₦airaland Forum

BullBearMkt:
...@Capitas7 since your objective is towards dividend yield, then you don't need to worry much. But you also mentioned selling at 3.10 since you're now on 20% loss meaning you probably bought it around 3.60. I guess you want to know if it will dip below 2.70 or move back to 3.10 so that you can sell about 30% of your holding?

Technically, the stock has been testing its weekly support at N2.86 or there about for the past 3 weeks and looks that the price level is holding & couple with its ongoing accumulation, the stock could witness some rally or at worse hovering between 2.86 and 3.20 for a while. The monthly support sits at 2.50 and needs to break the weekly support first.

I hope this helps.

Thank you very much for the clear explanation. It is very helpful. I just do not want to hold on to a position that will lose value so much that dividend yield over 4years may not be sufficient enough to counter price depreciation, or something unfavorable on the long term. With the breakdown you've provided, I think my instinct tells me to sell at above 3.10 if it rallies, or just try to raise some cash in case it dips to a bottom.

Thank you oga @BullBearMkt,
thank you oga @Tritri.
God bless you both

tritritri:
Be patience If the Bull countinue it will get to 3.10. but if bear comes again it might touch 2.70.

On afriprud i will let our boss here advice u .

Thank you very much oga @Tritri.

I think by this you mean this hanging uncertainty respects no stock. I will take action at >=3.10, or just remain focused on my long term aim.....buy more at at a seeming bottom price.

Capitas7:
Hello everyone. Its obvious the bounce is putting smiles on our faces, even though the fear of the unknown makes the smile superficial.

I need some technical advice on UCAP. I am currently on 20-22% loss, but I have long term plans for it (dividend yield is my major target). I have been trying to sell at least 30% of my holdings at N3.10 if possible, so I can have cash if it falls to as low as N2.70. And I'm thinking of diverting the funds into AFRIPRUD, if UCAP does not dip as I "speculate".

Please note: I have refused to use stop loss in the past, and I ended up selling FBNH at N5 (on emergency need of cash) after buying at an overall average of N10.98 due to averaging down from about N13. Thank you all a small I anticipate your contributions.

Cc. BullBearMkt, fxuser, currentprice, every kind member.

Please pardon if it sounds rude to copy specific members. I did so because they analysed for me in the past. I learn from everyone here, I welcome and apppreciate contributions from any kind member.

Thank you.

Hello everyone. Its obvious the bounce is putting smiles on our faces, even though the fear of the unknown makes the smile superficial.

I need some technical advice on UCAP. I am currently on 20-22% loss, but I have long term plans for it (dividend yield is my major target). I have been trying to sell at least 30% of my holdings at N3.10 if possible, so I can have cash if it falls to as low as N2.70. And I'm thinking of diverting the funds into AFRIPRUD, if UCAP does not dip as I "speculate".

Please note: I have refused to use stop loss in the past, and I ended up selling FBNH at N5 (on emergency need of cash) after buying at an overall average of N10.98 due to averaging down from about N13. Thank you all a small I anticipate your contributions.

Cc. BullBearMkt, fxuser, currentprice, every kind member.

CarGuideNG:
Thank you for your perspectives Sir. We have previously embarked on some CSR for the individuals you mentioned, and intend to do more to contribute to their cause.

We are all one as long as we choose to understand one another. All the best sir!

CarGuideNG:

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Thank you very much. I have a couple of information about the car from the dealer. I will be visiting the dealer tomorrow.

But I think DonnyT and Cosplay deserve a lot of credit for their selfless services here. If anyone would be paid for VIN checks on this tread, it should be them. It may not be nice to attract their clients (who are enjoying the freebies) to yourself without their permission (except it's the same person behind the monikers anyway).

Do not get me wrong, comprehensive check is not done for free anywhere, I know that and you are doing a normal thing, but he who starts the bonanza should reap the profit.

Thank you sir.

Good day DonnyT, Cosplay and other gurus here. God bless you for the selfless efforts.

Kindly help me check this 3N1BC11E38L369761

mendes911:
A supposedly woman that has hairs all over her chin, chest and legs, is that one a woman?

Am I the only person observing the kind of man Mendes is? He is just jovial and having his fun. Not even moved by the "stones". I don laff taya.

The elders in this group seem to be on vacation or campaign trips this period. Please let us sheath our swords and keep doing what we are doing. Sarcasm, bitter truths, warnings, predictions, declarations of portfolio or status are all part of the fun here. From what I see before these recent tirades, members were just voicing out their opinions or plans, not recommending to or advising anyone to join them. We should also mind how we control our use of words. Maybe the next bear will be on Nairaland with bans flying up and down.

I will not mention names, but i need to state that in the past, people have deactivated their accounts here because of misunderstandings or impersonation. We need to be our brothers' keeper. We will not be surprised to discover that people who fuel tirades don't have anything in their portfolio, not even cash.

As someone said, Oga Loco sabi handle bear like anything. You won't even get him annoyed. Rather, he'll flow with your sarcasm and entertain you more. Some members here are known for their sarcasm in bear or bull season. Some of us would remember Dexterax and one elder who always speaks on parables.

Where una put Oga BullBearMkt?

fxuser:
Dealing with a pull back
- prices must retrace , its normal
- a retrace is not a reversal , learn to differentiate
- no likes to see paper profit disappear (don't work ur self up, it happens)
- wen paper profits become paper loss it causes emotional discomfort (deal with it early on)
- if u are hating ur position, reduce it, if u still dont like d position , keep reducing it
- if your plan was to hold forever , den u shud not be looking at prices
- fret not ! pull backs dont go on forever , however they provide great entries
- remain patient

Good morning everyone. While trying to relate the quite misunderstood regular sarcasm of some members to the recent "stones" on one hand, and searching for some important information just before the bull that seems to have been sustained for an unusually long time on the other hand, I stumbled on this post made in Aug. 2017. God bless you Oga Fxuser. Everyone is the CEO of their portfolio, and we keep learning till the day we stop trading. The fun and sarcasim is good to read and follow, we are one family as Oga Ihedioramma would say.

Yommievata:
Guys, please i would like to know how long it takes to have WES evaluation done.

After your certificate and transcript are received at their end, they will send a request for verification of transcript to your former school. You may need to inform your school and initiate the reply/verification. Once your school verifies, WES would proceed to evaluate and send copies. Evaluation and sending to recipients are estimated to be completed writhing 3-4working days.

femi312:
All students are to submit immunization proof. In most cases, monthly immunization will not work because your school will most likely ask for your immunization document covering from a particular period as stipulated by your school. Without that, you might not be granted a waiver not to be charged the school's health insurance. Ask your school for the coverage period for the Fall semester. might be Sept 1 - Dec 31

This is enlightening. I have been assuming wrongly. I will do as advised. I really appreciate my oga.

LagosismyHome:
http://web2.fit.edu/health/immunization.php

Go through that link. It will tell you what immunisation is mandatory in your school. Then ask your mother for your baby Immunizations records or card to use as evidence of the ones you have. For the ones you dont have that are needed in your school then find a place to do it in Nigeria before you leave. Keep a proof you taken it

If you dont..listed in the link is what they might charge u to have it done and much more or your insurance might cover some of the cost

Thank you ma'am. I have followed the link. Very appropriate. A lot has to be done. I'm honored you even got the specific link for my school. May God continue to bless you.

femi312:
Its sad that your friend wasted about $1000. Your friend is probably 29 and above, that's why he/she had to pay $300 P.S.. To the incoming students:: you don't need to take a quote to your school first, on the insurance website, you can check the plan that your school will accept, most schools are listed on the website with the plan that is acceptable to each school. If you are below 27 or so, you might not pay more than $200 and $300 for fall and spring respectively. The price goes up with age, still at that, its far better that the exorbitant fee your school will charge.By the way if you don't know what to use money for..I am a pm away. Lastly, fill your immunization form before you leave Nigeria and ask questions, no excuse for ignorance.

Thank you for the details. Very helpful. I am not familiar with the immunization form you mentioned. My school is ready to run my sponsor's pocket dry, but get behind me Satan, not when I have God and these beautiful people on Nairaland. I discovered the only option they accept is "elite" which is $2903 for 1yr, from the $2995 default school plan. No difference, but an advantage of paying monthly.

Can you kindly help with information on how the immunization forma are generated? (I also think immunIzation is for students below 26yrs of age. how true?)

Anyone's contribution would be appreciated.

ProfOjah1234:
Bro we need to talk but I can't send a pm.. Kindly check my profile and send me a mail pls .. Thanks bro!!

I'll send the mail immediately my bro. I see you're a boss on this thread. I'm just a newly admitted student.

biikeys:
Have you checked if your school accepts external insurance policies as long as it meets certain requirements firstly? Usually, that is much cheaper as you've probably already seen. ISOA is cheap and okay..There are other ones too. Do your research and post what you see here.

And for the jeans, buy your stuff from Nigeria if you can, at least till you get fully settled except you want Walmart Faded glory jeans

Thank you very much for the concern and help. My school provides the option of waiver if certain requirements are met, and I use those requirements as a guide. I'll check the ISOA you're suggesting and compare to International students insurance as suggested by Lagosismyhome.

I love this humour of "faded glory jeans"....and I can't stop laughing. It's a very valid advice. How much does one love the tastes of roasted corn, boiled groundnut, ponmo, sugar-filled plantain chips? It's time to have a good fill with them. I've been eating roasted corn daily since the week after my interview, can't ignore beans and corn meal. Even if e dey USA, e no go get the coal flame flavour.

Talking about waking up to greet many people - known and unknown, have an argument with one or two persons, see a live funny scene on the street or by the road, it's time to do these well as there's a slight change in social environment looming. My very dear brother has promised me fine jackets for the new weather as parting gifts.

I don't wish anyone goes to a foreign land to spend what they earned the hard way in their motherland, all in the name of settling down. I'm beginning to settle down even before taking off. More of the advice/suggestions please, as many including me are learning from these.

Mitchely:
Great suggestion. Please more of such advice, particularly for first time travelers like some of us will be greatly welcome. Unfortunately the life in US As a Student thread, where I think such would be addressed is no longer active.

Yes, we need a lot of such before the thread is flooded with Spring applicants seeking help. I have been reading through that thread you mentioned too, but exchange rates are not the same again (lol) and as you said, it's not active.

Congratulations @olarich30 and @Ndawe. Beautiful transcripts, less of traditional answers. All the best to other Fall and prospective Spring applicants.

LagosismyHome:
Nice write up

On the issue of Insurance ..... a friend has similar issues where the school was billing by default $1,500 per semester for Insurance . I saw a post here by Femi321 with this comment ; What the Hell? $1300? wow, you have money to throw around. Anyway you can use http://www.InternationalStudentInsurance.com but you will have to check the requirements for health insurance in your school first to be sure it meets any of the plans.

So I sent the link to a friend , he was able to get a quote for $300 for insurance , using the school requirement for insurance such as ensuring the quote covered Repatriation insurance coverage of XX amount and Evacuation insurance coverage of at least XX. He took that quote to the school and they accepted it . The $300 insurance then replaced the default nonsense of $1,500

it appears most schools chosen provders such as insurance or shipping are out to exploit international student , same comment I have for eshipglobal.com who charging Nigerian students to ship i20 at over $100 with DHL but when you go to DHL direct it is less than half . That exploitation but let me not digress

@Lagosismyhome. Responsive and quick as always. I really appreciate. "default nonsense" really cracked me up. I'll follow the link, and I believe this will help a lot of us here too. I'll be hopeful the school would accept it.

Thanks a lot ma'am

Good day house. Congratulations to everyone who has got their visa approved recently. I have these suggestions and questions:

1. I am observing that most applicants prefer other organizations apart from WES. I would advise that anyone confirms with their prospective school first, if they accept evaluation from the preferred organization. My school precisely advised me to use WES then, and I believe there were reasons. I know this issue has been treated here a number of times, but this is my contribution: If you're an OAU graduate, to verify your status to WES, you'll visit Rm 204, Senate building extension, ans you'll be paying N2500 for the verification. You can send someone who has your full names to help.

2. As it's been said many times, one needs to prepare for the expensive initial living and administrative cost. Checking up the cost of a pair of jeans (N15.000 on conversion), I had to resort to buying as many wears, foodstuffs, toiletries (lol), even pen and notebooks before the day of flight. I'd advise everyone takes time to attend to these issues early while we're here. It's like a stitch in time...

3. I've been having this sleepless nights because of my health insurance fee. My school's default insurance is $2,995. How do I explain to my sponsor that he has to cough out a whooping N1m+ after scholarship? I've tried checking the third party insurance offers, and seen good bargains in the range $600-$2000 with the option of payment in installments, but my friend in the US is advising me to be careful so as not to be scammed.

My main question is: what plans do the schools have in cases where there's a delay? I've contacted the school on this as a new student, but haven't received any reply after many days. Thank you all as I await help.

Levels731:
Congrats man!!!! What a lovely transcript. Have you gone to pick up your visa?

I just did that on Friday. Thank you plenty my oga

shayhune:
Let me also walk in the footsteps of Boss imperiouxx


@princeGee23,aladex11,Zeng,ogoji,shabol,Capitas7,mudi1012,adewotired,Mitchely,nmarh,Levels731 and every other silent follower whose visa was approved today and still remained reticent

Congrats. May God bless your new journey.

Thank you Boss

towbaynah:
Hahaha. I'm loving this. Congrats, pal!

Thank you good pal

mudi1012:
Congratulations .....

thank you plenty boss. I couldn't say thank you because of a ban

Tunnyz:
Congratulations... Blessings!

Thanks my oga. Amen and for you too

LagosismyHome:
O YES indeed..... Congrats great news !!!

May GOD Bless your new journey

Amen. I sincerely appreciate your support throughout the process

Capitas7:
Good day everyone. Approved this morning. I will post the transcript before the end of the day. In transit at the moment. Abstractg thank you to everyone who I've come across on this platform, and those who directly offered help, not excluding those who have contributed through transcripts or other contents. I can't thank my younger brother enough for suggesting this thread to me a few months ago.

When you a lion chases you, Mount Everest becomes a pebble - this I saw today. If the word "Grace" makes no meaning to you, then the US Embassy is not a place to experiment your philosophy. I passed the night at my brother's apartment in Akoka. Short night, I woke up at 12:59am, and searched for another nap that never came. I put a call through to my brother for the final mock he promised me - he wasn't in town (Texrem, I'm jokingly angry at you o, as you didn't reply my request for a mock interview nko?). I left his place at 4am. A good note for those planning on leaving their Yaba lodge early, I saw only three buses (the road was sleeping) moving between the hours of 4am and 4:40am, meaning it was too early. Got to the Consulate a few minutes after 5am. After all the checks, we were on the single line waiting for the VO's who started arriving around 7:03am (by now, 6:30am, 7:00am and 7:30am immigrant and non-immigrant candidates were muddled together).

I began to wonder how nairalanders observed and kept figures with pictures because immediately the interview started with the first set of applicants, I went blank, and didn't even want to see anyone's denial or approval. The brother in front of me no try at all. If you're reading this, bros, your energy was much, and your blood hot; kilode? I almost left the position behind him for another window. See as bros just dey talk like say e dey address the entire applicants, with much energy and hot blood. I heard two immigrant applicants say why is he portraying himself as being desperate? and the other replied this is serious and funny. I heard the VO ask him what do you know about this school? Brother's answer was quite superficial, then the VO made the comment "those are general knowledge about US schools, can you give me something more convincing?". Too serious or not, Window 6 approved big bros - this brings to mind the saying of Lagosismyhome that what sounds inadequate to someone's ears might be what a particular VO wants to hear i.e. only the VO decides - and I was happy for him. I just dey fear say this brother don spoil show for person like me wey dey talk with low tone.

Immediately after him, I approached Window 6. Sorry for the epistle, but the truth is God's Grace made my transcript limited to just three questions thus

VO: Good morning sir
Me: Good morning sir
VO: pass me your I20 and your passport
Me: (I did as instructed)
VO: So why Florida institute of technology?
Me: FIT internship presents graduate Biotechnology students the options of working in a research lab or in a commercial company, of which I prefer the first and most of the other schools don't have the option (VO didn't allow me mention the other point I had)
VO: How do you intend to go about your studies?
Me: A total of 30 credits are required to obtain an MS in Biotechnology in FIT spread over a period of 24months. (I mentioned two courses and how many units per session)
VO: They're offering you a very good scholarship.
Me: Yes, true (low tone).
VO: What qualified you for this?
Me: My SOP, GRE scores and my undergraduate CGPA (there's nothing special about any of them, just average)
VO: okay, your visa has been approved, ensure...at the address circled on this slip. Do have a good day, and welcome to USA
Me: Thank you sir.

I got home to discover I missed my dad's 6 calls sometimes around 5am. He told me he felt he had to wake me up, in case I was still asleep. Same with my brother who has been really supportive from the beginning. A big thank you to Lagosismyhome, Walspring, Texrem, Topdee, Zeng, Electronic, and everyone here.

Good day everyone. Approved this morning. I will post the transcript before the end of the day. In transit at the moment. Abstractg thank you to everyone who I've come across on this platform, and those who directly offered help, not excluding those who have contributed through transcripts or other contents. I can't thank my younger brother enough for suggesting this thread to me a few months ago.

princeGee23:
Use chrome or Mozilla, safari, opera and IE usually have issues.
Best of luck!

Thank you very much. It's been resolved now

Walspring:
That should be site network, Use chrome or firefox mozilla because you can use them to saved and print later

I really appreciate. I was able complete it with IE 8, but saved earlier progresses on chrome.

I will suggest Walspring's options to anyone having similar issues. And IE8 would be fine too.

LagosismyHome:
Similar issue posted yesterday.... not sure if it was resolved

I fear its a general thing too, but it went through with a lot of hiccups later yesterday evening. I appreciate your concern an help from time to time

Sweeny:
Use Puffin Browser, it's wicked fast

Thank you very much. I searched for the browser, but I had it resolved later on my internet explorer. I had to do some software reinstallation. I'll be downloading the Puffin soon though.