bunk mates in the hostel so automatically he should be predisposed to meeting your needs, well there are primary school best friends, university best friends, first love, NYSC best friends, Neighbours, uncles, aunties, brothers etc who think their request should be met too. It is impossible to meet all these needs.

3. Making financial demand is never a one time thing: I had this habit of giving money to people who ask for financial favors the first time. I thought since they never asked for such before, they must really be in need. I soon found out that after that first time they run to me whenever they need money again, sometimes they space out the request like two months, some every month etc. I then realize that the $100, $200 i send them is never going to be sufficient, they will always come back for more. So i joined the God will provide gang.

4. Yahoo boys : Not every fraudster hacks into companies accounts, or forge the accountants signature, or even find lonely older women/men to scam. Some yahoo boys have resorted to begging, they send you message of how their dad is dying in the hospital, how their sister got arrested for a crime she didn't commit and they need a lawyer bla bla, they call these lies format and once you send them money they pop champagne and call you client.

5. General realization : One day i was going through my bank statement and i noticed i gave out about $500 monthly to family and friends. The same me who will walk into H & M, see a shirt of $40 and think it's too costly. I either buy it grudgingly or wait till it's on sale to buy. I realized i wasn't taking care of myself enough. Most people will come to this realization at a point in their lives.

This thread isn't limited to just people abroad, it include people who work and earn who are home based too. How do you cope with demands?Diasporans what made you rethink your generousity?

Feel free to add yours.


This is generally applicable to most people working in Nigeria. You discover that you are actually working for other people. As soon as salary is paid, so many family members and friends will call you reqesting for money. They will not even care if you have enough to take care of yourself or not. Most of this family members you see them wearing expensive dresses that you personally see as luxury. But they will buy such clothes and still call you for money.

6 Likes 2 Shares

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by salford1: 6:31pm On May 31, 2020
timesup234:
Nobody is begging anyone abroad for money. We are actually the ones helping them with their bills right here in Nigeria. I have been helping and feeding Americans since I was 15 yrs old
Ala laade. The dreamer has arrived. grin

5 Likes 2 Shares

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Nobody: 6:31pm On May 31, 2020
victorjoe:
Story!!! Who stingy stingy. I have a friend that never sends money or help his very own blood brother in any way.

Meanwhile this his brother that is here in naija has a friend that sends him money anytime he requests. I mean round the clock. They are both in the US o. Meanwhile, this guy's brother earns way more than the friend.
No matter what, he doesn't owe his brother anything.
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by sunboy(m): 6:31pm On May 31, 2020
Naija246:
Oga what he just said is nothing but the truth.
How many Americans earn 100k a year even?
Very few, and most are in the tech and finance industry.

No doubt not a lot of people make 100k in America, I never disputed that in any way. Just like now a lot of people make 30m per annum in Nigeria.

So tell me who makes 100k and pay 60k in taxes

2 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by SweetCunt97(f): 6:32pm On May 31, 2020
johhnnie:



I almost cried reading this. I made a fatal mistake of giving my contacts out in the first two years.

Please believe this, after about 3 years, I had a cause to send my bank statement to my account officer and she said I could get my statement my the bank app on my phone. I never realized this was possible.

So, out of curiosity, I decided to download my statement for the three years prior. What I found out brought tears to my eyes. I was weak. In three years at that time I discovered I had transferred at 27m in naira to my account in Naija over that period. And at least 96% of that money given out to friends and families.

No new investment whatsoever.

I also remembered that during thesame period, at the earlier stage, I needed money. So, a cousin helped me to sell my uncompleted (80% completed) student mini- hostel on a 4 plots of land unluckily at that time when $ was 500. Only a fraction of that money got to me here. A lot of hands dipped into the money that he became useless by the time it for here.

I work alot here. Sometimes, 3 straight days observing just an hour long rest from driving ( by the highway or anywhere the need need Forrest met me on the road). There was a time I slept in the car for a month. Before then, I dish washed for two days, did security for another month; having to stand up for 8 hours straight on etc.

Sometimes, going on for days without eating or bathing. All I would do was to enter a McDonald etc early morning to use my inner shirt to wipe my body. Smelling like rat. So haggardly looking and insane. Brushing by the side of the road.

It was really bad. Phone calls from my Naija kept coming with all sorts of demands; friends, families both know and unknown. Worst part, nobody contributed a dime for my travel. I had to sell my plot of land behind my personal house in ibadan to add up money.

It became crazy when I see people I send money to celebrating birthdays online with friends and family. Some take to club floors for celebrations. I also discovered that people I was sending money to in support of their businesses were building their houses without my knowledge. Here I am living in one room apartment. Sharing toilet, bathroom and tiny kitchen compared to what I had in my private residence in Naija.

I didn't know that all those 5k 100k 3k, 200k etc and even airtime top-ups from my boss revolution to Naija phone numbers were grossly adding up.

It's a lesson I learnt the hard way. You would think that the request would soon stop. It never will. There would always be requests. Some genuine and some made-up.
Yea one gotta spend wisely. Most peeps abroad like to feel untop, they like to feel like gods handing out fish to lowly peasants back home. One simply gotta be wise.

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Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by samzepaparazi: 6:33pm On May 31, 2020
rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

This was true before 2015 buhari regime.

I believe the dollar was still N150.

I always told my friends that it was better living in Nigeria .
But this is not the case today. I remember back then my relatives earned about 100k dollars, but my folks still sent them money from Nigeria for some bills. They lived in Connecticut at the time.

Before now, you all you earned was 500k that would have been over 3000 dollars.
1 million was over 6000 dollars.

If you make 100,000 dollars in the US, that places you among the top earners. Infact some articles place you as high class.

$100k was just N15 million.

Pure water money in Nigeria for many business men back then.

Now 15m is not even half of 100k dollars.

So I doubt people in Nigeria will be sending people abroad money now. Things have turned the other way round

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Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by redsun(m): 6:34pm On May 31, 2020
smeag0l:
The complaint on nigerians here feeling that you must send money to them doesnt only apply to nigerians in diaspora. It also applies to nigerians that they feel are doing well here. I'm also posting to fault some of the things I've seen here. First, there's no where in the world where you pay 60% of your pay as tax. The highest I've seen is between 48-52% in some places in Europe and it applies to some levels of income. They run a progressive tax system in most European countries. Secondly, one can send money to someone abroad from Nigeria and ive done it a few times. Not everyone abroad have things going rosy for them.
Then, i want to ask nigerians in diaspora two questions. First, why do most nigerians that have been abroad for a while think everyone else living here in nigeria are never-do-wells and most of them tend to shun their nigerian friends? Secondly, what should be one's net income in nigeria for that person to abandon the idea of travelling abroad?I asked this last question because some of the friends I had while in the university and that are in the US now are asking me why I'm not making any efforts to come over and i usually tell them I'm wondering why I have to.

You dont need to travel abroad if you have a feasible, attainable and sustainable vision in Nigeria. It is virgin land that is fill of unsurpassable opportunities for those that can see ahead.

Whiteman's land, on the other hand, is saturated with very limited opportunities for a eureka moment for a black man who can only do much in a land where he remains a second class citizen, even 4th class, no matter what he does.

If you are hanging on in African, keep doing your best to improve circumstances because in a rational situation, the only way is up. Home is the best.

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