₦airaland Forum

.

abbyyzino:
my sponsor will not release such money until they issue the study permit bro, beside the refund policy of the university if the CIC rejects study permit is another issue.
I want to know if there's anyone that got his/her permit without paying the part payment.

Just like others have rightly said, payment of tuition or any kind of fee before issuance of TRV is entirely at applicants risk and does not in most cases increase chances of getting study permit. But if payment of tuition is part of the conditions for admission, then I think your chances of getting TRV may be slim, as the VO might feel u have not met the conditions of ur admission. So you might want to apply to another school where u won't have to make any financial commitment until u have ur TRV. You may as well go on with this, if u have a strong faith that the VO will overlook it......as it is not impossible, only rare.

gedtalks:
Bolaji how can I go about deferring? I already did upfront medical too. will I need to send a new study permit application when my new admission letter is out? (pls note that it will take 6 weeks to obtain a new letter of admission from the school)

Why not just wait until you get a response from embassy before deferring? You still have about 3 weeks grace (as most schools allow students to resume within 2 weeks after resumption date). Contact your school to inform them you're having slight delay with your travel documents and it is entirely out of ur control, therefore you might resume late but not later than 20th of September.
Be hopeful, nothing is impossible.

dabson2020:
guys, please kindly assist, what else should I do?

i have applied 2ce and delayed.

i applied for MENG, Uni Ottawa, my 3 year old son accompanying me.

the only reason stated for the delay is insufficient funds in both cases.

My personal bank statement had N2m, Our business account, N5.1m, my hubby account , N714,000.
My hubby is my sponsor.

What can i do differently to get the trv?

Since your hubby is your sponsor, pls fund your hubby's account,714k is quite small, considering the fact that your kid is accompanying you.

zizicomputer:
I HAVE A LITTLE OVER 8M NAIRA.


WILL THAT BE OKAY OR DO I NEED TO RAISE IT?


THANKS FOR YOUR REPLY. APPRECIATE IT

My opinion? It's okay. How much is your tuition for the whole program and how many years is it gonna take? The only issue I may have is if u're sponsoring yourself.....not sure though, but dont think it's safe!

zizicomputer:
i am new here but i have gone back 10 threads to get more info.


anyone has anything that can help?

i want to go do a 2years masters
1 have a daughther and would like to go with her if possible.
Reason, is my mums late and all my siblings are single. none is a parent yet. and i thinks coping with a child with b a burden on a single/unmarried person


does anyone know anyone who has succeeded this way before?


i am a single mother. I have a court judgement nullifying marriage and granting me childs custody.

appreciate any help please. by the way my girl was three years old in may.


thanks house.

That shouldn't be a prob, as long as u can prove u av sufficient and available fund to take care of her

Graviton2:
After much much - TRV application denied!

Application submitted - 8th of July, 2015 (Upfront medicals)
Biometrics - 8th of July, 2015
Request for additional documents - 5th of August, 2015
Documents dispatched - 5th of August, 2015

Documents submitted -

CIC application forms - TRV application form, Family info form, Study permit questionnaire, Document checklist)
- Proof of upfront medicals
- Bank statement from my sponsor, my father N5M (Duration: 18th March, 2015 to 18th June, 2015)
- Another Bank statement from my Father N2.2M (Duration: 30th June, 2015 to 01 April, 2015)
- Bank statement from Co-sponsor, my Aunt N7.1M (Duration: 1st of April, 2015 to 1st July, 2015)
- Letter of explanation
- My father's company details showing me as one of the shareholders
- Letter of sponsorship from both my father and aunt
- Proof of part payment of my fees - $5,000
- My passport with unused US F1 visa

Reasons for denial:
1. does not have sufficient and available financial resources, without working in Canada, to pay tuition fees for course or program of studies that you intend to pursue.
2. does not have sufficient and available financial resources, without working in Canada, to maintain yourself and any family members who are accompanying you during your proposed period of study.

I don't know what else these people want...Oh well, They will have to work harder to discourage me. I will reapply in the coming month.

I believe in my dreams, I will definitely achieve it.The last thing I need from anyone is sympathy, I just need advice on how to jump this "insufficient funds" hurdle. Thank you.

Hey bro, I don't wanna use the S word, cos whether they want/like it or not, u'll get it.
Please what additional document were u asked to submit?

montrealer:
You've a very good CGPA. You might be eligible for funding. Don't limit yourself to just applying to schools with low tuition.

You're very correct!

thesoj:
Thanks a lot for responding! Yeah I have decided that we will not defer the admission. The sponsor will prepay one year's tuition (will attach receipt) to the school and will also fund my bro's domiciliary account in the amount of his estimated annual living expenses; both the sponsor and my bro will explain this to the VO. The dom account in my bro's name will be the only SOA he will submit with the application. His own regular SOA is close to zero lol.

He has been self-employed as a freelance computer programmer for the past four years, since after NYSC; he will attach the CAC document of his company registration. He will also attach notarized Attestation of Work letters from a number of his clients (one is a hospital, another is an accounting firm, another is a school), describing the software he built for them. He will also attach snapshots of some of the enterprise software he has created. He won't be submitting payslips or an employment letter. (Imo, his chances of getting the visa are lower than my sister's, but we will try our best). Imo, the risk that he will get a "Personal Assets & Financial Status" is nontrivial so we will write a dynamite SOP that is persuasive and comprehensive. My bro is going for a PGD in Mobile Solutions (Apps) Development, he has a BSc in Computer Science.

Unless I change my mind at the last minute, I have decided that the sponsor will state the only other dependent (my sister) in his sponsorship letter. The sponsor will also attach receipts showing he's already paid for my sister's annual expenses. I'll play it safe by providing all information to the VO, given that there's more than enough funds in the sponsor's account for both.

I want to thank everyone else (@Teesboy @TheBae @SeraSera @deedee0 @tnuola @Team12 @berexio1) that pitched in their suggestion in response to my question. Much appreciated. Any other suggestion is appreciated too. Thanks

Stating the dependent should not limit your brother's chances. But I don't think you need to go into full details about your sister, that is, she's studying in Canada. You can leave that to the VO to determine; while you just state she's starting a master's prog which will last for 2 years in January and her sponsorship will not in any way affect ur brother's. Pls if u also av time to go through the process of sponsor's bank statement and other sponsor's doc u provided for your sister, pls provide for him too......it worked for your sister, let's hope it will work for him too. I believe it should give more weight to the sponsor's claim of having sufficient funds to sponsor both of them...... No matter how you calculate the living expenses, make sure it is not less than 10k cad, even if it means making the variance "miscellaneous expenses".

davidgreener:
Good day all... Please, my co-sponsor declared a certain amount of money, should my dad (sponsor) do the same??thanks

I think it's advisable. That will show he's got plans for you, and not just making promises! To be on a safe side, you can make a budget of all your expenses. So let your dad state how much he's gonna give you every year. Eg if your total budget for a 2-year program is 50k cad, your dad could say he would give u 20k cad annually while your co sponsor, 5k cad annually. It's not compulsory though....just shows you have a workable plan!

favour0011:
So guys.... Is it possible to repackage and refire Canadian universities too? Abi na only cic den de refire.. Lol! This person met all the criteria and still got refused. He likes the school cos the location is advantageous to him so he is planning to repackage ad refire this time with an sop which wasn't included the first time as it's not a criteria in the sch. So do you think it will be an outright refusal or he stands a chance this time? Any personal experiences in the house?

Well, it depends. If the school says he doesn't meet the minimum requirements, there's no point reapplying, as there are lots of schools in Canada. But if it was a case of incomplete application or unavailability of supervisor that led to his previous refusal, then he can try out his luck this time. A friend of mine was refused at first for fall 2015 admission, then he requested for a reassessment, and he was accepted for Winter 2016, even without having to pay for another application fee. But I don't think he should waste his time and resources anyway, let him try other schools

favour0011:
Which university and program pls? Thanks !

Memorial University of Newfoundland. But it's not about the cgpa alone. Sometimes they require that u have at least "B" in your last two sessions of UG program. Then your SoP is also a major factor, i think it's more important than ur cgpa sef..... just take your time to carefully read through the department's minimum requirements. I wish you best of luck

thesoj:
Question for the house: my sister is starting her MSc program in January and she already got her TRV, while my brother is yet to apply for his TRV to start a PGD program in January as well. They have the same sponsor with sufficient funds.

Do you guys think it creates a bad impression that my brother is trying to go to Canada at the same time as my sister? I am paranoid that the VO may see it as a desperate attempt to go with my sister. Fyi their schools are 550km apart. Would it look better if he deferred his admission to May (but still apply for TRV in September)?

Abeg I need your opinion please @deedee0 @tnuola @Team12 @teesboy @HayqinsbFX @richcasey @berexio1 @SeraSera, @Graviton2 @TheBae @ayooluwatoni

Sorry bro, I just saw this now. I'm guessing his sponsor is also in the US. Pls dont forget the offshore account thing. I don't really think there's need to defer or panic because your sister is also going for the same session and with the same sponsor. You just need to help him convince the VO that there's sufficient and available funds for his study. Just the way u packaged your sister's account, pls do the same for him. In addition, you can also find a means of funding his naija account (it is not necessary though), so the VO won't have any doubt about sufficient and available funds.

scoobs:
only 3.5 would get that not 3.0

Stand to be corrected though, but you will get it even if you have less than 3.5. Know of someone who got it with cgpa less that 3.5

cutiefy:
tanx ayooluwatoni, my cgpa is over 4.0 . do u ve any idea, the school I can apply with low tuition. tanx

You can try MUN (memorial university) and University of Manitoba

hayqinsbFX:
you have definitely not been following my case.

i studied civil engineering and graduated oct 2014, applied for adv diploma in civil engineering in 2015.
where is the gap and where is the irrelevance in course of study,.

me dey UI for IB

No I've not sir, wouldn't have asked if I knew! So what is not clear to the VO about ur purpose of visit for crying out loud? Once again I'm sorry for your delay.

irosemma1:
hello , pls help a brother. i have a bsc computer science and want to apply for PGD in bus admin or bus management in a Canadian college.
what my chance of getting a visa?
a friend in canada said i should apply for a PGD related to my first degree for visa purpose, but no college is offering PGD in IT related field for jan. admission until September. should i just apply for the bus admin?

Brother! Why will you wanna go for pgd in bus admin Abba! Pls find a master prog in computer related field! U don't need pgd, except ur cgpa ain't so good! Pls bros, enough of all these visa refusals. Let's get it right from the choice of program first.....plsssss

hayqinsbFX:
So I just got to vfs office, and I wasn't surprised

They only removed length of proposed stay from my first refusal.

Travel history
Current employment situation
Purpose of visit
Personal assets.

CIC should stop speaking in parables anymore, I know what they want and I'll it to give them
Even if it'll take time I'll apply with a masters or a graduate certificate from a university in my next application.

Omo ibadan kini sooo. So sorry bro. It's gonna be fine! This purpose of visit thing has to do basically with gap in academic history or irrelevant course of study, to previous degree(s). So what exactly do you think the prob is? What's ur profile sir? Based in IB too, Kudeti/Molete side! So please let's talk!

cutiefy:
hello all, I have Bsc in accounting and I intend applying for Diploma in social work at Northern Light College. do you think its a a nice idea and if obtaining Visa wont be an issue?

Why do you wanna complicate issues for yourself? It's one thing to get admission it's another to get visa. Pls just go for masters.....you can try masters in Economics. If your cgpa is above 3.0, then try applying for Economics. Just apply to at least two schools.....and u should be fine. Why go to diploma in social work, when u just got a bsc in Accounting. ......u'll really put the VO in a terrible position to ascertain your purpose of visit, which is most likely possible to come out with a refusal on the grounds of purpose of visit....and most times, purpose of visit comes with personal assets, travel history (for persons holding virgin passport) and other confusing reasons.

handyteddy:
OK ....so i have finished sulking on my denial, went to pick my docs today, and Insufficient funds was the only reason for the denial..

Sorry about your refusal bro/sis, which of the insufficient funds was ticked? How much was the closing Balance of the SoA u submitted?
Your case is a small one, just repackage ur SoA and refire!

thesoj:
Oh ok. Thanks for the clarification. Makes sense now.
Lol @ the bolded. I don't believe in affidavits either, but I think they have more value if the sponsor is not a direct family member or if sponsor is in a third country where affidavits can be enforced. Affidavits in Naija are probably mostly unenforceable (thanks to our weak legal system) and the VOs most likely know it is pretty much just a formality. Also, someone in one of the previous pages of the thread said he notarized a sponsorship document his uncle had created and then signed it on behalf of his uncle... this in my mind makes a joke of the purpose of notarization (no offense intended to the person who wrote this).

Your reapplication should be easy, imho. In the new application, I would recommend you refer to your previous application and then highlight specifically the new changes you have made. I believe this should influence the VO to only focus on if you have fixed the issue from the previous app. Cheers bruv.

I didn't do the bold thing, guess this phone saw my mind about the affidavit thing......, I'm not against it o. Thank you for the heads up, it will really help!

Haustraliah:
Nawaooo,this is too much, in the name of canadian visa.
Chai, money good oooo.
Well, God knows best, its just that God said its time to be granted the visa.
I believe that canadian visa is not by document, but by favor.
Amefrica got granted with just 100 dollars tution fee deposit during his second application.
All visa I got has no deposit,I applied with only acceptance letter.
Glory be to God.
May help those awaiting CIC and grant them their heart desire.
Amin.

My opinion: tuition fee deposit does not really influence visa decisions, we only need to prove to the VO that there's sufficient and available funds for our study....finish! But I think soj's sis own was necessary because her sponsor presented a statement of an offshore acct! If not, bank statement and sponsorship letter should have been sufficient.
I agree with the God's favor thing.....but don't forget that as we are praying to win VOs, VOs are also praying to win us.....and God is not partial! Bottom line, let's do our part and then leave rest to God.....but dont expect God to do for u what He expects you to do yourself!

thesoj:
@ayooluwatoni, could you share with the house your analysis of why your previous app was delayed? You had mentioned that it was for "insufficient funds", and from your previous comments I'm presuming you used a third-country sponsor. Could you share with us what exactly you think is the culprit for the delay? Do you think it is only because your sponsor is in a third-country? How much was your sponsor's account balances? What sponsor documents did you use? Were they all originals? Did the sponsor write and notarize his/her sponsor letter? What is your relationship with the sponsor? Also, sould you list all the documents you submitted so we can all learn? Pardon the long list of questions

My refusal was entirely my fault o. I underestimated the VOs and they cleared my doubt! My sponsor's balance dropped to about 1.5M at the time I was to submit the application, but didn't know Canada embassy takes SoA balances seriously (I joined this thread after I got my medical exam mail). US embassy didn't even ask for my SoA, yet I was granted Visa, didn't have so much when I applied for UK visa too....yet it was granted...... so I didn't really take it serious when the balance dropped, it was when I started coming here I knew I was in big mess......
I didn't use an offshore account statement because I was advised against it......and my sponsor didn't notarize any document neither did I go with affidavit (really dont believe in them......but it's cool for anyone that believes in it). Submitted just the original statement of account and sponsorship letter. The VO only ticked "insufficient fund to pay for intended program without working in canada" for me, and that's obviously because of the balance and nothing more! I hope I answered your questions?
I really may not remember all the doc I submitted but lemme start by listing the ones I remember:

1. Application forms (family info, trv, study permit and study permit questionnaire)
2. My Birth certificate, LG identification certificate, NIMC slip, CV
3. First degree certificate, notarized statement of result (I no longer av the original), notarized transcript, certificates from previous conferences I've attended
4. Admission letters (Masters +Undergraduate, cos of my prerequisites)
5. Sponsor's SoA + sponsorship letter
6. Estimated cost of study (in tabular form)
7. Minimum expense form (like a budget guide) provided by the school
8. University Calender for the session and also my lecture time table for fall semester
9. Photocopy of nysc id card, call up letter, posting letter and letter of intro from my ppa
10. Some relevant Email conversations btw the institution's staff and myself.

I think that's all I can remember now....oh and my passport!

oppytexu:
Hello house! I have been a silent follow of this great Trend for awhile... Submitted my first application on 25th June in lagos, I got a mail today that the application has been sent back to lagos without medical mail, we all know what that means. My question now is I plan to refire for January 2016 but my course isn't available at my school for January intake. I plan to apply to another school same mechanical engineering related course. Does that have any implication on my recent application? And also a one year fast track course instead of long 3years diploma. Please I need response house. Thanks

New applications are treated as new! You can apply to another school, it doesn't mean a thing! But pls evaluate the reasons for ur refusal well....if possible let us know ur profile, perhaps the elders can help u....while we younger folks say little we know, to avoid another refusal!

deedee0:
Thesoj
I don't have an answer to your question, but I feel if your brother is being sponsored and a sponsor has been established (with evidence of relationship, source of income of the sponsor etc), is it necessary to transfer funds to a new account in your brother's name?
I'm not sure but it might also count as money lodgement. I know U'll explain in his SOP and letter of sponsorship, but ehn..
Just my opinion!

it is not compulsory ur sponsor transfers money to you, and if he does, it will not be regarded as money lodgement or lump sum, as it is intended for a purpose and your sponsor will consent to the lodgement in his/her sponsorship letter. I think the main issue is using a sponsor having an offshore account (account that is neither in Nigeria nor in Canada, for an applicant resident in Nigeria and seeking entry visa to Canada). In such a case, it is imperative to transfer money either to the person's account here in Nigeria or in Canada!

Olawunmif:
my question goes to the Elders gurus and on this forum pls.
ive been following for quite a while and just need a candid opinion.
i applied for trv last year and was denied due to travel history and purpose of visit. i stated in my app back then that i was going to visit my husband who is a PR but still got refused. (hes unable to sponsor me yet due to some reasons)
now im planning on applying for my masters degree to MUN in economics. im a graduate of econs with 3 and a half year exp in bankin...my questions:
1. my husband is obviously over there..alberta to be precise. is there any issue dt may arise from this because my husband resides in alberta and i wanna school in MUN.
2. also, is it ok to use my SOA and his SOA?
i appreciate ur feedbacks.

I really would have strongly advised you not to declare you have a hubby in Canada, but since u did dat already in your previous application, u should just go on with it. But pls get a sponsor here in Naija, even if your husband will sponsor you, let him send you the cash or pay it in ur student account so as to boost up the funds available for your studies. You will need to state a very strong ties that would bring you back to naija after your studies......because your surest tie (your husband) is already in Canada.

SeraSera:
I don't think it is an issue also, especially since it was exactly the same strategy you used in your sister's application and received a favorable response.

@ soj, I read it somewhere and I also raised it here sometimes ago, but some people said it doesn't matter! I think it does matter now. Funds available for applicant's trip/study cannot be in an offshore account. It should either be in the applicant's country of residence or destination. I don't know the reason for this, but I can guess......we all know VOs have a way of verifying authenticity of SoAs, submitting SoA from another country may pose a little bit of challenge in verification, as they may need to go through the embassy in that country and all other kinds of time wasting procedures that they cannot afford.....pls note, I'm only guessing, not like I'm a VO's younger brother.
So I think your sister's TRV was granted because of the transfer that was made into her student account! So they probably were able to verify that such fund exist and that it is sufficient and available. I really think we should stop making this mistake, if your sponsor is in a country other than your country of residence or destination, let him/her either transfer money to your naija account or to Canada in your name.
I stand to be corrected though, but only by those with sufficient proofs.

criousblack:
So sorry to hear this bro..Still will like to see you in MUN. Have you made attempt to defer your admission until January?

Thank you! We surely will see there! Working on it.

thesoj:
Yes. You can get a TRV with a US sponsor. My sister's app just got approved and she is in this scenario. The thing is I think her first application was denied because her US sponsor did not notarize his sponsorship documents plus we didn't submit the sponsor's original SOA; we had used photocopies.

In the second application, all the financial documents from the sponsor were original, and his letter of sponsorship and affidavit were notarized this time. Finally, the sponsor transferred one year's worth of tuition and living expenses to her student account at the uni she will be attending. We attached both the sponsor's transfer receipt as well as the university payment receipt. To the VO, this move demonstrates the sponsor's commitment to funding her education.

It is also possible her her first app was denied only because the sponsor's funds were all in the US. Maybe she got approved this time because the sponsor transferred one year's worth of expenses to her university student account in Canada. This would support the hypothesis that the VOs need to see that the money is in Naija or Canada.

Thank you bro. So I will believe funds must either be in naija or Canada, until I get someone to prove it totally wrong! Guess I will just use my Naija sponsors......won't risk the US thing jare

thesoj:
You are welcome, champ!
By the way, this was the same exact reason my sister was refused on her last application (well, two "insufficient funds" reasons were ticked even with more than sufficient funds in the sponsor's account). It is extremely annoying. I wonder why they didn't just ask her to bring more evidence.

I'm beginning to suspect that CIC would rather reject applicants with almost-perfect (but not perfect) applications because to reapply the applicant will pay a fresh application fee thus enriching CIC's pockets. This is a perverse incentive, and it is maddening and unfair. The "denials after medicals" is another unfair and unethical trend. E go beta.

SOJ, pls are you very certain I can use a sponsor with statement of account in the US? Is there anyone you know who did that and got TRV? There's been lots of issues on that topic, peeps saying funds available for one's study/trip must either be in the applicant's country of residence (which in my case is Nigeria) or destination (Canada). I just want to be 100% sure this is not valid or binding for Canada visa applications. Thanks

thesoj:
Thanks for sharing brother. I'm so sorry to hear about your delay. You have been super helpful on this thread. If there's any silver lining in your delay, it is that they only ticked "insufficient funds", which you can straightforwardly tackle in your refire.

Thank you SOJ

Hmmm... so I decided to run from here because of the pressures and especially refusals after medical exam saga towards the end of last month. But unfortunately I didn't escape it.
Submission date: 30th June
Medical call: 15th July
Medical assessment: 17th July
Date refused: 28th July
Dispatch mail: 3rd August
Passport pass back: 10th August
Reason: insufficient fund.
Please don't be discouraged to apply by my visa refusal, it was my error not theirs.
Cheers!