Health › Re: Say NO To Casual Sex!!! WARNING VERY Graphic pix!!! by ashala(m): 7:02pm On Jul 09, 2016 |
I remeber what happened some years back, 2 of my friends took this very fine Absu girl clubbin, got her drunk, had crazy sex with her and one of them even went down on her, licking up every thing like his life depended on it. After just 2 days, one of them was completely unrecognisable. What happened to him you may ask??, well, this young man's cheeks lost its shape and trippled in size. You would think that he was carring 50 liters of water in his mouth. He had to rush to the hospital where a doctor diagonised that his mouth has been infected. He was thereafter placed on serious antibiotics. To be honest, I had been nurturing thoughts of kpanshin that girl then, but after seeing my friend in that condition, I ran faster than Bolt would have. LESSON LEARNT: A girl being beautifull and clean does not mean that she is not carrying one STD or the other. |
Family › Re: My Brother Will Make Me Cry To My Dead Parents Against Him by ashala(m): 12:07am On Jul 09, 2016 |
WHOcarex: Taar!!! Don't mind that liar. Go through her other topics you will see what I mean. She is just a jealous and lazy being. Bitter wicked thing. "worked in a saloon, I have been paying me and my bro fee" my ass. Her brother is simply tired of her attitude. Mtcheew Hmmmmm, bro you mean ooooo |
Business › Re: What Happens To The Money In My Savings Account If I Die? by ashala(m): 8:30pm On Jul 07, 2016 |
bittertruthz: The money will belong to the bank BUT IF ANY OF THE STAFFS KNOWS YOU ARE DEAD, HE WILL TAKE THE MONEY.
Bankers are the highest criminals on earth. Without the help of bank, there will be no corruption.
BANKERS ARE VERY VIGILANT ON DEAD CUSTOMERS AND FRAUDULENT TRANSFERS TO SEIZE. TAH! |
Business › Re: What Happens To The Money In My Savings Account If I Die? by ashala(m): 8:27pm On Jul 07, 2016 |
Johnrake69: Very interesting question I must say, and I will like to correct a wrong notion among average Nigerian with respect to the next of kin and how it relates to your assets, before I address your question based on my little experience in financial services.
Many people confuse next of kin to mean beneficiary. This is incorrect, although, your next of kin can also be your beneficiary. Next of kin is simply the person to reach out to in your absence, and as such, it should be an adult, preferably a close relation. And your beneficiary is the person you are giving the right to take over your assets when you're no more.
Now, back to how it relates to your bank account. The next of kin column you filled in your account opening form has nothing to do with handing over your assets. It's simply a record the bank keeps to reach to someone close when it's been impossible to reach you their client. In the case of your demise, the bank can only release your funds to your beneficiary on the execution of your registered will or in the absence of a will, through a letter of administration to be obtained through the probate office. The later option means the asset will be liable to tax.
Note: this is based on my little experience in the financial services.
The learned fellows in the house can add or correct me if am wrong. Seriously on point bro. I am a banker and you are 100 percent right! |
Business › Re: EFCC To Re-arraign Ex-mds Akingbola, Atuche, Nwosu(alleged Fraud) by ashala(m): 8:46am On Jul 07, 2016 |
ba7man: People trusted their banks with their hard earned money and put it in their care............ only for them to turn around and loot the money.
They deserve the kind of lynching that's been going on in Delta State.  They didn't loot money per say. Their main crime were manipulation of share prices and giving out loans without following laid down due processes. Most of those loans went bad with the debtors being unable to repay them following the global meltdown which led to crashes in share prices and oil prices. Mind you, majority of the people that collected the loan had invested it in stock and Oil and Gas. |
Celebrities › Re: Seyi Shay Swimming With Dolphins In Jamaica [PICS] by ashala(m): 10:35am On Jul 05, 2016 |
She never hear say Dolphins de rape women  |
Celebrities › Re: Maheeda's Daughter Shows Sexy Dance Moves (Pics , Video) by ashala(m): 10:14am On Jul 05, 2016 |
niyot124: She don dey fat sha 
Still pretty though,but used to be way prettier Chai women sef!. Because she is way finer than you, you are now saying she is don de fat, abi? Women always trying to reassure themselves!  |
Music/Radio › Re: Whats The Title Of The Song Topping Your Playlist Right Now ? by ashala(m): 9:29pm On Jul 04, 2016 |
Oya come make we go - Tuface Idibia feat Sauti Sol |
Politics › Re: Bunmi Falana, The Zenith Bank Staff Who Knelt Down Is Fayose's Boy - Abimbola O by ashala(m): 3:02pm On Jun 25, 2016 |
Nkemtreasure: Any how, you can't beat politicians to their game. They would always outsmart any career person with tricks. Zenith bank fell into the trap of both the FG and Fayose. They should just pipe low, the dust will soon calm down. Straight up! |
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Politics › Re: Senate Rejects Buhari's Ambassadorial List by ashala(m): 8:13pm On Jun 22, 2016 |
[quote author=NgeneUkwenu post=46817948]Saraki, embarking on a fruitless war..[/quote
Tah |
Technology Market › Re: Broken Screen Of My Lg Tv 42 La7400 (led,smart,3d,time Machine) by ashala(op): 8:03pm On Jun 14, 2016 |
acunon: Cheaper at what price sir? Will add you up in BlackBerry so we can chat |
Technology Market › Re: Broken Screen Of My Lg Tv 42 La7400 (led,smart,3d,time Machine) by ashala(op): 9:07pm On Jun 13, 2016 |
That's the pic
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Romance › Re: Wife Catches Her Husband With Mistress And Beat The Hell Out Of Her (photos) by ashala(m): 10:29pm On Jun 12, 2016 |
pimpchi: Ikebe no go put me for wahala....... O o o Ikebe....... O o o Ikebe... (passing and singing) Haaaa haaaaaa  . Amen ooooo! |
Technology Market › Re: Broken Screen Of My Lg Tv 42 La7400 (led,smart,3d,time Machine) by ashala(op): 9:23pm On Jun 12, 2016 |
acunon: It's available sir,but can you buy it at the same price of a London used? Acunon,cant I get it cheaper than that cos I only need the screen?. Every other thing is ok. Holla back bro. |
Technology Market › Re: Broken Screen Of My Lg Tv 42 La7400 (led,smart,3d,time Machine) by ashala(op): 9:08pm On Jun 12, 2016 |
KolaShangOne: Hope you flogged his bumbum very well?  I sure did!. I flog am eh. Imagine in these hard times |
Technology Market › Broken Screen Of My Lg Tv 42 La7400 (led,smart,3d,time Machine) by ashala(op): 9:38pm On Jun 05, 2016 |
My son broke the screen of my 42" LG Time Machine TV and all enquiries I made on the possibility of replacing the screen has not yielded any helpful answer. Please anyone with a solution?. Kindly let me know. |
Career › Re: Ecobank sacks 1000+ Staff by ashala(m): 5:08pm On Jun 01, 2016 |
Terrible indeed. So many people have been laid off. Sad sad day |
Politics › Re: FG And Labour Set Up Committee To Review Fuel Price And Minimum Wage by ashala(m): 7:33am On May 18, 2016 |
aljharem: A man left government a year ago, his image still loom larger than life. Another came a year ago, everything he touched turned to dust!
In the realm of hypothesis, many said we would have been worse! I ask, what can be worse than this? A government run by NEOPHYTES and APPRENTICES? No economic policies in place.
Today, I am not convinced on devaluation. Next day, we will devalue to reflect present reality. Just before you think there is hope, you hear deregulation where government fixes prices of a commodity they can't provide. In another breath, oh, thank God we have removed subsidy on petroleum products. Just before you Erupt hope, the Vice president said we have not removed subsidy.
They banned the operation of domiciliary accounts and just as you say mama, they reversed themselves with unpardonable collateral damage to commerce. Their broomstick must have swept their brains into the 'odo ogun'!
Nigeria is no doubt an animal farm!
Akanni Ola Balogun So on point |
Celebrities › Re: Who Nairaland Epp? Share Ur Testimonies by ashala(m): 5:20pm On May 14, 2016 |
Joined Nairaland way back in 2006 while I was doing my Youth Service. Saw Vacancy Adverts for positions in Reckit, UBA, Virgin Nigeria and Oceanic Bank in Nairaland Job section. Applied and Passed the tests and final interviews in 2006. Chose Oceanic Bank because of their pay then. So, I can stand up anywhere and say that indeed NairaLand really helped me and I remain eternally grateful.  |
Car Talk › Re: FRSC Pulled Me Over Twice Today To Check My Tires by ashala(m): 6:59am On May 14, 2016 |
Kollyk11: if dem stop me I will simply pullover .as dey are checking my own tires I will just take my glasses and bend down to check their own tires too.the safety of my fellow country ppl is also my priority.  Yep, a friend did exactly just that. As the fools were checking his tires, he wasn't even perturbed. He simply went over to their car,bent down and started checking theirs too. To everybody's surprise, he discovered that their Tires were all expired. You need to see the way this man shouted. He so embarrassed them that they begged him to go. |
Celebrities › Re: Olajumoke Orisaguna Dumps Few Models Agency by ashala(m): 9:40pm On May 10, 2016 |
Uhh dem epp??  |
Business › Re: Aba Mega Mall, Beautiful Ultra Modern Business Zone (photos) by ashala(m): 5:56pm On May 08, 2016 |
The rent is just too much. Heard it's N3M. |
Sports › Re: Chichi Igbo Celebrates Her 30th Birthday With Hot Photos by ashala(m): 4:13pm On May 02, 2016 |
darkenkach: I neeed a girlfriend like her. And any day He, sorry She catches you cheating na serious beatings and slaps you go chop  |
Sports › Re: The Making Of A Star: Mikel Obi (in Pictures) by ashala(m): 2:31pm On May 02, 2016 |
Destined2win: How messi take dust Mikel and Taye after 2005 still beats me Me too. Yet to get over the astonishment! |
Sports › Re: Man Of The Match Iheanacho Too Hot For Stoke City As He Scored A Brace by ashala(m): 7:18pm On Apr 23, 2016 |
Nice one. |
Politics › Re: Boko Haram ‘strapping Bombs To Birds’ by ashala(m): 4:37pm On Apr 22, 2016 |
Evil innovation |
Car Talk › Re: What Does 2.4L Really Mean In A Engine Of Car? by ashala(m): 9:58am On Apr 17, 2016 |
Nice one |
Christianity Etc › Re: Spiritual Battle Between Pastor & Herbalist In Ghana - PICS by ashala(m): 7:55pm On Apr 13, 2016 |
Hmm this one na another Prophet Elisha and Prophet of Baal battle  |
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Celebrities › Re: Lepacious Bose Is Now Completely A 'lepa' Woman by ashala(m): 5:25pm On Apr 02, 2016 |
Tah,she go soon fat again  |
Christianity Etc › Re: Bel Akinyi's Post On Jesus Christ Trending On Twitter by ashala(m): 6:47pm On Mar 28, 2016 |
She is lucky. If it was Muhammed she insulted like this, we all know what would have been her fate |